$408,700
$11K PRICE DROP

129 Jump St Talking Rock, GA 30175

Estimated payment $2,478/month

Total Views 2,389
2 Beds
3 Baths
2,088 Sq Ft
$196 Price per Sq Ft

Highlights

  • 20 Feet of Waterfront
  • Ski Accessible
  • Boating
  • Community Beach Access
  • Boat or Launch Ramp
  • Open-Concept Dining Room

About This Home

Motivated Seller!! Offering $10,000 in Seller Concessions!!

Welcome to the highly sought-after gated community of Whitestone Lake Estates – one of North Georgia’s most unique, and private, waterski communities!

This charming 2-bedroom, 3-full-bath home with a finished basement sits on just over an acre of peaceful, wooded land and offers the perfect blend of comfort, charm, and adventure. Step inside to find soaring vaulted ceilings, large windows that bring in tons of natural light, and an open-concept layout that’s ideal for entertaining or everyday living. The kitchen offers generous counter space and cabinetry, making meal prep easy and efficient.

The primary suite is conveniently located on the main level, offering privacy and comfort with a full bath just steps away. The upstairs offers a second bedroom as well as a full bath. Downstairs, the fully finished basement provides flexible space that can serve as a third bedroom, guest quarters, game room, home gym, office, or media space —complete with a full bathroom and private entrance.

Step outside to enjoy your peaceful morning coffee or relaxing sunset wine on one of the two expansive decks or unwind in the beautifully screened-in porch that feels like your own private retreat surrounded by nature. This home is ideal for those who want to live in a serene setting while still being part of a vibrant, active community.

This is a rare opportunity to live where others vacation — Whitestone Lake Estates is a small, private waterski community known for its unique lifestyle amenities. Residents enjoy private lake access, a small beach area, and use of two community ski boats, as well as a newly renovated pavilion for social events and gatherings. The community regularly hosts waterski tournaments and brings together neighbors who share a love for the lake life.

Don't miss your chance to own a slice of lake life in Talking Rock! Schedule your showing today and see what makes this community so special - homes in Whitestone Lake Estates don’t come on the market often.

Seller is motivated and offering $10,000 in concessions — use it toward closing costs, rate buydown, or fresh updates to make this home truly yours!

Listing Agent

Tonia Wolfe

1st Class Real Estate-Lanier Group License #426929 Listed on: 06/26/2025

1st Class Real Estate-Lanier Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,557

Year Built

  • Built in 1998

Lot Details

  • 1.13 Acre Lot
  • 20 Feet of Waterfront
  • Property fronts a private road
  • Private Entrance
  • Back Yard Fenced
  • Wooded Lot

HOA Fees

  • $125 Monthly HOA Fees

Home Design

  • Craftsman Architecture
  • Country Style Home
  • Block Foundation
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 2,088 Sq Ft Home
  • 3-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • Two Story Entrance Foyer
  • Great Room with Fireplace
  • Open-Concept Dining Room
  • Den
  • Workshop
  • Screened Porch
  • Views of Woods
  • Fire and Smoke Detector

Kitchen

  • Open to Family Room
  • Electric Range
  • Microwave
  • Dishwasher
  • Laminate Countertops
  • Wood Stained Kitchen Cabinets

Flooring

  • Wood
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 2 Bedrooms | 1 Primary Bedroom on Main
  • Separate Shower in Primary Bathroom
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry on lower level
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Finished Basement Bathroom
  • Natural lighting in basement

Parking

  • 3 Parking Spaces
  • Driveway

Outdoor Features

  • Boat or Launch Ramp
  • Deck
  • Outdoor Storage
  • Rain Gutters

Location

  • Property is near schools
  • Property is near shops

Schools

  • Clear Creek - Gilmer Elementary School
  • Clear Creek Middle School
  • Gilmer High School

Utilities

  • Central Air
  • Heat Pump System
  • Heating System Uses Propane
  • 220 Volts
  • 110 Volts
  • Shared Well
  • Electric Water Heater
  • Septic Tank
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 3057B 036

Community Details

Overview

  • Whitestone Lake Estates Subdivision
  • Community Lake

Recreation

  • Boating
  • Community Beach Access
  • Trails
  • Ski Accessible

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,557

Year Built

Built in 1998

Lot Details

0

HOA Fees

$125 per month

Listing Details

  • Standard Status: Active
  • Property Type: Residential
  • MLS Status: Active
  • Property Sub Type: Single Family Residence
  • Architectural Style: Country, Craftsman
  • Property Condition: Resale
  • Year Built: 1998
  • Levels Stories: Three Or More
  • Above Grade Finished Sq Ft: 2088.00
  • Special Features: None

Property Details

  • Property: Residential Detached

Interior Features

  • Flooring: Luxury Vinyl, Ceramic Tile, Hardwood
  • Fireplace Features: Great Room
  • Number Of Fireplaces: 1
  • Appliances: Dishwasher, Refrigerator, Microwave, Washer, Electric Range, Electric Water Heater
  • Interior Amenities: Entrance Foyer 2 Story, Cathedral Ceiling(s), High Speed Internet, Vaulted Ceiling(s)
  • Basement: Daylight, Exterior Entry, Finished Bath, Finished, Full, Walk-Out Access
  • Kitchen Features: Cabinets Stain, Laminate Counters, Pantry, View to Family Room
  • Common Walls: No Common Walls
  • Additional Rooms: Basement, Den, Workshop
  • Dining Room Features: Great Room, Open Concept
  • Square Footage: 2088.00
  • Spa Features: None
  • Window Features: Double Pane Windows

Beds/Baths

  • Total Bedrooms: 2
  • Bedroom Features: Master on Main
  • Main Bedrooms: 1
  • Total Bathrooms: 3
  • Total Full Baths: 3
  • Lower Full Bathrooms: 1
  • Main Full Bathrooms: 1
  • Master Bathroom Features: Soaking Tub, Separate Tub/Shower

Exterior Features

  • Other Structures: Storage
  • Waterfront Frontage: 20
  • Construction Materials: Vinyl Siding
  • Roof Type: Metal
  • Lake Name: Oliver
  • Fencing: Back Yard
  • Patio And Porch Features: Covered, Deck, Front Porch, Rear Porch, Screened, Side Porch
  • Exterior Features: Private Entry, Private Yard, Storage, Rain Gutters
  • View: Trees/Woods
  • Pool Private: No
  • Foundation: Block

Garage/Parking

  • Number Of Parking Spaces: 3
  • Parking Features: Driveway

Utilities

  • Sewer: Septic Tank
  • Water Source: Shared Well
  • Security: Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Heat Pump, Propane
  • Laundry Features: Laundry Room, Lower Level
  • Utilities: Cable Available, Electricity Available, Phone Available
  • Electric: 110 Volts, 220 Volts

Condo/Co-op/Association

  • Community Features: Beach Access, Boating, Gated, Homeowners Assoc, Lake, Near Trails/Greenway, Ski Accessible, Near Schools, Near Shopping
  • Association Fee: 1500
  • Association Fee Frequency: Annually
  • Master Association Fee Frequency: Annually
  • Association: Yes
  • Subdivision Complex: Whitestone Lake Estates

Schools

  • Elementary School: Clear Creek - Gilmer
  • Middle School: Clear Creek
  • High School: Gilmer

Lot Info

  • Acres: 1.1300
  • Lot Features: Wooded
  • Lot Dimensions: x
  • Parcel Number: 3057B 036
  • Horse Amenities: None
  • Land Lease: No
  • Property Attached Yn: No

Green Features

  • Green Energy Generation: None

Tax Info

  • Taxes: 1557.00
  • Assessor Parcel Number: 3057B 036
  • Tax Year: 2024

MLS Schools

  • Elementary School: Clear Creek - Gilmer
  • High School: Gilmer
  • Middle School: Clear Creek

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,557 $128,080 $8,400 $119,680
2023 $1,603 $127,480 $7,800 $119,680
2022 $1,586 $109,200 $7,480 $101,720
2021 $1,458 $84,520 $7,480 $77,040
2020 $1,429 $71,120 $7,480 $63,640
2019 $1,506 $73,640 $10,000 $63,640
2018 $1,453 $68,640 $5,000 $63,640
2017 $1,659 $74,520 $13,000 $61,520
2016 $1,706 $75,160 $13,000 $62,160
2015 $1,464 $59,400 $10,080 $49,320
2014 $1,439 $56,160 $16,000 $40,160
2013 -- $57,640 $16,000 $41,640
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/14/2025 08/14/25 Price Changed $408,700 -1.3% $196 / Sq Ft
07/23/2025 07/23/25 Price Changed $414,200 -1.3% $198 / Sq Ft
06/26/2025 06/26/25 For Sale $419,499 +118.5% $201 / Sq Ft
02/09/2015 02/09/15 Sold $192,000 0.0% $92 / Sq Ft
01/30/2015 01/30/15 Sold $192,000 -3.5% $92 / Sq Ft
01/10/2015 01/10/15 Pending -- -- --
11/26/2014 11/26/14 Pending -- -- --
07/08/2014 07/08/14 For Sale $199,000 +3.6% $96 / Sq Ft
05/05/2014 05/05/14 For Sale $192,000 -- $92 / Sq Ft
Source: First Multiple Listing Service (FMLS)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $192,000 --
Deed $175,000 --
Deed $124,500 --
Deed $35,000 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $179,400 New Conventional
Closed $188,522 FHA
Source: Public Records

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Source: First Multiple Listing Service (FMLS)

MLS Number: 7603768

First Multiple Listing Service (FMLS)

APN: 3057B-036