NOT LISTED FOR SALE

131 Francisco St Half Moon Bay, CA 94019

Estimated Value: $1,137,412 - $1,174,000

1 Bed
1.5 Baths
780 Sq Ft
$1,490/Sq Ft Est. Value

Last Sold March 15, 2016

Last sale price $710,000 $910 Per Sq Ft

Est. 64% increase in value since last sale

Current estimated payment $7,182/month

1 Day on Market

Highlights

  • Ocean View
  • Eat-In Kitchen
  • Guest Parking
  • Cottage
  • Bathtub with Shower
  • Washer and Dryer

About This Home

As of March 2016

Sweet cottage by the sea with beautiful views of the ocean from front windows. Single story, close to harbor, cafe, restaurants and grocery. Great starter home or for one looking to down size. Large detached garage in the back.

Last Agent to Sell the Property

The Gray Lavey Team

Coldwell Banker Realty License #70000201 Listed on: 02/08/2016

Coldwell Banker Realty

Last Buyer's Agent

danny dimas

Element RE License #01863442

Element RE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,200

Year Built

  • Built in 1938

Lot Details

  • 6,011 Sq Ft Lot
  • Property is Fully Fenced
  • Mostly Level
  • Zoning described as R1

Parking

  • 2 Car Garage
  • Guest Parking
  • Off-Street Parking

Home Design

  • Cottage
  • Raised Foundation
  • Bitumen Roof

Interior Spaces

  • 780 Sq Ft Home
  • 1-Story Property
  • Carpet
  • Ocean Views
  • Washer and Dryer

Kitchen

  • Eat-In Kitchen
  • Range Hood
  • Dishwasher
  • Formica Countertops
  • Disposal

Bedrooms and Bathrooms

  • 1 Bedroom
  • Bathtub with Shower

Utilities

  • Wall Furnace
  • Heating System Uses Gas
  • Separate Meters

Listing and Financial Details

  • Assessor Parcel Number 047-122-130

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,200

Year Built

Built in 1938

Lot Details

0

Parking

2

Listing Details

  • Subclass: Single Family Home
  • Style: Cottage
  • Age: 78
  • Listing Class: Residential
  • Structure Sq Ft: 780
  • Year Built: 1938
  • Zoning Description: R1
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Family Room: No Family Room
  • Dining Room: Eat in Kitchen
  • Kitchen: Countertop - Formica, Dishwasher, Garbage Disposal, Hood Over Range, Oven Range - Built-In, Gas
  • Living Sq Ft: 780
  • Stories: 1
  • Laundry: Washer / Dryer
  • Flooring: Carpet
  • Maximum Numberof Bedrooms: 1
  • Minimum Numberof Bedrooms: 1
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 1
  • Bathroom: Shower and Tub

Exterior Features

  • Foundation: Raised
  • Roof: Bitumen
  • View: Ocean
  • Fencing: Complete Perimeter

Garage/Parking

  • Garage Spaces: 2
  • Garage Max: 2
  • Garage Min: 2
  • Garage Parking Features: Guest / Visitor Parking, Off-Street Parking, Room for Oversized Vehicle

Utilities

  • Heating System: Gas, Wall Furnace
  • Sewer/Septic System: Sewer - Public

Schools

  • School District: Cabrillo Unified
  • Elementary School: El Granada Elementary
  • Middle School: Manuel F. Cunha Intermediate
  • High School: Half Moon Bay High
  • High School: 1035
  • Elementary School: 626
  • Middle School: 654

Lot Info

  • Lot Description: Grade - Mostly Level
  • Parcel Number: 047-122-130
  • Lot Acres: 0.1380
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 5998.21
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 5998.21

Multi Family

  • Utilities: Individual Electric Meters, Natural Gas

MLS Schools

  • High School District Text: Cabrillo Unified
  • Elementary School Text: El Granada Elementary
  • High School Text: Half Moon Bay High
  • Middle School Text: Manuel F. Cunha Intermediate

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 17, 2025
Sold by
Overfelt Peter Davis and Gallop Samantha Kathleen
Bought by
Schmieder Richard and Schmieder Blake
Current Estimated Value
$1,162,103

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$989,010
Outstanding Balance
$988,168
Interest Rate
6.81%
Mortgage Type
FHA
Estimated Equity
$172,431

Purchase Details

Closed on
Aug 21, 2020
Sold by
Overfelt William
Bought by
Overfelt Peter Davis

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$564,500
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 8, 2016
Closed on
Mar 10, 2016
Sold by
Overfelt Janet E
Bought by
Overfelt William
Seller's Agent
The Gray Lavey Team
Coldwell Banker Realty
Buyer's Agent
danny dimas
Element RE
List Price
$729,000
Sold Price
$710,000
Premium/Discount to List
-$19,000
-2.61%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.34%
Original Mortgage
$603,500
Interest Rate
3.72%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 8, 2016
Closed on
Feb 11, 2016
Sold by
Wallace Solange B and The Solange B Wallace Revocabl
Bought by
Overfelt Peter Davis and Gallop Samantha Kathleen
Seller's Agent
The Gray Lavey Team
Coldwell Banker Realty
Buyer's Agent
danny dimas
Element RE
List Price
$729,000
Sold Price
$710,000
Premium/Discount to List
-$19,000
-2.61%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$603,500
Interest Rate
3.72%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 4, 2013
Sold by
Wallace Solange B
Bought by
Wallace Solange B and Solange B Wallace Revocable Tr
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Schmieder Richard $1,090,000 Lawyers Title Company
Overfelt Peter Davis -- North American Title Co Inc
Overfelt William -- North American Title Co Inc
Overfelt Peter Davis $710,000 North American Title Co Inc
Wallace Solange B -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Schmieder Richard $989,010
Previous Owner Overfelt Peter Davis $564,500
Previous Owner Overfelt Peter Davis $603,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/15/2016 03/15/16 Sold $710,000 -2.6% $910 / Sq Ft
02/10/2016 02/10/16 Pending -- -- --
02/08/2016 02/08/16 For Sale $729,000 -- $935 / Sq Ft
Source: MLSListings

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,200 $840,489 $769,465 $71,024
2023 $10,200 $807,854 $739,587 $68,267
2022 $9,594 $792,015 $725,086 $66,929
2021 $9,351 $776,486 $710,869 $65,617
2020 $9,351 $768,525 $703,580 $64,945
2019 $9,357 $753,457 $689,785 $63,672
2018 $8,724 $738,684 $676,260 $62,424
2017 $8,580 $724,200 $663,000 $61,200
2016 $1,056 $47,179 $9,297 $37,882
2015 $894 $46,471 $9,158 $37,313
2014 $881 $45,562 $8,979 $36,583
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLSListings

MLS Number: ML81549773

MLSListings

APN: 047-122-130