13101 Harrowgate Rd Chester, VA 23831
4
Beds
2.5
Baths
2,525
Sq Ft
1
Acres
Highlights
- Waterfront
- Wood Flooring
- Separate Formal Living Room
- 1 Acre Lot
- 1 Fireplace
- 1 Car Detached Garage
About This Home
As of December 2024CALLING ALL INVESTORS! This home is located on a private one acre lot close into the town of Chester. Several issues in and outside of the home and garage will prohibit it from getting standardized financing. Cash or rehabilitation loans will most likely be needed. The home offers 2525 square feet of space to include a Formal Living and Dining Room and Kitchen on the main floor. As you enter the second floor you will find a Primary suite with a walk in closet and private bath. This suite has a door to the outside that has been blocked due to the deck being removed. There are an additional three great sized bedrooms and a hall bath also. The basement is complete with a half bath, with cabinets for storage, an additional unfinished storage room, utility room and an oversized Great Room with a fireplace complete with a wood stove insert. There is a large patio area outside that leads to the detached oversized cinderblock and partial sided garage with space above. There is no access presently to the second floor of the garage. This one needs to be updated and brought back to its glory!
Last Agent to Sell the Property
Virginia Capital Realty License #0225139870 Listed on: 10/01/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,586
Year Built
- Built in 1962
Lot Details
- 1 Acre Lot
- Waterfront
- Zoning described as R7
Parking
- 1 Car Detached Garage
- Garage Door Opener
Home Design
- Brick Exterior Construction
- Composition Roof
- Vinyl Siding
Interior Spaces
- 2,525 Sq Ft Home
- 3-Story Property
- Wainscoting
- 1 Fireplace
- Separate Formal Living Room
- Partial Basement
- Electric Cooktop
Flooring
- Wood
- Partially Carpeted
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- En-Suite Primary Bedroom
- Walk-In Closet
Outdoor Features
- Rear Porch
- Stoop
Schools
- Wells Elementary School
- Carver Middle School
- Bird High School
Utilities
- Central Air
- Baseboard Heating
- Hot Water Heating System
- Power Generator
- Gas Water Heater
- Septic Tank
Listing and Financial Details
- Tax Lot 14
- Assessor Parcel Number 789-64-74-58-300-000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 1, 2024
Closed on
Nov 18, 2024
Sold by
Gammon Baldwin Ruth Powers and Hart Bettina G
Bought by
Smithwick Billy H and Smithwick Ellan P
Seller's Agent
Leigh Ann Barber
Virginia Capital Realty
Buyer's Agent
Kenny Dunn
Virginia Capital Realty
List Price
$349,950
Sold Price
$250,000
Premium/Discount to List
-$99,950
-28.56%
Views
71
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
146.89%
Purchase Details
Closed on
Apr 4, 2002
Bought by
Gammon Ruth P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,000
Interest Rate
6.85%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 21, 2001
Bought by
Gammon Ruth P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
7.03%
Mortgage Type
New Conventional
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $250,000 | Chicago Title | |
| Deed | $250,000 | Chicago Title | |
| Warranty Deed | -- | -- | |
| Warranty Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $100,000 | New Conventional | |
| Previous Owner | $125,000 | New Conventional | |
| Previous Owner | $50,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/01/2025 07/01/25 | Price Changed | $449,000 | -2.2% | $178 / Sq Ft |
| 06/12/2025 06/12/25 | Price Changed | $459,000 | -2.3% | $182 / Sq Ft |
| 05/04/2025 05/04/25 | For Sale | $469,900 | +88.0% | $186 / Sq Ft |
| 12/11/2024 12/11/24 | Sold | $250,000 | -28.6% | $99 / Sq Ft |
| 10/23/2024 10/23/24 | Pending | -- | -- | -- |
| 10/01/2024 10/01/24 | For Sale | $349,950 | -- | $139 / Sq Ft |
Source: Central Virginia Regional MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,776 | $309,100 | $63,000 | $246,100 |
| 2024 | $2,776 | $303,500 | $61,000 | $242,500 |
| 2023 | $2,586 | $284,200 | $61,000 | $223,200 |
| 2022 | $2,332 | $253,500 | $51,000 | $202,500 |
| 2021 | $2,299 | $239,400 | $48,000 | $191,400 |
| 2020 | $2,201 | $231,700 | $47,000 | $184,700 |
| 2019 | $2,092 | $220,200 | $44,000 | $176,200 |
| 2018 | $2,042 | $214,900 | $43,000 | $171,900 |
| 2017 | $2,063 | $214,900 | $43,000 | $171,900 |
| 2016 | $1,968 | $205,000 | $42,000 | $163,000 |
| 2015 | $1,957 | $203,900 | $42,000 | $161,900 |
| 2014 | $1,957 | $203,900 | $42,000 | $161,900 |
Source: Public Records
Agents Affiliated with this Home
-
K
Seller's Agent in 2025
Kenny Dunn
Virginia Capital Realty
-
L
Seller's Agent in 2024
Leigh Ann Barber
Virginia Capital Realty
Map
Source: Central Virginia Regional MLS
MLS Number: 2425831
APN: 789-64-74-58-300-000
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All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.
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