NOT LISTED FOR SALE

1289 Ridge Cove Hernando, MS 38632

Estimated Value: $316,000 - $349,000

4 Beds
3 Baths
2,382 Sq Ft
$138/Sq Ft Est. Value

Last Sold August 06, 2025

Current estimated payment $1,967/month

384 Days on Market

Highlights

  • Gated Community
  • Community Lake
  • Wood Flooring
  • Oak Grove Central Elementary School Rated A
  • Traditional Architecture
  • Attic

About This Home

As of August 2025

Well maintained! Immaculate condition! This 4 Bedroom, 3 Full Bathroom home with downstairs office is in a quiet cul-de-sac in a wonderful, upscale Hernando community. Downstairs offers a Great Room with a 2-story ceiling and gas log fireplace; a Kitchen with new stainless appliances, ample cabinets and counter space and new granite countertops (being installed), a large area for your dining table and accent pieces; a Master Suite with tray-style ceiling; an Office/ or downstairs bonus room and two full bathrooms. Upstairs you will find 3 additional bedrooms and another full bathroom. Home has new interior and exterior paint, new carpeting upstairs, hardwood flooring and tile downstairs, nice storage closets, 2 walk-in attics, neutral paint colors, wonderful natural light, new A/C system, and more. Outside boasts a large back yard with privacy wood fence, a 15 x 15 covered patio surrounded by a lush lawn, a firepit. Subdivision has access to two lakes, a walking trail, and a community park.

Last Agent to Sell the Property

Brian Couch

Burch Realty Group Hernando License #B-22115 Listed on: 05/01/2025

Co-Listed By

Terry Thomas

Burch Realty Group Hernando License #B-22123

Last Buyer's Agent

Edie Weems

Agner & Associates License #B-22669

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,957

Year Built

  • Built in 2002

Lot Details

  • 8,276 Sq Ft Lot
  • Cul-De-Sac
  • Privacy Fence
  • Wood Fence
  • Irregular Lot

HOA Fees

  • $58 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Architectural Shingle Roof

Interior Spaces

  • 2,382 Sq Ft Home
  • 2-Story Property
  • Coffered Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Insulated Windows
  • Bay Window
  • Great Room with Fireplace
  • Laundry closet
  • Attic

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Laminate Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms
  • Double Vanity
  • Separate Shower

Home Security

  • Home Security System
  • Storm Doors
  • Fire and Smoke Detector

Outdoor Features

  • Rain Gutters

Schools

  • Hernando Elementary And Middle School
  • Hernando High School

Utilities

  • Two cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Connected

Listing and Financial Details

  • Assessor Parcel Number 3081120600005900

Community Details

Overview

  • Association fees include management
  • Cross Creek Subdivision
  • The community has rules related to covenants, conditions, and restrictions
  • Community Lake

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,957

Year Built

Built in 2002

Lot Details

0

HOA Fees

$58 per month

Parking

2

Listing Details

  • Architectural Style: Traditional
  • Unit Levels: Two
  • Lot Size: 30x140 IRR
  • Parking Features Parking Total: 2.0
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Structure Type: House
  • Year Built: 2002
  • Lot Size Acres: 0.19
  • Co List Office Mls Id: oburchher
  • Co List Office Phone: 662-449-1700
  • Subdivision Name: Cross Creek
  • Directions: From Hernando Square go north on Hwy 51 to Cross Creek DR . GO through the gate and take the 3rd left to RIdge Cove.
  • Garage Yn: Yes
  • New Construction: No
  • Remarks Miscellaneous:Agent Remarks: See Agent Info Sheet for offers. Schedule showings through Showing Time App or link on MLS.
  • General Property Information:List PriceSqFt: 138.33
  • Appliances Microwave: Yes
  • General Property Information:New Construction: No
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Disposal, Electric Range, Microwave
  • AtticFeaturesAttic: Yes
  • BasementFeaturesBasement: No
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Door Features: Dead Bolt Lock(s), Storm Door(s)
  • Fireplace Features: Gas Log, Great Room
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Ceiling Fan(s), Coffered Ceiling(s), Double Vanity, Eat-in Kitchen, Laminate Counters, Walk-In Closet(s), Kitchen Island
  • Window Features: Bay Window(s), Insulated Windows
  • Fireplace: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Kitchen Features:Kitchen Island2: Yes
  • Bathroom Features:Double Vanity2: Yes
  • Bathroom Features:Separate Tub Shower: Yes
  • Bathroom Features:Walk-In Shower: Yes
  • Fireplace Features:Great Room2: Yes
  • Appliances:Electric Range: Yes
  • Attic Features:Walk-In Attic: Yes
  • Community Features:Lake: Yes
  • Interior Features:Laminate Counters: Yes
  • Community Features:Gated2: Yes
  • Interior Features:Coffered Ceiling(s): Yes

Exterior Features

  • Disclosures: None
  • Exterior Features: Rain Gutters
  • Fencing: Privacy, Wood
  • Foundation Details: Slab
  • Lot Features: Cul-De-Sac, Irregular Lot
  • Roof: Architectural Shingles
  • WaterfrontFeaturesWaterfront: No
  • Pool Private: No
  • Construction Type: Brick
  • General Property Information:Accessibility Features: No
  • Lot Features:Cul-De-Sac: Yes
  • Patio And Porch Features:Patio - Covered: Yes
  • Driveway Features:Concrete Drive: Yes
  • Door Features:Dead Bolt Lock(s): Yes
  • Exterior Features:Rain Gutters: Yes
  • Lot Features:Irregular Lot: Yes
  • Window Features:Insulated Windows: Yes
  • Door Features:Storm Door(s): Yes
  • Window Features:Bay Window(s): Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage Faces Front, Concrete
  • Attached Garage: Yes
  • Total Parking Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage2: Yes
  • Parking Features:Garage Faces Front: Yes
  • General Property Information:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air, Dual, Electric
  • Heating: Central, Natural Gas
  • Laundry Features: Laundry Closet
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Security: Security System, Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Central: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association Fee: 175.0
  • Association Fee Frequency: Quarterly
  • Community Features: Gated, Lake
  • Association: Yes

Association/Amenities

  • HorseAmenitiesHorseAmenities: No
  • Tax and Financial Information:Association: Yes
  • Covenants And Restrictions:Homeowner Association: Yes
  • Association Fee Includes:Management: Yes
  • Tax and Financial Information:Association Fee: 175.0
  • Tax and Financial Information:Association Fee Frequency: Quarterly
  • Association Fee Includes:Other19: Yes

Fee Information

  • Association Fee Includes: Management, Other

Schools

  • Elementary School: Hernando
  • High School: Hernando
  • Middle Or Junior School: Hernando

Lot Info

  • Parcel #: 3081120600005900
  • Lot Size Sq Ft: 8276.4

Tax Info

  • Tax Annual Amount: 1957.0
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 1, 2025
Closed on
Aug 6, 2025
Sold by
Hargis Richard and Hargis Cindy
Bought by
Temple Sam A and Temple Lauren A
Seller's Agent
Brian Couch
Burch Realty Group Hernando
Buyer's Agent
Edie Weems
Agner & Associates
List Price
$329,500
Views
68
Current Estimated Value
$328,998

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.19%
Original Mortgage
$309,294
Outstanding Balance
$309,029
Interest Rate
6.77%
Mortgage Type
FHA
Estimated Equity
$19,969

Purchase Details

Closed on
Mar 28, 2008
Sold by
Newsome Michael A
Bought by
Hargis Richard and Hargis Cindy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,402
Interest Rate
5.97%
Mortgage Type
VA
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Temple Sam A -- Guardian Title
Temple Sam A -- Guardian Title
Hargis Richard -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Temple Sam A $309,294
Closed Temple Sam A $309,294
Previous Owner Hargis Richard $200,402
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/06/2025 08/06/25 Sold -- -- --
06/27/2025 06/27/25 Pending -- -- --
05/01/2025 05/01/25 For Sale $329,500 0.0% $138 / Sq Ft
04/25/2025 04/25/25 Pending -- -- --
03/18/2025 03/18/25 Price Changed $329,500 -1.6% $138 / Sq Ft
01/14/2025 01/14/25 Price Changed $335,000 -2.2% $141 / Sq Ft
12/02/2024 12/02/24 Price Changed $342,500 -1.4% $144 / Sq Ft
09/19/2024 09/19/24 Price Changed $347,500 -0.6% $146 / Sq Ft
07/31/2024 07/31/24 Price Changed $349,500 -1.5% $147 / Sq Ft
07/09/2024 07/09/24 Price Changed $355,000 -2.7% $149 / Sq Ft
06/07/2024 06/07/24 For Sale $365,000 -- $153 / Sq Ft
Source: MLS United

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,290 $22,234 $3,000 $19,234
2024 $1,957 $16,271 $3,000 $13,271
2023 $1,957 $16,271 $0 $0
2022 $1,957 $16,271 $3,000 $13,271
2021 $1,957 $16,271 $3,000 $13,271
2020 $1,805 $15,174 $0 $0
2019 $1,805 $15,174 $3,000 $12,174
2017 $1,775 $26,752 $14,876 $11,876
2016 $1,688 $14,876 $3,000 $11,876
2015 $1,988 $26,752 $14,876 $11,876
2014 $1,641 $14,876 $0 $0
2013 $1,711 $14,876 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Brian Couch

    Seller's Agent in 2025

    Brian Couch

    Burch Realty Group Hernando

    (662) 312-8499

    76 in this area

    249 Total Sales

    Brian Couch
    Section Image
  • Terry Thomas

    Seller Co-Listing Agent in 2025

    Terry Thomas

    Burch Realty Group Hernando

    (901) 428-1827

    80 in this area

    256 Total Sales

    Terry Thomas
    Section Image
  • Edie Weems

    Buyer's Agent in 2025

    Edie Weems

    Agner & Associates

    (901) 359-3113

    12 in this area

    91 Total Sales

    Edie Weems
    Section Image
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Map

Source: MLS United

MLS Number: 4081958

MLS United

APN: 3081120600005900

Mississippi DeSoto County Hernando 38632

1289 Ridge Cove, Hernando, MS

Not Listed for Sale

Detached

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MLS United Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.

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