
12982 Polvera Ct San Diego, CA 92128
Rancho Bernardo NeighborhoodEstimated payment $12,535/month
Highlights
- Fitness Center
- Panoramic View
- Clubhouse
- Chaparral Elementary Rated A+
- 1 Acre Lot
- Family Room with Fireplace
About This Home
Seller to entertain offers from $2,000,000-$2,200,000. Welcome to a rare opportunity in The Trails of Rancho Bernardo—a meticulously maintained, custom-built home nestled on a lush and elevated 1-acre lot in 92128’s most coveted neighborhood. Lovingly cared for by the original owner for nearly 40 years, this classic property offers timeless charm, exceptional privacy, and endless potential. The versatile layout is ideal for multigenerational living, a growing family, or even creating a private retreat on a separate floor. Step out onto the expansive 36' x 12' covered balcony and soak in the breathtaking southwesterly views—your own personal sunset lounge. Enjoy the benefits of no Mello-Roos and being part of the award-winning Poway Unified School District. The Trails is a serene community of just 259 custom homes, each on a minimum 1-acre lot, offering space, peace, and exclusivity. As a bonus, for a nominal annual fee, enjoy membership at the Rancho Bernardo Swim & Tennis Club just 2.8 miles away—complete with 7 lit tennis courts, 8 pickleball courts, 2 pools, hot tubs, fitness center, racquetball, basketball, library, game room, and a shaded playground. Whether you’re looking to move right in and enjoy its classic charm, or update and make it your own, this is a home where pride of ownership shines through—and one you won’t want to miss!
Listing Agent
eXp Realty of Southern California, Inc. License #01817600 Listed on: 06/09/2025

Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,374
Year Built
- Built in 1986
Lot Details
- 1 Acre Lot
- Cul-De-Sac
- Property is Fully Fenced
- Landscaped
- Gentle Sloping Lot
- Front and Back Yard Sprinklers
- Private Yard
- Property is zoned R-1:SINGLE
HOA Fees
- $26 Monthly HOA Fees
Parking
- 2 Car Direct Access Garage
- Driveway
- Uncovered Parking
Property Views
- Panoramic
- Mountain
- Park or Greenbelt
Home Design
- Clay Roof
- Stucco Exterior
Interior Spaces
- 4,968 Sq Ft Home
- 2-Story Property
- Family Room with Fireplace
- 2 Fireplaces
- Living Room with Fireplace
- Dining Area
- Bonus Room
- Storage Room
Kitchen
- Double Oven
- Gas Cooktop
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Linoleum
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Retreat
- Primary Bedroom on Main
Laundry
- Laundry Room
- Laundry on upper level
- Dryer
- Washer
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Outdoor Features
- Balcony
- Covered Patio or Porch
Schools
- Poway Unified School District Elementary And Middle School
- Poway Unified School District High School
Utilities
- Separate Water Meter
- Gas Water Heater
- Water Softener
Listing and Financial Details
- Assessor Parcel Number 272-370-15-00
Community Details
Overview
- Association fees include common area maintenance
- $58 Other Monthly Fees
- Seabreeze Management Association, Phone Number (800) 232-7517
Amenities
- Clubhouse
Recreation
- Tennis Courts
- Community Playground
- Fitness Center
- Community Pool
- Community Spa
- Recreational Area
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2025 | $7,374 | $670,287 | $132,605 | $537,682 |
2024 | $7,374 | $657,145 | $130,005 | $527,140 |
2023 | $7,217 | $644,260 | $127,456 | $516,804 |
2022 | $7,095 | $631,628 | $124,957 | $506,671 |
2021 | $7,002 | $619,244 | $122,507 | $496,737 |
2020 | $6,907 | $612,895 | $121,251 | $491,644 |
2019 | $6,726 | $600,878 | $118,874 | $482,004 |
2018 | $6,536 | $589,097 | $116,544 | $472,553 |
2017 | $6,360 | $577,547 | $114,259 | $463,288 |
2016 | $6,229 | $566,223 | $112,019 | $454,204 |
2015 | $6,135 | $557,719 | $110,337 | $447,382 |
2014 | $5,989 | $546,795 | $108,176 | $438,619 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
08/18/2025 08/18/25 | Price Changed | $2,200,000 | -4.3% | $443 / Sq Ft |
07/25/2025 07/25/25 | Price Changed | $2,300,000 | -4.2% | $463 / Sq Ft |
07/17/2025 07/17/25 | Price Changed | $2,400,000 | -4.0% | $483 / Sq Ft |
06/09/2025 06/09/25 | For Sale | $2,500,000 | -- | $503 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Interfamily Deed Transfer | -- | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Previous Owner | $75,000 | Credit Line Revolving |
About the Listing Agent

I don’t just strive for excellence—I expect it. As a San Diego native with a lifelong connection to real estate, my mission is simple: deliver exceptional results with unmatched professionalism and care. Real estate runs in my blood—my mother spent over 50 years in the business and ranked in the top 1% of agents nationwide. I built on that foundation with a degree in business economics (emphasis in accounting) from UC Santa Barbara, followed by two years at Ernst & Young, where I earned my CPA
Chad's Other Listings
Source: San Diego MLS
MLS Number: 250030011

APN: 272-370-15
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