NOT LISTED FOR SALE

1295 Stephenridge Ct Saint Charles, MO 63304

Estimated Value: $376,424 - $396,000

4 Beds
2.5 Baths
2,600 Sq Ft
$147/Sq Ft Est. Value

Last Sold August 31, 2021

Current estimated payment $2,345/month

2 Days on Market

Highlights

  • In Ground Pool
  • Primary Bedroom Suite
  • Traditional Architecture
  • Central Elementary School Rated A-
  • Clubhouse
  • Granite Countertops

About This Home

As of August 2021

Updated 4 Bedroom, 2.5 Bath 2 Story Home On A Quite Cul-De-Sac In Meadow Ridge Subdivision. Features Include: Bamboo Wood Flooring Throughout Main Level With 6'' Custom Base Molding * Updated Kitchen Features Maple Cabinetry, Granite Countertops, Slate Tile Backsplash, Stainless Steel Appliances, And Butcher Block Island * Bathrooms Feature Ceramic Tile Flooring, Pedestal Sinks/Vanities * Finished Lower Level With Laminate Flooring & Plenty Of Storage * Custom Millwork On All Windows * Large Level Fenced Yard With Covered Patio, Lots Of Mature Trees And Fresh Landscaping * Neighborhood Features Community Pool, Clubhouse, And Fishing Ponds. Centrally Located, Close To Hwy 364 For Easy Commute.

Last Agent to Sell the Property

John Platten

Keller Williams Realty West License #2008032289 Listed on: 06/04/2021

Keller Williams Realty West

Last Buyer's Agent

Jeannie Bassett

Metro-plex Group L L C License #1999099688

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,297

Year Built

  • Built in 1985

Lot Details

  • 8,886 Sq Ft Lot
  • Cul-De-Sac
  • Chain Link Fence
  • Level Lot

HOA Fees

  • $35 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick or Stone Veneer Front Elevation
  • Frame Construction
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Insulated Windows
  • Tilt-In Windows
  • Window Treatments
  • Six Panel Doors
  • Entrance Foyer
  • Family Room
  • Living Room
  • Formal Dining Room
  • Lower Floor Utility Room
  • Laundry on main level
  • Partially Carpeted
  • Partially Finished Basement
  • Basement Ceilings are 8 Feet High
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Suite
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Outdoor Features

  • In Ground Pool
  • Covered Patio or Porch

Schools

  • Central Elem. Elementary School
  • Bryan Middle School
  • Francis Howell High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Underground Utilities
  • Gas Water Heater
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 3-0120-5859-00-0034.0000000

Community Details

Recreation

  • Community Pool
  • Recreational Area

Additional Features

  • Clubhouse

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,297

Year Built

Built in 1985

Lot Details

0

HOA Fees

$35 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Style: 2 Story
  • Municipality Township: Unincorporated
  • Special Areas: Entry Foyer, Family Room, Living Room, Main Floor Laundry
  • Special Description: Owner Occupied
  • Age: 36
  • Ownership: Private
  • Year Built: 1985
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Basement: 8 ft + pour, Partially Finished, Rec/Family Area
  • Bedroom Types: Master Bdr. Suite
  • Dining Room: Separate Dining
  • Interior Amenities: Some Carpeting, Some Window Treatmnt, Walk-In Closets, Some Wood Floors
  • Kitchen: Eat-In Kitchen, Granite Countertops, Pantry
  • Main Half Bathrooms: 1
  • Master Bed.: Double Sink, Full Bath, Tub & Separate Shwr
  • Misc Features: High Spd Connection, Patio-Covered, Porch-Covered, Smoke Alarm/Detec
  • Total Living Area: 2600.00
  • Windows/Doors: 6 Panel Door(s), Some Insulated Wndws, Some Tilt-In Windows
  • Appliances: Dishwasher, Disposal, Microwave, Range/Oven-Electric
  • Bathrooms: 3.00
  • Bedrooms: 4.00
  • Room Cnt: 8
  • Square Footage: 2047
  • Square Footage Below Grade: 600
  • Total Full Baths: 2
  • Total Half Baths: 1

Exterior Features

  • Architecture: Traditional
  • Construction: Brk/Stn Veneer Frnt, Frame, Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Parking: Attached Garage, Garage Door Opener

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: Ceiling Fan, Central-Electric
  • Heating: Forced Air

Condo/Co-op/Association

  • Association Fee: 425
  • Association Fee Frequency: Yearly
  • Amenities: Club-Pool, Clubhouse/Facilities, Private Inground Pool, Underground Util

Schools

  • School District: Francis Howell R-III
  • Elementary School: Central Elem.
  • Middle School: Bryan Middle
  • High School: Francis Howell High
  • Elementary School: Central Elem.
  • Junior High School: Bryan Middle
  • School District: Francis Howell R-III
  • Senior High School: Francis Howell High

Lot Info

  • Lot Description: Chain Link Fence, Cul-De-Sac, Level Lot, Streetlights
  • Lot Dimensions: .02 ac
  • Lot Sq Ft: 8886
  • Acres: 0.2040

Tax Info

  • Taxes Paid: 2715
  • Taxes Paid Year: 20
  • Assessor Parcel Number: 3-0120-5859-00-0034.0000000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 4, 2021
Closed on
Aug 31, 2021
Sold by
Laipple Kelly
Bought by
Walker Valencia and Lewis Michael
Seller's Agent
John Platten
Keller Williams Realty West
Buyer's Agent
Jeannie Bassett
Metro-plex Group L L C
List Price
$280,000
Current Estimated Value
$382,356

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.71%
Original Mortgage
$276,892
Outstanding Balance
$251,951
Interest Rate
2.8%
Mortgage Type
FHA
Estimated Equity
$130,405

Purchase Details

Closed on
Jan 28, 2009
Sold by
Nelson Robert F and Nelson Betty A
Bought by
Laipple Kelly

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,000
Interest Rate
5.06%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 24, 2008
Sold by
Laipple Kelly
Bought by
Nelson Robert E and Nelson Betty A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,000
Interest Rate
5.06%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 30, 2008
Sold by
Nelson Robert E and Nelson Betty A
Bought by
Laipple Kelly M

Purchase Details

Closed on
Oct 1, 2007
Sold by
Channell Shawn and Channell Heather
Bought by
Nelson Robert E and Nelson Betty A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$156,375
Interest Rate
6.47%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 27, 2007
Sold by
1295 Stephenridge Court Residential Trus
Bought by
Channell Shawn and Channell Heather

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$110,000
Interest Rate
6.3%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 30, 2007
Sold by
Bergstrom Richard R and Bergstrom Linda M
Bought by
1295 Stephenridge Court Residential Tr

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$110,000
Interest Rate
6.3%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Walker Valencia -- Old Republic Title
Laipple Kelly $215,000 Benchmark Title Llc
Nelson Robert E -- Benchmark Title Llc
Laipple Kelly M -- Benchmark Title Llc
Nelson Robert E -- Benchmark Title Llc
Channell Shawn -- Ort
1295 Stephenridge Court Residential Tr -- Ort
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Walker Valencia $276,892
Previous Owner Laipple Kelly $172,000
Previous Owner Nelson Robert E $156,375
Previous Owner 1295 Stephenridge Court Residential Tr $110,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/31/2021 08/31/21 Sold -- -- --
06/07/2021 06/07/21 Pending -- -- --
06/04/2021 06/04/21 For Sale $280,000 -- $108 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,297 $60,705 -- --
2023 $3,295 $55,134 $0 $0
2022 $2,906 $45,132 $0 $0
2021 $2,909 $45,132 $0 $0
2020 $2,715 $40,756 $0 $0
2019 $2,703 $40,756 $0 $0
2018 $2,512 $36,180 $0 $0
2017 $2,491 $36,180 $0 $0
2016 $2,470 $34,551 $0 $0
2015 $2,437 $34,551 $0 $0
2014 $2,475 $34,041 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS21031427

MARIS MLS

APN: 3-0120-5859-00-0034.0000000