1309 SE 10th Terrace Cape Coral, FL 33990
Hancock NeighborhoodEstimated payment $4,086/month
Highlights
- Boat Dock
- Home fronts a seawall
- Canal Access
- Cape Elementary School Rated A-
- Concrete Pool
- Canal View
About This Home
Cape Coral Turnkey Waterfront Home with Gulf Access & Pool
Discover the ultimate Florida lifestyle in this turnkey furnished Cape Coral waterfront home with Gulf access — perfect as a primary residence, vacation retreat, or income-producing rental.
Inside, the bright, open floor plan is designed to capture breathtaking canal views through expansive windows. Enjoy the privacy of no visible neighbors across the canal.
With four spacious bedrooms and 2.5 bathrooms there’s plenty of room for family and guests.
Step outside to your screened enclosed sparkling private pool with a dedicated pool bath — perfect for sunny Florida days. Situated on a serene saltwater canal, you can launch your boat from your boat lift and be on your way to the Gulf beaches of Sanibel and Ft Myers Beach.
This area of Cape Coral is known for its high elevation so no flood insurance is required even though your directly on a gulf access canal. Whether you’re seeking a Cape Coral vacation rental investment or your own slice of paradise, this home checks all the boxes.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,760
Year Built
- Built in 2003
Lot Details
- 10,019 Sq Ft Lot
- Lot Dimensions are 80 x 125 x 80 x 125
- Home fronts a seawall
- South Facing Home
- Rectangular Lot
- Property is zoned R3-W
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Tile Roof
- Stucco
Interior Spaces
- 2,443 Sq Ft Home
- 1-Story Property
- Furnished
- Built-In Features
- Ceiling Fan
- Shutters
- Single Hung Windows
- Sliding Windows
- French Doors
- Great Room
- Open Floorplan
- Screened Porch
- Tile Flooring
- Canal Views
- Fire and Smoke Detector
Kitchen
- Breakfast Area or Nook
- Breakfast Bar
- Electric Cooktop
- Microwave
- Freezer
- Ice Maker
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- Bathtub
- Separate Shower
Laundry
- Dryer
- Washer
Pool
- Concrete Pool
- Outside Bathroom Access
- Screen Enclosure
- Pool Equipment or Cover
Outdoor Features
- Canal Access
- Deck
- Screened Patio
Schools
- Lee County Schools Elementary And Middle School
- Lee County Schools High School
Utilities
- Central Heating and Cooling System
- Sewer Assessments
Listing and Financial Details
- Legal Lot and Block 41 / 792
- Assessor Parcel Number 19-44-24-C2-00792.0410
Community Details
Overview
- No Home Owners Association
- Cape Coral Subdivision
Recreation
- Boat Dock
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,760 | $500,356 | $142,890 | $319,178 |
| 2023 | $10,766 | $624,090 | $187,494 | $408,364 |
| 2022 | $733 | $242,498 | $0 | $0 |
| 2021 | $648 | $304,643 | $73,695 | $230,948 |
| 2020 | $621 | $232,184 | $0 | $0 |
| 2019 | $601 | $226,964 | $0 | $0 |
| 2018 | $582 | $222,732 | $0 | $0 |
| 2017 | $570 | $218,151 | $0 | $0 |
| 2016 | $525 | $240,680 | $49,686 | $190,994 |
| 2015 | $486 | $229,493 | $36,912 | $192,581 |
| 2014 | $377 | $210,495 | $36,644 | $173,851 |
| 2013 | -- | $305,329 | $28,347 | $276,982 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/19/2025 08/19/25 | For Sale | $629,900 | -2.3% | $258 / Sq Ft |
| 10/06/2023 10/06/23 | Sold | $645,000 | -0.6% | $264 / Sq Ft |
| 10/06/2023 10/06/23 | Pending | -- | -- | -- |
| 09/02/2023 09/02/23 | Price Changed | $649,000 | -9.2% | $266 / Sq Ft |
| 08/24/2023 08/24/23 | Price Changed | $715,000 | -1.9% | $293 / Sq Ft |
| 08/02/2023 08/02/23 | Price Changed | $729,000 | -2.7% | $298 / Sq Ft |
| 07/18/2023 07/18/23 | For Sale | $749,000 | +30.7% | $307 / Sq Ft |
| 09/01/2022 09/01/22 | Sold | $573,000 | -23.6% | $235 / Sq Ft |
| 08/02/2022 08/02/22 | Pending | -- | -- | -- |
| 04/13/2022 04/13/22 | For Sale | $749,900 | -- | $307 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $645,000 | Townsend Title Insurance Agenc | |
| Warranty Deed | $573,000 | -- | |
| Special Warranty Deed | $212,000 | None Available | |
| Trustee Deed | $182,200 | None Available | |
| Warranty Deed | $520,000 | Bay Title Services | |
| Warranty Deed | $13,500 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $516,000 | New Conventional | |
| Previous Owner | $544,350 | New Conventional | |
| Previous Owner | $554,000 | Negative Amortization | |
| Previous Owner | $416,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $139,200 | Unknown | |
| Previous Owner | $56,000 | Credit Line Revolving | |
| Previous Owner | $200,600 | New Conventional |
Source: Florida Gulf Coast Multiple Listing Service
MLS Number: 2025005539
APN: 19-44-24-C2-00792.0410
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The information is being provided by Southwest Florida Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2025 Southwest Florida Multiple Listing Service. All Rights Reserved
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