Jack Yao
Realmart Realty, LLC
(732) 838-6992
1,395 Total Sales
1 in Guilderland
$525,000 Price
13 Terry Ave Schenectady, NY 12303
Guilderland AreaEstimated Value: $281,696
3
Beds
1
Bath
1,248
Sq Ft
$226/Sq Ft
Est. Value
Highlights
- Cape Cod Architecture
- Wood Flooring
- 1 Car Attached Garage
- Deck
- No HOA
- Eat-In Kitchen
About This Home
As of November 2025***Multiple offer deadline Sun 8/31 @ 10 am*** Proudly owned by a single owner and lovingly maintained, this classic Cape is in the highly desirable Guilderland School District. Featuring hardwood floors throughout the first floor, a spacious extended full bath, and a bright, functional layout, this home is ready for its next chapter. Major updates include a roof less than 10 years old, furnace (2020), and water heater (2017) — giving peace of mind for years to come. A fully fenced, flat backyard with a private well for irrigation—perfect for gardening or play. A two-story shed provides plenty of extra storage space. The finished basement with its own heating zone offers additional living space.
While some cosmetic updates may be desired all major maintenance has been done
Last Agent to Sell the Property
Howard Hanna Capital Inc License #10401346877 Listed on: 08/26/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,077
Year Built
- Built in 1955
Lot Details
- 9,583 Sq Ft Lot
- Back Yard Fenced
- Chain Link Fence
- Cleared Lot
Parking
- 1 Car Attached Garage
- Driveway
Home Design
- Cape Cod Architecture
- Shingle Roof
- Vinyl Siding
- Concrete Perimeter Foundation
- Asphalt
Interior Spaces
- 1,248 Sq Ft Home
- 2-Story Property
- Bay Window
- Family Room
- Dining Room
- Washer and Dryer
Kitchen
- Eat-In Kitchen
- Range with Range Hood
- Dishwasher
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- Bathroom on Main Level
- 1 Full Bathroom
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Outdoor Features
- Deck
- Shed
Schools
- Guilderland High School
Utilities
- No Cooling
- Forced Air Heating System
- Underground Utilities
- 200+ Amp Service
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 68.000 / 1
- Assessor Parcel Number 013089 15.14-1-68
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 26, 2025
Closed on
Nov 7, 2025
Sold by
Bought by
Seller's Agent
Christine Hunter
Howard Hanna Capital Inc
Buyer's Agent
Victoria McLaughlin
Howard Hanna Capital Inc
List Price
$250,000
Sold Price
$270,000
Premium/Discount to List
$20,000
8%
Views
85
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,696
Avg. Annual Appreciation
5.44%
Original Mortgage
$265,109
Outstanding Balance
$263,067
Interest Rate
6.27%
Mortgage Type
FHA
Estimated Equity
$18,629
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Schenectady, NY
-
Jack Yao
-
Tina DeMarsh
Tina DeMarsh
DeMarsh Real Estate
(518) 832-5574
170 Total Sales
1 in Guilderland
$262,000 Price
-
Danielle Minuto
Danielle Minuto
Howard Hanna Capital Inc
(516) 530-7228
53 Total Sales
5 in Guilderland
$267K - $800K Price Range
-
James Lyman
James Lyman
Responds QuicklyField Realty
(518) 767-7528
164 Total Sales
6 in Guilderland
$320K - $1.2M Price Range
-
Joseph Cardinale
Joseph Cardinale
Howard Hanna Capital Inc
(518) 444-7525
253 Total Sales
4 in Guilderland
$400K - $530K Price Range
-
Amanda Haley
Amanda Haley
Coldwell Banker Prime Properties
(518) 864-1733
124 Total Sales
1 in Guilderland
$391,350 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $270,000 | None Listed On Document |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $265,109 | ||
| Previous Owner | $30,000 | ||
| Previous Owner | $50,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/07/2025 11/07/25 | Sold | $270,000 | +8.0% | $216 / Sq Ft |
| 09/01/2025 09/01/25 | Pending | -- | -- | -- |
| 08/26/2025 08/26/25 | For Sale | $250,000 | 0.0% | $200 / Sq Ft |
| 07/28/2025 07/28/25 | Pending | -- | -- | -- |
| 07/24/2025 07/24/25 | For Sale | $250,000 | -- | $200 / Sq Ft |
Source: Global MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,594 | $176,000 | $35,000 | $141,000 |
| 2024 | $4,586 | $176,000 | $35,000 | $141,000 |
| 2023 | $4,464 | $176,000 | $35,000 | $141,000 |
| 2022 | $1,417 | $176,000 | $35,000 | $141,000 |
| 2021 | $1,455 | $176,000 | $35,000 | $141,000 |
| 2020 | $1,411 | $176,000 | $35,000 | $141,000 |
| 2019 | $1,871 | $176,000 | $35,000 | $141,000 |
| 2018 | $889 | $128,700 | $25,700 | $103,000 |
| 2017 | $0 | $128,700 | $25,700 | $103,000 |
| 2016 | $1,320 | $128,700 | $25,700 | $103,000 |
| 2015 | -- | $128,700 | $25,700 | $103,000 |
| 2014 | -- | $128,700 | $25,700 | $103,000 |
Source: Public Records
Agents Affiliated with this Home
-
Christine Hunter
Seller's Agent in 2025
Christine Hunter
Howard Hanna Capital Inc
(518) 441-5356
70 Total Sales
-
Victoria McLaughlin
Buyer's Agent in 2025
Victoria McLaughlin
Howard Hanna Capital Inc
(518) 429-7484
145 Total Sales
Map
Source: Global MLS
MLS Number: 202522351
APN: 013089-015-014-0001-068-000-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
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