Seller's Agent in 2024
Paul Meyer
Compass - Denver
(303) 888-8148
1 in this area
20 Total Sales
128 E 12th St Loveland, CO 80537
Estimated Value: $401,000 - $493,000
5
Beds
2
Baths
1,466
Sq Ft
$317/Sq Ft
Est. Value
Highlights
- Property is near public transit
- Bonus Room
- No HOA
- Traditional Architecture
- Private Yard
- Front Porch
About This Home
As of April 2024>>>>> What a great opportunity to live just a few blocks north of downtown Loveland. This cozy residence has 3 beds, one upstairs, main floor full bath, and separate living areas on each floor. The kitchen appliances are newer, and the new laminate floor was just installed. Main floor laundry. A large storage room on the back of the house is handy. There is a separate entrance leading to the basement, which could become a separate apartment or rental unit, with 2 bedrooms and 3⁄4 bath. One bedroom is non-conforming. The basement is mostly unfinished and awaits your finishing touches. The concrete main floor eliminates noise. The south-facing, huge back yard is ready for outdoor living. The alley east of the property makes this essentially a corner lot, allowing off-street parking. It's only a few minutes to Lake Loveland and Webster Park, or to downtown. Note that the detached garage would require some modifications to be usable. Information provided herein is from sources deemed reliable but not guaranteed and is provided without the intention that any buyer rely upon it. Listing Broker takes no responsibility for its accuracy and all information must be independently verified by buyers.
Last Agent to Sell the Property
Compass - Denver Brokerage Email: paulm@coloradohomerealty.com,720-480-3709 License #100051627 Listed on: 11/03/2023
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,181
Year Built
- Built in 1949
Lot Details
- 6,970 Sq Ft Lot
- North Facing Home
- Partially Fenced Property
- Landscaped
- Level Lot
- Private Yard
- Grass Covered Lot
- Property is zoned R3E
Parking
- 1 Car Garage
- 1 Carport Space
- Gravel Driveway
Home Design
- Traditional Architecture
- Frame Construction
- Composition Roof
- Wood Siding
- Concrete Block And Stucco Construction
- Concrete Perimeter Foundation
Interior Spaces
- 2-Story Property
- Living Room
- Bonus Room
Kitchen
- Oven
- Range
- Microwave
- Dishwasher
- Laminate Countertops
Flooring
- Carpet
- Laminate
- Tile
Bedrooms and Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Unfinished Basement
- Partial Basement
- Exterior Basement Entry
- 2 Bedrooms in Basement
Outdoor Features
- Patio
- Rain Gutters
- Front Porch
Location
- Property is near public transit
Schools
- Truscott Elementary School
- Bill Reed Middle School
- Thompson Valley High School
Utilities
- Mini Split Air Conditioners
- Forced Air Heating System
- 220 Volts
- Natural Gas Connected
- Electric Water Heater
Community Details
- No Home Owners Association
- Loveland Heights Subdivision
Listing and Financial Details
- Exclusions: Seller's Personal Property
- Assessor Parcel Number R0382949
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 3, 2023
Closed on
Apr 29, 2024
Sold by
Cervantes Eduardo
Bought by
Bertcher Catherine T
Seller's Agent
Paul Meyer
Compass - Denver
Buyer's Agent
Megan Kemp
Keller Williams Realty Downtown LLC
List Price
$365,000
Sold Price
$364,000
Premium/Discount to List
-$1,000
-0.27%
Views
412
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$100,632
Avg. Annual Appreciation
17.67%
Original Mortgage
$311,679
Outstanding Balance
$307,300
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$157,332
Purchase Details
Listed on
Jul 7, 2013
Closed on
Dec 20, 2013
Sold by
Cowdin Peter R and Cowdin Mary K
Bought by
Cervantes Eduardo
Seller's Agent
Leslie Henckel
RE/MAX Alliance-FTC South
Buyer's Agent
Peter Cowdin
Cowdin Realty Inc
List Price
$189,900
Sold Price
$184,900
Premium/Discount to List
-$5,000
-2.63%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.76%
Original Mortgage
$181,550
Interest Rate
3.87%
Mortgage Type
FHA
Purchase Details
Closed on
Mar 14, 2012
Sold by
Cowdin Mary K
Bought by
Cowdin Mary K and Cowdin Peter R
Purchase Details
Closed on
Aug 30, 2010
Sold by
Cowdin Peter R and Cowdin Mary K
Bought by
Cowdin Mary K
Purchase Details
Closed on
Apr 30, 1999
Sold by
Binger Ronald Wm
Bought by
Cowdin Peter R and Cowdin Mary K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,840
Interest Rate
6.99%
Purchase Details
Closed on
Oct 1, 1990
Bought by
Binger Ronald Wm and Binger Cindy L
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Bertcher Catherine T | $364,000 | Land Title Guarantee | |
| Cervantes Eduardo | $184,900 | Land Title Guarantee Company | |
| Cowdin Mary K | -- | None Available | |
| Cowdin Mary K | -- | None Available | |
| Cowdin Peter R | $129,800 | Stewart Title | |
| Binger Ronald Wm | $55,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Bertcher Catherine T | $311,679 | |
| Previous Owner | Cervantes Eduardo | $181,550 | |
| Previous Owner | Cowdin Peter R | $103,840 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/29/2024 04/29/24 | Sold | $364,000 | -0.3% | $248 / Sq Ft | |
| 02/27/2024 02/27/24 | For Sale | $365,000 | 0.0% | $249 / Sq Ft | |
| 01/29/2024 01/29/24 | Pending | -- | -- | -- | |
| 12/30/2023 12/30/23 | Price Changed | $365,000 | +1.4% | $249 / Sq Ft | |
| 12/30/2023 12/30/23 | For Sale | $360,000 | 0.0% | $246 / Sq Ft | |
| 12/09/2023 12/09/23 | Pending | -- | -- | -- | |
| 12/06/2023 12/06/23 | Price Changed | $360,000 | -4.0% | $246 / Sq Ft | |
| 11/30/2023 11/30/23 | Price Changed | $375,000 | -1.3% | $256 / Sq Ft | |
| 11/16/2023 11/16/23 | Price Changed | $380,000 | -2.6% | $259 / Sq Ft | |
| 11/03/2023 11/03/23 | For Sale | $390,000 | +110.9% | $266 / Sq Ft | |
| 01/28/2019 01/28/19 | Off Market | $184,900 | -- | -- | |
| 12/20/2013 12/20/13 | Sold | $184,900 | -2.6% | $72 / Sq Ft | View Prior Sale |
| 11/20/2013 11/20/13 | Pending | -- | -- | -- | |
| 07/07/2013 07/07/13 | For Sale | $189,900 | -- | $74 / Sq Ft |
Source: REcolorado®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,246 | $31,825 | $2,680 | $29,145 |
| 2024 | $2,166 | $31,825 | $2,680 | $29,145 |
| 2022 | $2,181 | $27,404 | $2,720 | $24,684 |
| 2021 | $2,290 | $28,815 | $2,860 | $25,955 |
| 2020 | $1,656 | $20,821 | $2,860 | $17,961 |
| 2019 | $1,628 | $20,821 | $2,860 | $17,961 |
| 2018 | $1,406 | $17,078 | $2,880 | $14,198 |
| 2017 | $1,210 | $17,078 | $2,880 | $14,198 |
| 2016 | $1,113 | $15,180 | $3,184 | $11,996 |
| 2015 | $1,104 | $15,180 | $3,180 | $12,000 |
| 2014 | $806 | $10,720 | $3,180 | $7,540 |
Source: Public Records
Agents Affiliated with this Home
-
Paul Meyer
-
Megan Kemp
Buyer's Agent in 2024
Megan Kemp
Keller Williams Realty Downtown LLC
(970) 590-1274
3 in this area
58 Total Sales
-
Leslie Henckel
Seller's Agent in 2013
Leslie Henckel
RE/MAX
(970) 217-4370
21 in this area
126 Total Sales
-
P
Buyer's Agent in 2013
Peter Cowdin
Cowdin Realty Inc
Map
Source: REcolorado®
MLS Number: 2857060
APN: 95132-23-016
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