Seller's Agent in 2021
Brandon Elsemore
KW Coastal and Lakes & Mountains Realty
(207) 994-9480
12 in this area
257 Total Sales
13 Saint James Terrace Rochester, NH 03867
Estimated Value: $444,000 - $562,000
4
Beds
2.5
Baths
2,088
Sq Ft
$249/Sq Ft
Est. Value
Highlights
- Deeded Waterfront Access Rights
- Docks
- Wood Flooring
- 170 Feet of Waterfront
- Deck
- Main Floor Bedroom
About This Home
As of September 2021A beautiful home on the river with a private dock. Come see this well maintained 4 bedroom, 2.5 bath home on the banks of the Cocheco River. Many rooms have views of the river including the dining room and kitchen. Entertain guests in the living room or outside on the large deck looking out at the backyard. Down the hall on the first floor is a large master bedroom with newly renovated full bathroom and large walk-in closet. Upstairs is 3 more bedrooms and a second recently remodeled bathroom with shower. Need more space? More than half of the walkout basement is finished with a spacious den, bonus room and half bathroom. Home has a radon mitigation system. Dock was rebuilt in 2019. Showings start at open house this Friday July 30th from 4-6pm.
Last Agent to Sell the Property
KW Coastal and Lakes & Mountains Realty License #068797 Listed on: 07/28/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,860
Year Built
- Built in 1977
Lot Details
- 0.49 Acre Lot
- 170 Feet of Waterfront
- River Front
- Landscaped
- Level Lot
- Property is zoned R1
Parking
- 2 Car Direct Access Garage
Home Design
- Gambrel Roof
- Brick Exterior Construction
- Poured Concrete
- Wood Frame Construction
- Shingle Roof
- Clap Board Siding
- Radon Mitigation System
Interior Spaces
- 2-Story Property
- Ceiling Fan
- Combination Kitchen and Dining Room
- Water Views
Kitchen
- Gas Range
- Dishwasher
Flooring
- Wood
- Carpet
- Tile
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- Main Floor Bedroom
- Walk-In Closet
- Bathroom on Main Level
Partially Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Connecting Stairway
- Interior Basement Entry
- Natural lighting in basement
Outdoor Features
- Deeded Waterfront Access Rights
- Nearby Water Access
- River Nearby
- Docks
- Deck
Utilities
- Baseboard Heating
- Hot Water Heating System
- Heating System Uses Oil
- Water Heater
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Tax Lot 17
Matterport 3D Tour
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 28, 2021
Closed on
Sep 7, 2021
Sold by
Brewster Steven and Brewster Sharon
Bought by
Allen Benjamin and Allen Molly F
Seller's Agent
Brandon Elsemore
KW Coastal and Lakes & Mountains Realty
Buyer's Agent
Boyd Watkins
KW Coastal and Lakes & Mountains Realty
List Price
$345,900
Sold Price
$390,000
Premium/Discount to List
$44,100
12.75%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$129,736
Avg. Annual Appreciation
7.04%
Original Mortgage
$300,000
Outstanding Balance
$272,570
Interest Rate
2.7%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$247,166
Purchase Details
Listed on
Sep 19, 2015
Closed on
Nov 24, 2015
Sold by
Crosser Mark L and Crosser Diane E
Bought by
Brewster Steven and Brewster Sharon
Seller's Agent
Joanne Sylvain
REMAX Home Sweet Home
Buyer's Agent
Jesse Davies
EXP Realty
List Price
$252,000
Sold Price
$230,000
Premium/Discount to List
-$22,000
-8.73%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.55%
Original Mortgage
$225,834
Interest Rate
3.75%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 22, 2000
Sold by
Gebhardt Erik W and Gebhardt Susan R
Bought by
Crosser Mark L and Crosser Diane E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,900
Interest Rate
8%
Purchase Details
Closed on
Sep 8, 1997
Sold by
Metrolis Barry L and Metrolis Mary L
Bought by
Gebhardt Erik W and Gebhardt Susan R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,147
Interest Rate
7.36%
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Allen Benjamin | $390,000 | None Available | |
| Brewster Steven | $230,000 | -- | |
| Crosser Mark L | $159,900 | -- | |
| Gebhardt Erik W | $101,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Allen Benjamin | $300,000 | |
| Previous Owner | Brewster Steven | $225,834 | |
| Previous Owner | Gebhardt Erik W | $151,900 | |
| Previous Owner | Gebhardt Erik W | $102,147 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/07/2021 09/07/21 | Sold | $390,000 | +12.7% | $187 / Sq Ft | |
| 08/01/2021 08/01/21 | Pending | -- | -- | -- | |
| 07/28/2021 07/28/21 | For Sale | $345,900 | +50.4% | $166 / Sq Ft | |
| 11/23/2015 11/23/15 | Sold | $230,000 | -8.7% | $200 / Sq Ft | View Prior Sale |
| 10/14/2015 10/14/15 | Pending | -- | -- | -- | |
| 09/19/2015 09/19/15 | For Sale | $252,000 | -- | $219 / Sq Ft |
Source: PrimeMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,680 | $449,800 | $141,000 | $308,800 |
| 2023 | $6,571 | $255,300 | $65,800 | $189,500 |
| 2022 | $6,454 | $255,300 | $65,800 | $189,500 |
| 2021 | $6,293 | $255,300 | $65,800 | $189,500 |
| 2020 | $5,860 | $238,100 | $65,800 | $172,300 |
| 2019 | $5,929 | $238,100 | $65,800 | $172,300 |
| 2018 | $6,489 | $235,800 | $46,600 | $189,200 |
| 2017 | $6,209 | $235,800 | $46,600 | $189,200 |
| 2016 | $5,774 | $204,300 | $46,600 | $157,700 |
| 2015 | $5,751 | $204,300 | $46,600 | $157,700 |
| 2014 | $5,612 | $204,300 | $46,600 | $157,700 |
| 2013 | $5,341 | $202,600 | $52,400 | $150,200 |
| 2012 | $5,203 | $202,600 | $52,400 | $150,200 |
Source: Public Records
Agents Affiliated with this Home
-
Brandon Elsemore
-
Boyd Watkins
Buyer's Agent in 2021
Boyd Watkins
KW Coastal and Lakes & Mountains Realty
(603) 973-6502
19 in this area
142 Total Sales
-
J
Seller's Agent in 2015
Joanne Sylvain
RE/MAX
-
J
Buyer's Agent in 2015
Jesse Davies
EXP Realty
Map
Source: PrimeMLS
MLS Number: 4874606
APN: RCHE-000114-000017
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Copyright 2025 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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