Listed by Windermere R.E. Northeast, Inc, Bought with Realogics Sotheby's Int'l Rlty
NOT LISTED FOR SALE

Estimated Value: $938,000 - $1,056,000

3 Beds
4 Baths
2,375 Sq Ft
$414/Sq Ft Est. Value

Last Sold August 28, 2023

Last sale price $810,000 $341 Per Sq Ft

Est. 21% increase in value since last sale

Current estimated payment $5,832/month

2 Days on Market

Highlights

  • Low Bank Waterfront Property
  • Second Kitchen
  • 0.55 Acre Lot
  • Penny Creek Elementary School Rated A
  • Lake View
  • Deck

About This Home

As of August 2023

Custom-built lake front home with only 1 owner on secluded Ruggs Lake! The house was designed for 100% wheelchair accessibility including smart home features with 5x5 elevator shaft available. Incredible SW view of lake on main floor through large living room prow-front windows and vaulted ceilings. Lovely sunrises and sunsets + lots of wildlife to watch. 2 story daylight rambler. Main has electric radiant floor heating, beautiful stained cement and matching wood laminates. Very insulated lower level features 2 apartment style spaces, each with kitchen/bathroom/shower +exterior access. The home sits on a peaceful street with no through traffic, and great neighbors. There’s a tool shed in back next to a plum tree and blueberry bushes. Enjoy!

Last Agent to Sell the Property

Tony Ferrelli

Windermere R.E. Northeast, Inc License #12029 Listed on: 08/03/2023

Windermere R.E. Northeast, Inc

Co-Listed By

Daniel Eaton

Windermere R.E. Northeast, Inc License #21014649

Last Buyer's Agent

Jane Neff

Realogics Sotheby's Int'l Rlty License #21194

Realogics Sotheby's Int'l Rlty

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: 2146090

Northwest Multiple Listing Service (NWMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,820

Year Built

  • Built in 2004

Lot Details

  • 0.55 Acre Lot
  • Low Bank Waterfront Property
  • Lake Front
  • Street terminates at a dead end

Parking

  • Driveway

Home Design

  • Poured Concrete
  • Composition Roof
  • Wood Siding
  • Cement Board or Planked

Interior Spaces

  • 2,375 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Skylights
  • Gas Fireplace
  • Dining Room
  • Lake Views
  • Natural lighting in basement
  • Home Security System

Kitchen

  • Second Kitchen
  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wall to Wall Carpet
  • Laminate
  • Concrete
  • Vinyl

Bedrooms and Bathrooms

  • Walk-In Closet
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Accessible Home Design

  • Accessible Full Bathroom
  • Accessible Bedroom
  • Accessible Kitchen
  • Central Living Area
  • Accessible Utilities
  • Accessible Approach with Ramp
  • Accessible Entrance
  • Smart Technology

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating System
  • Propane
  • Septic Tank

Community Details

  • No Home Owners Association
  • Silver Lake Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,820

Year Built

Built in 2004

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Residential
  • StyleCode: 12 - 2 Story
  • Accessibility Features: Accessible Approach with Ramp, Accessible Bath, Accessible Bedroom, Accessible Central Living Area, Accessible Entrance, Accessible Kitchen, Accessible Utility, Other, Smart Technology
  • Year Built: 2004
  • Buyer Agency Compensation: 2.5
  • Inclusions: Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
  • MLS Status: Sold
  • Prev Status: Closed
  • Unit Levels: Two
  • New Construction: No
  • CalculatedSquareFootage: 2375
  • EffectiveYearBuiltSource: Public Records
  • SeniorExemption: false
  • DetachedDwellingSqFtFinished: 0
  • NWM_DPRUrl: https://www.workforce-resource.com/dpr/listing/NWMLS/2146090?w=Consumer&agent=69842
  • Special Features: None

Interior Features

  • Fireplaces: 1
  • Basement: Daylight
  • Appliances: Dishwasher(s), Dryer(s), Disposal, Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 3
  • Possible Bedrooms: 3
  • Total Bedrooms: 3
  • Entry Location: Main
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Flooring: Concrete, Laminate, Vinyl, Carpet
  • Interior Amenities: Second Kitchen, Concrete, Dining Room, Fireplace, Laminate, Security System, Skylight(s), Vaulted Ceiling(s), Walk-In Closet(s), Wall to Wall Carpet
  • Living Area: 2375
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 1
  • Bathrooms: 3.25
  • BathsFullMain: 1
  • FireplacesMain: 1
  • SquareFootageFinished: 2375
  • SquareFootageUnfinished: 0
  • BathsFullGarage: 0
  • BathsFullLower: 0
  • BathsFullUpper: 0
  • BathsHalfGarage: 0
  • BathsHalfLower: 0
  • BathsHalfMain: 0
  • BathsHalfUpper: 0
  • BathsThreeQuarterGarage: 0
  • BathsThreeQuarterLower: 2
  • BathsThreeQuarterMain: 1
  • BathsThreeQuarterUpper: 0
  • BedroomsLower: 2
  • BedroomsUpper: 0
  • AppliancesIncluded: Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
  • NWM_NumberOfBathtubs: 1
  • NWM_NumberOfShowers: 3

Exterior Features

  • Roof: Composition
  • View: Lake
  • Lot Features: Dead End Street, Paved
  • View: Yes
  • Waterfront Features: Bank-Low, Lake
  • Waterfront: Yes
  • Exterior Features: Cement Planked, Wood
  • Foundation Details: Poured Concrete
  • Structure Type: House
  • WaterAccess: Beach Rights,Community Waterfront/Pvt Beach

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Open Parking: No
  • Parking Features: Driveway

Utilities

  • Sewer: Available, Septic Tank
  • Water Source: Public
  • Cooling: None
  • Cooling Y N: No
  • Heating: Forced Air
  • Heating Yn: Yes
  • PowerCompany: Snohomish PUD
  • WaterCompany: Silver Lake

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Junior High Dist: Everett
  • High School: Buyer To Verify
  • Middle Or Junior School: Buyer To Verify

Lot Info

  • Parcel Number: 00562800001400
  • Land Lease: No
  • Lot Size Acres: 0.55
  • Lot Size Sq Ft: 23958
  • Irrigation Water Rights: No
  • ResoLotSizeUnits: SquareFeet
  • ShowMapLink: true
  • SiteFeatures: Deck,Propane
  • MLSLotSizeSource: Realist
  • MLSSquareFootageSource: Realist

Green Features

  • Power Production Type: Electric, Propane

Rental Info

  • ShortTermRentalYN: false

Tax Info

  • Year: 2023
  • Tax Annual Amount: 7820

Multi Family

  • EnergySource: Electric,Propane

MLS Schools

  • Elementary School: Buyer To Verify

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 3, 2023
Closed on
Aug 18, 2023
Sold by
Bannister Barry D
Bought by
Stephens Jeffrey R and Stephens Kathryn
Seller's Agent
Tony Ferrelli
Windermere R.E. Northeast, Inc
Buyer's Agent
Jane Neff
Realogics Sotheby's Int'l Rlty
List Price
$799,950
Sold Price
$810,000
Premium/Discount to List
$10,050
1.26%
Views
27
Current Estimated Value
$982,747

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$172,747
Avg. Annual Appreciation
9.69%
Original Mortgage
$648,000
Outstanding Balance
$633,642
Interest Rate
6.96%
Mortgage Type
New Conventional
Estimated Equity
$349,105

Purchase Details

Closed on
Apr 10, 2021
Sold by
Bannister Barry D and Skiaroff Caitlin Heather
Bought by
Bannister Barry D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$291,500
Interest Rate
3.05%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 17, 2003
Sold by
Gehring Harold and Gehring Marky
Bought by
Bannister Barry D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$318,250
Interest Rate
5.37%
Mortgage Type
Construction
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Stephens Jeffrey R $810,000 Chicago Title
Bannister Barry D -- Servicelink
Bannister Barry D $105,000 Pnwt
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Stephens Jeffrey R $648,000
Previous Owner Bannister Barry D $291,500
Previous Owner Bannister Barry D $318,250
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/28/2023 08/28/23 Sold $810,000 +1.3% $341 / Sq Ft
08/05/2023 08/05/23 Pending -- -- --
08/03/2023 08/03/23 For Sale $799,950 -- $337 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,461 $837,600 $500,500 $337,100
2024 $7,461 $818,000 $492,200 $325,800
2023 $7,820 $913,900 $539,000 $374,900
2022 $5,987 $609,000 $293,000 $316,000
2020 $6,624 $544,400 $273,000 $271,400
2019 $6,220 $513,200 $248,000 $265,200
2018 $6,382 $485,500 $248,000 $237,500
2017 $5,593 $425,300 $201,000 $224,300
2016 $4,767 $380,200 $165,000 $215,200
2015 $4,838 $367,000 $163,000 $204,000
2013 $4,353 $292,000 $125,000 $167,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: 2146090

Northwest Multiple Listing Service (NWMLS)

APN: 005628-000-014-00