Ronda Tipton
CENTURY 21 Advantage Realty
(606) 755-5655
199 Total Sales
3 in Monticello
$150K - $275K Price Range
131 Lloyd St Monticello, KY 42633
Monticello AreaEstimated Value: $230,000 - $256,000
4
Beds
2
Baths
1,692
Sq Ft
$144/Sq Ft
Est. Value
Highlights
- 1.73 Acre Lot
- Neighborhood Views
- Breakfast Bar
- Wood Flooring
- Brick Veneer
- Patio
About This Home
As of September 2025Solid, spacious, and full of potential—this well-built 4BR/2BA home in the Monticello city limits has only had one family live in it since being custom-built in 1981 by a respected local builder. Featuring a generous kitchen, cozy family room with a brick fireplace, first-floor laundry/mudroom (with exterior entrance), lots of closet space, new windows, and updated interior paint. The attached garage has been used as a bonus room—ideal for a man cave or flex space (you would probably want to add a mini-split to keep the temperature comfortable) or you can use it for the original purpose. A full walk-out basement offers even more room to grow, if you choose to finish it. Outside, the covered patio and large, lush backyard makes you feel like you're miles from town. Also included, and perfect for lake toys, is a detached 2-car garage with a workshop and additional storage space in the back. 131 Lloyd Street is a rare find with solid bones and space to make it your own. Call today to schedule a showing!
Last Agent to Sell the Property
Lake Cumberland Real Estate Professionals License #288800 Listed on: 06/29/2025
Co-Listed By
Keller Williams Bluegrass Realty - Lake Cumberland License #208856
Last Buyer's Agent
The Dream Team Real Estate Professionals - Dreama Bolin
Lake Cumberland Real Estate Professionals License #245113
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Home Details
Home Type
- Single Family
Year Built
- Built in 1981
Lot Details
- 1.73
Parking
- Garage
Home Design
- Brick Veneer
- Block Foundation
- Metal Roof
- Vinyl Siding
Interior Spaces
- 1,692 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Entrance Foyer
- Family Room with Fireplace
- Living Room
- Dining Room with Fireplace
- Neighborhood Views
- Washer and Electric Dryer Hookup
Kitchen
- Breakfast Bar
- Oven
- Cooktop
- Microwave
- Dishwasher
Flooring
- Wood
- Laminate
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- Bathroom on Main Level
- 2 Full Bathrooms
Unfinished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Walk-Up Access
Schools
- Wayne Co Elementary And Middle School
- Wayne Co High School
Utilities
- Cooling Available
- Air Source Heat Pump
- Electric Water Heater
- Septic Tank
Additional Features
- Patio
- 1.73 Acre Lot
Community Details
- Damron Addition Subdivision
Listing and Financial Details
- Assessor Parcel Number 215489
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 29, 2025
Closed on
Sep 14, 2025
Sold by
Bought by
Seller's Agent
Hannah York
Lake Cumberland Real Estate Professionals
Buyer's Agent
The Dream Team Real Estate Professionals - Dreama Bolin
Lake Cumberland Real Estate Professionals
List Price
$239,900
Sold Price
$230,000
Premium/Discount to List
-$9,900
-4.13%
Views
60
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,968
Avg. Annual Appreciation
6.08%
Original Mortgage
$210,622
Outstanding Balance
$208,953
Interest Rate
6.75%
Mortgage Type
FHA
Estimated Equity
$34,015
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Monticello, KY
-
Ronda Tipton
-
Tammy Stotts
Tammy Stotts
Southern Nest Realty, LLC
(270) 290-0707
168 Total Sales
1 in Monticello
$125,000 Price
-
Heather McCarty
Heather McCarty
Lake Cumberland Real Estate Professionals
(606) 485-2566
15 Total Sales
1 in Monticello
$130,000 Price
-
Kendra Roark
Kendra Roark
Responds QuicklyWeichert Realtors Ford Brothers, Inc.
(606) 753-0649
36 Total Sales
7 in Monticello
$10K - $300K Price Range
-
George Green
George Green
Green Team Real Estate Services
(502) 586-5440
336 Total Sales
2 in Monticello
$12,002 Price Range
-
Jennifer Skidmore
Jennifer Skidmore
Highland Heritage Realty
(606) 766-2640
26 Total Sales
1 in Monticello
$250,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $230,000 | Five Star Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $210,622 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/16/2025 09/16/25 | Sold | $230,000 | -3.4% | $136 / Sq Ft |
| 08/01/2025 08/01/25 | Pending | -- | -- | -- |
| 07/13/2025 07/13/25 | Price Changed | $238,000 | -0.8% | $141 / Sq Ft |
| 06/29/2025 06/29/25 | For Sale | $239,900 | -- | $142 / Sq Ft |
Source: ImagineMLS (Bluegrass REALTORS®)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,282 | $128,700 | $0 | $0 |
| 2024 | $350 | $80,000 | $0 | $0 |
| 2023 | $318 | $80,000 | $0 | $0 |
| 2022 | $376 | $80,000 | $10,000 | $70,000 |
| 2021 | $379 | $80,000 | $10,000 | $70,000 |
| 2020 | $395 | $80,000 | $10,000 | $70,000 |
| 2019 | $395 | $80,000 | $10,000 | $70,000 |
| 2018 | $410 | $80,000 | $10,000 | $70,000 |
| 2017 | $413 | $80,000 | $0 | $0 |
| 2016 | $397 | $80,000 | $10,000 | $70,000 |
| 2015 | $391 | $80,000 | $10,000 | $70,000 |
| 2012 | $397 | $80,000 | $10,000 | $70,000 |
Source: Public Records
Agents Affiliated with this Home
-
Hannah York
Seller's Agent in 2025
Hannah York
Lake Cumberland Real Estate Professionals
(606) 307-8872
20 Total Sales
-
The Millie - Millie Weaver
Seller Co-Listing Agent in 2025
The Millie - Millie Weaver
Keller Williams Bluegrass Realty - Lake Cumberland
(606) 677-0059
537 Total Sales
-
T
Buyer's Agent in 2025
The Dream Team Real Estate Professionals - Dreama Bolin
Lake Cumberland Real Estate Professionals
Map
Source: ImagineMLS (Bluegrass REALTORS®)
MLS Number: 25013970
APN: M6-01-003.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The information is being provided by LBAR Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 LBAR Multiple Listing Service. All Rights Reserved.
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