$279,900
SOLD NOV 18, 2021

1285 Otter Lake Loop Hanson, KY 42413

3 Beds
3.5 Baths
4,658 Sq Ft
1.88 Acres

Recently Sold

$60 Per Sq Ft

7% Below List Price

13 Days on Market

Highlights

  • Lake Front
  • Wooded Lot
  • Main Floor Bedroom
  • Deck
  • Wood Flooring
  • Wood Frame Window

About This Home

As of November 2021

Beautiful lakefront home. This is your chance to live the dream of owning a lakefront property. Many uupdates have been made already, but you can add your personal touch to completely finish this house to make it your home. With nearly 2800 square feet, this 3 bedroom, 3.5 bath home has ample space for a growing family. Beautiful kitchen with granite counter tops with a veiw of the lake. Living room has vaulted ceilings, gas fireplace, floor to ceilig windows, enginerred hardwood floors, two sets of French doors to access the hugh deck which is perfect for entertaining. Master bedroom with en suite, walk-in closet, French doors to deck. Second bedroom has attached full bath. Third bedroom has easy access to full bath. Landry room is conveniently on the main floor. On the lower level you will find a rec room complete with wet bar, bath and office space which is currently used as a bedroom. It also has an additioal full bath. Two car attached garage with storage room.

Last Agent to Sell the Property

Linda Ramsey

Keller Williams Elite Realty Brokerage Phone: 2702456009 License #75240 Listed on: 09/30/2021

Keller Williams Elite Realty

Last Buyer's Agent

Non Member

Non Member

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,783

Year Built

  • Built in 1979

Lot Details

  • 1.88 Acre Lot
  • Lake Front
  • Chain Link Fence
  • Landscaped
  • Wooded Lot

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Gravel Driveway
  • Open Parking

Home Design

  • Bi-Level Home
  • Block Foundation
  • Composition Roof
  • Cedar Siding

Interior Spaces

  • 4,658 Sq Ft Home
  • Ceiling Fan
  • Gas Log Fireplace
  • Double Pane Windows
  • Vinyl Clad Windows
  • Plantation Shutters
  • Wood Frame Window
  • Living Room with Fireplace
  • Fire and Smoke Detector
  • Laundry on main level

Kitchen

  • Gas Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet

Outdoor Features

  • Deck

Utilities

  • Central Air
  • Heating Available
  • Electric Water Heater
  • Septic Tank
  • Satellite Dish

Community Details

  • Otter Lake Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,783

Year Built

Built in 1979

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 1.88
  • Lot Size: 0
  • Subdivision Name: Otter Lake
  • Directions: Stagecoach rd to Otter Lake Loop House on the left
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Bi-level
  • Year Built: 1979
  • Kitchen Level: Main
  • Attribution Contact: 2702456009
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater, Microwave, Refrigerator, Disposal, Dishwasher, Gas Range
  • Other Equipment: Satellite Dish
  • Has Basement: None
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Living Room
  • Fireplace: Yes
  • Flooring: Tile, Hardwood
  • Interior Amenities: Walk-In Closet(s), Ceiling Fan(s)
  • Living Area: 4658
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3
  • Window Features: Double Pane Windows, Vinyl, Wood Frames, Plantation Shutters
  • Living Room Living Room Level: Main
  • Room Family Room Level: Main
  • Dining Room Dining Room Level: Main

Exterior Features

  • Fencing: Chain Link
  • Lot Features: Wooded, Landscaped
  • Waterfront Features: Lake Front
  • Waterfront: Yes
  • Home Warranty: No
  • Construction Type: Other, Cedar
  • Exterior Features: Other-See Remarks
  • Foundation Details: Block
  • Patio And Porch Features: Deck
  • Roof: Composition

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Open Parking: Yes
  • Parking Features: 2 Car, Attached, Garage Door Opener, Gravel
  • Total Parking Spaces: 2

Utilities

  • Laundry Features: Main Level
  • Security: Smoke Detector(s)
  • Cooling: Central Electric
  • Cooling Y N: Yes
  • Heating: Electric
  • Heating Yn: Yes
  • Electric: Circuit Breakers
  • Sewer: Septic Tank
  • Water Source: City

Lot Info

  • Lot Size Sq Ft: 81892.8
  • ResoLotSizeUnits: SquareFeet

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 30, 2021
Closed on
Nov 18, 2021
Sold by
Mccluskey Jerry and Mccluskey Belinda
Bought by
Malone Angel Renee
Seller's Agent
Linda Ramsey
Keller Williams Elite Realty
Buyer's Agent
Non Member
Non Member
List Price
$299,900
Sold Price
$279,900
Premium/Discount to List
-$20,000
-6.67%
Current Estimated Value
$328,549

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$48,649
Avg. Annual Appreciation
5.43%
Original Mortgage
$239,010
Outstanding Balance
$221,752
Interest Rate
2.99%
Mortgage Type
FHA
Estimated Equity
$117,182

Purchase Details

Listed on
Dec 28, 2017
Closed on
May 31, 2018
Sold by
Davis Joseph Abram
Bought by
Mccluskey Jerry T and Mccluskey Belinda A
Buyer's Agent
Staci Skinner
Coldwell Banker-Terry
List Price
$149,900
Sold Price
$120,000
Premium/Discount to List
-$29,900
-19.95%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
27.64%
Original Mortgage
$96,000
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 20, 2017
Sold by
Hamon Alicia Anne and Drennan Alicia Anne
Bought by
Davis Joseph Abram

Purchase Details

Closed on
Mar 5, 2008
Sold by
Davis Joseph Abram
Bought by
Davis Joseph Abram and Drennan Alicia Anne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,440
Interest Rate
5.62%
Mortgage Type
Future Advance Clause Open End Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $274,900 None Available
Deed $120,000 None Available
Deed $125,000 None Available
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $239,010 FHA
Previous Owner $40,000 Future Advance Clause Open End Mortgage
Previous Owner $96,000 New Conventional
Previous Owner $147,440 Future Advance Clause Open End Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/18/2021 11/18/21 Sold $279,900 -6.7% $60 / Sq Ft
10/14/2021 10/14/21 Pending -- -- --
09/30/2021 09/30/21 For Sale $299,900 +149.9% $64 / Sq Ft
05/31/2018 05/31/18 Sold $120,000 -19.9% $67 / Sq Ft
04/05/2018 04/05/18 Pending -- -- --
12/28/2017 12/28/17 For Sale $149,900 -- $83 / Sq Ft
Source: Madisonville Hopkins County Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,783 $274,900 $0 $0
2023 $2,813 $274,900 $0 $0
2022 $2,814 $274,900 $0 $0
2021 $849 $120,000 $0 $0
2020 $863 $120,000 $0 $0
2019 $863 $120,000 $0 $0
2018 $1,960 $187,600 $0 $0
2017 $1,949 $187,600 $0 $0
2016 $1,891 $187,600 $0 $0
2015 $1,471 $152,000 $47,200 $104,800
2014 $1,471 $152,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Linda Ramsey

    Seller's Agent in 2021

    Linda Ramsey

    Keller Williams Elite Realty

    (270) 339-1745

    104 Total Sales

    Linda Ramsey
    Section Image

  • N

    Buyer's Agent in 2021

    Non Member

    Non Member

  • Staci Skinner

    Buyer's Agent in 2018

    Staci Skinner

    Coldwell Banker-Terry

    (270) 836-7630

    172 Total Sales

    Staci Skinner
    Section Image
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Map

Source: Madisonville Hopkins County Board of REALTORS®

MLS Number: 111764

APN: OTTR-1-3-39

Kentucky Hopkins County Hanson 42413

1285 Otter Lake Loop, Hanson, KY

This home is located at 1285 Otter Lake Loop, Hanson, KY 42413 and is currently priced at $279,900, approximately $60 per square foot. This property was built in 1979. 1285 Otter Lake Loop is a home located in Hopkins County with nearby schools including Hanson Elementary School, James Madison Middle School, and Madisonville North Hopkins High School.

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