NOT LISTED FOR SALE

128 Terry Loop Watsonville, CA 95076

Estimated Value: $638,668 - $650,000

3 Beds
2.5 Baths
1,320 Sq Ft
$489/Sq Ft Est. Value

Last Sold December 19, 2024

Last sale price $645,000 $489 Per Sq Ft

Current estimated payment $3,896/month

69 Days on Market

About This Home

As of December 2024

Conveniently located with easy access to groceries, delicious restaurants, shops, and more! For outdoor enthusiasts, theres a beautiful path that extends from Green Valley Road to the South Beach St neighborhood. One of the rare homes in the neighborhood that has no shared walls with neighbors making it quiet and peaceful. This turn-key 3 bed/2.5 bath townhouse offers a wonderful floor plan with great separation of space from the common areas. The primary suite features ample closet space with tons of room. Numerous upgrades include a fresh coat of interior paint, vanities in the bathrooms, light fixtures throughout, and newly installed carpet and LVP flooring. Home chefs will find great delight with the new countertops, new appliances, and painted kitchen cabinets. Dont miss out on this incredible opportunity to own a home in one of the most convenient neighborhoods in Watsonville.

Last Agent to Sell the Property

Jayson Madani

Room Real Estate License #70010074 Listed on: 08/30/2024

Room Real Estate

Co-Listed By

Erika Lua-Chavez

Room Real Estate License #02145019

Last Buyer's Agent

Kenneth Ellis

Santa Cruz Estates License #01180167

Santa Cruz Estates

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,266

Year Built

  • Built in 1986

Lot Details

  • 784 Sq Ft Lot

Parking

  • 1 Car Garage

Home Design

  • Slab Foundation
  • Tile Roof

Interior Spaces

  • 1,320 Sq Ft Home
  • Dining Area

Bedrooms and Bathrooms

  • 3 Bedrooms

Community Details

  • Property has a Home Owners Association
  • Association fees include landscaping / gardening, maintenance - common area, maintenance - exterior
  • Monterey Terrace Association

Listing and Financial Details

  • Assessor Parcel Number 016-601-26-000

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,266

Year Built

Built in 1986

Lot Details

0

Parking

1

Listing Details

  • Subclass: Townhouse
  • Age: 38
  • Listing Class: Residential
  • Structure Sq Ft: 1320
  • Year Built: 1986
  • Zoning Description: Res
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Family Room: No Family Room
  • Dining Room: Dining Area
  • Living Sq Ft: 1320
  • Maximum Numberof Bedrooms: 3
  • Minimum Numberof Bedrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3

Exterior Features

  • Foundation: Concrete Slab
  • Roof: Tile

Garage/Parking

  • Garage Spaces: 1
  • Garage Max: 1
  • Garage Min: 1
  • Garage Parking Features: Attached Garage

Utilities

  • Sewer/Septic System: Sewer - Public

Condo/Co-op/Association

  • HOA Fees: 331
  • Association Fees Include: Landscaping / Gardening, Maintenance - Common Area, Maintenance - Exterior
  • H O A Name Text: Monterey Terrace
  • H O A Exist: Yes

Schools

  • School District: Pajaro Valley Unified
  • Middle School: Pajaro Middle
  • High School: Aptos High
  • High School: 826
  • Middle School: 822

Lot Info

  • Parcel Number: 016-601-26-000
  • Lot Acres: 0.0180
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 784.00
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 784.00

Multi Family

  • Utilities: Natural Gas, Public Utilities

MLS Schools

  • High School District Text: Pajaro Valley Unified
  • High School Text: Aptos High
  • Middle School Text: Pajaro Middle

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 30, 2024
Closed on
Dec 12, 2024
Sold by
Joseph Charles H and Joseph Steven
Bought by
Garcia Ernesto and Garcia Cristina C
Seller's Agent
Jayson Madani
Room Real Estate
Buyer's Agent
Kenneth Ellis
Santa Cruz Estates
List Price
$700,000
Sold Price
$645,000
Premium/Discount to List
-$55,000
-7.86%
Total Days on Market
69
Views
3312
Current Estimated Value
$645,667

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$667
Avg. Annual Appreciation
0.22%
Original Mortgage
$633,317
Outstanding Balance
$631,135
Interest Rate
6.79%
Mortgage Type
FHA
Estimated Equity
$14,533

Purchase Details

Closed on
Dec 21, 2023
Sold by
Smith Charles Hudson
Bought by
Charles Smith And Joseph Campus Family Trust and Smith

Purchase Details

Closed on
Mar 24, 1999
Sold by
Ofelia G
Bought by
Smith Charles H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$183,090
Interest Rate
6.91%
Mortgage Type
VA

Purchase Details

Closed on
Jun 16, 1994
Sold by
Bell Andrew and Bell Evelyn F
Bought by
Baeza Manuel and Baeza Ofelia G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,350
Interest Rate
5.12%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Garcia Ernesto $645,000 Old Republic Title
Charles Smith And Joseph Campus Family Trust -- None Listed On Document
Smith Charles H $179,500 First American Title Co
Baeza Manuel $156,000 Old Republic Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Garcia Ernesto $633,317
Previous Owner Smith Charles H $300,000
Previous Owner Smith Charles H $183,090
Previous Owner Baeza Manuel $140,350
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/19/2024 12/19/24 Sold $645,000 -0.8% $489 / Sq Ft
11/07/2024 11/07/24 Pending -- -- --
10/23/2024 10/23/24 Price Changed $649,997 -5.1% $492 / Sq Ft
09/26/2024 09/26/24 Price Changed $684,999 -2.1% $519 / Sq Ft
08/30/2024 08/30/24 For Sale $700,000 -- $530 / Sq Ft
Source: MLSListings

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $3,266 $270,481 $162,289 $108,192
2022 $3,208 $265,178 $159,107 $106,071
2021 $3,154 $259,978 $155,987 $103,991
2020 $3,110 $257,312 $154,388 $102,924
2019 $3,055 $252,267 $151,361 $100,906
2018 $2,978 $247,321 $148,393 $98,928
2017 $2,953 $242,471 $145,483 $96,988
2016 $2,876 $237,716 $142,630 $95,086
2015 $2,866 $234,146 $140,488 $93,658
2014 $2,805 $229,559 $137,736 $91,823
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLSListings

MLS Number: ML81978221

MLSListings

APN: 016-601-26-000