Seller's Agent in 2025
Ralph Harvey
List With Freedom
(855) 456-4945
3 in this area
10,515 Total Sales
1309 Spears Ave Chattanooga, TN 37405
2
Beds
1
Bath
730
Sq Ft
2,178
Sq Ft Lot
Highlights
- No HOA
- Wood Siding
- 1-Story Property
- Living Room
- Vinyl Flooring
- 3-minute walk to Hill City Park Playground
About This Home
As of May 2025Enjoy the feel of a vacation retreat every day in this beautifully designed new construction built in 2022. With 730 sq ft of smartly laid-out living space, this home features two bedrooms with vaulted ceilings and generous closet space. The stylish bathroom includes a walk-in shower, and the full-size laundry units are conveniently tucked into a laundry closet.
The modern kitchen comes fully equipped with brand-new appliances, quartz countertops, and plenty of cabinet space—both functional and spacious. The open-concept living area flows seamlessly to a private fenced in backyard oasis, perfect for entertaining.
Additional perks include a large walk-in storage closet under the stairs, ideal for outdoor gear or seasonal items.
Love the outdoors? You're just steps from the Stringers Ridge trailhead, with hiking and biking right outside your door. Plus, you're only a mile from Publix, Northshore's popular restaurants, and boutique shops.
Selling furnished
Last Agent to Sell the Property
List With Freedom License #338742 Listed on: 03/31/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,742
Year Built
- Built in 2022
Lot Details
- 2,178 Sq Ft Lot
- Lot Dimensions are 47x50
Parking
- Paved Parking
Home Design
- Slab Foundation
- Wood Siding
Interior Spaces
- 730 Sq Ft Home
- 1-Story Property
- Living Room
- Vinyl Flooring
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Schools
- Red Bank Elementary School
- Red Bank Middle School
- Red Bank High School
Utilities
- No Cooling
Community Details
- No Home Owners Association
- Spears Subdivision
Listing and Financial Details
- Assessor Parcel Number 126l A 018
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 31, 2025
Closed on
May 6, 2025
Sold by
First American Exchange Company Llc
Bought by
Craig Jonathan Scott
Seller's Agent
Ralph Harvey
List With Freedom
Buyer's Agent
Sydney Phillips
Benchmark Realty, LLC
List Price
$325,000
Sold Price
$325,000
Views
40
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$8,933
Avg. Annual Appreciation
-1.98%
Original Mortgage
$304,385
Outstanding Balance
$302,483
Interest Rate
6.65%
Mortgage Type
FHA
Estimated Equity
$18,315
Purchase Details
Listed on
Mar 31, 2025
Closed on
Apr 21, 2025
Sold by
Barr Lauren
Bought by
High Point Homes Llc
Seller's Agent
Ralph Harvey
List With Freedom
Buyer's Agent
Sydney Phillips
Benchmark Realty, LLC
List Price
$325,000
Sold Price
$325,000
Views
40
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$304,385
Outstanding Balance
$302,483
Interest Rate
6.65%
Mortgage Type
FHA
Estimated Equity
$18,315
Purchase Details
Listed on
Apr 22, 2021
Closed on
Jul 15, 2021
Sold by
Paris Darian M
Bought by
Barr Lauren
Seller's Agent
Grace Frank
Chattanooga Real Estate Group LLC
Buyer's Agent
Lauren Barr
Premier Property Group Inc.
List Price
$59,900
Sold Price
$41,500
Premium/Discount to List
-$18,400
-30.72%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
71.39%
Original Mortgage
$41,500
Interest Rate
2.93%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $315,000 | Title Services Of Tennessee | |
| Warranty Deed | $315,000 | Title Services Of Tennessee | |
| Quit Claim Deed | -- | Title Services Of Tennessee | |
| Quit Claim Deed | -- | Title Services Of Tennessee | |
| Warranty Deed | $41,500 | Title Services Of Tennesssee |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $304,385 | FHA | |
| Closed | $304,385 | FHA | |
| Previous Owner | $41,500 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/09/2025 05/09/25 | Sold | $325,000 | 0.0% | $445 / Sq Ft | |
| 04/04/2025 04/04/25 | Pending | -- | -- | -- | |
| 03/31/2025 03/31/25 | For Sale | $325,000 | +683.1% | $445 / Sq Ft | |
| 07/16/2021 07/16/21 | Sold | $41,500 | -30.7% | -- | View Prior Sale |
| 06/13/2021 06/13/21 | Pending | -- | -- | -- | |
| 04/22/2021 04/22/21 | For Sale | $59,900 | -- | -- |
Source: Greater Chattanooga REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $833 | $54,975 | $0 | $0 |
| 2024 | $869 | $38,825 | $0 | $0 |
| 2023 | $869 | $38,825 | $0 | $0 |
| 2022 | $512 | $22,900 | $0 | $0 |
| 2021 | $196 | $8,750 | $0 | $0 |
| 2020 | $113 | $4,100 | $0 | $0 |
| 2019 | $113 | $4,100 | $0 | $0 |
| 2018 | $220 | $4,100 | $0 | $0 |
| 2017 | $113 | $4,100 | $0 | $0 |
| 2016 | $24 | $0 | $0 | $0 |
| 2015 | $160 | $875 | $0 | $0 |
| 2014 | $160 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Ralph Harvey
-
Sydney Phillips
Buyer's Agent in 2025
Sydney Phillips
Benchmark Realty, LLC
(615) 432-2919
4 in this area
86 Total Sales
-
G
Seller's Agent in 2021
Grace Frank
Chattanooga Real Estate Group LLC
-
K
Seller Co-Listing Agent in 2021
Katherine Dishman
Chattanooga Real Estate Group LLC
-
Lauren Barr
Buyer's Agent in 2021
Lauren Barr
Premier Property Group Inc.
(423) 596-1997
7 in this area
56 Total Sales
Map
Source: Greater Chattanooga REALTORS®
MLS Number: 1510077
APN: 126L-A-018
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