$970,000

12881 Cross Lake Rd SE Pine City, MN 55063

Estimated payment $5,769/month

Total Views 790
4 Beds
2.5 Baths
3,098 Sq Ft
$313 Price per Sq Ft

Highlights

  • Popular Property
  • Beach Access
  • Bonus Room
  • 104 Feet of Waterfront
  • Deck
  • No HOA

About This Home

Welcome to your dream home on the south end of Cross Lake! This beautiful 4+ bedroom Lake home with 100+ feet of lakeshore and great sunsets. Home has an open spacious floorplan, perfect for entertaining and family gatherings. Home is freshly painted, so move-in ready plus lower-level walks out to the lake. Has 2-car attached garage, and a boat house makes room for your lake toys. Great recreation lake with tons of boatable acres or just fish off the dock.
Quality home, so come relax, take in the great views or jump on your pontoon to enjoy the lake!

Listing Agent

Tammy Neil

Local Realty Inc. Listed on: 09/02/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,286

Year Built

  • Built in 2011

Lot Details

  • 0.4 Acre Lot
  • Lot Dimensions are 104 x 280
  • 104 Feet of Waterfront
  • Lake Front

Parking

  • 2 Car Attached Garage

Interior Spaces

  • 2-Story Property
  • Family Room
  • Living Room with Fireplace
  • Bonus Room
  • Eat-In Kitchen

Bedrooms and Bathrooms

  • 4 Bedrooms

Finished Basement

  • Walk-Out Basement
  • Drain
  • Basement Storage
  • Basement Window Egress

Outdoor Features

  • Beach Access
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • 200+ Amp Service
  • Well
  • Drilled Well

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0260540000

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,286

Year Built

Built in 2011

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: Doors 36"+
  • Fireplaces: 1
  • Water Source: Drilled, Well
  • Year Built: 2011
  • Above Grade Finished Sq Ft: 1612
  • Water Body Name: Cross
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Fiber Optic
  • FoundationDimensions: 48 x 46
  • FireNumber: 12881
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Drain Tiled, Egress Window(s), Finished, Owner Access, Storage Space, Walkout
  • Fireplace Features: Gas, Living Room
  • Living Area: 3098
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1486
  • Basement YN: Yes
  • Dining Room Type: Kitchen, Living Room, Bedroom 1, Bedroom 2, Family Room, Kitchen- 2nd, Laundry, Bedroom 3, Bedroom 4, Bonus Room

Beds/Baths

  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4

Exterior Features

  • Roof: Age Over 8 Years
  • PoolFeatures: None
  • Fencing: None
  • View: West
  • Other Structures: Boat House
  • ConstructionMaterialsDesc: Frame
  • PatioPorchType: Deck
  • Lake Acres: 925
  • Lake Bottom: Gravel,Weeds,Excellent Sand
  • LakeChain: N
  • Waterfront Frontage: 104

Garage/Parking

  • Parking Features: Attached Garage
  • Garage Square Feet: 696

Utilities

  • Heating: Forced Air, Fireplace(s)
  • Sewer: City Sewer - In Street
  • Electric: 200+ Amp Service
  • Fuel: Electric,Natural Gas
  • Power Company: East Central Energy

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Pine City
  • SchoolDistrictNumber: 578
  • SchoolDistrictPhone: 320-629-4010

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 104 x 280
  • Lot Size Sq Ft: 17424
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Vinyl Siding

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 0260540000
  • Tax Annual Amount: 6286
  • TaxWithAssessments: 6276.0000

Multi Family

  • WaterfrontFeatures: Lake Front

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,238 $661,200 $240,400 $420,800
2024 $6,276 $721,500 $199,900 $521,600
2023 $6,140 $706,100 $275,400 $430,700
2022 $5,138 $609,700 $245,300 $364,400
2021 $5,492 $446,200 $134,800 $311,400
2020 $4,796 $450,300 $124,600 $325,700
2019 $4,684 $383,600 $132,300 $251,300
2018 $4,734 $360,300 $122,000 $238,300
2017 $4,724 $359,900 $122,000 $237,900
2016 $4,656 $353,300 $122,000 $231,300
2014 $4,382 $333,300 $130,025 $203,275
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/02/2025 09/02/25 For Sale $970,000 +158.7% $313 / Sq Ft
11/16/2012 11/16/12 Sold $375,000 -2.6% $120 / Sq Ft
10/26/2012 10/26/12 Pending -- -- --
06/06/2012 06/06/12 For Sale $384,900 -- $123 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Available
Deed $365,000 --
Interfamily Deed Transfer $70,000 --
Personal Reps Deed $18,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $345,000 No Value Available
Source: Public Records

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Source: NorthstarMLS

MLS Number: 6782107

NorthstarMLS

APN: 026.0540.000