Seller's Agent in 2026
Guillermo Arroyo
LPT Realty, Inc.
(619) 494-7701
8 in this area
37 Total Sales
1292 Pershing Rd Chula Vista, CA 91913
Otay Ranch NeighborhoodEstimated Value: $889,000 - $900,000
4
Beds
2.5
Baths
1,917
Sq Ft
$466/Sq Ft
Est. Value
Highlights
- Fitness Center
- Clubhouse
- 2 Car Attached Garage
- Rancho Del Rey Middle School Rated A-
- Community Pool
- 1-minute walk to Grove Park
About This Home
As of January 2026ASSUMABLE LOAN at 2.25%!!!! This stunning 4-bedroom, 2.5-bathroom home is a true gem, showcasing exceptional design and attention to detail. Located in the heart of the Village of Montecito, it offers the perfect blend of comfort, functionality, and luxury. Step inside to an expansive open floor plan featuring elegant wood flooring throughout the main level, huge kitchen island with quartz countertops, marble backsplash, stainless steel appliances, stylish pendant lighting. The spacious primary suite offers a serene retreat with a large soaking tub, separate shower, and generous storage. Energy-efficient solar panels and a low-maintenance backyard make for easy living—perfect for outdoor BBQs, kids, and pets. Enjoy access to outstanding community amenities, including the Montecito Clubhouse, resort-style pools, fitness center, tennis and basketball courts, soccer fields, and a playground. Ideally situated—just minutes from Otay Ranch Town Center, where you’ll find shops, dining, and entertainment. Highly rated schools are within walking distance, and the neighborhood offers a welcoming, family-friendly atmosphere designed for connection, recreation, and convenience.
Last Agent to Sell the Property
LPT Realty, Inc. Brokerage Email: hello@teamarroyo247.com License #02017620 Listed on: 08/01/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 2012
Lot Details
- 2,885 Sq Ft Lot
- Density is up to 1 Unit/Acre
- Property is zoned Single Family Residential
HOA Fees
- $63 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Entry on the 1st floor
Interior Spaces
- 1,917 Sq Ft Home
- 2-Story Property
- Pendant Lighting
- Living Room
Bedrooms and Bathrooms
- 4 Bedrooms
- Soaking Tub
Laundry
- Laundry Room
- Laundry on upper level
Utilities
- Central Air
- No Heating
Listing and Financial Details
- Assessor Parcel Number 6443311600
- $3,269 per year additional tax assessments
Community Details
Overview
- Montecito Association, Phone Number (619) 656-3200
Amenities
- Community Barbecue Grill
- Clubhouse
Recreation
- Fitness Center
- Community Pool
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Sep 24, 2025
Sold by
Bought by
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$687,441
Interest Rate
6.19%
Mortgage Type
FHA
Purchase Details
Listed on
Nov 12, 2020
Closed on
Dec 7, 2020
Sold by
Bought by
Seller's Agent
Joseph Gover
Coldwell Banker West
Buyer's Agent
Guillermo Arroyo
PACIFIC SOUTHWEST ASSOCIATION OF REALTOR
List Price
$700,000
Sold Price
$700,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.54%
Original Mortgage
$687,321
Interest Rate
2.8%
Mortgage Type
FHA
Purchase Details
Listed on
Nov 12, 2020
Closed on
Nov 19, 2020
Sold by
Bought by
Seller's Agent
Joseph Gover
Coldwell Banker West
Buyer's Agent
Guillermo Arroyo
PACIFIC SOUTHWEST ASSOCIATION OF REALTOR
List Price
$700,000
Sold Price
$700,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$687,321
Interest Rate
2.8%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 29, 2016
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$485,212
Interest Rate
3.59%
Mortgage Type
VA
Purchase Details
Closed on
May 7, 2012
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$370,350
Interest Rate
3.84%
Mortgage Type
VA
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $283,500 | First American Title | ||
| -- | Fidelity National Title | ||
| $700,000 | Fidelity Natl Ttl San Diego | ||
| $475,000 | California Title Company | ||
| $363,000 | First American Title Company |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $188,700 | ||
| Previous Owner | $687,441 | ||
| Previous Owner | $687,321 | ||
| Previous Owner | $485,212 | ||
| Previous Owner | $370,350 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/14/2026 01/14/26 | Sold | $899,000 | 0.0% | $469 / Sq Ft | |
| 09/20/2025 09/20/25 | Pending | -- | -- | -- | |
| 09/02/2025 09/02/25 | Price Changed | $899,000 | -2.2% | $469 / Sq Ft | |
| 08/01/2025 08/01/25 | For Sale | $919,000 | +31.3% | $479 / Sq Ft | |
| 12/24/2020 12/24/20 | Sold | $700,000 | 0.0% | $365 / Sq Ft | View Prior Sale |
| 12/03/2020 12/03/20 | Pending | -- | -- | -- | |
| 12/01/2020 12/01/20 | Price Changed | $700,000 | 0.0% | $365 / Sq Ft | |
| 12/01/2020 12/01/20 | For Sale | $700,000 | +0.1% | $365 / Sq Ft | |
| 11/15/2020 11/15/20 | Pending | -- | -- | -- | |
| 11/12/2020 11/12/20 | For Sale | $699,000 | -- | $365 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $11,886 | $757,698 | $250,774 | $506,924 |
| 2024 | $11,886 | $742,842 | $245,857 | $496,985 |
| 2023 | $11,497 | $728,278 | $241,037 | $487,241 |
| 2022 | $11,042 | $713,999 | $236,311 | $477,688 |
| 2021 | $10,714 | $700,000 | $231,678 | $468,322 |
| 2020 | $8,454 | $514,151 | $170,168 | $343,983 |
| 2019 | $8,248 | $504,071 | $166,832 | $337,239 |
| 2018 | $8,174 | $494,188 | $163,561 | $330,627 |
| 2017 | $13 | $484,499 | $160,354 | $324,145 |
| 2016 | $6,658 | $384,698 | $127,323 | $257,375 |
| 2015 | $6,456 | $378,920 | $125,411 | $253,509 |
| 2014 | $6,354 | $371,499 | $122,955 | $248,544 |
Source: Public Records
Agents Affiliated with this Home
-
Guillermo Arroyo
-
Francisco Villasana
F
Buyer's Agent in 2026
Francisco Villasana
Compass
(619) 929-6123
3 in this area
24 Total Sales
-
Joseph Gover
Seller's Agent in 2020
Joseph Gover
Coldwell Banker West
(619) 405-2953
2 in this area
14 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: PTP2505844
APN: 644-331-16
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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