NOT LISTED FOR SALE

12541 Emerald Lake Dr Panama City Beach, FL 32407

Estimated Value: $321,000 - $388,000

3 Beds
2 Baths
1,250 Sq Ft
$287/Sq Ft Est. Value

About This Home

This home is located at 12541 Emerald Lake Dr, Panama City Beach, FL 32407 and is currently estimated at $358,559, approximately $286 per square foot. 12541 Emerald Lake Dr is a home located in Bay County with nearby schools including Surfside Middle School, J.R. Arnold High School, and Hutchison Beach Elementary School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 23, 2024
Sold by
Howard David Patrick
Bought by
Sweeney Stephen Patrick and Sweeney Cheryl Jeanette
Current Estimated Value
$358,559

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Outstanding Balance
$294,688
Interest Rate
6.6%
Mortgage Type
New Conventional
Estimated Equity
$63,871

Purchase Details

Closed on
Nov 16, 2023
Sold by
Kimball Tabitha
Bought by
Howard David Patrick

Purchase Details

Closed on
Sep 28, 2021
Sold by
Kimball Tabitha and Kimball Adam
Bought by
Kimball Tabitha and Kimball Adam

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$252,050
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 13, 2019
Sold by
Stone Teresa Elaine
Bought by
Kimball Tabitha and Kimball Adam

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$248,270
Interest Rate
4.4%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 20, 2017
Sold by
Wilson Jimmy M and Clark Mary G
Bought by
Stone Teresa Elaine

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,924
Interest Rate
4.12%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 30, 2015
Sold by
Wilson Jimmy M and Clark Mary G
Bought by
Wilson Jimmy M and Clark Mary G

Purchase Details

Closed on
Feb 25, 2013
Sold by
Fannie Mae
Bought by
Wilson Jimmy M and Clark Mary G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,000
Interest Rate
3.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 1, 2013
Sold by
M L Niro Lc
Bought by
Federal National Mortgage Association

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,000
Interest Rate
3.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 18, 2012
Sold by
Jackson Kerry
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Mar 26, 2007
Sold by
Jackson Kerry J and Jackson George R
Bought by
Ml Niro Llc

Purchase Details

Closed on
Apr 30, 2004
Sold by
Lewis Gwendolyn J
Bought by
Jackson George and Jackson Kerry
Source: Public Records

Range of Values:

Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sweeney Stephen Patrick $375,000 None Listed On Document
Howard David Patrick $291,621 Setco Services
Howard David Patrick $291,621 Setco Services
Kimball Tabitha -- Accommodation
Kimball Tabitha $264,000 Diamond Title Agency Inc
Stone Teresa Elaine $225,000 First Intl Title Inc
Wilson Jimmy M $29,700 Attorney
Wilson Jimmy M $120,000 Attorney
Federal National Mortgage Association -- Reo Title Company Of Fl Llc
Federal National Mortgage Association -- Attorney
Ml Niro Llc $100,000 Surety Land Title Of Fl Llc
Jackson George $127,800 Diamond Title Agency Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Sweeney Stephen Patrick $300,000
Previous Owner Kimball Tabitha $252,050
Previous Owner Kimball Tabitha $248,270
Previous Owner Stone Teresa Elaine $220,924
Previous Owner Wilson Jimmy M $96,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,741 $247,945 $33,572 $214,373
2023 $2,741 $247,593 $0 $0
2022 $2,407 $233,330 $0 $0
2021 $2,383 $226,534 $25,749 $200,785
2020 $2,533 $207,845 $24,650 $183,195
2019 $2,377 $191,085 $23,000 $168,085
2018 $2,352 $190,553 $0 $0
2017 $1,243 $103,655 $0 $0
2016 $1,236 $104,680 $0 $0
2015 $1,286 $105,705 $0 $0
2014 $1,330 $109,530 $0 $0
Source: Public Records

Map

Florida Bay County Panama City Beach 32407

12541 Emerald Lake Dr, Panama City Beach, FL

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