NOT LISTED FOR SALE

13 Riverside Dr Palmyra, VA 22963

Estimated Value: $316,000 - $390,000

3 Beds
2.5 Baths
2,016 Sq Ft
$175/Sq Ft Est. Value

Last Sold October 19, 2022

Last sale price $270,000 $134 Per Sq Ft

Est. 18% increase in value since last sale

Current estimated payment $2,038/month

33 Days on Market

Highlights

  • Community Boat Launch
  • Clubhouse
  • Bonus Room
  • Community Lake
  • Deck
  • Community Pool

About This Home

As of October 2022

Bring the boat! Located at the very convenient Riverside section of Lake Monticello, while still enjoying all the amenities. ONE LEVEL LIVING - full basement includes finished full bathroom, bedroom/office and bonus room. Large 2 car garage and SPACIOUS back yard with deck AND patio. Open eat-in kitchen has so much space with pantry, island, and oversized stainless side by side fridge. HOA covers trash, road maintenance, snow removal, security, clubhouse, multiple lakes for fishing, boating, swimming. Easy drive to 64.

Last Agent to Sell the Property

TREY DURHAM

KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE License #0225059774 Listed on: 07/29/2022

KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE

Co-Listed By

Tara Savage

KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE License #0225044570

Last Buyer's Agent

Mary Newton

KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE License #0225029273

KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,700

Year Built

  • Built in 2001

Lot Details

  • 0.34 Acre Lot
  • Partially Fenced Property
  • Property is zoned R-4 Residential

HOA Fees

  • $97 Monthly HOA Fees

Home Design

  • Concrete Block With Brick
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Living Room
  • Bonus Room
  • Utility Room
  • Partially Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Bathroom on Main Level
  • Primary bathroom on main floor

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Parking

  • 2 Car Attached Garage
  • Side Facing Garage

Outdoor Features

  • Deck
  • Patio
  • Playground

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Heat Pump System
  • Cable TV Available

Listing and Financial Details

  • Foreclosure
  • REO, home is currently bank or lender owned
  • Assessor Parcel Number 18A-6-252

Community Details

Overview

  • Association fees include beach, boat launch, club house, play area, pool, prof. mgmt., road maint, security force, snow removal, tennis, trash pickup
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Community Center

Recreation

  • Community Boat Launch
  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Community Pool
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,700

Year Built

Built in 2001

Lot Details

0

HOA Fees

$97 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 1344
  • Below Grade Total Sq Ft: 672
  • Design: Ranch
  • Foreclosure: Yes
  • L V T Date: 07/29/2022
  • Parcel Number: 18A-6-252
  • Price Per Sq Ft: 133.93
  • Total Sq Ft: 2688
  • Total Unfinished Sq Ft: 672
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: Yes
  • Concatenated Rooms1: |Living Roo1|Kitchen1|Full Bath1|Bedroom1|Bedroom1|Master BTH1|Master Bed1|Laundry1|Full BathB|BedroomB|Bonus RoomB|Utility RoB|
  • Structures Deck Porch: Deck, Patio
  • Special Features: 20
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Laundry: Dryer Hookup, Washer Hookup
  • Basement Type: Full, Partly Finished
  • Room 1: Living Room,On Level: 1
  • Room 2: Kitchen,On Level: 1
  • Room 3: Full Bath,On Level: 1
  • Room 4: Bedroom,On Level: 1
  • Room 5: Bedroom,On Level: 1
  • Room 6: Master Bath,On Level: 1
  • Room 7: Master Bedroom,On Level: 1
  • Room 8: Laundry,On Level: 1
  • Room 9: Full Bath,On Level: Basement
  • Room 11: Bedroom,On Level: Basement
  • Room 12: Bonus Room,On Level: Basement
  • Room 13: Utility Room,On Level: Basement
  • Total Finished Sq Ft: 2016
  • Above Grade Finished Sq Ft: 1344
  • Basement: Yes
  • Below Grade Finished Sq Ft: 672
  • Foundation: Concrete Block
  • Kitchen Appliances Feat: Dishwasher, Electric Range, Pantry, Refrigerator
  • Level: 1 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 2.5
  • Below Grade Bathrooms: 1
  • Number of Main Level Bathrooms: 2
  • Number Beds: 3
  • Number Beds Below Grade: 1
  • Number Beds Main Level: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Room Types: Bedroom, Bonus Room, Full Bath, Kitchen, Laundry, Living Room, Master Bedroom, Utility Room
  • Room Types Level1: Bedroom (L1), Full Bath (L1), Kitchen (L1), Laundry (L1), Living Room (L1), Master Bedroom (L1)
  • Room Types Level B: Bedroom (LB), Bonus Room (LB), Full Bath (LB), Utility Room (LB)
  • Source of Sq Ft: Public Records

Exterior Features

  • Exterior: Vinyl
  • Number Of Acres: 0.34
  • View: Residential View

Garage/Parking

  • Garage: Yes
  • Unfinished Above Grade Garage: 672
  • Garage Features: Attached, Faces Side
  • Number of Car Spaces: 2
  • Total Above Grade Garage: 672

Utilities

  • Cooling: Heat Pump
  • Heating: Heat Pump
  • Cable Available: Cable
  • Sewer/Septic System: Public Sewer
  • Water: Public Water

Condo/Co-op/Association

  • HOA/COA Amenities: Basketball Court, Boat Launch, Clubhouse, Community Room, Lake, Picnic Area, Play Area, Pool, Tennis, Walk/Run Trails
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Includes: Beach, Boat Launch, Club House, Play Area, Pool, Prof. Mgmt., Road Maint, Security Force, Snow Removal, Tennis, Trash Pickup
  • Association Fee: 1164

Schools

  • Elementary School: Central (Fluvanna)
  • Middle School: Fluvanna
  • High School: Fluvanna

Lot Info

  • Lot Features: Fenced Part

Building Info

  • Year Built: 2001

Tax Info

  • Year: 2022
  • Taxes: 1700

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 29, 2022
Closed on
Sep 12, 2022
Sold by
Freddie Mac Seasoned Loans Structured Tr
Bought by
Darradji Trudi Ann and Lynch Trudy M
Seller's Agent
TREY DURHAM
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
Buyer's Agent
Mary Newton
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
List Price
$260,000
Sold Price
$270,000
Premium/Discount to List
$10,000
3.85%
Views
11
Current Estimated Value
$317,692

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$47,692
Avg. Annual Appreciation
5.83%
Original Mortgage
$256,500
Interest Rate
5.89%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 8, 2021
Sold by
Trustee Services Of Virginia Llc
Bought by
Paper Profits Llc

Purchase Details

Closed on
Jun 29, 2007
Sold by
Trustee Services Of Virginia Llc
Bought by
Paper Profits Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,000
Interest Rate
6.87%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Darradji Trudi Ann $270,000 --
Paper Profits Llc $57,579 None Available
Paper Profits Llc $57,579 None Listed On Document
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Darradji Trudi Ann $271,062
Closed Darradji Trudi Ann $256,500
Previous Owner Cox Robert D $220,000
Previous Owner Cox Robert D $41,250
Previous Owner Cox Robert D $10,518
Previous Owner Cox Robert D $243,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/19/2022 10/19/22 Sold $270,000 +3.8% $134 / Sq Ft
08/31/2022 08/31/22 Pending -- -- --
07/29/2022 07/29/22 For Sale $260,000 0.0% $129 / Sq Ft
09/06/2019 09/06/19 Rented $1,400 0.0% --
08/28/2019 08/28/19 For Rent $1,400 -- --
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,423 $323,000 $30,000 $293,000
2024 $19 $229,600 $30,000 $199,600
2023 $1,938 $229,600 $30,000 $199,600
2022 $1,700 $195,400 $25,000 $170,400
2021 $1,700 $195,400 $25,000 $170,400
2020 $1,665 $180,000 $25,000 $155,000
2019 $1,665 $180,000 $25,000 $155,000
2018 $1,576 $173,800 $25,000 $148,800
2017 $1,576 $173,800 $25,000 $148,800
2016 $1,564 $170,600 $25,000 $145,600
2015 $1,469 $170,600 $25,000 $145,600
2014 $1,469 $166,900 $25,000 $141,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 633214

Charlottesville area Association of Realtors®

APN: 18A 6 252