13 River Row Ottawa, IL 61350
Estimated payment $3,800/month
Highlights
- Boat Dock
- River Front
- Mature Trees
- Rutland Elementary School Rated A-
- Landscaped Professionally
- Deck
About This Home
This rare three bedroom, turn-key Condo is a great investment opportunity with limited rental restrictions. Or if you choose to use it as a Summer Cottage or a full time home, it fits the bill. You will wake each morning to tranquil river views and unwind each evening as golden sunsets dance across the Illinois River, your private balconies offer the perfect front-row seat. This beautifully appointed three-story townhome is designed to help you slow down, breathe deep, and embrace the ease of life by the water. Thoughtfully laid out across every level with 9 foot ceilings on the ground and entertaining level, the home blends comfort with a natural connection to its surroundings and the effortless feel of resort-style living. With three outdoor spaces, you'll enjoy morning coffee in the fresh air, evenings entertaining friends, or quiet moments watching boats glide past. Inside, this unit has three bedrooms, two full baths, and two half baths, along with flexible living areas ideal for both gatherings and peaceful retreats. The kitchen strikes the perfect balance of style and function with stainless steel appliances, quartz countertops, a breakfast bar, and an adjacent dining area. Outdoor living is easy with a screened-in porch and covered patio, while everyday conveniences include a second-floor laundry, and a two-car garage and a community pool located within a short walk from this address. Located in the waterfront community of Heritage Harbor, residents enjoy access to outdoor pools, an on-site restaurant, boat slips, scenic golf cart paths, and a future event venue planned for 2026. Miles of walking and biking trails weave throughout the neighborhood, including the picturesque 5K Harbor Walk. Just minutes away, downtown Ottawa offers charming shops, cafes, and year-round events. Here, every day feels like a getaway, and the river is always part of the view.
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $12,469
Year Built
- Built in 2011
Lot Details
- Lot Dimensions are 49x21x49x21
- River Front
- Landscaped Professionally
- Mature Trees
HOA Fees
- $425 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Available
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Entry on the 1st floor
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,785 Sq Ft Home
- 3-Story Property
- Ceiling Fan
- Window Screens
- Family Room
- Living Room
- Dining Room
- Screened Porch
- Water Views
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Quartz Countertops
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Walk-In Closet
Laundry
- Laundry Room
- Laundry on upper level
- Dryer
- Washer
Home Security
Outdoor Features
- Balcony
- Deck
- Screened Patio
- Fire Pit
Schools
- Rutland Elementary School
- Ottawa Township High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- ENERGY STAR Qualified Water Heater
- Cable TV Available
Community Details
Overview
- Association fees include insurance, pool, exterior maintenance, lawn care, scavenger, snow removal
- 4 Units
- Jacob Valle Association, Phone Number (815) 433-5000
- Heritage Harbor Subdivision
- Property managed by Heritage Harbor Homeowner's Association #1
Amenities
- Restaurant
Recreation
- Boat Dock
- Tennis Courts
- Community Pool
- Park
Pet Policy
- Dogs and Cats Allowed
Security
- Resident Manager or Management On Site
- Carbon Monoxide Detectors
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $12,427 | $132,118 | $1 | $132,117 |
| 2023 | $11,425 | $118,917 | $0 | $118,917 |
| 2022 | $11,856 | $121,616 | $0 | $121,616 |
| 2021 | $11,300 | $114,539 | $1 | $114,538 |
| 2020 | $10,796 | $110,314 | $1 | $110,313 |
| 2019 | $10,690 | $108,204 | $1 | $108,203 |
| 2018 | $10,305 | $105,637 | $1 | $105,636 |
| 2017 | $10,093 | $103,131 | $1 | $103,130 |
| 2016 | $9,827 | $101,457 | $1 | $101,456 |
| 2015 | $4,793 | $100,403 | $1 | $100,402 |
| 2012 | -- | $37,969 | $1 | $37,968 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/09/2026 02/09/26 | For Sale | $449,000 | +54.1% | $252 / Sq Ft | |
| 07/17/2012 07/17/12 | Sold | $291,299 | -- | $158 / Sq Ft | View Prior Sale |
| 05/22/2012 05/22/12 | Pending | -- | -- | -- |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $291,299 | None Available | |
| Special Warranty Deed | -- | None Available |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $210,000 | New Conventional | |
| Previous Owner | $750,000 | FHA |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12564920
APN: 15-44-301008
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