$590,000
$10K PRICE DROP

1266 W 45th St Loveland, CO 80538

Estimated payment $3,304/month

Total Views 16,683
5 Beds
3.5 Baths
3,042 Sq Ft
$194 Price per Sq Ft

Highlights

  • Open Floorplan
  • Contemporary Architecture
  • Wood Flooring
  • Deck
  • Cathedral Ceiling
  • No HOA

About This Home

Welcome to 1266 W 45th Street - where comfort, space, and a little slice of nature come together in one of Loveland's most welcoming neighborhoods. This warm and inviting two-story home offers 3,000 square feet of living space, including a finished basement with tons of flexibility (hello, home gym, playroom, or movie nights!). With 5 bedrooms (one non-conforming) and 4 bathrooms, there's plenty of room to stretch out, grow, and make it your own. The sellers have lovingly cared for this home since it was built in 1991, and it shows-from the thoughtful updates like the gorgeous new primary bathroom, and fresh paint throughout, to the way every room just feels like home. The kitchen has great flow for entertaining or weeknight dinners, and big windows fill the space with natural light. Outside, the backyard is a true gem. It backs to a quiet greenbelt - no neighbors right behind you - and the spacious deck with a pergola is made for relaxing summer nights, BBQs with friends, or your morning coffee spot. The neighborhood is filled with mature trees, friendly faces, and a sense of calm, even though you're just 10 minutes from Downtown Loveland and 20 minutes from Old Town Fort Collins. If you've been looking for a place where you can grow, play, and settle in, this just might be the one.

Listing Agent

Lauren Haug

Haug & Co Real Estate Agency LLC Listed on: 07/25/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,251

Year Built

  • Built in 1991

Lot Details

  • 6,459 Sq Ft Lot
  • Open Space
  • Wood Fence
  • Chain Link Fence
  • Level Lot
  • Sprinkler System
  • Property is zoned R1-UD

Parking

  • 3 Car Attached Garage

Home Design

  • Contemporary Architecture
  • Brick Veneer
  • Composition Roof
  • Composition Shingle

Interior Spaces

  • 3,042 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Gas Log Fireplace
  • Bay Window
  • Wood Frame Window
  • Family Room
  • Dining Room
  • Basement Fills Entire Space Under The House
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary bathroom on main floor

Laundry

  • Laundry on main level
  • Washer and Dryer Hookup

Schools

  • Edmondson Elementary School
  • Erwin Middle School
  • Loveland High School

Utilities

  • Forced Air Heating and Cooling System
  • High Speed Internet

Additional Features

  • Low Pile Carpeting
  • Deck

Community Details

  • No Home Owners Association
  • Centennial Hills Pud Subdivision

Listing and Financial Details

  • Assessor Parcel Number R1257145

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,251

Year Built

Built in 1991

Lot Details

0

Parking

3

Listing Details

  • Inclusions: Electric Range/Oven,Dishwasher,Refrigerator,Microwave,Disposal,Smoke Alarm(s)
  • Year Built: 1991
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.15
  • Road Frontage Type: City Street
  • Road Surface Type: Paved, Asphalt
  • Subdivision Name: Centennial Hills PUD
  • Above Grade Finished Sq Ft: 2017
  • Architectural Style: Contemporary/Modern
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 3042
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Electric Range/Oven, Dishwasher, Refrigerator, Microwave, Disposal
  • Accessibility Features: Level Lot, Low Carpet, Main Floor Bath, Main Level Laundry
  • Has Basement: Full, Partially Finished
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Three Quarter Bathrooms: 2
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 1025
  • Fireplace Features: Gas, Gas Logs Included, Single Fireplace
  • Fireplace: Yes
  • Flooring: Wood Floors
  • Interior Amenities: High Speed Internet, Eat-in Kitchen, Separate Dining Room, Cathedral/Vaulted Ceilings, Open Floorplan, Stain/Natural Trim, Kitchen Island
  • Living Area: 2946
  • Main Level Bathrooms: 1
  • Window Features: Wood Frames, Bay Window(s)
  • Room Bedroom4 Area: 132
  • Room Bedroom3 Features: Carpet
  • Dining Room Features: Wood Floor
  • IRESDS_HasFamilyRoom: Yes
  • Room Bedroom4 Level: Basement
  • Living Room Living Room Level: Main
  • Room Bedroom3 Area: 100
  • Room Bedroom4 Features: Carpet
  • Master Bedroom Master Bedroom Level: Upper
  • Room Bedroom2 Area: 110
  • Room Bedroom3 Level: Upper
  • Master Bedroom Master Bedroom Width: 13
  • Room Family Room Area: 150
  • Room Bedroom2 Level: Upper
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Bedroom5 Level: Basement
  • Room Bedroom5 Features: Carpet
  • Room Family Room Level: Main
  • Room Bedroom5 Area: 99
  • Room Kitchen Features: Wood Floor
  • Room Living Room Area: 210
  • Family Room Features: Wood Floor
  • Living Room Features: Carpet
  • Room Kitchen Area: 108
  • Dining Room Dining Room Level: Main
  • Room Master Bedroom Area: 221
  • Room Dining Room Area: 120
  • Master Bathroom Features: 3/4 Primary Bath

Exterior Features

  • Roof: Composition
  • Fencing: Fenced, Wood, Chain Link
  • Lot Features: Curbs, Gutters, Sidewalks, Fire Hydrant within 500 Feet, Lawn Sprinkler System, Abuts Private Open Space
  • View: No
  • Waterfront: No
  • Disclosures: Seller's Property Disclosure
  • Home Warranty: No
  • Construction Type: Brick/Brick Veneer, Composition Siding
  • Patio And Porch Features: Deck
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 3
  • Garage Spaces: 3
  • IRESDS_Garage Sq Ft: 626
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air
  • Electric: Electric, City of Lovelan
  • Heating: Forced Air
  • Utilities: Natural Gas Available, Electricity Available
  • Laundry Features: Washer/Dryer Hookups, Main Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electricity On Property: No
  • Sewer: City Sewer
  • Water Source: City Water, City of Loveland
  • Gas Company: Natural Gas, Xcel Energy

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Elementary School: Edmondson
  • HighSchool: Loveland
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Erwin, Lucile

Lot Info

  • Zoning: R1-UD
  • Lot Size Sq Ft: 6459
  • Parcel #: R1257145
  • Irrigation Water Rights: No

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 2251

Multi Family

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,251 $38,592 $3,350 $35,242
2024 $2,171 $38,592 $3,350 $35,242
2022 $2,249 $28,266 $3,475 $24,791
2021 $2,311 $29,079 $3,575 $25,504
2020 $2,290 $28,800 $3,575 $25,225
2019 $2,251 $28,800 $3,575 $25,225
2018 $2,060 $25,034 $3,600 $21,434
2017 $1,774 $25,034 $3,600 $21,434
2016 $1,811 $24,692 $3,980 $20,712
2015 $1,796 $24,690 $3,980 $20,710
2014 $1,417 $18,840 $3,980 $14,860
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/19/2025 09/19/25 Price Changed $590,000 -1.7% $194 / Sq Ft
07/25/2025 07/25/25 For Sale $600,000 -- $197 / Sq Ft
Source: IRES MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $279,000 Unknown
Closed $222,400 Fannie Mae Freddie Mac
Closed $55,600 Credit Line Revolving
Closed $40,800 Credit Line Revolving
Closed $208,000 Unknown
Closed $16,000 Credit Line Revolving
Closed $224,000 Unknown
Closed $88,850 Credit Line Revolving
Closed $34,000 Unknown
Source: Public Records

Source: IRES MLS

MLS Number: 1040092

IRES MLS

APN: 96353-09-010