Kate Herring
HERITAGE REAL ESTATE CO.
(434) 443-5912
15 Total Sales
2 in Lake Monticello
$445,000 Price Range
4 Xebec Rd Palmyra, VA 22963
Lake Monticello AreaEstimated Value: $405,000 - $441,000
4
Beds
2.5
Baths
2,466
Sq Ft
$168/Sq Ft
Est. Value
Highlights
- Views of Trees
- Screened Porch
- Eat-In Kitchen
- Hydromassage or Jetted Bathtub
- Skylights
- Double Vanity
About This Home
As of February 2026JUST LISTED!! This is a lovely colonial home featuring tons of space to spread around! 4 bedrooms, a huge bonus room room, a fully fenced-in level yard with wooded privacy, a screened porch perfect for evening dinners, covered front porch with swing, and large deck that runs almost the entire length of the home. Get cozy next to the woodburning fireplace with a gorgeous floor-to-ceiling stone fireplace. Plenty of versatile space in both the living room and family room. A spacious kitchen with island, gas cooking, lazy susan, eat-in area, and adjacent formal dining room. Main level laundry with shelving and deep pantry room. Primary bedroom with walk-in closet, brand new tile floors, double vanity, large tub, linen closet and brand new solid hardwood floors. Solid hardwood floors, new carpet and new luxury vinyl plank and natural wood trim. Bonus room with additional storage in the eaves with mini split (2023). New architectural shingle roof less than 5 years. Dual zone HVAC system (2020/2018). Large garage perfect for workshop featuring mini split (2023), storage and pedestrian door. This is an excellent opportunity. Located within close proximity to Beach 4, Monish Gate, Turkeysag Gate and the Fishing Pond.
Last Agent to Sell the Property
THE GUNNELS GROUP
LONG & FOSTER - LAKE MONTICELLO License #0225265900 Listed on: 09/20/2025
Last Buyer's Agent
NONMLSAGENT NONMLSAGENT
NONMLSOFFICE
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,775
Year Built
- Built in 1996
Lot Details
- 14,810 Sq Ft Lot
- Zoning described as R-4 Residential
HOA Fees
- $122 per month
Parking
- 2 Car Garage
- Front Facing Garage
Home Design
- Block Foundation
- Vinyl Siding
- Stick Built Home
Interior Spaces
- 2,466 Sq Ft Home
- 2-Story Property
- Skylights
- Wood Burning Fireplace
- Low Emissivity Windows
- Vinyl Clad Windows
- Insulated Windows
- Casement Windows
- Window Screens
- Entrance Foyer
- Screened Porch
- Views of Trees
- Washer and Dryer Hookup
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Gas Range
- Dishwasher
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
- Double Vanity
- Hydromassage or Jetted Bathtub
Outdoor Features
- Shed
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Air
- Heat Pump System
- Underground Utilities
Community Details
- Lake Monticello Subdivision
Listing and Financial Details
- Assessor Parcel Number 18A-8-396
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 20, 2025
Closed on
Feb 4, 2026
Sold by
Somers Gilbert and Cecelia Delong Anna
Bought by
Seller's Agent
THE GUNNELS GROUP
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
NONMLSAGENT NONMLSAGENT
NONMLSOFFICE
List Price
$425,000
Sold Price
$400,000
Premium/Discount to List
-$25,000
-5.88%
Views
115
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,527
Avg. Annual Appreciation
6.88%
Original Mortgage
$400,000
Outstanding Balance
$398,012
Interest Rate
6.06%
Mortgage Type
VA
Estimated Equity
$17,175
Purchase Details
Closed on
Sep 13, 2022
Sold by
Delong Anna Cecelia
Bought by
Somers Gilbert J and Delong Anna Cecelia
Purchase Details
Closed on
Dec 20, 2007
Sold by
Keena Brian J and Keena Kristen L
Bought by
Delong Anna
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$206,000
Interest Rate
6.37%
Mortgage Type
New Conventional
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Palmyra, VA
-
Kate Herring
-
PETE KOOKEN
PETE KOOKEN
DOGWOOD REALTY GROUP LLC
(434) 443-6301
81 Total Sales
2 in Lake Monticello
$389,900 Price Range
-
Brittany Maxton
Brittany Maxton
Real Broker, LLC
(540) 603-1388
59 Total Sales
2 in Lake Monticello
$486,000 Price Range
-
Dana Amos
Dana Amos
RE/MAX Realty Specialists
(540) 513-5906
87 Total Sales
2 in Lake Monticello
$350,000 Price Range
-
David Cooke
David Cooke
Douglas Elliman
(561) 473-1470
248 Total Sales
1 in Lake Monticello
$365,000 Price
-
BRITTANY GRAY
BRITTANY GRAY
FIND HOMES REALTY LLC
(434) 443-5838
60 Total Sales
10 in Lake Monticello
$280K - $335K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $400,000 | Aurora Title | ||
| Somers Gilbert J | $206,000 | -- | |
| Delong Anna | $257,500 | Southern Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $400,000 | ||
| Previous Owner | Delong Anna | $206,000 | |
| Previous Owner | Delong Anna | $20,000 | |
| Previous Owner | Delong Anna | $189,500 | |
| Previous Owner | Delong Anna | $18,000 | |
| Previous Owner | Delong Ahha | $15,200 | |
| Previous Owner | Delong Anna | $205,200 | |
| Previous Owner | Delong Anna | $206,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/24/2026 02/24/26 | Sold | $400,000 | +1.3% | $162 / Sq Ft |
| 01/16/2026 01/16/26 | Pending | -- | -- | -- |
| 11/06/2025 11/06/25 | Price Changed | $395,000 | -7.1% | $160 / Sq Ft |
| 09/20/2025 09/20/25 | For Sale | $425,000 | -- | $172 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $2,794 | $370,100 | $30,000 | $340,100 |
| 2025 | $2,776 | $370,100 | $30,000 | $340,100 |
| 2024 | $26 | $304,500 | $30,000 | $274,500 |
| 2023 | $2,570 | $304,500 | $30,000 | $274,500 |
| 2022 | $2,274 | $261,400 | $27,500 | $233,900 |
| 2021 | $2,274 | $261,400 | $27,500 | $233,900 |
| 2020 | $2,247 | $242,900 | $27,500 | $215,400 |
| 2019 | $2,247 | $242,900 | $27,500 | $215,400 |
| 2018 | $2,105 | $232,100 | $27,500 | $204,600 |
| 2017 | $2,105 | $232,100 | $27,500 | $204,600 |
| 2016 | $2,081 | $226,900 | $27,500 | $199,400 |
| 2015 | $1,947 | $226,900 | $27,500 | $199,400 |
| 2014 | $1,947 | $221,200 | $27,500 | $193,700 |
Source: Public Records
Agents Affiliated with this Home
-
TG
Seller's Agent in 2026
THE GUNNELS GROUP
LONG & FOSTER - LAKE MONTICELLO
-
NN
Buyer's Agent in 2026
NONMLSAGENT NONMLSAGENT
NONMLSOFFICE
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 669267
APN: 18A-8-396
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Information is deemed reliable but not guaranteed.
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