$630,000
SOLD MAR 28, 2025

12962 Jefferson Blvd Mishawaka, IN 46545

4 Beds
3 Baths
3,019 Sq Ft
0.62 Acres

Recently Sold

$209 Per Sq Ft

3% Below List Price

3 Days on Market

Highlights

  • 101 Feet of Waterfront
  • Pier or Dock
  • Living Room with Fireplace
  • Schmucker Middle School Rated A
  • RV Parking in Community
  • Stone Countertops

About This Home

As of March 2025

Waterfront: Welcome to your dream home, a spectacular 4-bedroom, 3-bath property nestled along the serene waters of St Joseph River. This residence has a remarkable 6-car heated garage, perfect for car enthusiasts or those in need of a lot of storage. Step inside to discover an inviting great room with soaring 12-foot ceilings, ideal for both relaxation and entertainment. The thoughtfully designed main level features convenient laundry facilities, making everyday living a breeze. The primary bedroom serves as a private sanctuary, complete with a luxurious garden tub and a spacious walk-in shower—perfect for unwinding after a long day. The kitchen is a culinary delight, showcasing stunning granite countertops and a beautiful backsplash that complements the modern aesthetic. You'll appreciate the newer kitchen appliances, ensuring all your cooking needs are met. Elegance extends throughout the home with newer carpet and a striking rod iron staircase. The finished walk-out basement enhances the living space, featuring a cozy fireplace and a fourth bedroom, making it an ideal guest suite or home office. A smaller kitchen in the lower level provides convenience for entertaining or casual gatherings. Outside, enjoy the peaceful waterfront setting with electric and water amenities right at the water’s edge. The property features two new composite pier decks, complete with a boat lift and a protective canopy, making it easy to enjoy your time on the water. The beautifully landscaped backyard, highlighted by a charming rock waterfall, creates a tranquil oasis for outdoor living and relaxation. Additional features include newer lighting throughout the home, a new sewage pump, and a newer water heater, ensuring comfort and efficiency for years to come. This remarkable property combines luxury, convenience, and natural beauty, making it the perfect place to call home. Don’t miss your chance to experience waterfront living at its finest!

Last Agent to Sell the Property

Jackie Mahony

Coldwell Banker Real Estate Group Brokerage Phone: 574-612-3243 Listed on: 03/03/2025

Coldwell Banker Real Estate Group

Last Buyer's Agent

Irma Buczynski

Cressy & Everett - South Bend

Cressy & Everett - South Bend

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,769

Year Built

  • Built in 1999

Lot Details

  • 0.62 Acre Lot
  • Lot Dimensions are 100 x 270
  • 101 Feet of Waterfront
  • River Front
  • Landscaped
  • Level Lot
  • Irrigation

Parking

  • 6 Car Attached Garage
  • Driveway

Home Design

  • Walk-Out Ranch
  • Poured Concrete
  • Shingle Roof
  • Vinyl Construction Material

Interior Spaces

  • 1-Story Property
  • Ceiling height of 9 feet or more
  • Living Room with Fireplace
  • 2 Fireplaces

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Gas Oven or Range
  • Stone Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Double Vanity
  • Garden Bath

Laundry

  • Laundry on main level
  • Gas Dryer Hookup

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Fireplace in Basement
  • 1 Bathroom in Basement
  • 1 Bedroom in Basement

Outdoor Features

  • Sun Deck

Schools

  • Elsie Rogers Elementary School
  • Schmucker Middle School
  • Penn High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • The river is a source of water for the property
  • Septic System
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 71-10-07-152-004.000-031

Community Details

Overview

  • RV Parking in Community

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,769

Year Built

Built in 1999

Lot Details

0

Parking

6

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1999
  • Age: 26
  • Style: One Story
  • Architectural Style: Walkout Ranch
  • Total Number of Rooms: 13
  • Total Number of Rooms Below Grade: 3
  • Bedrooms: 4
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 3
  • Total Full Bathrooms: 3
  • Legal Description: Lot 4 Whitney-Matthew Addition Sec 7 37 4 E
  • Parcel Number ID: 71-10-07-152-004.000-031
  • Platted: Yes
  • Amenities: 1st Bdrm En Suite, Breakfast Bar, Cable Available, Ceiling-9+, Countertops-Stone, Deck Open, Deck on Waterfront, Dryer Hook Up Gas, Eat-In Kitchen, Garden Tub, Irrigation System, Landscaped, Range/Oven Hook Up Gas, Twin Sink Vanity, RV Parking, Main Floor Laundry
  • Number Below Grade Bedrooms: 1
  • Sp Lp Percent: 97.07
  • Year Taxes Payable: 2023
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 3455
  • Total Finished Sq Ft: 3019
  • Above Grade Finished Sq Ft: 1730
  • Below Grade Finished Sq Ft: 1289
  • Below Grade Sq Ft: 436
  • Price Per Sq Ft: 364.16
  • Basement: Yes
  • Basement Foundation: Full Basement, Walk-Out Basement, Finished
  • Basement Material: Poured Concrete
  • Number Of Fireplaces: 2
  • Fireplace: Living/Great Rm, Basement
  • Fireplace: Yes
  • Bedroom 1: Dimensions: 15x14, On Level: Main
  • Bedroom 2: Dimensions: 13x12, On Level: Main
  • Bedroom 3: Dimensions: 13x11, On Level: Main
  • Bedroom 4: Dimensions: 15x12, On Level: Lower
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 2
  • Total Below Grade Sq Ft: 1725

Exterior Features

  • Exterior: Aluminum, Vinyl
  • Roof Material: Shingle
  • Outbuilding1: None
  • Water Features: Pier/Dock
  • Water Frontage: 101
  • Water Name: Saint Joseph River

Garage/Parking

  • Driveway: Concrete
  • Garage Type: Attached
  • Garage Number Of Cars: 6
  • Garage Size: Dimensions: 24x70
  • Garage Sq Ft: 1680
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Septic
  • Water Utilities: City
  • Electric Company: AEP/I&M
  • Gas Company: NIPSCO
  • Water Type: River

Schools

  • School District: Penn-Harris-Madison School Corp.
  • Elementary School: Elsie Rogers
  • Middle School: Schmucker
  • High School: Penn
  • Elementary School: Elsie Rogers

Lot Info

  • Lot Description: Level, Slope, Waterfront, Waterfront-High Bank
  • Lot Dimensions: 100 x 270
  • Estimated Lot Sq Ft: 27007
  • Estimated Lot Size Acres: 0.62

Tax Info

  • Annual Taxes: 3768.94

Multi Family

  • Water Access: Riverfront

MLS Schools

  • High School: Penn
  • Middle School: Schmucker
  • School District: Penn-Harris-Madison School Corp.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 3, 2025
Closed on
Mar 28, 2025
Sold by
Haeck Dale R
Bought by
Pinkowski David J and Shinall Kelly L
Seller's Agent
Jackie Mahony
Coldwell Banker Real Estate Group
Buyer's Agent
Irma Buczynski
Cressy & Everett - South Bend
List Price
$649,000
Sold Price
$630,000
Premium/Discount to List
-$19,000
-2.93%
Total Days on Market
3
Views
47

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-10.91%

Purchase Details

Listed on
Feb 20, 2019
Closed on
Dec 11, 2019
Sold by
Le Eck Gary A
Bought by
Eck Rose M and Haeck Dale R
Seller's Agent
Rodger Pendl
eXp Realty, LLC
Buyer's Agent
Jackie Mahony
Coldwell Banker Real Estate Group
List Price
$485,000
Sold Price
$405,000
Premium/Discount to List
-$80,000
-16.49%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.66%

Purchase Details

Closed on
Jun 1, 2011
Sold by
Eck Gary A and Eck Rose M
Bought by
Eck Trust

Purchase Details

Closed on
Jul 17, 2006
Sold by
Moen Mary L
Bought by
Eck Gary A and Eck Rose M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$304,000
Interest Rate
6.73%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Meridian Title
Deed -- None Listed On Document
Warranty Deed -- --
Warranty Deed -- Merdian Title Corp
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $383,000 New Conventional
Previous Owner $200,000 Credit Line Revolving
Previous Owner $200,350 New Conventional
Previous Owner $304,000 New Conventional
Previous Owner $90,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/28/2025 03/28/25 Sold $630,000 -2.9% $209 / Sq Ft
03/06/2025 03/06/25 Pending -- -- --
03/03/2025 03/03/25 For Sale $649,000 +60.2% $215 / Sq Ft
12/05/2019 12/05/19 Sold $405,000 -7.5% $134 / Sq Ft
10/28/2019 10/28/19 Pending -- -- --
07/09/2019 07/09/19 Price Changed $438,000 -2.7% $145 / Sq Ft
05/21/2019 05/21/19 Price Changed $450,000 -7.2% $149 / Sq Ft
02/20/2019 02/20/19 For Sale $485,000 -- $161 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,769 $414,000 $100,500 $313,500
2023 $3,726 $419,000 $100,500 $318,500
2022 $4,159 $419,000 $100,500 $318,500
2021 $3,364 $333,500 $43,800 $289,700
2020 $3,388 $334,500 $43,800 $290,700
2019 $2,879 $283,600 $37,100 $246,500
2018 $2,595 $273,500 $35,100 $238,400
2017 $3,755 $363,000 $35,100 $327,900
2016 $3,112 $305,700 $29,200 $276,500
2014 $3,427 $308,500 $29,200 $279,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202506612

Indiana Regional MLS

APN: 71-10-07-152-004.000-031