NOT LISTED FOR SALE

Estimated Value: $645,000 - $662,000

4 Beds
2.5 Baths
3,111 Sq Ft
$210/Sq Ft Est. Value

Sale Details

Date Sold: March 20, 2026

Last sale price $650,000 $209 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $3,964 / mo

3 Days on Market

Highlights

  • On Golf Course
  • Water Access
  • 0.53 Acre Lot
  • Home fronts navigable water
  • Spa
  • Colonial Architecture

About This Home

As of March 2026

Wonderfully maintained, single family home on a corner lot just steps from the water (Rock Creek) and on a cul-de-sac that backs to Oak Harbor Marina. The home has been freshly painted and updated. The main level is spacious with a living room with wood-burning fireplace, a large family room, dining room, powder room, and an eat-in kitchen with access to a screened porch. The porch opens to a large, new TREX rear deck that overlooks a huge, flat yard. Upstairs you will find 4 good-size bedrooms, including a primary suite with en-suite full bathroom, and an additional hall bath. In the lower level you will find a Ravens themed finished space with custom billiard table included! The home has an attached 2 car garage plus driveway. The corner lot has a lovely tree canopy for privacy, is just over a half an acre, and flat. Hot tub, purchased in 2021, also included! This home is a short stroll to the Marina, Tuggies Tavern, and Anchor Inn, and very close to Compass Point Golf Course and Fort Smallwood Park.

Last Agent to Sell the Property

Amy Sheinin

(443) 708-7074 Amy.sheinin@monumentsothebysrealty.com Monument Sotheby's International Realty Brokerage Phone: 4437087074 License #648439 Listed on: 02/21/2026

Last Buyer's Agent

Steffan May

(410) 761-8575 steffanmay.synergy@gmail.com Synergy Realty License #646610

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,703

Year Built

  • Built in 1990

Lot Details

  • 23,259 Sq Ft Lot
  • Home fronts navigable water
  • On Golf Course
  • Cul-De-Sac
  • Privacy Fence
  • Landscaped
  • Corner Lot
  • Level Lot
  • Back, Front, and Side Yard
  • Property is in excellent condition
  • Property is zoned R2

HOA Fees

  • $7 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Parking Storage or Cabinetry
  • Front Facing Garage
  • Driveway

Home Design

  • Colonial Architecture
  • Block Foundation
  • Frame Construction

Interior Spaces

  • Property has 2 Levels
  • Recessed Lighting
  • Wood Burning Fireplace
  • Family Room Off Kitchen
  • Wood Flooring
  • Partially Finished Basement
  • Basement with some natural light
  • Electric Dryer

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • Whirlpool Bathtub
  • Walk-in Shower

Outdoor Features

  • Spa
  • Water Access
  • Property Near A Cove
  • Deck
  • Enclosed Patio or Porch
  • Exterior Lighting
  • Shed

Schools

  • Chesapeake High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Private Water Source
  • Electric Water Heater
  • Septic Tank

Community Details

  • Water Oak Cove Association
  • Oak Harbor Subdivision

Listing and Financial Details

  • Tax Lot 14
  • Assessor Parcel Number 020389290061427

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,703

Year Built

Built in 1990

Lot Details

0.53 Acres

HOA Fees

$7 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 3/1/2026 12:00:00 AM
  • Year Built: 1990
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer - Electric, Exhaust Fan, Microwave, Oven/Range - Electric, Refrigerator
  • Interior Amenities: Wood Floors, Whirlpool/Hottub, Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Family Room Off Kitchen, Pantry, Primary Bath(s), Recessed Lighting
  • Fireplace Features: Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Daylight, Partial, Partially Finished
  • Basement Finished Percent: 90.00
  • Basement Footprint Percent: 100.00
  • Laundry Type: Has Laundry
  • Total Sq Ft: 3261
  • Living Area Sq Ft: 3111
  • Price Per Sq Ft: 302.84
  • Above Grade Finished Sq Ft: 2146
  • Below Grade Finished Sq Ft: 965
  • Below Grade Sq Ft: 150
  • Total Below Grade Sq Ft: 1115
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Frame
  • Exterior Features: Exterior Lighting, Hot Tub
  • Water Access: Yes
  • Water Body Type: Cove
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway
  • Garage Features: Garage - Front Entry, Inside Access, Additional Storage Area
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Private

Condo/Co-op/Association

  • HOA Fees: 80.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Name: WATER OAK COVE ASSOCIATION
  • HOA: Yes
  • Senior Community: No

Schools

  • High School Source: Listing Agent
  • School District Source: Listing Agent
  • High School: CHESAPEAKE

Lot Info

  • Fencing: Privacy
  • Lot Features: Corner, Cul-De-Sac, Front Yard, Landscaping, Level, Rear Yard, Sideyard(s)
  • Lot Size Acres: 0.53
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 23259.00
  • Outdoor Living Structures: Deck(s), Enclosed, Screened
  • Property Condition: Excellent
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5703.00
  • Assessor Parcel Number: 020389290061427
  • Tax Lot: 14
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 21, 2026
Closed on
Mar 17, 2026
Sold by
Bought by
Seller's Agent
Amy Sheinin
Monument Sotheby's International Realty
Buyer's Agent
Steffan May
Synergy Realty
List Price
$649,900
Sold Price
$650,000
Premium/Discount to List
$100
0.02%
Views
223
Current Estimated Value
$654,081

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,081
Avg. Annual Appreciation
1.80%
Original Mortgage
$520,000
Interest Rate
0.0598%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 6, 1996
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$650,000 Eagle Title
$250,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $520,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
03/20/2026 03/20/26 Sold $650,000 0.0% $209 / Sq Ft
02/24/2026 02/24/26 Pending -- -- --
02/21/2026 02/21/26 For Sale $649,900 -- $209 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,382 $484,600
2024 $4,293 $464,000 $206,800 $257,200
2023 $4,180 $453,367 $0 $0
2022 $3,915 $442,733 $0 $0
2020 $3,728 $412,733 $0 $0
2019 $3,654 $393,367 $0 $0
2018 $3,792 $374,000 $168,800 $205,200
2017 $3,431 $364,933 $0 $0
2016 -- $355,867 $0 $0
2015 -- $346,800 $0 $0
2014 -- $346,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2136394

Bright MLS

APN: 03-892-90061427

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