
130 Phillips Dr Winchester, TN 37398
Estimated payment $9,102/month
Highlights
- Lake Front
- Spa
- Living Room with Fireplace
- Docks
- Deck
- Circular Driveway
About This Home
One of the best locations on Tim’s Ford Lake! Imagine ending every day with a sunset over the water—this beautifully updated lakefront home offers a large 1.27 acre western facing lot. At the heart of the home is a chef’s dream kitchen with Thor gas stove, expansive countertop space, double refrigerators and a wet bar. There’s two living areas on the main level, one with a wood burning stove and the other featuring wall to ceiling windows to maximize your lake views. Also on the main level, you’ll find primary suite with lake views, large closet and full bathroom. There are 2 other bedrooms with jack and jill bathroom on the main level. Upstairs is an extra large room with its own full bathroom. Spacious basement provides additional entertaining space with full bathroom, oversized garage and dedicated storage area with a storm shelter. The upper deck has a double-sided fireplace that extends into the den and a hot tub. The private double-decker dock sits on deep, year-round water, offering easy access for boating, swimming, and fishing. Lot line extends down to the water. Whether you're looking for a full-time lakefront retreat or a weekend getaway, this luxurious home offers it all—stunning views, unbeatable location, and top-of-the-line finishes.
Listing Agent
Lake Homes Realty, LLC Brokerage Phone: 9313078004 License #356775 Listed on: 07/25/2025

Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,627
Year Built
- Built in 1986
Lot Details
- 1.27 Acre Lot
- Lake Front
- Year Round Access
- Lot Has A Rolling Slope
HOA Fees
- $10 Monthly HOA Fees
Parking
- 2 Car Garage
- Circular Driveway
Home Design
- Brick Exterior Construction
- Metal Roof
- Stone Siding
Interior Spaces
- Property has 3 Levels
- Wet Bar
- Ceiling Fan
- Living Room with Fireplace
- 2 Fireplaces
- Den with Fireplace
- Tile Flooring
- Lake Views
- Finished Basement
Kitchen
- Microwave
- Ice Maker
- Dishwasher
- ENERGY STAR Qualified Appliances
- Disposal
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- Walk-In Closet
Home Security
- Home Security System
- Smart Thermostat
- Fire and Smoke Detector
Outdoor Features
- Spa
- Docks
- Deck
- Storm Cellar or Shelter
- Porch
Schools
- Clark Memorial Elementary School
- North Middle School
- Franklin Co High School
Utilities
- Cooling Available
- Central Heating
- Septic Tank
- High Speed Internet
Community Details
- Pine Bluff Cabin Site Subdivision
Listing and Financial Details
- Assessor Parcel Number 054A A 03100 000
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $4,627 | $231,875 | $106,250 | $125,625 |
2023 | $4,627 | $231,875 | $106,250 | $125,625 |
2022 | $4,348 | $231,875 | $106,250 | $125,625 |
2021 | $3,363 | $231,875 | $106,250 | $125,625 |
2020 | $3,363 | $116,825 | $64,125 | $52,700 |
2019 | $3,363 | $116,825 | $64,125 | $52,700 |
2018 | $3,123 | $116,825 | $64,125 | $52,700 |
2017 | $3,123 | $116,825 | $64,125 | $52,700 |
2016 | $3,149 | $117,775 | $64,125 | $53,650 |
2015 | $3,149 | $117,775 | $64,125 | $53,650 |
2014 | $3,149 | $117,787 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
07/25/2025 07/25/25 | For Sale | $1,590,000 | +63.1% | $379 / Sq Ft |
11/16/2022 11/16/22 | Sold | $975,000 | -15.2% | $233 / Sq Ft |
10/02/2022 10/02/22 | Pending | -- | -- | -- |
09/12/2022 09/12/22 | For Sale | $1,150,000 | -- | $274 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $975,000 | -- | |
Deed | $147,500 | -- | |
Warranty Deed | $147,500 | -- | |
Warranty Deed | $12,000 | -- | |
Deed | -- | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $780,000 | New Conventional |
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