$299,900
OPEN SAT 2PM - 4PM $20K PRICE DROP

13 Zephyr Rd Palmyra, VA 22963

Estimated payment $1,884/month

Total Views 9,475
3 Beds
2.5 Baths
1,440 Sq Ft
$208 Price per Sq Ft

Highlights

  • Front Porch
  • Central Air
  • Heat Pump System
  • Walk-In Closet

About This Home

CHARMING 3 BEDROOM, 2.5 BATH HOME IN LAKE MONTICELLO COMMUNITY! This well-maintained property offers comfortable living in one of Fluvanna’s most desirable gated communities. The main level features a spacious living room, dining area, and a bright kitchen with ample cabinet space. Upstairs, the primary suite includes a private bath, while two additional bedrooms share a full hall bath. A convenient half bath is located on the main level. Set on a private lot, the home offers outdoor space for relaxing or entertaining. Enjoy all of Lake Monticello’s amenities including the 352-acre lake with beaches, golf course, tennis, swimming pool, and clubhouse, plus easy access to shopping, dining, and Charlottesville.

Listing Agent

GARY PALMER

TOWN REALTY License #0225217224 Listed on: 09/03/2025

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,167

Year Built

  • Built in 2019

Lot Details

  • 0.34 Acre Lot
  • Zoning described as R-1 Residential

HOA Fees

  • $122 per month

Home Design

  • Poured Concrete
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 1,440 Sq Ft Home
  • 2-Story Property
  • Low Emissivity Windows
  • Insulated Windows
  • Tilt-In Windows
  • Window Screens
  • Washer and Dryer Hookup

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Outdoor Features

  • Front Porch

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System

Community Details

  • Built by LIBERTY HOMES VA
  • Lake Monticello Subdivision, The Chesapeake Floorplan

Listing and Financial Details

  • Assessor Parcel Number 18A-8-272

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,167

Year Built

Built in 2019

Lot Details

0

HOA Fees

$122 per month

Listing Details

  • Property Type: Residential
  • Parcel Number: 18A-8-272
  • Property Sub Type: Detached
  • LotSizeAcres: 0.34
  • Subdivision Name: LAKE MONTICELLO
  • Above Grade Finished Sq Ft: 1440.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • Special Features: 4097

Interior Features

  • Basement: Crawl Space
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Interior Amenities: Walk-In Closet(s)
  • Living Area: 1440.0
  • Main Level Bathrooms: 1
  • Stories: 2
  • Window Features: Insulated Windows, Low-Emissivity Windows, Screens, Tilt-In Windows

Exterior Features

  • Roof: Composition, Shingle
  • Disclosures: Seller Disclosure
  • Builder Name: LIBERTY HOMES VA
  • Construction Type: Stick Built, Vinyl Siding
  • Foundation Details: Brick/Mortar, Poured
  • Patio And Porch Features: Deck, Front Porch, Porch

Utilities

  • Heating: Central, Heat Pump
  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling: Central Air, Heat Pump
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 122.0

Schools

  • Elementary School: Central (Fluvanna)
  • Middle Or Junior School: Fluvanna

Lot Info

  • Lot Features: Garden, Partially Cleared
  • Land Lease Amount Frequency: Monthly
  • Zoning Description: R-1 Residential

Building Info

  • Year Built: 2019

Tax Info

  • Year: 2025
  • Tax Annual Amount: 2167.2

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Fluvanna

Map

Range of Values:

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Average Value
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,935 $258,000 $30,000 $228,000
2024 $17 $203,700 $30,000 $173,700
2023 $1,719 $203,700 $30,000 $173,700
2022 $1,528 $175,600 $27,500 $148,100
2021 $1,528 $175,600 $27,500 $148,100
2020 $1,474 $159,400 $27,500 $131,900
2019 $1,474 $159,400 $27,500 $131,900
2018 $249 $27,500 $27,500 $0
2017 $249 $27,500 $27,500 $0
2016 $252 $27,500 $27,500 $0
2015 $242 $27,500 $27,500 $0
2014 $242 $27,500 $27,500 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/07/2025 11/07/25 Price Changed $299,900 -3.2% $208 / Sq Ft
10/07/2025 10/07/25 Price Changed $309,900 -1.6% $215 / Sq Ft
09/30/2025 09/30/25 Price Changed $314,900 -1.6% $219 / Sq Ft
09/03/2025 09/03/25 For Sale $319,900 +75.9% $222 / Sq Ft
03/13/2019 03/13/19 Sold $181,890 0.0% $126 / Sq Ft View Prior Sale
01/26/2019 01/26/19 Pending -- -- --
01/07/2019 01/07/19 For Sale $181,890 -- $126 / Sq Ft
Source: Charlottesville area Association of Realtors®

Purchase History

Date Type Sale Price Title Company
Deed $181,890 Chicago Title
Deed $15,000 Chicago Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $178,594 FHA
Source: Public Records

Source: Charlottesville area Association of Realtors®

MLS Number: 668623

Charlottesville area Association of Realtors®

APN: 18A-8-272

Virginia Fluvanna County Palmyra 22963

13 Zephyr Rd, Palmyra, VA

For Sale

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Listing Agent
GARY PALMER
Section Image
TOWN REALTY
(434) 337-4572