12729 Cunninghill Cove Rd Middle River, MD 21220
4
Beds
2
Baths
1,186
Sq Ft
5,999
Sq Ft Lot
Highlights
- No HOA
- Living Room
- Family Room
- Screened Porch
- Central Air
- Heat Pump System
About This Home
As of June 2025OFFERS DUE SUNDAY, MAY 4TH AT 3PM. Nestled in the Cunninghill Cove community community, this charming 3-bedroom, 2-bath split-level home is a haven of comfort and leisure. Its proximity to Gunpowder State Park provides a picturesque backdrop and a host of outdoor activities right at your doorstep.The main level offers a comfortable living room, a renovated kitchen, and a spacious, light-filled dining room, along with a family room, three bedrooms, and one full bath. The lower level expands the living space with a fourth bedroom, full bath, and a large family room complete with a kitchenette/wet bar, making it ideal for in-law living or extended family accommodation.A lovely three-season enclosed porch off the family room opens to a new deck, overlooking a tranquil backyard, perfect for enjoying the outdoors. The heart of the home is an expansive sunroom, a luminous retreat with panoramic views of the surrounding nature, promising year-round enjoyment. The home features new, tasteful LVP flooring and fresh paint throughout, adding a modern touch to its inviting spaces.Tons of updates to mention including new roof in 2020 with 40 year shingles, new gutters and downspouts 2020, new LVP flooring on main level, new storm door, new interior doors and trim, new HVAC 2020, new triple pane windows with lifetime/transferrable warranty, new trex decking and railings 2022, new kitchen counter, faucet, pantry wall system, new ceiling fans in the family room and sun room, new recessed lighting in family room and kitchen and new stainless steel appliances in the kitchen.Whether you’re enjoying a quiet morning with a cup of coffee or hosting a lively gathering with friends, this home is designed to cater to any occasion. More than just a place to live, it’s a lifestyle choice for those who cherish peace, privacy, and the pleasure of their own personal oasis. This home will not disappoint!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,236
Year Built
- Built in 1986
Lot Details
- 5,999 Sq Ft Lot
Home Design
- Split Level Home
- Block Foundation
- Aluminum Siding
Interior Spaces
- 1,186 Sq Ft Home
- Property has 2 Levels
- Family Room
- Living Room
- Screened Porch
Bedrooms and Bathrooms
Parking
- 2 Parking Spaces
- 2 Driveway Spaces
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
Community Details
- No Home Owners Association
- Cunninghill Cove Subdivision
Listing and Financial Details
- Tax Lot 12
- Assessor Parcel Number 04151800010855
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 29, 2025
Closed on
Jun 6, 2025
Sold by
Sersen Ronald F and Sersen Valerie Ryan
Bought by
Sadowski Aaron and Oliver Julia
Seller's Agent
Jessica Dailey
Compass
Buyer's Agent
Jennifer Lasek
Samson Properties
List Price
$360,000
Sold Price
$368,500
Premium/Discount to List
$8,500
2.36%
Views
126
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-16.12%
Original Mortgage
$350,075
Outstanding Balance
$350,075
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$4,448
Purchase Details
Closed on
Jan 9, 2008
Sold by
Sersen Ronald F
Bought by
Sersen Ronald F and Sersen Valerie Ryan
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$233,000
Interest Rate
6.27%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Dec 18, 2007
Sold by
Sersen Ronald F
Bought by
Sersen Ronald F and Sersen Valerie Ryan
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$233,000
Interest Rate
6.27%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Mar 18, 1987
Sold by
Loyola Financial & Development
Bought by
Sersen Ronald F
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $368,500 | Goldstar Title | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | $67,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $350,075 | New Conventional | |
| Previous Owner | $60,000 | New Conventional | |
| Previous Owner | $233,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $233,000 | New Conventional | |
| Previous Owner | $222,400 | Stand Alone Second | |
| Previous Owner | $165,000 | Adjustable Rate Mortgage/ARM |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/06/2025 06/06/25 | Sold | $368,500 | +2.4% | $311 / Sq Ft |
| 05/04/2025 05/04/25 | Pending | -- | -- | -- |
| 04/29/2025 04/29/25 | For Sale | $360,000 | -- | $304 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,404 | $277,067 | -- | -- |
| 2024 | $4,404 | $267,033 | $0 | $0 |
| 2023 | $2,281 | $257,000 | $83,900 | $173,100 |
| 2022 | $4,320 | $243,200 | $0 | $0 |
| 2021 | $3,672 | $229,400 | $0 | $0 |
| 2020 | $3,672 | $215,600 | $83,900 | $131,700 |
| 2019 | $3,456 | $214,300 | $0 | $0 |
| 2018 | $3,341 | $213,000 | $0 | $0 |
| 2017 | $3,200 | $211,700 | $0 | $0 |
| 2016 | $2,961 | $203,833 | $0 | $0 |
| 2015 | $2,961 | $195,967 | $0 | $0 |
| 2014 | $2,961 | $188,100 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jessica Dailey
Seller's Agent in 2025
Jessica Dailey
Compass
(443) 838-8204
281 Total Sales
-
Jennifer Lasek
Buyer's Agent in 2025
Jennifer Lasek
Samson Properties
(443) 250-6416
36 Total Sales
Map
Source: Bright MLS
MLS Number: MDBC2121788
APN: 15-1800010855
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