$329,500
SOLD AUG 6, 2025
Last list price

1289 Ridge Cove Hernando, MS 38632

4 Beds
3 Baths
2,382 Sq Ft
8,276 Sq Ft Lot

Recently Sold

$138 Per Sq Ft

384 Days on Market

Highlights

  • Gated Community
  • Community Lake
  • Great Room with Fireplace
  • Oak Grove Central Elementary School Rated A
  • Wood Flooring
  • Game Room

About This Home

As of August 2025

Well maintained! Immaculate condition! This 4 Bedroom, 3 Full Bathroom home with downstairs office is in a quiet cul-de-sac in a wonderful, upscale Hernando community. Downstairs offers a Great Room with a 2-story ceiling and gas log fireplace; a Kitchen with new stainless appliances, ample cabinets and counter space and new granite countertops (being installed), a large area for your dining table and accent pieces; a Master Suite with tray-style ceiling; an Office/ or downstairs bonus room and two full bathrooms. Upstairs you will find 3 additional bedrooms and another full bathroom. Home has new interior and exterior paint, new carpeting upstairs, hardwood flooring and tile downstairs, nice storage closets, 2 walk-in attics, neutral paint colors, wonderful natural light, new A/C system, and more. Outside boasts a large back yard with privacy wood fence, a 15 x 15 covered patio surrounded by a lush lawn, a firepit. Subdivision has access to two lakes, a walking trail, and a community park.

Last Agent to Sell the Property

Brian Couch

Burch Realty Group Hernando License #B-22115 Listed on: 05/01/2025

Co-Listed By

Terry Thomas

Burch Realty Group Hernando License #B-22123

Last Buyer's Agent

Edie Weems

Agner & Associates License #B-22669

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,957

Year Built

  • Built in 2002

Lot Details

  • 8,276 Sq Ft Lot
  • Cul-De-Sac
  • Irregular Lot

HOA Fees

  • $58 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Architectural Shingle Roof

Interior Spaces

  • 2,382 Sq Ft Home
  • 2-Story Property
  • Coffered Ceiling
  • Sheet Rock Walls or Ceilings
  • Ceiling Fan
  • Gas Log Fireplace
  • Insulated Windows
  • Bay Window
  • Great Room with Fireplace
  • Game Room
  • Walk-In Attic
  • Laundry closet

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Laminate Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms
  • Double Vanity
  • Bathtub With Separate Shower Stall
  • Walk-in Shower

Home Security

  • Home Security System
  • Storm Doors
  • Fire and Smoke Detector

Outdoor Features

  • Covered Patio or Porch

Schools

  • Hernando Elementary And Middle School
  • Hernando High School

Utilities

  • Central Air
  • Heating Available
  • Natural Gas Connected
  • Natural Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 3081120600005900

Community Details

Overview

  • Association fees include management
  • Cross Creek Subdivision
  • Community Lake

Additional Features

  • Office
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,957

Year Built

Built in 2002

Lot Details

8,276 Sq Ft Lot

HOA Fees

$58 per month

Parking

2

Listing Details

  • Unit Levels: Two
  • Lot Size: 30x140 IRR
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Structure Type: House
  • Year Built: 2002
  • Lot Size Acres: 0.19
  • Co List Office Mls Id: oburchher
  • Co List Office Phone: 662-449-1700
  • Subdivision Name: Cross Creek
  • Directions: From Hernando Square go north on Hwy 51 to Cross Creek DR . GO through the gate and take the 3rd left to RIdge Cove.
  • Garage Yn: Yes
  • New Construction: No
  • General Property Information:List PriceSqFt: 138.33
  • Special Features: VirtualTour

Interior Features

  • AtticFeaturesAttic: Yes
  • BasementFeaturesBasement: No
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Flooring: Carpet, Wood, Tile
  • Window Features: Bay Window(s), Insulated Windows
  • Fireplace: Yes
  • Appliances: Disposal, Microwave, Dishwasher, Electric Range
  • Bathroom Features: Double Vanity, Separate Tub & Shower, Walk-In Shower
  • Door Features: Dead Bolt Lock(s), Storm Door(s)
  • Fireplace Features: Gas Log, Great Room

Exterior Features

  • Disclosures: None
  • Lot Features: Cul-De-Sac, Irregular Lot
  • Roof: Architectural Shingles
  • Patio And Porch Features: Covered
  • WaterfrontFeaturesWaterfront: No
  • Pool Private: No
  • General Property Information:Accessibility Features: No
  • Foundation Details: Slab

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • Total Parking Spaces: 2.0
  • Parking Features: Attached, Garage, Garage Faces Front

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Security: Security System, Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Cooling: Central Air, Dual, Electric
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Laundry Features: Laundry Closet
  • Water Heater: Natural Gas

Condo/Co-op/Association

  • Association Fee: 175.0
  • Association Fee Frequency: Quarterly
  • Community Features: Lake, Gated

Association/Amenities

  • HorseAmenitiesHorseAmenities: No

Fee Information

  • Association Fee Includes: Management, Other

Schools

  • Elementary School: Hernando
  • High School: Hernando
  • Middle Or Junior School: Hernando
  • Junior High Dist: Desoto CO Dist

Lot Info

  • Parcel #: 3081120600005900
  • Lot Size Sq Ft: 8276.4

Tax Info

  • Tax Annual Amount: 1957.0
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 1, 2025
Closed on
Aug 6, 2025
Sold by
Hargis Richard and Hargis Cindy
Bought by
Temple Sam A and Temple Lauren A
Seller's Agent
Brian Couch
Burch Realty Group Hernando
Buyer's Agent
Edie Weems
Agner & Associates
List Price
$329,500
Views
68
Current Estimated Value
$329,142

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.34%
Original Mortgage
$309,294
Outstanding Balance
$307,953
Interest Rate
6.77%
Mortgage Type
FHA
Estimated Equity
$21,189

Purchase Details

Closed on
Mar 28, 2008
Sold by
Newsome Michael A
Bought by
Hargis Richard and Hargis Cindy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,402
Interest Rate
5.97%
Mortgage Type
VA
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Guardian Title
Warranty Deed -- Guardian Title
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $309,294 FHA
Closed $309,294 FHA
Previous Owner $200,402 VA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/06/2025 08/06/25 Sold -- -- --
06/27/2025 06/27/25 Pending -- -- --
05/01/2025 05/01/25 For Sale $329,500 0.0% $138 / Sq Ft
04/25/2025 04/25/25 Pending -- -- --
03/18/2025 03/18/25 Price Changed $329,500 -1.6% $138 / Sq Ft
01/14/2025 01/14/25 Price Changed $335,000 -2.2% $141 / Sq Ft
12/02/2024 12/02/24 Price Changed $342,500 -1.4% $144 / Sq Ft
09/19/2024 09/19/24 Price Changed $347,500 -0.6% $146 / Sq Ft
07/31/2024 07/31/24 Price Changed $349,500 -1.5% $147 / Sq Ft
07/09/2024 07/09/24 Price Changed $355,000 -2.7% $149 / Sq Ft
06/07/2024 06/07/24 For Sale $365,000 -- $153 / Sq Ft
Source: MLS United

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,290 $22,234 $3,000 $19,234
2024 $1,957 $16,271 $3,000 $13,271
2023 $1,957 $16,271 $0 $0
2022 $1,957 $16,271 $3,000 $13,271
2021 $1,957 $16,271 $3,000 $13,271
2020 $1,805 $15,174 $0 $0
2019 $1,805 $15,174 $3,000 $12,174
2017 $1,775 $26,752 $14,876 $11,876
2016 $1,688 $14,876 $3,000 $11,876
2015 $1,988 $26,752 $14,876 $11,876
2014 $1,641 $14,876 $0 $0
2013 $1,711 $14,876 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS United

MLS Number: 4081958

MLS United

APN: 3081120600005900

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