Seller's Agent in 2025
Bernadette Somera
Coldwell Banker West
(619) 931-9854
1 in this area
44 Total Sales
1298 Fools Gold Way Unit 2 Chula Vista, CA 91913
Otay Ranch Village NeighborhoodEstimated Value: $651,000 - $661,000
3
Beds
2.5
Baths
1,586
Sq Ft
$340/mo
HOA Fee
Highlights
- No Units Above
- Primary Bedroom Suite
- View of Trees or Woods
- Corky McMillin Elementary School Rated A-
- All Bedrooms Downstairs
- Clubhouse
About This Home
As of April 2025Your Dream Home Awaits! Get ready for an incredible opportunity to make this charming residence your own—priced to sell and move-in ready! Enjoy the unique benefit of no neighbors in front, allowing for easy access and a welcoming view right from your front door. Stroll through the beautiful neighborhood and embrace the vibrant community known as Otay Ranch. Ascend to your private primary bedroom retreat on the top floor—the ONLY room up there, offering a tranquil escape. Bathed in natural light your spacious master suite features dual sinks and a generous walk-in closet, combining luxury and functionality. The open floor plan effortlessly blends the living room, dining room, and kitchen, perfect for entertaining family and friends with a half bath on the first level too. Imagine cooking in your stylish kitchen while friends and family gather around the counter, engaging in lively conversations and catching up as you whip up a delicious meal or pour them fresh coffee. Slide open the door to your own private yard, where you can unwind in peace, enjoying the luxury of added privacy without neighbors looking directly in. With an attached 2-car garage providing direct access to the home, unloading groceries and daily essentials is a breeze! The second floor boasts a built-in study area, ideal for remote work or homework, alongside two additional bedrooms and a dedicated full bathroom—perfect for family or guests. Located just 1 mile from grocery stores, shopping, restaurants and the lively Otay Ranch Shopping Mall, everything you need is within reach. This home offers both comfort and convenience in an unbeatable location. Guards offer security at the entrance and exit posts in the evening hours. Don’t wait—make your offer today and get ready to call this beautiful home as quickly as you can close! Opportunity to purchase from the original owners whom can share invaluable insights and experiences about the neighborhood, making this no just a house, but a home rich with local knowledge and connections. *****VA APPROVED*****
Last Agent to Sell the Property
Coldwell Banker West Brokerage Phone: 619-931-9854 License #01377020 Listed on: 03/20/2025
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $6,790
Year Built
- Built in 2005
Lot Details
- No Units Above
- End Unit
- No Units Located Below
- 1 Common Wall
- Rural Setting
- Fenced
- Stucco Fence
HOA Fees
Parking
- 2 Car Attached Garage
- Parking Available
- Rear-Facing Garage
- Two Garage Doors
Property Views
- Woods
- Neighborhood
Home Design
- Entry on the 1st floor
- Stucco
Interior Spaces
- 1,586 Sq Ft Home
- 3-Story Property
- Gas Fireplace
- Entryway
- Living Room
- Home Office
- Disposal
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- All Bedrooms Down
- Primary Bedroom Suite
- Walk-In Closet
Laundry
- Laundry Room
- Laundry on upper level
- Dryer
- Washer
Outdoor Features
- Exterior Lighting
Schools
- Mcmillin Elementary School
- Rancho Del Rey Middle School
- Olympian High School
Utilities
- Central Air
- No Heating
Listing and Financial Details
- Tax Tract Number 14603
- Assessor Parcel Number 6433622807
- $2,569 per year additional tax assessments
Community Details
Overview
- 241 Units
- Hearthstone Village Association, Phone Number (619) 795-2620
- Walters Management Association
- Choice Management Solutions HOA
- Built by D.R. HORTON
Amenities
- Picnic Area
- Clubhouse
Recreation
- Community Playground
- Community Pool
- Community Spa
- Hiking Trails
- Bike Trail
Security
- Security Guard
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 20, 2025
Closed on
Apr 2, 2025
Sold by
Ojinaga Andrew G and Gonzales Leilani N
Bought by
Davis Gregory Patrick and Davis Irene Denise
Seller's Agent
Bernadette Somera
Coldwell Banker West
List Price
$649,000
Sold Price
$650,000
Premium/Discount to List
$1,000
0.15%
Views
116
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,007
Avg. Annual Appreciation
1.93%
Original Mortgage
$663,975
Outstanding Balance
$659,160
Interest Rate
4%
Mortgage Type
VA
Estimated Equity
-$3,153
Purchase Details
Closed on
Aug 9, 2004
Sold by
D R Horton San Diego Holding Co Inc
Bought by
Sargent Jeffrey R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$260,518
Interest Rate
3.37%
Mortgage Type
Unknown
Purchase Details
Closed on
Jun 10, 2004
Sold by
D R Horton San Diego Holding Co Inc
Bought by
Ojinaga Andrew and Gonzales Leilani N
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$260,518
Interest Rate
3.37%
Mortgage Type
Unknown
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Davis Gregory Patrick | $650,000 | Corinthian Title | |
| Sargent Jeffrey R | $326,000 | First American Title Co | |
| Ojinaga Andrew | $392,500 | Chicago Title Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Davis Gregory Patrick | $663,975 | |
| Previous Owner | Sargent Jeffrey R | $260,518 | |
| Previous Owner | Ojinaga Andrew | $313,800 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/10/2025 04/10/25 | Sold | $650,000 | +0.2% | $410 / Sq Ft |
| 03/24/2025 03/24/25 | Pending | -- | -- | -- |
| 03/19/2025 03/19/25 | For Sale | $649,000 | -- | $409 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,790 | $546,762 | $181,192 | $365,570 |
| 2024 | $6,790 | $536,042 | $177,640 | $358,402 |
| 2023 | $6,740 | $525,532 | $174,157 | $351,375 |
| 2022 | $6,596 | $515,229 | $170,743 | $344,486 |
| 2021 | $5,800 | $440,000 | $140,000 | $300,000 |
| 2020 | $5,542 | $420,000 | $134,000 | $286,000 |
| 2019 | $5,465 | $415,000 | $133,000 | $282,000 |
| 2018 | $5,434 | $410,000 | $132,000 | $278,000 |
| 2017 | $6,023 | $340,000 | $110,000 | $230,000 |
| 2016 | $5,741 | $325,000 | $106,000 | $219,000 |
| 2015 | $5,129 | $275,000 | $90,000 | $185,000 |
| 2014 | $5,059 | $265,000 | $87,000 | $178,000 |
Source: Public Records
Agents Affiliated with this Home
-
Bernadette Somera
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: PTP2501928
APN: 643-362-28-07
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The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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