NOT LISTED FOR SALE

1309 Providence Cir Unit 162 Elgin, IL 60120

Cobblers Crossing Neighborhood

Estimated Value: $229,000 - $245,000

2 Beds
2 Baths
1,205 Sq Ft
$174/mo HOA Fee

Last Sold September 02, 2015

Last sale price $123,500 $102 Per Sq Ft

Est. 93% increase in value since last sale

Current estimated payment $1,819/month

17 Days on Market

Highlights

  • Attached Garage
  • Patio
  • Central Air
  • Breakfast Bar

About This Home

As of September 2015

Nice unit located in a cul de sac in Cobblers Crossing! Eat in kitchen has sliders leading to a patio. Spacious living room and dining room. Master bedroom has vaulted ceilings and an impressive walk in closet, second bedroom also has a walk in closet! 2nd floor laundry room and 1 car attached garage!

Last Listed By

Susan Ligmanowski

Berkshire Hathaway HomeServices Starck Real Estate License #475131445 Listed on: 05/18/2015

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,846

Year Built

  • 1995

Lot Details

  • 10

HOA Fees

  • $174 per month

Parking

  • Attached Garage
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Laundry

  • Laundry on upper level
  • Washer and Dryer Hookup

Utilities

  • Central Air
  • Heating System Uses Gas

Additional Features

  • Breakfast Bar
  • Patio

Listing and Financial Details

  • $3,500 Seller Concession

Community Details

Amenities

  • Common Area

Pet Policy

  • Pets Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,846

Year Built

1995

Lot Details

0

HOA Fees

$174 per month

Parking

1

Listing Details

  • Property Type: Attached Single
  • Unit Floor Level: 1
  • Age: 16-20 Years
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Ownership: Condo
  • Total Full or Half Bathrooms: 1.1
  • Estimated Year Built: 1995
  • Type Attached: Townhouse-2 Story
  • Special Features: 20
  • Property Sub Type: Condos
  • Stories: 2
  • Year Built: 1995

Interior Features

  • Interior Property Features: 2nd Floor Laundry, Laundry Hook-Up in Unit
  • Number Of Rooms: 5
  • Living Room: Dimensions: 16X11, On Level: Main Level
  • Bedrooms All Levels: 2
  • Above Grade Bedrooms: 2
  • Laundry: Dimensions: 8X6, On Level: 2nd Level
  • Dining Room: Dimensions: 12X10, On Level: Main Level
  • Kitchen Type: Dimensions: 16X11, On Level: Main Level
  • Kitchen Type: Eating Area-Table Space
  • Additional Rooms: No additional rooms
  • Master Bedroom: Dimensions: 15X12, On Level: 2nd Level
  • Bedroom 2: Dimensions: 12X11, On Level: 2nd Level
  • Estimated Sq Ft: 1205

Exterior Features

  • Foundation: Concrete
  • Exterior Building Type: Vinyl Siding, Brick
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Patio

Garage/Parking

  • Number of Cars: 1
  • Parking: Garage
  • Garage Type: Attached
  • Garage On Site: Yes
  • Number Garage Spaces: 1
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas

Condo/Co-op/Association

  • Max Pet Weight: 999
  • Pets Allowed: Yes
  • Fee Frequency: Monthly
  • Pet Information: Cats OK, Dogs OK
  • Assessment Includes: Common Insurance, Exterior Maintenance, Lawn Care
  • Master Association Fee: Yes
  • Master Association Fee: 183
  • Assessment Association Fees: 174
  • Management Phone: 847-517-4400

Fee Information

  • Management Company: Alma

Schools

  • School District: 46
  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: COMMON
  • Lot Description: Common Grounds
  • Parcel Identification Number: 06062080081154

Multi Family

  • Total Number Unitsin Building: 4
  • Number Stories: 2

Tax Info

  • Taxes: 2078.84

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 18, 2015
Closed on
Aug 31, 2015
Sold by
Secretary Of Housing & Urban Development
Bought by
Gilbert Beth
Seller's Agent
Susan Ligmanowski
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Matt Lysien
Suburban Life Realty, Ltd
List Price
$115,500
Sold Price
$123,500
Premium/Discount to List
$8,000
6.93%
Total Days on Market
17
Current Estimated Value
$238,687

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$115,187
Avg. Annual Appreciation
7.44%
Original Mortgage
$121,262
Interest Rate
4.5%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 24, 2015
Sold by
Marks Kevin David and Marks Denise L
Bought by
Wells Fargo Bank National Association

Purchase Details

Closed on
Mar 20, 2015
Sold by
Wells Fargo Bank National Association
Bought by
The Secretary Of Housing & Urban Develop

Purchase Details

Closed on
May 23, 2009
Sold by
Marks Kavin David and Marks Denise L
Bought by
Marks Kevin David and Marks Denise L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$186,729
Interest Rate
5.36%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 27, 2006
Sold by
Palmer Lisa M
Bought by
Marks Kevin David and Firek Denise L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$187,852
Interest Rate
6.47%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 20, 1995
Sold by
Cobblers Crossing Country Homes North Lt
Bought by
Palmer Lisa M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$83,700
Interest Rate
8.43%

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gilbert Beth -- Attorney
Wells Fargo Bank National Association -- Premier Title
The Secretary Of Housing & Urban Develop -- Premier Title
Marks Kevin David -- Citywide Title Corporation
Marks Kevin David $191,000 Chicago Title Insurance Co
Palmer Lisa M $105,000 Intercounty Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gilbert Beth $123,665
Closed Gilbert Beth $121,262
Previous Owner Marks Kevin David $186,729
Previous Owner Marks Kevin David $187,852
Previous Owner Palmer Lisa M $83,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/02/2015 09/02/15 Sold $123,500 0.0% $102 / Sq Ft
06/04/2015 06/04/15 Pending -- -- --
05/28/2015 05/28/15 Off Market $123,500 -- --
05/18/2015 05/18/15 For Sale $115,500 -- $96 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,846 $17,169 $1,993 $15,176
2023 $3,846 $17,169 $1,993 $15,176
2022 $3,846 $17,169 $1,993 $15,176
2021 $3,116 $12,373 $1,281 $11,092
2020 $3,174 $12,373 $1,281 $11,092
2019 $3,180 $13,804 $1,281 $12,523
2018 $2,174 $9,833 $1,139 $8,694
2017 $2,187 $9,833 $1,139 $8,694
2016 $2,338 $9,833 $1,139 $8,694
2015 $2,221 $8,946 $996 $7,950
2014 $2,170 $8,946 $996 $7,950
2013 $2,079 $8,946 $996 $7,950
Source: Public Records

Agents Affiliated with this Home

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Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08926451

Midwest Real Estate Data (MRED)

APN: 06-06-208-008-1154