$1,985,000
$365K PRICE DROP

Estimated payment $11,682/month

Total Views 16,340
4 Beds
4.5 Baths
8,375 Sq Ft
$237 Price per Sq Ft

Highlights

  • Guest House
  • Open Floorplan
  • High Ceiling
  • Panoramic View
  • Victorian Architecture
  • 4-minute walk to The Main Terrain Park

About This Home

Incredible Live / Work / Invest Opportunity - Prime Downtown / Southside Rare mixed-use offering with endless possibilities. Enjoy an exceptional city residence while generating steady monthly income from five separate rental units. This one-of-a-kind Historic Victorian Italianate building features retail + apartments, a private courtyard, terraces, balconies with city and mountain views, and on-site parking. Located in a prime Downtown / Southside setting, this circa-1910 property, listed on the Historic Register, showcases classic Victorian Italianate architecture including ornamental parapets, arched windows, and distinctive period details. A true downtown landmark, the property seamlessly blends historic charm with modern versatility—just steps from restaurants, boutiques, and entertainment. The main level offers a stunning street-level retail space (currently a bridal boutique) with 12-foot ceilings and large display windows, providing excellent visibility and strong pedestrian exposure. Behind the retail space, a private courtyard leads to a detached carriage house with a studio apartment, ideal for additional rental income, guest quarters, or creative use. Upstairs, three residential units feature open floor plans, high ceilings, and abundant natural light. The second-floor apartment offers a spacious layout with a large balcony and private terrace, while the third floor includes two one-bedroom apartments with sweeping city and mountain views. With seven on-site parking spaces, multiple outdoor living areas, and an unbeatable Downtown / Southside location, this exceptional property offers outstanding flexibility as an investment asset, live/work opportunity, or potential conversion to a grand single-family residence. Highlights:
*Prime Downtown / Southside location, walk to everything
*Victorian Italianate architecture with ornamental parapets
*Built in 1890 | Listed on the Historic Registe
*Ground-floor retail + 3 open-plan apartments + detached carriage house/studio (5 rental units total)
*Private courtyard, multiple balconies, and large patio
*City and mountain views from upper levels
*Seven on-site parking spaces
*Ideal for investment, live/work, or single-family conversion

Listing Agent

Ellen Brooks

Fletcher Bright Realty License #236259 Listed on: 10/08/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $16,246

Year Built

  • Built in 1910

Lot Details

  • 6,098 Sq Ft Lot
  • Lot Dimensions are 25' x 264
  • Wrought Iron Fence

Property Views

  • Panoramic
  • City Lights
  • Mountain
  • Neighborhood

Home Design

  • Victorian Architecture
  • Mixed Use
  • Brick Exterior Construction
  • Brick Foundation
  • Membrane Roofing

Interior Spaces

  • 8,375 Sq Ft Home
  • 3-Story Property
  • Open Floorplan
  • High Ceiling
  • Track Lighting
  • Wood Frame Window
  • Unfinished Basement
  • Basement Cellar

Kitchen

  • Free-Standing Electric Range
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Laundry in multiple locations
  • Washer and Dryer

Home Security

  • Home Security System
  • Fire and Smoke Detector

Parking

  • On-Street Parking
  • Parking Lot
  • Off-Street Parking

Outdoor Features

  • Balcony
  • Uncovered Courtyard
  • Covered Patio or Porch

Schools

  • Battle Academy Elementary School
  • Orchard Knob Middle School
  • Howard School Of Academics & Tech High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Separate Meters
  • Water Heater
  • Cable TV Available

Additional Features

  • Guest House
  • City Lot

Community Details

  • No Home Owners Association
  • High-Rise Condominium

Listing and Financial Details

  • Assessor Parcel Number 145e N 008

Home Details

Home Type

Single Family

Est. Annual Taxes

$16,246

Year Built

Built in 1910

Lot Details

6,098 Sq Ft Lot

Listing Details

  • Property Sub Type: Mixed Use
  • Prop. Type: Residential
  • Lot Size Acres: 0.14
  • Lot Size: 25' X 264
  • Road Frontage Type: City Street
  • Subdivision Name: None
  • Directions: Building is located on the West Side of Market Street, between 13th & Cowart Streets, next to Firestone Auto Care.
  • Above Grade Finished Sq Ft: 8375.0
  • Architectural Style: Victorian
  • Carport Y N: No
  • Garage Yn: No
  • Living Area: 8375.0
  • New Construction: No
  • Building Stories: 3
  • Structure Type: High Rise, House, Mixed Use, Multi Family, Retail
  • Year Built: 1910
  • Cooling:Electric: Yes
  • Location Tax and Legal Parcel Number2: 145e N 008
  • Location Tax and Legal Elementary School: Battle Academy
  • Location Tax and Legal Middle Or Junior School2: Orchard Knob Middle
  • Location Tax and Legal High School: Howard School of Academics & Tech
  • Location Tax and Legal:Tax Annual Amount: 16246.0
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 8375.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.14
  • General Property Information Lot Size Square Feet2: 6098.0
  • General Property Information Lot Size Dimensions: 25' X 264
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: No
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: Incredible Live / Work / Invest Opportunity - Prime Downtown / Southside Rare mixed-use offering with endless possibilities. Enjoy an exceptional city residence while generating steady monthly income from five separate rental units. This one-of-a-kind Historic Victorian Italianate building features retail + apartments, a private courtyard, terraces, balconies with city and mountain views, and on-site parking. Located in a prime Downtown / Southside setting, this circa-1910 property, listed on the Historic Register, showcases classic Victorian Italianate architecture including ornamental parapets, arched windows, and distinctive period details. A true downtown landmark, the property seamlessly blends historic charm with modern versatility—just steps from restaurants, boutiques, and entertainment. The main level offers a stunning street-level retail space (currently a bridal boutique) with 12-foot ceilings and large display windows, providing excellent visibility and strong pedestrian exposure. Behind the retail space, a private courtyard leads to a detached carriage house with a studio apartment, ideal for additional rental income, guest quarters, or creative use. Upstairs, three residential units feature open floor plans, high ceilings, and abundant natural light. The second-floor apartment offers a spacious layout with a large balcony and private terrace, while the third floor includes two one-bedroom apartments with sweeping city and mountain views. With seven on-site parking spaces, multiple outdoor living areas, and an unbeatable Downtown / Southside location, this exceptional property offers outstanding flexibility as an investment asset, live/work opportunity, or potential conversion to a grand single-family residence.
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Security Features:Smoke Detector(s): Yes
  • View:Mountain(s): Yes
  • Cooling:Multi Units: Yes
  • Security Features:Security System: Yes
  • General Property Information Stories2: 3
  • Appliances WasherDryer5: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Foundation Details BrickMortar: Yes
  • Flooring Luxury Vinyl: Yes
  • Structure Type Multi Family: Yes
  • Appliances Water Heater2: Yes
  • Structure Type:House: Yes
  • Utilities:Cable Connected: Yes
  • Other Structures:Guest House: Yes
  • View:City3: Yes
  • Architectural Style Victorian: Yes
  • Flooring:Ceramic Tile: Yes
  • Structure Type Mixed Use2: Yes
  • Fencing:Wrought Iron: Yes
  • Laundry Features Multiple Locations: Yes
  • View:Neighborhood: Yes
  • Structure Type High Rise: Yes
  • View City Lights: Yes
  • Roof Membrane2: Yes
  • Special Features: None
  • Stories: 3

Interior Features

  • Spa Features: None
  • Private Spa: No
  • Appliances: Water Heater, Washer/Dryer, Free-Standing Refrigerator, Free-Standing Electric Range, Dishwasher
  • Has Basement: Cellar, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace: No
  • Flooring: Carpet, Ceramic Tile, Luxury Vinyl
  • Interior Amenities: High Ceilings, Open Floorplan, Track Lighting
  • Window Features: Wood Frames
  • Basement:Unfinished: Yes
  • Appliances Dishwasher: Yes
  • Basement:Cellar: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:High Ceilings: Yes
  • Appliances:Free-Standing Refrigerator: Yes
  • Interior Features:Track Lighting: Yes
  • Laundry Features:In Unit: Yes

Exterior Features

  • Fencing: Wrought Iron
  • Lot Features: City Lot, Views
  • Pool Features: None
  • View: City, City Lights, Mountain(s), Neighborhood, Panoramic
  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick
  • Exterior Features: Balcony, Courtyard, Uncovered Courtyard
  • Foundation Details: Brick/Mortar
  • Other Structures: Guest House
  • Patio And Porch Features: Patio, Porch, Porch - Covered, Rear Porch
  • Roof: Membrane
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Wood Frames: Yes
  • Lot Features:Views: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Exterior Features:Balcony: Yes
  • Lot Features:City Lot: Yes
  • Exterior Features:Uncovered Courtyard: Yes
  • View:Panoramic: Yes
  • Exterior Features:Courtyard: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Off Street, On Street, Parking Lot
  • General Property Information:Garage YN: No
  • Parking Features:Off Street: Yes
  • Parking Features:On Street: Yes
  • Parking Features:Parking Lot: Yes

Utilities

  • Laundry Features: In Unit, Multiple Locations
  • Security: Security System, Smoke Detector(s)
  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Electric, Separate Meters
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes
  • Heating:Separate Meters2: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Battle Academy
  • High School: Howard School of Academics & Tech
  • Middle Or Junior School: Orchard Knob Middle

Lot Info

  • Lot Size Sq Ft: 6098.0
  • Additional Parcels: No
  • Parcel #: 145e N 008

Tax Info

  • Tax Annual Amount: 16246.0

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/04/2026 02/04/26 Price Changed $1,985,000 -11.6% $237 / Sq Ft
01/09/2026 01/09/26 Price Changed $2,245,000 -4.5% $268 / Sq Ft
10/08/2025 10/08/25 For Sale $2,350,000 -- $281 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $880,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $704,000 Commercial
Source: Public Records

Source: Greater Chattanooga REALTORS®

MLS Number: 1521928

Greater Chattanooga REALTORS®

APN: 145E-N-008

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