$979,000

Estimated payment $6,350/month

Total Views 1,468
4 Beds
3.5 Baths
2,772 Sq Ft
$353 Price per Sq Ft

Highlights

  • Community Boat Dock
  • Waterfront
  • Concrete Block With Brick
  • R.B. Hunt Elementary School Rated A
  • Heated Community Pool
  • Tile Flooring

About This Home

Welcome to Cortez on the Water, where coastal elegance meets effortless boating lifestyle. Nestled along the serene shoreline of Salt Run, this premier waterfront community offers not just a home — but a true nautical experience in the heart of historic St. Augustine. This beautifully appointed 4-bedroom, 3.5-bath residence includes its own private 15-foot-wide deepwater boat slip, a $25,000 upgrade, complete with added pylons for secure tie-offs, water, and upgraded power — providing seamless access to the Intracoastal and beyond. Here, tranquil sunrises and spontaneous sunset cruises are simply part of everyday life. Inside, the home is designed for both comfort and entertaining. The chef’s kitchen features a gas range and oversized refrigerator, flowing effortlessly into open, light-filled living spaces. Expansive windows invite in natural light, while tile flooring runs throughout for a clean, coastal aesthetic. An elevator adds convenience, and multiple decks — both front and back — along with a covered rear porch and outdoor kitchen create the perfect setting for gathering with family and friends. Additional highlights include a spacious two-car garage and thoughtfully designed indoor-outdoor living areas that embrace the waterfront setting. Residents of Cortez on the Water enjoy exclusive community amenities including a private dock, deepwater access, and a sparkling community pool — all just minutes from the charm, dining, and culture of historic downtown St. Augustine. Experience refined coastal living where your boat is just steps away and every day feels like a getaway.

Listing Agent

Matthew Territo

Keller Williams Realty Atlantic Partners St Augustine Listed on: 03/05/2026

Keller Williams Realty Atlantic Partners St Augustine

Co-Listing Agent

Melissa Gaspard

Keller Williams Realty Atlantic Partners St Augustine

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $13,420

Year Built

  • Built in 2022

HOA Fees

  • $1,278 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Concrete Block With Brick
  • Slab Foundation
  • Frame Construction
  • Membrane Roofing
  • Metal Roof
  • Concrete Fiber Board Siding
  • Stucco Exterior

Interior Spaces

  • 2,772 Sq Ft Home
  • 3-Story Property
  • Tile Flooring

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Dryer
  • Washer

Additional Features

  • Docks
  • Waterfront
  • Central Heating and Cooling System

Listing and Financial Details

  • Homestead Exemption
  • Assessor Parcel Number 218431-0102

Community Details

Recreation

  • Community Boat Dock
  • Heated Community Pool
  • Community Spa

Property Details

Home Type

Condominium

Est. Annual Taxes

$13,420

Year Built

Built in 2022

Lot Details

6,970 Sq Ft Lot

HOA Fees

$1,278 per month

Parking

2

Listing Details

  • Additional Marketing: Yes
  • Association Maintenance Fee: 3834
  • Class: Residential
  • Construction: Concrete Block, Frame, Stucco, Concrete Fiber Board
  • Dock Permit: No Permit
  • Entry Level2: Ground Level
  • Extras: Elevator (in House)
  • Heat: Central, Electric
  • Hoa Term: Quarterly
  • HOA: Yes
  • Homestead Exemption Yn: Yes
  • Legal Description: (5704/1) CORTEZ CONDO PHASE 1 BLDG 1 UNIT 2 OR5564/722
  • Location: Water Front
  • Low Tide Depth: 3-6 Feet
  • Lvt Date: 03/05/2026
  • Navigable: Yes
  • Personal Property: Ceiling Fans, Dishwasher, Disposal, Dryer, Garage Door, Microwave, Range, Refrigerator, Washer
  • Type Of Property: Condo
  • Waste: Sewer
  • Year Built: 2022
  • Addnl Marketing Remarks: Inside, the home is designed for both comfort and entertaining. The chef’s kitchen features a gas range and oversized refrigerator, flowing effortlessly into open, light-filled living spaces. Expansive windows invite in natural light, while tile flooring runs throughout for a clean, coastal aesthetic. An elevator adds convenience, and multiple decks — both front and back — along with a covered rear porch and outdoor kitchen create the perfect setting for gathering with family and friends. Additional highlights include a spacious two-car garage and thoughtfully designed indoor-outdoor living areas that embrace the waterfront setting. Residents of Cortez on the Water enjoy exclusive community amenities including a private dock, deepwater access, and a sparkling community pool — all just minutes from the charm, dining, and culture of historic downtown St. Augustine. Experience refined coastal living where your boat is just steps away and every day feels like a getaway.
  • Marketing For Public Vw: Welcome to Cortez on the Water, where coastal elegance meets effortless boating lifestyle. Nestled along the serene shoreline of Salt Run, this premier waterfront community offers not just a home — but a true nautical experience in the heart of historic St. Augustine. This beautifully appointed 4-bedroom, 3.5-bath residence includes its own private 15-foot-wide deepwater boat slip, a $25,000 upgrade, complete with added pylons for secure tie-offs, water, and upgraded power — providing seamless access to the Intracoastal and beyond. Here, tranquil sunrises and spontaneous sunset cruises are simply part of everyday life.
  • Subdivision Condo: Cortez on the Water
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Primary Bathroom: Shower Only
  • Bathrooms: 3
  • Bedrooms: 4
  • Entry Level: Ground Level
  • Flooring: Tile
  • Half Bathrooms: 1
  • Living Sq Ft: 2772
  • Master Bedroom: On Level: 2
  • Price Per Sq Ft: 353.17

Exterior Features

  • Roof: Membrane, Metal
  • Stories: 3
  • Substructure: Slab
  • Waterfront: Yes
  • Private Pool: No

Garage/Parking

  • Parking Facilities: 2 Car Garage

Utilities

  • Air Conditioner: Central, Electric
  • Water: City

Condo/Co-op/Association

  • Community Features: Community Dock, Community Pool Heated, Spa, Waterfront

Lot Info

  • Dock: Yes
  • Zoning: RG-1
  • Geo Subdivision: FL

Tax Info

  • Assessor Parcel Number: 218431-0102
  • Taxes: 13419.87
  • Tax Year: 2025

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,055 $452,058 -- --
2024 $8,055 $501,828 $174,370 $327,458
2023 $8,055 $514,324 $174,370 $339,954
2022 $7,240 $445,333 $133,916 $311,417
2021 $6,220 $314,636 $0 $0
2020 $5,687 $280,693 $0 $0
2019 $5,412 $259,158 $0 $0
2018 $5,424 $259,158 $0 $0
2017 $5,326 $252,365 $80,958 $171,407
2016 $5,436 $252,365 $0 $0
2015 $5,192 $235,608 $0 $0
2014 $4,858 $217,261 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/05/2026 03/05/26 For Sale $979,000 -- $353 / Sq Ft
Source: St. Augustine and St. Johns County Board of REALTORS®

Source: St. Augustine and St. Johns County Board of REALTORS®

MLS Number: 261060

St. Augustine and St. Johns County Board of REALTORS®

APN: 218431-0102

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