12702 N 1225 W Monticello, IN 47960
Estimated payment $4,393/month
Total Views
36,199
4
Beds
3
Baths
1,908
Sq Ft
$417
Price per Sq Ft
Highlights
- 114 Feet of Waterfront
- Open Floorplan
- Ranch Style House
- Primary Bedroom Suite
- Lake, Pond or Stream
- Backs to Open Ground
About This Home
Don't miss this rare opportunity to own a unique waterfront property on Lake Freeman! This 3 bedroom, 2 bath home includes an attached 1 bedroom, 1 bath cottage with a loft—perfect for guests or rental income. Situated on a level waterfront lot with a private boat dock, the property features a 2-car attached garage connecting the main house and cottage. The main home boasts a cozy brick fireplace in the living room and an enclosed porch with serene views of the backyard and water. The cottage offers a bright, airy atmosphere with a wood cathedral ceiling, loft, second laundry room, kitchen, dining, and living areas. Whether you're looking for a family retreat or an investment opportunity, this property offers endless possibilities. Enjoy lake life and all that Monticello has to offer—schedule your showing today!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,899
Year Built
- Built in 1948
Lot Details
- 0.36 Acre Lot
- 114 Feet of Waterfront
- Lake Front
- Backs to Open Ground
- Level Lot
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Ranch Style House
- Vinyl Construction Material
Interior Spaces
- 1,908 Sq Ft Home
- Open Floorplan
- Cathedral Ceiling
- Ceiling Fan
- Living Room with Fireplace
- Crawl Space
- Fire and Smoke Detector
Kitchen
- Eat-In Kitchen
- Gas Oven or Range
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom Suite
- Walk-In Closet
- 3 Full Bathrooms
- Bathtub with Shower
- Separate Shower
Laundry
- Laundry on main level
- Washer and Electric Dryer Hookup
Outdoor Features
- Lake, Pond or Stream
- Enclosed Patio or Porch
Schools
- Oaklawn Elementary School
- Roosevelt Middle School
- Twin Lakes High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Private Company Owned Well
- Well
Listing and Financial Details
- Assessor Parcel Number 08-04-03-000-081.000-011
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,899 | $371,400 | $191,300 | $180,100 |
| 2023 | $1,722 | $330,400 | $191,300 | $139,100 |
| 2022 | $1,722 | $304,900 | $191,300 | $113,600 |
| 2021 | $1,655 | $282,800 | $191,300 | $91,500 |
| 2020 | $1,537 | $261,700 | $170,200 | $91,500 |
| 2019 | $1,484 | $259,100 | $170,200 | $88,900 |
| 2018 | $1,712 | $297,300 | $209,700 | $87,600 |
| 2017 | $1,632 | $296,800 | $209,700 | $87,100 |
| 2016 | $1,506 | $274,200 | $179,800 | $94,400 |
| 2014 | $1,385 | $250,400 | $156,400 | $94,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/06/2025 06/06/25 | For Sale | $795,000 | -- | $417 / Sq Ft |
Source: Indiana Regional MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | None Available | |
| Warranty Deed | $282,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $260,000 | No Value Available |
Source: Public Records
About the Listing Agent
Energy, enthusiasm, and experience combine to make Cathy Russell the number one agent in the Lafayette area! In 2015, she earned the spot as the number one agent in the Lafayette Regional Association of Realtors by successfully closing more than 225 properties for more than $35M in sales volume in her 42nd year in the business.
Cathy began her Real Estate career in 1974 after graduating from Purdue University in home planning and working in the building industry. After raising her three
Cathy's Other Listings
Source: Indiana Regional MLS
MLS Number: 202521498
APN: 08-04-03-000-081.000-011
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