$120,000
SOLD MAY 31, 2018

1285 Otter Lake Loop Hanson, KY 42413

4 Beds
3.5 Baths
1,800 Sq Ft
1.88 Acres

Recently Sold

$67 Per Sq Ft

20% Below List Price

97 Days on Market

Highlights

  • Deck
  • Cathedral Ceiling
  • Wood Frame Window
  • Wooded Lot
  • Main Floor Bedroom
  • Attached Garage

About This Home

As of November 2021

HUGE POTENTIAL / LAKE FRONT HOME / LODGE ATMOSPHERE / 1.8 ACRES / CATHEDRAL CEILINGS / EXPOSED BEAMS / KITCHENETTE AND HUGE BATHROOM IN BASEMENT 876 SQ FT / PANORAMIC VIEW OF OTTER LAKE / BOAT DOCK / STAINLESS STEEL APPLIANCES / 33 X 28 GARAGE / FRONT YARD ACCESS TO WATER

Last Buyer's Agent

Staci Skinner

Coldwell Banker-Terry License #74495

Coldwell Banker-Terry

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,783

Year Built

  • Built in 1979

Lot Details

  • 1.88 Acre Lot
  • Wooded Lot

Home Design

  • Bi-Level Home
  • Block Foundation
  • Composition Roof
  • Wood Siding
  • Stone Veneer

Interior Spaces

  • 1,800 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Wood Frame Window
  • Family Room with Fireplace
  • Family Room Downstairs
  • Laminate Flooring
  • Laundry on main level

Kitchen

  • Electric Range
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom

Finished Basement

  • Walk-Out Basement
  • Partial Basement

Parking

  • Attached Garage
  • Gravel Driveway
  • Open Parking

Outdoor Features

  • Deck

Utilities

  • Central Air
  • Heating Available
  • Electric Water Heater
  • Septic Tank

Community Details

  • Otter Lake Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,783

Year Built

Built in 1979

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 1.88
  • Lot Size: 1.88
  • Road Surface Type: Paved
  • Subdivision Name: Otter Lake
  • Directions: NORTH ON 41 - LEFT ON 1069 - DRIVE APPROX 4 MILES TURN LEFT ON OTTER LAKE LOOP - PROPERTY APPROX 2.5 MILES ON LEFT
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Bi-level
  • Year Built: 1979
  • Kitchen Level: Main
  • Attribution Contact: 2708259090
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater, Dishwasher, Refrigerator, Electric Range, Disposal
  • Has Basement: Finished, Partial, Walk-Out Access
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 876
  • Fireplace Features: 1, Wood Burning, Family Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Laminate
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fan(s), Kitchen Island
  • Living Area: 1800
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 4
  • Window Features: Wood Frames
  • Living Room Living Room Level: Main
  • Room Family Room Level: Basement
  • Dining Room Dining Room Level: Main

Exterior Features

  • Lot Features: Other-See Remarks, Wooded
  • Home Warranty: No
  • Construction Type: Stone Veneer, Wood Siding
  • Exterior Features: Other-See Remarks
  • Foundation Details: Block
  • Patio And Porch Features: Deck
  • Roof: Composition

Garage/Parking

  • Attached Garage: Yes
  • Open Parking: Yes
  • Parking Features: Attached, Gravel

Utilities

  • Laundry Features: Main Level
  • Cooling: Central Electric
  • Cooling Y N: Yes
  • Heating: Electric
  • Heating Yn: Yes
  • Electric: Circuit Breakers
  • Sewer: Septic Tank
  • Water Source: City

Lot Info

  • Lot Size Sq Ft: 81892.8
  • ResoLotSizeUnits: SquareFeet

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 30, 2021
Closed on
Nov 18, 2021
Sold by
Mccluskey Jerry and Mccluskey Belinda
Bought by
Malone Angel Renee
Seller's Agent
Linda Ramsey
Keller Williams Elite Realty
Buyer's Agent
Non Member
Non Member
List Price
$299,900
Sold Price
$279,900
Premium/Discount to List
-$20,000
-6.67%
Current Estimated Value
$328,549

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$48,649
Avg. Annual Appreciation
5.43%
Original Mortgage
$239,010
Outstanding Balance
$221,752
Interest Rate
2.99%
Mortgage Type
FHA
Estimated Equity
$117,182

Purchase Details

Listed on
Dec 28, 2017
Closed on
May 31, 2018
Sold by
Davis Joseph Abram
Bought by
Mccluskey Jerry T and Mccluskey Belinda A
Buyer's Agent
Staci Skinner
Coldwell Banker-Terry
List Price
$149,900
Sold Price
$120,000
Premium/Discount to List
-$29,900
-19.95%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
27.64%
Original Mortgage
$96,000
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 20, 2017
Sold by
Hamon Alicia Anne and Drennan Alicia Anne
Bought by
Davis Joseph Abram

Purchase Details

Closed on
Mar 5, 2008
Sold by
Davis Joseph Abram
Bought by
Davis Joseph Abram and Drennan Alicia Anne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,440
Interest Rate
5.62%
Mortgage Type
Future Advance Clause Open End Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $274,900 None Available
Deed $120,000 None Available
Deed $125,000 None Available
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $239,010 FHA
Previous Owner $40,000 Future Advance Clause Open End Mortgage
Previous Owner $96,000 New Conventional
Previous Owner $147,440 Future Advance Clause Open End Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/18/2021 11/18/21 Sold $279,900 -6.7% $60 / Sq Ft
10/14/2021 10/14/21 Pending -- -- --
09/30/2021 09/30/21 For Sale $299,900 +149.9% $64 / Sq Ft
05/31/2018 05/31/18 Sold $120,000 -19.9% $67 / Sq Ft
04/05/2018 04/05/18 Pending -- -- --
12/28/2017 12/28/17 For Sale $149,900 -- $83 / Sq Ft
Source: Madisonville Hopkins County Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,783 $274,900 $0 $0
2023 $2,813 $274,900 $0 $0
2022 $2,814 $274,900 $0 $0
2021 $849 $120,000 $0 $0
2020 $863 $120,000 $0 $0
2019 $863 $120,000 $0 $0
2018 $1,960 $187,600 $0 $0
2017 $1,949 $187,600 $0 $0
2016 $1,891 $187,600 $0 $0
2015 $1,471 $152,000 $47,200 $104,800
2014 $1,471 $152,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Linda Ramsey

    Seller's Agent in 2021

    Linda Ramsey

    Keller Williams Elite Realty

    (270) 339-1745

    104 Total Sales

    Linda Ramsey
    Section Image

  • N

    Buyer's Agent in 2021

    Non Member

    Non Member

  • Staci Skinner

    Buyer's Agent in 2018

    Staci Skinner

    Coldwell Banker-Terry

    (270) 836-7630

    172 Total Sales

    Staci Skinner
    Section Image
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Map

Source: Madisonville Hopkins County Board of REALTORS®

MLS Number: 108590

APN: OTTR-1-3-39

Kentucky Hopkins County Hanson 42413

1285 Otter Lake Loop, Hanson, KY

This home is located at 1285 Otter Lake Loop, Hanson, KY 42413 and is currently priced at $120,000, approximately $66 per square foot. This property was built in 1979. 1285 Otter Lake Loop is a home located in Hopkins County with nearby schools including Hanson Elementary School, James Madison Middle School, and Madisonville North Hopkins High School.

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