Seller's Agent in 2020
John Spellman
Coldwell Banker Realty - Gundaker
(314) 409-5811
11 in this area
247 Total Sales
Last list price
13 Ridgeside Ct Saint Charles, MO 63304
3
Beds
3
Baths
1,400
Sq Ft
10,062
Sq Ft Lot
Highlights
- Primary Bedroom Suite
- Open Floorplan
- Vaulted Ceiling
- Central Elementary School Rated A-
- Great Room with Fireplace
- Traditional Architecture
About This Home
As of August 2020Move-in ready home with a large, fenced backyard situated on a quiet cul-de-sac in the award-winning Francis Howell school district. With over 2400 sq feet of living space, this home features an open floor plan, vaulted great room with skylights and a wood burning fireplace, and a fully finished lower level – perfect for entertaining. The kitchen has been updated with granite countertops, stainless appliances, and refinished cabinetry with pull-outs. Numerous upgrades include new plush carpet on the main level (2017); new roof (2012); new windows, skylights, A/C and water heater (2010); and many more, making this house a must see. The subdivision features a pool, club house, and two lakes with plenty of family activities throughout the year. Convenient access to 364 and the Katy Trail, and within walking distance to the new St. Charles County park opening in spring of 2018.
Last Agent to Sell the Property
STL Buy & Sell, LLC License #2015005294 Listed on: 02/10/2017
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,151
Year Built
- 1985
Lot Details
- 10,062 Sq Ft Lot
- Fenced
HOA Fees
- $34 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- 19 Carport Spaces
- Off-Street Parking
Home Design
- Traditional Architecture
Interior Spaces
- Open Floorplan
- Vaulted Ceiling
- Skylights
- Wood Burning Fireplace
- Insulated Windows
- Six Panel Doors
- Entrance Foyer
- Great Room with Fireplace
- Breakfast Room
- Combination Kitchen and Dining Room
- Solid Surface Countertops
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- Primary Bedroom Suite
- Primary Bathroom is a Full Bathroom
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Basement Ceilings are 8 Feet High
Outdoor Features
- Covered Patio or Porch
Utilities
- Heating System Uses Gas
- Gas Water Heater
Community Details
Recreation
- Recreational Area
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 15, 2020
Closed on
Aug 3, 2020
Sold by
Banks Timothy and Banks Kristen
Bought by
Gerstenkorn Lisa A and Delaney Matthew T
Seller's Agent
John Spellman
Coldwell Banker Realty - Gundaker
Buyer's Agent
John Spellman
Coldwell Banker Realty - Gundaker
List Price
$249,900
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.14%
Original Mortgage
$195,000
Outstanding Balance
$173,298
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$193,935
Purchase Details
Listed on
Feb 10, 2017
Closed on
Mar 31, 2017
Sold by
Geil Eric and Geil Erica
Bought by
Banks Timothy and Berghoff Kristen
Seller's Agent
Mark Carey
STL Buy & Sell, LLC
Buyer's Agent
Karen Vennard
Karen Vennard, Broker
List Price
$224,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.30%
Original Mortgage
$197,000
Interest Rate
4.16%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 30, 2004
Sold by
Karvis Daniel and Karvis Teresa
Bought by
Geil Eric J and Geil Erica
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,500
Interest Rate
6.31%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Oct 9, 1998
Sold by
Carron James S Donna L
Bought by
Karvis Daniel and Karvis Teresa
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | Continental Title Company | |
| Warranty Deed | $227,000 | None Available | |
| Warranty Deed | $166,500 | Integrity Land Title Co Inc | |
| Warranty Deed | -- | -- | |
| Warranty Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $195,000 | New Conventional | |
| Closed | $197,000 | New Conventional | |
| Previous Owner | $127,500 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/03/2020 08/03/20 | Sold | -- | -- | -- |
| 06/15/2020 06/15/20 | Pending | -- | -- | -- |
| 06/15/2020 06/15/20 | For Sale | $249,900 | +11.1% | $125 / Sq Ft |
| 03/31/2017 03/31/17 | Sold | -- | -- | -- |
| 02/10/2017 02/10/17 | For Sale | $224,900 | -- | $161 / Sq Ft |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,151 | $57,315 | -- | -- |
| 2023 | $3,150 | $52,674 | $0 | $0 |
| 2022 | $2,872 | $44,600 | $0 | $0 |
| 2021 | $2,875 | $44,600 | $0 | $0 |
| 2020 | $2,609 | $39,142 | $0 | $0 |
| 2019 | $2,597 | $39,142 | $0 | $0 |
| 2018 | $2,249 | $32,356 | $0 | $0 |
| 2017 | $2,231 | $32,356 | $0 | $0 |
| 2016 | $2,116 | $29,538 | $0 | $0 |
| 2015 | $2,083 | $29,538 | $0 | $0 |
| 2014 | $2,064 | $28,385 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
John Spellman
-
Mark Carey
Seller's Agent in 2017
Mark Carey
STL Buy & Sell, LLC
(314) 614-4346
1 Total Sale
-
Karen Vennard
Buyer's Agent in 2017
Karen Vennard
Karen Vennard, Broker
(314) 602-1600
6 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS17008463
APN: 3-0036-6066-00-0053.0000000
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