Seller's Agent in 2025
Chad Basinger
eXp Realty of Southern California, Inc.
(858) 997-3704
14 in this area
82 Total Sales
12982 Polvera Ct San Diego, CA 92128
Rancho Bernardo Neighborhood
4
Beds
4
Baths
4,968
Sq Ft
43,560
Sq Ft Lot
Highlights
- Fitness Center
- Panoramic View
- Clubhouse
- Chaparral Elementary Rated A+
- 43,560 Sq Ft lot
- Family Room with Fireplace
About This Home
As of November 2025Seller to entertain offers from $2,000,000-$2,200,000. Welcome to a rare opportunity in The Trails of Rancho Bernardo—a meticulously maintained, custom-built home nestled on a lush and elevated 1-acre lot in 92128’s most coveted neighborhood. Lovingly cared for by the original owner for nearly 40 years, this classic property offers timeless charm, exceptional privacy, and endless potential. The versatile layout is ideal for multigenerational living, a growing family, or even creating a private retreat on a separate floor. Step out onto the expansive 36' x 12' covered balcony and soak in the breathtaking southwesterly views—your own personal sunset lounge. Enjoy the benefits of no Mello-Roos and being part of the award-winning Poway Unified School District. The Trails is a serene community of just 259 custom homes, each on a minimum 1-acre lot, offering space, peace, and exclusivity. As a bonus, for a nominal annual fee, enjoy membership at the Rancho Bernardo Swim & Tennis Club just 2.8 miles away—complete with 7 lit tennis courts, 8 pickleball courts, 2 pools, hot tubs, fitness center, racquetball, basketball, library, game room, and a shaded playground. Whether you’re looking to move right in and enjoy its classic charm, or update and make it your own, this is a home where pride of ownership shines through—and one you won’t want to miss!
Last Agent to Sell the Property
eXp Realty of Southern California, Inc. License #01817600 Listed on: 06/09/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1986
Lot Details
- 43,560 Sq Ft Lot
- Cul-De-Sac
- Property is Fully Fenced
- Landscaped
- Front and Back Yard Sprinklers
- Private Yard
- Property is zoned R-1:SINGLE
HOA Fees
- $26 Monthly HOA Fees
Parking
- 2 Car Direct Access Garage
Property Views
- Panoramic
- Mountain
- Park or Greenbelt
Home Design
- Clay Roof
- Stucco
Interior Spaces
- 4,968 Sq Ft Home
- 2-Story Property
- Family Room with Fireplace
- 2 Fireplaces
- Living Room with Fireplace
- Dining Area
- Bonus Room
- Storage Room
Kitchen
- Double Oven
- Gas Cooktop
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Linoleum
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Retreat
- Primary Bedroom on Main
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Outdoor Features
- Balcony
- Covered Patio or Porch
Location
- Suburban Location
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Gas Water Heater
- Water Softener
Community Details
Overview
- Association fees include common area maintenance
- Seabreeze Management Association
- Rancho Bernardo Subdivision
Amenities
- Clubhouse
Recreation
- Tennis Courts
- Pickleball Courts
- Community Playground
- Fitness Center
- Community Pool
- Community Spa
- Recreational Area
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jul 8, 2025
Sold by
Riggs Family Trust and Riggs Lucille C
Bought by
Cameron Carter Bunce And Alexia Michelle St P and Bunce
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,500,000
Interest Rate
5.13%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 4, 2004
Sold by
Riggs John Lloyd and Riggs Lucille Copenhaver
Bought by
Riggs John L and Riggs Lucille C
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $2,000,000 | First American Title Company | |
| Interfamily Deed Transfer | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $1,500,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/18/2025 11/18/25 | Sold | $2,000,000 | -9.1% | $403 / Sq Ft |
| 10/16/2025 10/16/25 | Pending | -- | -- | -- |
| 08/18/2025 08/18/25 | Price Changed | $2,200,000 | -4.3% | $443 / Sq Ft |
| 07/25/2025 07/25/25 | Price Changed | $2,300,000 | -4.2% | $463 / Sq Ft |
| 07/17/2025 07/17/25 | Price Changed | $2,400,000 | -4.0% | $483 / Sq Ft |
| 06/09/2025 06/09/25 | For Sale | $2,500,000 | -- | $503 / Sq Ft |
Source: San Diego MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,374 | $670,287 | $132,605 | $537,682 |
| 2024 | $7,374 | $657,145 | $130,005 | $527,140 |
| 2023 | $7,217 | $644,260 | $127,456 | $516,804 |
| 2022 | $7,095 | $631,628 | $124,957 | $506,671 |
| 2021 | $7,002 | $619,244 | $122,507 | $496,737 |
| 2020 | $6,907 | $612,895 | $121,251 | $491,644 |
| 2019 | $6,726 | $600,878 | $118,874 | $482,004 |
| 2018 | $6,536 | $589,097 | $116,544 | $472,553 |
| 2017 | $6,360 | $577,547 | $114,259 | $463,288 |
| 2016 | $6,229 | $566,223 | $112,019 | $454,204 |
| 2015 | $6,135 | $557,719 | $110,337 | $447,382 |
| 2014 | $5,989 | $546,795 | $108,176 | $438,619 |
Source: Public Records
Agents Affiliated with this Home
-
Chad Basinger
-
Arleen Gimbel
Seller Co-Listing Agent in 2025
Arleen Gimbel
eXp Realty of Southern California, Inc.
(619) 507-5432
14 in this area
21 Total Sales
-
Danielle Negroni
Buyer's Agent in 2025
Danielle Negroni
Coastal Premier Properties
(858) 735-5767
1 in this area
51 Total Sales
Map
Source: San Diego MLS
MLS Number: 250030011
APN: 272-370-15
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