$258,500
SOLD OCT 23, 2020

1305 W Troy St Ferndale, MI 48220

3 Beds
2 Baths
1,385 Sq Ft
6,098 Sq Ft Lot

Recently Sold

$187 Per Sq Ft

2% Below List Price

9 Days on Market

Highlights

  • No HOA
  • 1.5 Car Detached Garage
  • Patio
  • Stainless Steel Appliances
  • Porch
  • Bungalow

About This Home

As of October 2020

Walking distance to shops, restaurants, and Ferndale High School this charming 3 bed/2 full bath bungalow in Downtown Ferndale is a MUST SEE! The bright and airy living room offers glowing hardwood flooring and built-in shelving! All SS appliances stay in the eat-in kitchen that has ample storage and great prep space! Off the back of the house is a spacious family room where you can entertain around the natural fireplace. Upstairs is the huge master bedroom with its own private full bath with a built-in dresser! The well-maintained basement is ready for you to make into an additional living space! You'll love spending time in the fenced backyard where you can unwind under the pergola or enjoy a glass of wine around the fire pit! *Seller to provide 1 year home warranty!

Last Agent to Sell the Property

Jamie Proper

Proper Agency LLC License #6502433439 Listed on: 09/09/2020

Last Buyer's Agent

Jason McKevitt

The Agency Hall & Hunter License #6501377536

The Agency Hall & Hunter

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1941 | Remodeled in 1992

Lot Details

  • 6,098 Sq Ft Lot
  • Lot Dimensions are 50.00x125.00
  • Fenced

Parking

  • 1.5 Car Detached Garage

Home Design

  • Bungalow
  • Brick Exterior Construction
  • Block Foundation

Interior Spaces

  • 1,385 Sq Ft Home
  • 1.5-Story Property
  • Ceiling Fan
  • Family Room with Fireplace
  • Unfinished Basement

Kitchen

  • Free-Standing Gas Oven
  • Self-Cleaning Oven
  • Free-Standing Gas Range
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Porch

Location

  • Ground Level

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association
  • Leggett Farm Sub Subdivision

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 2533202016

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,208

Year Built

Built in 1941 | Remodeled in 1992

Lot Details

0

Listing Details

  • Property Type: Residential
  • Architecture Style: Bungalow
  • Architecture Level: 1 1/2 Story
  • Assessment: 170
  • Warranty: Yes
  • Year Built: 1941
  • State Equalized Value: 108400.0000
  • Year Renovated: 1992
  • Entry Location: Ground Level w/Steps
  • Pets Allowed: Yes
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Fireplace: Yes
  • Fireplace Locations: Family Room
  • Room Count: 8
  • Total Bedrooms: 3
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Basement: Yes
  • Basement Type: Unfinished
  • Kitchen Appliances: Dishwasher, Dryer, Free-Standing Gas Oven, Self Cleaning Oven, Free-Standing Gas Range, Free-Standing Refrigerator, Stainless Steel Appliance(s), Washer
  • Sq Ft Combined: 1385
  • Total Sq Ft: 1385
  • Sq Ft Total Bsmt: 788

Exterior Features

  • Foundation Details: Basement
  • Construction Materials: Brick
  • Exterior Features: Fenced
  • Foundation Materials: Block
  • Frontage Feet: 50
  • Porch Type: Patio, Porch
  • Road Frontage Type: Paved, Pub. Sidewalk

Garage/Parking

  • Garage Size: 1.5 Car
  • Garage Features: Detached
  • Garage: Yes

Utilities

  • Heating Fuel: Natural Gas
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
  • Sewer: Public Sewer (Sewer-Sanitary)
  • Water Source: Public (Municipal)

Condo/Co-op/Association

  • Association Fee: No

Schools

  • School District: Ferndale

Lot Info

  • Homestead: Yes
  • Lot Size Area: 0.14
  • Lot Dimensions: 50.00X125.00
  • Parcel Number: 2533202016

Tax Info

  • Tax Amount Summer: 5048.0000
  • Tax Amount Winter: 160.0000
  • Total Tax: 5208.0000
  • Taxable Value: 93700.0000

MLS Schools

  • School District: Ferndale

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 9, 2020
Closed on
Oct 23, 2020
Sold by
Donnelly Cochiaosue Brittany and Donnelly Cochiaosue Abigail
Bought by
Jackson Ryan
Seller's Agent
Jamie Proper
Proper Agency LLC
Buyer's Agent
Jason McKevitt
The Agency Hall & Hunter
List Price
$265,000
Sold Price
$258,500
Premium/Discount to List
-$6,500
-2.45%
Current Estimated Value
$347,009

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$88,509
Avg. Annual Appreciation
5.26%
Original Mortgage
$245,575
Outstanding Balance
$221,367
Interest Rate
2.9%
Mortgage Type
Unknown
Estimated Equity
$110,729

Purchase Details

Closed on
Dec 28, 2016
Sold by
Palazzolo Mary Ann
Bought by
Cochiaosue Brittany and Donnelly Abigail

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$208,160
Interest Rate
3.62%
Mortgage Type
FHA

Purchase Details

Listed on
Aug 7, 2014
Closed on
Oct 29, 2014
Sold by
Deutsche Bank Trust Company Americas
Bought by
Palazzolo Mary Ann
Seller's Agent
Korissa Wilkins
Realhome Services and Solutions Inc
Buyer's Agent
Salvatore Palazzolo
EXP Realty Main
List Price
$110,000
Sold Price
$106,889
Premium/Discount to List
-$3,111
-2.83%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.98%

Purchase Details

Closed on
Oct 8, 2013
Sold by
Arnold Jennifer A
Bought by
Deutsche Bank Trust Company Americas

Purchase Details

Closed on
Apr 13, 2007
Sold by
Fannie Mae
Bought by
Arnold Jennifer

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,100
Interest Rate
6.21%
Mortgage Type
Unknown

Purchase Details

Closed on
Jul 12, 2006
Sold by
Wells Fargo Bank Na
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Jul 11, 2006
Sold by
Worthington Ella and Wells Fargo Home Mortgage Inc
Bought by
Wells Fargo Bank Na

Purchase Details

Closed on
Sep 15, 1994
Sold by
Peek Jeanne
Bought by
Rist Gilbert L
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $258,500 Accommodation
Warranty Deed $212,000 Manzo Title Co
Deed $102,000 Premium Title Services Inc
Sheriffs Deed $108,009 None Available
Special Warranty Deed $149,000 First American Title
Quit Claim Deed -- None Available
Sheriffs Deed $175,436 None Available
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $245,575 Unknown
Previous Owner $25,000 Construction
Previous Owner $200,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $208,160 FHA
Previous Owner $134,100 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/23/2020 10/23/20 Sold $258,500 +1.4% $187 / Sq Ft
09/19/2020 09/19/20 Pending -- -- --
09/16/2020 09/16/20 Price Changed $255,000 -3.8% $184 / Sq Ft
09/09/2020 09/09/20 For Sale $265,000 +147.9% $191 / Sq Ft
10/30/2014 10/30/14 Sold $106,889 -2.8% $89 / Sq Ft
10/16/2014 10/16/14 Pending -- -- --
08/07/2014 08/07/14 For Sale $110,000 -- $92 / Sq Ft
Source: Realcomp

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,352 $138,860 $0 $0
2023 $6,179 $130,850 $0 $0
2022 $6,221 $120,070 $0 $0
2021 $6,260 $112,110 $0 $0
2020 $5,048 $108,400 $0 $0
2019 $5,132 $101,620 $0 $0
2018 $5,152 $89,810 $0 $0
2017 $5,122 $88,620 $0 $0
2016 $3,899 $83,640 $0 $0
2015 -- $60,030 $0 $0
2014 -- $53,730 $0 $0
2011 -- $51,450 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realcomp

MLS Number: 2200074132

Realcomp

APN: 25-33-202-016