$163,000
SOLD AUG 19, 2025

12897 E Highway 20 Clearlake Oaks, CA 95423

2 Beds
1 Bath
836 Sq Ft
4,792 Sq Ft Lot

Recently Sold

$195 Per Sq Ft

18% Below List Price

156 Days on Market

Highlights

  • Community Lake
  • No HOA
  • Cooling System Mounted To A Wall/Window
  • Mud Room
  • Neighborhood Views
  • Patio

About This Home

As of August 2025

Discover the perfect blend of tranquility and convenience in this cozy small home, nestled amidst trees and wildlife. Set in a picturesque garden-like setting, this property offers a delightful retreat just 1 mile from the sparkling waters of Clear Lake, where fishing and outdoor adventures await with convenient boat launches and scenic walking paths.

This inviting one-bedroom residence features an additional guest studio in the back, providing endless possibilities for visitors, a home office, or creative space. The front yard boasts a charming farm fence entwined with blooming roses, a lovely paved walkway, and a covered patio ideal for relaxation and entertaining. The spacious backyard is a gardener's dream, providing ample space to cultivate your vegetable patch or flower beds.

Built in 1952, the home exudes warmth and character with its cozy living room featuring a fireplace, a custom-built kitchen and a convenient mudroom. The spacious bedroom offers comfort and privacy, complemented by a well-appointed bathroom.

Conveniently located next to a school and shopping, this home combines the best of both worlds – a serene escape in nature while still being close to everyday amenities. Don’t miss the opportunity to make this charming retreat your own

Last Agent to Sell the Property

Melissa Chapman

Chapman Real Estate Brokerage Email: missychapman@sbcglobal.net License #01451110 Listed on: 03/08/2025

Last Buyer's Agent

Janice Maschek

Shore Line Realty, Inc. License #00882085

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,538

Year Built

  • Built in 1952

Lot Details

  • 4,792 Sq Ft Lot
  • Rural Setting
  • Front Yard
  • Property is zoned R2

Home Design

  • Entry on the 1st floor

Interior Spaces

  • 836 Sq Ft Home
  • 1-Story Property
  • Wood Burning Fireplace
  • Mud Room
  • Living Room
  • Neighborhood Views
  • Laundry Room

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 1 Full Bathroom
  • Walk-in Shower

Outdoor Features

  • Patio
  • Outbuilding

Utilities

  • Cooling System Mounted To A Wall/Window
  • Heating System Uses Kerosene

Community Details

  • No Home Owners Association
  • Community Lake
  • Foothills

Listing and Financial Details

  • Legal Lot and Block 18 / 130
  • Assessor Parcel Number 035371090
  • $1,446 per year additional tax assessments

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,538

Year Built

Built in 1952

Lot Details

0

Listing Details

  • Structure Type: House
  • Assessments: Yes
  • Property Attached: No
  • View: Yes
  • Zoning: R2
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Parcel Number: 035371090
  • Year Built: 1952
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 836.00 Square Feet
  • Stories: 1
  • Entry Location: 1
  • Common Walls: No Common Walls
  • Full Bathrooms: 1
  • Full And Three Quarter Bathrooms: 1
  • Total Bedrooms: 2
  • Entry Level: 1
  • Fireplace Features: Wood Burning
  • Levels: One
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 2
  • Price Per Square Foot: 194.98
  • Room Type: Kitchen, Living Room
  • Bathroom Features: Shower

Exterior Features

  • Patio: Yes
  • Other Structures: Outbuilding
  • View: Neighborhood
  • Patio And Porch Features: Patio
  • Pool Private: No

Utilities

  • Heating: Yes
  • Laundry: Yes
  • Heating Type: Kerosene
  • Laundry Features: Individual Room
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Wall/Window Unit(s)
  • Cooling: Yes

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Community Features: Foothills, Lake, Rural

Schools

  • School District: Konocti Unified

Lot Info

  • Additional Parcels: No
  • Land Lease: No
  • Lot Features: Front Yard
  • Lot Size Sq Ft: 4792.00
  • Lot Size Acres: 0.1100

Multi Family

  • Lease Considered: No
  • Lot Size Area: 4792.0000 Square Feet
  • Number Of Units Total: 1

Tax Info

  • Tax Block: 130
  • Tax Census Tract: 6.01
  • Tax Lot: 18
  • TaxOtherAnnualAssessmentAmount: 1446.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 8, 2025
Closed on
Aug 14, 2025
Sold by
Currier Laurie Ann and Young Laurie Ann
Bought by
Ferguson Chad William
Seller's Agent
Melissa Chapman
Chapman Real Estate
Buyer's Agent
Janice Maschek
Shore Line Realty, Inc.
List Price
$199,900
Sold Price
$163,000
Premium/Discount to List
-$36,900
-18.46%
Views
154

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
117.82%
Original Mortgage
$158,110
Outstanding Balance
$158,110
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$19,464

Purchase Details

Listed on
May 8, 2018
Closed on
Jul 26, 2018
Sold by
Williges Patricia
Bought by
Currier Larry Kevin
Seller's Agent
David Hughes
Century 21 Epic-Clearlake
Buyer's Agent
Colleen Chatoff
Chatoff Properties
List Price
$125,000
Sold Price
$125,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.88%
Original Mortgage
$126,262
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 1, 2010
Sold by
Cochran Mary Ellen
Bought by
Cochran Mary Ellen
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $163,000 Fidelity National Title Compan
Grant Deed $125,000 First American Title Co
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $158,110 New Conventional
Previous Owner $126,262 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/19/2025 08/19/25 Sold $163,000 -6.9% $195 / Sq Ft
06/30/2025 06/30/25 Price Changed $175,000 -12.5% $209 / Sq Ft
03/08/2025 03/08/25 For Sale $199,900 +59.9% $239 / Sq Ft
08/28/2018 08/28/18 Sold $125,000 0.0% $150 / Sq Ft
06/26/2018 06/26/18 Pending -- -- --
05/08/2018 05/08/18 For Sale $125,000 -- $150 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,538 $136,700 $43,743 $92,957
2023 $1,520 $134,021 $42,886 $91,135
2022 $1,446 $131,395 $42,046 $89,349
2021 $1,489 $128,820 $41,222 $87,598
2020 $1,481 $127,500 $40,800 $86,700
2019 $1,418 $125,000 $40,000 $85,000
2018 $1,141 $98,662 $32,453 $66,209
2017 $1,087 $96,728 $31,817 $64,911
2016 $1,038 $94,833 $31,194 $63,639
2015 $1,019 $93,410 $30,726 $62,684
2014 $998 $91,582 $30,125 $61,457
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: LC25051686

California Regional Multiple Listing Service (CRMLS)

APN: 035-371-090-000