NOT LISTED FOR SALE

Estimated Value: $416,000 - $464,000

2 Beds
1.5 Baths
948 Sq Ft
$456/Sq Ft Est. Value

Last Sold January 08, 2020

Last sale price $280,000 $295 Per Sq Ft

Est. 54% increase in value since last sale

Current estimated payment $2,507/month

50 Days on Market

Highlights

  • 2 Dock Slips
  • Beach
  • Pier or Dock
  • Matapeake Elementary School Rated A-
  • Pier
  • 4-minute walk to Romancoke Pier

About This Home

As of January 2020

Charming and beautifully remodeled turn-key Chesapeake Coastal Cottage directly across the street from the Bay with gorgeous separate garage/boathouse. Fishing and Boating are steps away at Romancoke on the Bay community beach/ramp or the public Romancoke pier. Salt-life galore! Recently added and updated Shake siding, windows, doors, deck, porch, half bath, premium engineered flooring and a killer open kitchen with granite island and tasteful glass block back splash, and tons of upscale cabinetry and stainless steel appliances. Living area has lovely built-ins to keep everything in its spot. Bath has also been remodeled with all the desirable choices. Almost new two story Garage/Boathouse built just this past year with stairs leading to a full second floor with 768 square feet on the first floor and 384 square feet on the second floor. Car or boat buff? Hobbist? You'll be in hog heaven! Enjoy Kent Island's bike trail and Blue Heron Golf Course close by and all the Salt-Life Kent Island has to offer. New Public sewer just completed . Home Warranty provided by Seller. Inspections done and FHA appraisal for $290K so we can settle quick. Professionally Encapsulated crawl space is also a big plus-DRY!

Last Agent to Sell the Property

Mary Ann Zaruba

(410) 320-1806 maryannzaruba@gmail.com RE/MAX Executive License #93905 Listed on: 10/23/2019

RE/MAX Executive

Last Buyer's Agent

Mary Ann Zaruba

(410) 320-1806 maryannzaruba@gmail.com RE/MAX Executive License #93905 Listed on: 10/23/2019

RE/MAX Executive

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,211

Year Built

  • Built in 1964 | Remodeled in 2012

Lot Details

  • 0.3 Acre Lot
  • Lot Dimensions are 90x277x59x245
  • Home fronts navigable water
  • Private Beach
  • Public Beach
  • East Facing Home
  • Extensive Hardscape
  • Premium Lot
  • Interior Lot
  • Level Lot
  • Additional Land
  • Property is in good condition
  • Property is zoned NC-20

HOA Fees

  • $6 Monthly HOA Fees

Parking

  • 3 Car Detached Garage
  • 6 Open Parking Spaces
  • Parking Storage or Cabinetry
  • Gravel Driveway
  • Off-Street Parking
  • Parking available for a boat

Property Views

  • Bay
  • Scenic Vista
  • Garden

Home Design

  • Coastal Architecture
  • Cottage
  • Shingle Roof
  • Wood Roof
  • Aluminum Siding
  • Vinyl Siding

Interior Spaces

  • Property has 1 Level
  • Crown Molding
  • Gas Fireplace
  • Double Pane Windows
  • Window Treatments
  • Window Screens
  • Six Panel Doors
  • Family Room Off Kitchen
  • Dining Room
  • Workshop
  • Crawl Space

Kitchen

  • Electric Oven or Range
  • Stove
  • Microwave
  • Freezer
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Pier
  • Canoe or Kayak Water Access
  • Private Water Access
  • Property near a bay
  • Sun Deck
  • Limited Hours Of Personal Watercraft Operation
  • Dock has a Storage Area
  • Swimming Allowed
  • Boat Ramp
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • Powered Boats Permitted
  • Multiple Balconies
  • Deck
  • Patio
  • Pole Barn
  • Shed
  • Storage Shed
  • Utility Building
  • Outbuilding
  • Porch

Schools

  • Matapeake Elementary And Middle School
  • Kent Island High School

Utilities

  • Central Air
  • Cooling System Utilizes Bottled Gas
  • Heating System Powered By Leased Propane
  • Programmable Thermostat
  • Underground Utilities
  • 220 Volts
  • Propane
  • Well
  • Electric Water Heater
  • Approved Septic System
  • On Site Septic
  • Septic Permit Issued
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Level Entry For Accessibility
  • Machine Shed

Listing and Financial Details

  • Tax Lot 5
  • Assessor Parcel Number 04-055470
  • $360 Front Foot Fee per year

Community Details

Overview

  • Romancoke On The Bay HOA
  • Romancoke On The Bay Subdivision

Amenities

  • Picnic Area
  • Clubhouse
  • Party Room
  • Bar or Lounge

Recreation

  • Pier or Dock
  • 1 Community Docks
  • Beach
  • Fishing Allowed
  • Jogging Path
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,211

Year Built

Built in 1964 | Remodeled in 2012

Lot Details

0

HOA Fees

$6 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage, Coastal
  • Accessibility Features: Level Entry - Main
  • Ownership: Fee Simple
  • Historic: No
  • Inclusions: Frig, dishwasher, ceiling fan, shed, oversized new 2 story garage,gas fireplace, hardwood floors,wine rack, leased propane tanks
  • New Construction: No
  • Story List: Main
  • Expected On Market: 2019-10-30
  • Federal Flood Zone: No
  • Year Built: 1964
  • Year Renovated: 2012
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Freezer, Microwave, Oven/Range - Electric, Refrigerator, Stove, Washer, Water Heater
  • Flooring Type: Hardwood, Laminated
  • Interior Amenities: Crown Moldings, Dining Area, Family Room Off Kitchen, Kitchen - Island, Window Treatments, Wood Floors
  • Window Features: Double Pane, Screens
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Six Panel
  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Room List: Dining Room, Bedroom 2, Kitchen, Family Room, Bedroom 1, Workshop
  • Basement: No
  • Laundry Type: Hookup, Has Laundry, Main Floor
  • Total Sq Ft: 1716
  • Living Area Sq Ft: 948
  • Price Per Sq Ft: 304.85
  • Above Grade Finished Sq Ft: 948
  • Above Grade Unfinished Sq Ft: 768
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s), Shed, Machine Shed, Pole Barn, Shed Shop, Storage Barn/Shed, Utility Building
  • Construction Materials: Combination, Vinyl Siding, Aluminum Siding
  • Exterior Features: Outbuilding(s), Extensive Hardscape, Boat Storage, Private Beach, Secure Storage
  • Road Surface Type: Black Top
  • Roof: Shingle, Wood
  • Spa: No
  • View: Bay, Garden/Lawn, Scenic Vista, Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited Hours Of Personal Watercraft Operation (PWC), Private Access, Public Beach, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Chesapeake Bay
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 3.00
  • Garage: Yes
  • Open Parking Spaces Count: 6
  • Parking Features: Gravel Driveway
  • Garage Features: Oversized, Additional Storage Area
  • Number Of Detached Garage Spaces: 3
  • Total Garage And Parking Spaces: 9
  • Type Of Parking: Detached Garage, Driveway, Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric, Bottled Gas
  • Cooling Type: Central A/C
  • Electric Service: 220 Volts
  • Heating Fuel: Propane - Leased
  • Heating Type: Programmable Thermostat
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Approved System, On Site Septic, Public Sewer, Septic Permit Issued
  • Utilities: Propane, Fiber Optics Available, Sewer Available, Under Ground, Cable Tv, Dsl Available
  • Water Source: Public, Well
  • Municipal Trash: No

Condo/Co-op/Association

  • HOA Fees: 75.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Bar/Lounge, Beach, Bike Trail, Club House, Jog/Walk Path, Party Room, Picnic Area, Pier/Dock
  • HOA Name: ROMANCOKE ON THE BAY
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: Yes

Fee Information

  • Front Foot Fee Pymt Freq: Annually

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: MATAPEAKE
  • High School: KENT ISLAND
  • Middle Or Junior School: MATAPEAKE

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Lot Features: Additional Lot(s), Interior, Level, Premium
  • Lot Size Acres: 0.30
  • Lot Dimensions: 90x277x59x245
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 13000.00
  • Outdoor Living Structures: Deck(s), Porch(es), Balconies- Multiple, Patio(s)
  • Property Condition: Good
  • Soil Types: Sandy
  • Zoning: NC-20
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 2211.00
  • Assessor Parcel Number: 04-055470
  • Tax Lot: 5
  • County Tax Payment Frequency: Annually
  • Tax Year: 2018

Multi Family

  • Front Foot Fee: 360.00

MLS Schools

  • School District Name: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 23, 2019
Closed on
Jan 7, 2020
Sold by
Gustafson Paul R and Brown Ellen
Bought by
Pumphrey Lee L and Pumphrey Mary D
Seller's Agent
Mary Ann Zaruba
RE/MAX Executive
Buyer's Agent
Mary Ann Zaruba
RE/MAX Executive
List Price
$289,000
Sold Price
$280,000
Premium/Discount to List
-$9,000
-3.11%
Current Estimated Value
$432,323

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$152,323
Avg. Annual Appreciation
7.78%
Original Mortgage
$274,928
Outstanding Balance
$242,438
Interest Rate
3.5%
Mortgage Type
FHA
Estimated Equity
$189,885

Purchase Details

Listed on
May 19, 2017
Closed on
Jul 21, 2017
Sold by
Hohenstein Kimberly A
Bought by
Gustafson Paul R and Brown Ellen
Seller's Agent
Juli McDonald
Rosendale Realty
Buyer's Agent
Jody Baker
Cross Street Realtors LLC
List Price
$249,000
Sold Price
$255,000
Premium/Discount to List
$6,000
2.41%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.86%
Original Mortgage
$250,381
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Listed on
Mar 9, 2012
Closed on
May 29, 2012
Sold by
Caples Clarence W and Caples Leona
Bought by
Hohenstein Kimberly A
Seller's Agent
Bob Lucido
Keller Williams Lucido Agency
Buyer's Agent
Lori Guimond
Keller Williams Select Realtors of Easton
List Price
$170,000
Sold Price
$160,000
Premium/Discount to List
-$10,000
-5.88%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.49%
Original Mortgage
$173,400
Interest Rate
3.85%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 24, 1980
Sold by
Hart John E
Bought by
Caples Clarence W and Caples Leona

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$22,500
Interest Rate
13.85%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Pumphrey Lee L $280,000 Homeland Title & Escrow Ltd
Gustafson Paul R $255,000 None Available
Hohenstein Kimberly A $160,000 Brilliant Title Corporation
Caples Clarence W $32,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Pumphrey Lee L $274,928
Previous Owner Gustafson Paul R $250,381
Previous Owner Hohenstein Kimberly A $173,400
Previous Owner Caples Clarence W $22,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/08/2020 01/08/20 Sold $280,000 -3.1% $295 / Sq Ft
12/12/2019 12/12/19 Pending -- -- --
10/23/2019 10/23/19 For Sale $289,000 +13.3% $305 / Sq Ft
07/21/2017 07/21/17 Sold $255,000 +2.4% $269 / Sq Ft View Prior Sale
05/26/2017 05/26/17 Pending -- -- --
05/19/2017 05/19/17 For Sale $249,000 +55.6% $263 / Sq Ft
05/31/2012 05/31/12 Sold $160,000 -5.9% $208 / Sq Ft View Prior Sale
03/18/2012 03/18/12 Pending -- -- --
03/09/2012 03/09/12 For Sale $170,000 -- $221 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,850 $324,433 $0 $0
2024 $2,702 $298,067 $0 $0
2023 $2,559 $271,700 $158,300 $113,400
2022 $2,479 $263,167 $0 $0
2021 $2,442 $254,633 $0 $0
2020 $2,330 $246,100 $130,800 $115,300
2019 $2,211 $230,567 $0 $0
2018 $2,062 $215,033 $0 $0
2017 $1,763 $199,500 $0 $0
2016 -- $186,333 $0 $0
2015 $1,792 $173,167 $0 $0
2014 $1,792 $160,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDQA141602

Bright MLS

APN: 04-055470