NOT LISTED FOR SALE

128 Josephine Ave South Elgin, IL 60177

Estimated Value: $292,000 - $352,165

4 Beds
3 Baths
2,038 Sq Ft
$162/Sq Ft Est. Value

Last Sold August 31, 2020

Last sale price $228,000 $112 Per Sq Ft

Est. 45% increase in value since last sale

Current estimated payment $2,424/month

117 Days on Market

Highlights

  • River Front
  • Mature Trees
  • Property is near a park
  • South Elgin High School Rated A-
  • Deck
  • Vaulted Ceiling

About This Home

As of August 2020

4 Bedroom, 2.1 Bath, 2+ Car Attached Garage on 1/2 Acre Overlooking & Adjacent to a small Park along the Fox River. Large Family Room with Sliding Doors to Deck, Fireplace & Vaulted Ceilings. A Beautiful Kitchen with Quartz Counter Tops & New SS Appliances Included! Large Living Room & Updated 1/2 Bath. Spacious Master Bedroom Suite with Private Bath & Balcony offers fantastic Views. All Bedrooms are of good size & have New Carpeting. Newer Siding, Windows & Roof. Large Maintenance Free Trex Deck. Enclosed Fenced Area. Large shed for more storage. Convenient to Tollway & Easy access to Route 31. Call today Available to Show!

Last Agent to Sell the Property

Sean Ryan

Ryan and Company REALTORS, Inc License #471000955 Listed on: 04/09/2020

Co-Listed By

Jill Ryan

Ryan and Company REALTORS, Inc License #471005400

Last Buyer's Agent

Paul Eru

Keller Williams ONEChicago License #475182999

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,839

Year Built

  • 1992

Lot Details

  • River Front
  • Fenced Yard
  • Mature Trees

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Garage Is Owned

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Asphalt Rolled Roof
  • Vinyl Siding

Interior Spaces

  • Built-In Features
  • Vaulted Ceiling
  • Skylights
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Entrance Foyer
  • Dining Area
  • Wood Flooring
  • Water Views

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Dishwasher

Bedrooms and Bathrooms

  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Balcony
  • Deck
  • Fire Pit

Location

  • Property is near a park

Utilities

  • Forced Air Heating and Cooling System
  • Water Rights

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $7,000 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,839

Year Built

1992

Lot Details

0

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 26-30 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 2.1
  • Style Of House: Traditional
  • Type Detached: 2 Stories
  • Estimated Year Built: 1992
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1992

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Skylight(s), Hardwood Floors, 1st Floor Laundry, Built-in Features, Walk-In Closet(s)
  • Number Of Rooms: 8
  • Living Room: Dimensions: 11X16, On Level: Main Level, Flooring: Hardwood, Windows: All
  • Appliances: Oven/Range, Dishwasher, Refrigerator, Washer, Dryer
  • Fireplace Details: Wood Burning, Gas Starter
  • Fireplace Location: Family Room
  • Bedrooms All Levels: 4
  • Primary Bedroom Bath: Full
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 12X5, On Level: Main Level, Flooring: Vinyl, Windows: All
  • Kitchen Type: Dimensions: 13X10, On Level: Main Level, Flooring: Ceramic Tile, Windows: All
  • Kitchen Type: Eating Area-Table Space
  • Additional Rooms: Eating Area, Foyer
  • Master Bedroom: Dimensions: 20X12, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 1 Name: Eating Area, Dimensions: 11X9, On Level: Main Level, Flooring: Ceramic Tile, Windows: All
  • Additional Room 2 Name: Foyer, Dimensions: 8X5, On Level: Main Level, Flooring: Ceramic Tile, Windows: All
  • Bedroom 2: Dimensions: 12X11, On Level: 2nd Level, Flooring: Carpet, Windows: All
  • Bedroom 3: Dimensions: 12X9, On Level: 2nd Level, Flooring: Carpet, Windows: All
  • Bedroom 4: Dimensions: 13X12, On Level: 2nd Level, Flooring: Carpet
  • Estimated Sq Ft: 2038
  • Family Room: Dimensions: 17X22, On Level: Main Level, Flooring: Hardwood

Exterior Features

  • Foundation: Concrete
  • Lot Size: .25-.49 Acre
  • Exterior Building Type: Vinyl Siding
  • Roof Type: Asphalt/Glass (Rolled)
  • Waterfront: Yes
  • Exterior Property Features: Balcony, Deck, Fire Pit
  • Acreage: 0.48

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Concrete
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Forced Air

Schools

  • School District: 46
  • Elementary School: Willard Elementary School
  • Middle School: Kenyon Woods Middle School
  • High School: South Elgin High School
  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 164X120X201X200
  • Lot Description: Fenced Yard, Park Adjacent, River Front, Water Rights, Water View, Mature Trees
  • Parcel Identification Number: 0626328034

Tax Info

  • Taxes: 6743.86

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 9, 2020
Closed on
Aug 27, 2020
Sold by
Hext Jayme W and Hext Heidi
Bought by
Garcia Milagro
Seller's Agent
Sean Ryan
Ryan and Company REALTORS, Inc
Buyer's Agent
Paul Eru
Keller Williams ONEChicago
List Price
$239,900
Sold Price
$228,000
Premium/Discount to List
-$11,900
-4.96%
Total Days on Market
117
Current Estimated Value
$330,291

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$102,291
Avg. Annual Appreciation
8.10%
Original Mortgage
$223,870
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 19, 2005
Sold by
Hext Jayme W and Hext Doreen L
Bought by
Hext Jayme W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$173,960
Interest Rate
5.77%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 3, 2000
Sold by
Gacki Conrad
Bought by
Hext Jayme W and Hext Doreen L

Purchase Details

Closed on
May 1, 1997
Sold by
Castle John L
Bought by
Hext Jayme W and Hext Doreen L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,160
Interest Rate
8.05%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 31, 1997
Sold by
Hud
Bought by
Castle John L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
7.95%

Purchase Details

Closed on
Mar 8, 1996
Sold by
Ramsey Kenneth R
Bought by
Hud

Purchase Details

Closed on
May 17, 1994
Sold by
Pleasant Richard D
Bought by
Pleasant Christi A
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Garcia Milagro $228,000 First American Title
Hext Jayme W -- Residential Title Services
Hext Jayme W $5,000 --
Hext Jayme W $151,000 Chicago Title Insurance Co
Castle John L -- --
Hud -- --
Pleasant Christi A -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Garcia Milagro $14,360
Previous Owner Garcia Milagro $223,870
Previous Owner Hext Jayme W $25,000
Previous Owner Hext Jayme W $204,721
Previous Owner Hext Jayme W $30,900
Previous Owner Hext Jayme W $173,960
Previous Owner Hext Jayme W $147,500
Previous Owner Hext Jayme W $147,500
Previous Owner Hext Jayme W $32,500
Previous Owner Hext Jayme W $147,444
Previous Owner Hext Jayme W $148,160
Previous Owner Castle John L $100,000
Closed Hext Jayme W $10,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/31/2020 08/31/20 Sold $228,000 -5.0% $112 / Sq Ft
08/04/2020 08/04/20 Pending -- -- --
07/07/2020 07/07/20 For Sale $239,900 0.0% $118 / Sq Ft
07/06/2020 07/06/20 Pending -- -- --
04/25/2020 04/25/20 For Sale $239,900 0.0% $118 / Sq Ft
04/20/2020 04/20/20 Pending -- -- --
04/15/2020 04/15/20 Price Changed $239,900 -2.0% $118 / Sq Ft
04/09/2020 04/09/20 For Sale $244,900 -- $120 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $6,839 $89,520 $12,728 $76,792
2022 $6,508 $81,627 $11,606 $70,021
2021 $6,124 $76,316 $10,851 $65,465
2020 $5,936 $72,855 $10,359 $62,496
2019 $5,713 $69,399 $9,868 $59,531
2018 $5,596 $65,378 $9,296 $56,082
2017 $5,314 $61,806 $8,788 $53,018
2016 $5,054 $57,339 $8,153 $49,186
2015 -- $52,556 $7,473 $45,083
2014 -- $51,907 $7,381 $44,526
2013 -- $53,277 $7,576 $45,701
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10686818

Midwest Real Estate Data (MRED)

APN: 06-26-328-034