$339,900
SOLD MAY 30, 2025

131 S Ludlow St Covington, OH 45318

3 Beds
2.5 Baths
2,200 Sq Ft
0.3 Acres

Recently Sold

$154 Per Sq Ft

4% Below List Price

161 Days on Market

Highlights

  • Ranch Style House
  • Porch
  • Walk-In Closet
  • No HOA
  • 2 Car Attached Garage
  • Patio

About This Home

As of May 2025

Welcome to 131 S. Ludlow St. Covington, OH! Located in the Beautiful and desirable newer Brookstone Subdivision with an ideal and convenient location. This brick ranch offers 2,200 Square Feet of living space, 3 Bedrooms, 2.5 Baths, oversized 2+ garage and a full unfished basement of 2,200 that is a blank canvas waiting for you to finish to your desire. The basement is all open and provides you with an access door to the outside as well as a workshop area. Fantastic curb appeal. This one owner home was custom built for this original owner. Nice size entry way to greet your guest. Large and spacious living room. Kitchen w/appliances, bar area and all open to the large family/dining flex space area. Wonderful sun room at the back of the home would also make a fantastic office, filled with natural light and provides access to the outside patio. Owner's bedroom with large walk in closet w/ pocket door and private bath. So much storage throughout, including a wall of storage options off of the kitchen. The washer and dryer will stay as well. Central Vac system. Water heater new 2020, furnace 2015. Real Estate taxes are currently Homestead. Do not delay and miss out on this one. Move in at closing!

Last Agent to Sell the Property

Jeff Apple

Berkshire Hathaway Professional Realty License #000420890 Listed on: 12/02/2024

Berkshire Hathaway Professional Realty

Last Buyer's Agent

JOHN DOE (NON-WRIST MEMBER)

WR

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,887

Year Built

  • Built in 1997

Lot Details

  • 0.3 Acre Lot
  • Lot Dimensions are 100x132

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Ranch Style House
  • Brick Exterior Construction

Interior Spaces

  • 2,200 Sq Ft Home
  • Central Vacuum
  • Ceiling Fan
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Gas Water Heater
  • Water Softener is Owned

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number H19011810

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,887

Year Built

Built in 1997

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Architectural Style: Ranch
  • Structure Type: House
  • Additional Tax Info: Assessments, Homestead
  • Level Style: One
  • Semi-Annual Tax: 1443.32
  • Year Built: 1997
  • Documents: Property Disclosure
  • Listing I D: 1035882
  • M L S Approved: Y
  • M L S Identifier: 20190724221641160008000000
  • New Financing: Cash, VA Loan, FMHA VA, FHA, Conventional
  • Parcel I D Number Formatted: H19011810
  • Property Group I D: 19990816212109142258000000
  • Subtype: Single Family Residence
  • Type Of Contract: Exclusive Right To Sell
  • Condo Lot Y N: No
  • H O A C O A Y N: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Range, Water Softener Owned, Washer, Refrigerator, Gas Water Heater, Dryer
  • Total Bathrooms: 3.00
  • Full Bathrooms: 2
  • Basement: Full, Unfinished
  • Inside Features: Ceiling Fan(s), Walk-In Closet(s), Central Vacuum
  • Price/ Sq Ft: 154.50
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Total Square Footage: 2200.00

Exterior Features

  • Exterior: Brick, Other
  • Outside Features: Patio, Porch

Garage/Parking

  • Garage: Attached, Garage Door Opener
  • Garage Spaces: 2.00

Utilities

  • Cooling: Central Air
  • Heating System: Forced Air, Natural Gas
  • Utilities: Natural Gas Connected
  • Sewer: Public Sewer
  • Water Source: Supplied Water

Lot Info

  • Acres: 0.30
  • Lot Dimensions: 100x132
  • Zoning: Residential
  • Land Info: Residential Lot
  • Parcel Id Number: H19011810

Tax Info

  • Tax Year: 2023

MLS Schools

  • School District: 5503 Covington EVSD

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 2, 2024
Closed on
May 30, 2025
Sold by
Carl L Reck And Lois J Reck Trust and Morris Sandra L
Bought by
Smith Aaron A and Hughes Lisa M
Seller's Agent
Jeff Apple
Berkshire Hathaway Professional Realty
Buyer's Agent
JOHN DOE (NON-WRIST MEMBER)
WR
List Price
$354,900
Sold Price
$339,900
Premium/Discount to List
-$15,000
-4.23%
Views
142
Current Estimated Value
$347,359

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,459
Avg. Annual Appreciation
-0.53%
Original Mortgage
$305,910
Outstanding Balance
$305,014
Interest Rate
6.13%
Mortgage Type
New Conventional
Estimated Equity
$33,705

Purchase Details

Closed on
Nov 14, 2000
Sold by
Reck Carl L and Reck Lois J
Bought by
Reck Carl L and Reck Lois J

Purchase Details

Closed on
Apr 4, 1994
Bought by
Magee Donald L
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Fiduciary Deed $339,900 None Listed On Document
Warranty Deed -- --
Deed $20,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $305,910 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/30/2025 05/30/25 Sold $339,900 0.0% $155 / Sq Ft
05/12/2025 05/12/25 Pending -- -- --
03/03/2025 03/03/25 Price Changed $339,900 -2.3% $155 / Sq Ft
01/16/2025 01/16/25 Price Changed $347,900 -2.0% $158 / Sq Ft
12/02/2024 12/02/24 For Sale $354,900 -- $161 / Sq Ft
Source: Western Regional Information Systems & Technology (WRIST)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,973 $88,980 $11,030 $77,950
2023 $2,973 $88,980 $11,030 $77,950
2022 $3,004 $88,980 $11,030 $77,950
2021 $3,244 $88,980 $11,030 $77,950
2020 $3,251 $88,980 $11,030 $77,950
2019 $3,266 $88,980 $11,030 $77,950
2018 $2,991 $82,040 $11,900 $70,140
2017 $3,044 $82,040 $11,900 $70,140
2016 $3,005 $82,040 $11,900 $70,140
2015 $2,644 $75,990 $11,030 $64,960
2014 $2,644 $75,990 $11,030 $64,960
2013 $2,546 $75,990 $11,030 $64,960
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Western Regional Information Systems & Technology (WRIST)

MLS Number: 1035882

Western Regional Information Systems & Technology (WRIST)

APN: H19011810