Doneva Renee Rawls
Wonderland Realty LLC
(763) 373-5782
77 Total Sales
3 in Otsego
$402K - $486K Price Range
12712 96th St NE Elk River, MN 55330
Otsego AreaEstimated Value: $1,012,388
5
Beds
3.5
Baths
4,273
Sq Ft
$237/Sq Ft
Est. Value
Highlights
- River Front
- Multiple Garages
- 43,647 Sq Ft lot
- Rogers Middle School Rated A-
- RV Access or Parking
- Family Room with Fireplace
About This Home
As of September 2025Welcome Home to this extraordinary two-story acreage home nestled on the banks of the Mississippi River in one of the area’s most sought after private neighborhoods. Situated on a beautifully maintained 1-acre private lot with sweeping river views, this 5-bedroom, 4-bathroom home offers a perfect blend of luxury and comfort. Step inside and discover a stunning chef’s kitchen, office, formal dining room, and a 3-season porch overlooking the river. Maple flooring throughout the main level. The spacious upper level includes brand new carpet flowing through the loft and 4 bedrooms; including an amazing primary featuring a huge walk-in closet and private full bathroom with a walk-in tile shower and soaking tub. The finished walkout lower level is the ultimate entertaining space with a wet bar, rec space, bedroom, 3/4 bathroom, large storage area, kitchenette, and ample storage. If that wasn't enough, this home boasts an incredible garage setup: an attached 4-car heated garage with rear overhead access and a massive 30' x 50' detached garage with a 14' x 14' door—perfect for your RV or hobby space. Both roofs were replaced in 2024, and the front exterior was freshly painted in 2025. Enjoy the peace and quiet of this private HOA-maintained community featuring all 1 acre lots, 50% open green space, and no remaining buildable lots. See supplements for a map of the river and islands providing opportunities to bow hunt and fish at your leisure. Exceptional opportunity to own a legacy property along the Mississippi with unmatched quality, comfort, and space to grow.
Last Agent to Sell the Property
Keller Williams Classic Rlty NW Brokerage Phone: 763-229-8369 Listed on: 07/15/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,594
Year Built
- Built in 2007
Lot Details
- 1 Acre Lot
- Lot Dimensions are 133x249x246x234
- River Front
HOA Fees
- $42 Monthly HOA Fees
Parking
- 5 Car Attached Garage
- Multiple Garages
- Heated Garage
- Insulated Garage
- RV Access or Parking
Home Design
- Steel Siding
Interior Spaces
- 2-Story Property
- Gas Fireplace
- Family Room with Fireplace
- 2 Fireplaces
- Great Room
- Living Room with Fireplace
- Dining Room
- Home Office
- Loft
- Game Room
- Finished Basement
- Walk-Out Basement
Kitchen
- Range
- Microwave
- Dishwasher
- Wine Cooler
- The kitchen features windows
Bedrooms and Bathrooms
- 5 Bedrooms
- Soaking Tub
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Porch
Utilities
- Forced Air Heating and Cooling System
- Private Water Source
- Septic System
Community Details
- Mississippi Cove Association, Phone Number (320) 292-3825
- Davis Mississippi Cove 2Nd Add Subdivision
Listing and Financial Details
- Assessor Parcel Number 118247003070
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 15, 2025
Closed on
Sep 22, 2025
Sold by
Steven J Zoubek J and Steven Jessica L
Bought by
Seller's Agent
Regan Englund
Keller Williams Classic Rlty NW
Buyer's Agent
Christopher Adams
eXp Realty
List Price
$1,000,000
Sold Price
$995,000
Premium/Discount to List
-$5,000
-0.5%
Views
55
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,388
Avg. Annual Appreciation
1.77%
Original Mortgage
$895,500
Outstanding Balance
$887,330
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$125,058
Purchase Details
Closed on
Feb 4, 2025
Sold by
Zoubek Steven and Zoubek Jessica
Bought by
Steven J Zoubek And Jessica L Zoubek Revocabl and Zoubek
Purchase Details
Closed on
May 31, 2019
Sold by
Zoubek Steve and Zoubek Jessica
Bought by
Zoubek Steven and Zoubek Jessica
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$384,000
Interest Rate
4.2%
Mortgage Type
New Conventional
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Elk River, MN
-
Doneva Renee Rawls
-
Matthew Austinson
Matthew Austinson
Keller Williams Premier Realty
(715) 553-5291
87 Total Sales
2 in Otsego
$405K - $580K Price Range
-
Laura Heppner
Laura Heppner
Keller Williams Classic Realty
(763) 742-1651
49 Total Sales
1 in Otsego
$252,000 Price
-
Joseph Dennis
Joseph Dennis
Realty ONE Group Choice
(651) 412-2829
32 Total Sales
2 in Otsego
$430K - $455K Price Range
-
Scott Frank
Scott Frank
RE/MAX Advantage Plus
(612) 662-1586
44 Total Sales
1 in Otsego
$480,000 Price
-
Kristi Healy
Kristi Healy
Edina Realty, Inc.
(952) 222-0559
51 Total Sales
1 in Otsego
$392,500 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $995,000 | Partners Title | ||
| Steven J Zoubek And Jessica L Zoubek Revocabl | $500 | None Listed On Document | |
| Zoubek Steven | -- | Solidifi Title & Closing Llc |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $895,500 | ||
| Previous Owner | Zoubek Steven | $384,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/22/2025 09/22/25 | Sold | $995,000 | -0.5% | $233 / Sq Ft |
| 09/03/2025 09/03/25 | Pending | -- | -- | -- |
| 07/17/2025 07/17/25 | For Sale | $1,000,000 | -- | $234 / Sq Ft |
Source: NorthstarMLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $8,820 | $885,500 | $182,500 | $703,000 |
| 2025 | $8,820 | $738,300 | $154,000 | $584,300 |
| 2024 | $8,596 | $732,700 | $154,000 | $578,700 |
| 2023 | $8,186 | $754,800 | $168,000 | $586,800 |
| 2022 | $7,522 | $643,200 | $140,000 | $503,200 |
| 2021 | $7,334 | $535,700 | $90,000 | $445,700 |
| 2020 | $6,820 | $515,400 | $90,000 | $425,400 |
| 2019 | $6,342 | $471,400 | $0 | $0 |
| 2018 | $5,962 | $475,100 | $0 | $0 |
| 2017 | $5,830 | $448,800 | $0 | $0 |
| 2016 | $5,714 | $0 | $0 | $0 |
| 2015 | $5,782 | $0 | $0 | $0 |
| 2014 | -- | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Regan Englund
Seller's Agent in 2025
Regan Englund
Keller Williams Classic Rlty NW
(763) 229-8369
429 Total Sales
-
Christopher Adams
Buyer's Agent in 2025
Christopher Adams
eXp Realty
(612) 202-0530
109 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6754619
APN: 118-247-003070
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of NorthstarMLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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