NOT LISTED FOR SALE

13105 Cherwin Ave Middle River, MD 21220

Estimated Value: $383,000 - $437,000

3 Beds
3 Baths
1,532 Sq Ft
$264/Sq Ft Est. Value

Last Sold August 10, 2022

Last sale price $351,000 $229 Per Sq Ft

Est. 15% increase in value since last sale

Current estimated payment $2,487/month

4 Days on Market

Highlights

  • Water Views
  • Open Floorplan
  • Premium Lot
  • Water Oriented
  • Deck
  • Recreation Room

About This Home

As of August 2022

Welcome home to this Beautiful Water-View, 3-bedroom, 3-full bathroom Raised Ranch Home in sought after Twin River Beach! Inside you are immediately greeted by a super spacious, open concept family and dining room with vaulted ceilings, ceiling fan and serene view of the water. The bright and airy dining area and adjacent kitchen afford ceramic tile flooring and loads of natural light. Take note of the beautiful new Anderson sliding glass doors out to the huge 27x24 deck, perfect for entertaining! Just down the hall is the conveniently located washer and dryer and 3 full bedrooms, two of the bedrooms are conveniently arranged with ceiling fans as well! Don’t miss the private full bath in the primary bedroom plus a 2nd full bath just along the main hallway. As you exit the new front storm door & head downstairs – you won’t be disappointed by the large, newly renovated rec room or perhaps a 2nd family room, this area is fully equipped with dual entry, 2 ceiling fans and convenient 3rd full bath with everyone’s favorite barn door! The well-appointed 2 car over-sized garage also affords the perfect workbench for all your at-home needs! Take comfort in this secluded, end of the road home on almost a half-acre level lot! Ready for kayaking or to set sail... Twin River Beach also offers an optional $20 annual membership to the Community Hall along with the option to pay a one-time fee of $15 for access to the community boat ramp . BUYERS.: This home has been consistently well maintained and is simply beautiful, the upgrades are too many to list, so be sure to check-out the summary in the documents section for AGE, UPGRADES & FUN FACTS about your next Water-View Home! It won't last long, Schedule a showing today!

Last Agent to Sell the Property

Nicole Caggese McQuay

(410) 935-3623 nmcquay@cbmove.com Coldwell Banker Realty License #RSR004786 Listed on: 07/06/2022

Coldwell Banker Realty

Last Buyer's Agent

Cailean Arrington

(443) 289-4994 Cailean@Baystateshomegroup.com Compass License #674342

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,748

Year Built

  • Built in 1993

Lot Details

  • 0.45 Acre Lot
  • Landscaped
  • No Through Street
  • Premium Lot
  • Corner Lot
  • Property is in excellent condition

Parking

  • 2 Car Direct Access Garage
  • 3 Driveway Spaces
  • Oversized Parking
  • Front Facing Garage
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Raised Ranch Architecture
  • Vinyl Siding
  • Piling Construction

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Chair Railings
  • Crown Molding
  • Ceiling Fan
  • Window Treatments
  • Window Screens
  • Family Room
  • Combination Dining and Living Room
  • Recreation Room
  • Carpet
  • Water Views
  • Attic
  • Basement

Kitchen

  • Country Kitchen
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Bathroom
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Electric Dryer

Outdoor Features

  • Water Oriented
  • River Nearby
  • Stream or River on Lot
  • Deck

Location

  • Flood Risk

Schools

  • Chase Elementary School
  • Middle River
  • Kenwood High Ib And Sports Science

Utilities

  • Central Heating and Cooling System
  • Vented Exhaust Fan
  • Programmable Thermostat
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Twin River Beach Subdivision

Listing and Financial Details

  • Tax Lot 704
  • Assessor Parcel Number 04151518472051

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,748

Year Built

Built in 1993

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Raised Ranch/Rambler
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main
  • Federal Flood Zone: Yes
  • Year Built: 1993
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Oven/Range - Electric, Range Hood, Refrigerator, Dryer - Electric, Exhaust Fan, Icemaker, Microwave, Oven - Self Cleaning
  • Interior Amenities: Kitchen - Country, Chair Railings, Crown Moldings, Attic, Carpet, Ceiling Fan(s), Combination Dining/Living, Dining Area, Floor Plan - Open, Bathroom - Tub Shower, Primary Bath(s), Bathroom - Stall Shower, Window Treatments
  • Window Features: Screens
  • Fireplace: No
  • Foundation Details: Pilings
  • Levels Count: 2
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Recreation Room, Primary Bathroom, Full Bath
  • Basement: Yes
  • Laundry Type: Main Floor
  • Total Sq Ft: 2464
  • Living Area Sq Ft: 1532
  • Price Per Sq Ft: 284.09
  • Above Grade Finished Sq Ft: 1232
  • Below Grade Finished Sq Ft: 300
  • Below Grade Sq Ft: 932
  • Total Below Grade Sq Ft: 1232
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Spa: No
  • View: Water
  • Water Access: No
  • Water Body Name: BIRD RIVER
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Paved Driveway, Asphalt Driveway
  • Garage Features: Garage - Front Entry, Garage Door Opener, Inside Access, Oversized
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Off Street, Driveway, Attached Garage
  • Number of Spaces in Driveway: 3

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Programmable Thermostat
  • Heating Fuel: Electric
  • Heating Type: Central
  • Heating: Yes
  • Hot Water: Electric
  • Security: Main Entrance Lock
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: CHASE
  • High School: KENWOOD HIGH IB AND SPORTS SCIENCE
  • Middle Or Junior School: MIDDLE RIVER

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Lot Features: Corner, Landscaping, Premium, No Thru Street
  • Lot Size Acres: 0.45
  • Lot Dimensions: 2.00 x
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 19716.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Excellent
  • Zoning: RESIDENTIAL
  • Zoning Description: Residential
  • In City Limits: No

Rental Info

  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 3748.00
  • Assessor Parcel Number: 04151518472051
  • Tax Lot: 704
  • County Tax Payment Frequency: Annually
  • Tax Year: 2021

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 6, 2022
Closed on
Aug 10, 2022
Sold by
Matthew Holsey
Bought by
Fulginiti Daniel Edward
Seller's Agent
Nicole Caggese McQuay
Coldwell Banker Realty
Buyer's Agent
Cailean Arrington
Compass
List Price
$349,999
Sold Price
$351,000
Premium/Discount to List
$1,001
0.29%
Current Estimated Value
$404,769

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$53,769
Avg. Annual Appreciation
4.18%
Original Mortgage
$344,642
Outstanding Balance
$328,151
Interest Rate
5.51%
Mortgage Type
FHA
Estimated Equity
$76,618

Purchase Details

Listed on
Apr 18, 2016
Closed on
Jun 13, 2016
Sold by
Lubinski Victoria A
Bought by
Holsey Matthew and Holsey Katie Marie
Seller's Agent
Francis Johns
Cummings & Co. Realtors
Buyer's Agent
David Naumann
Cummings & Co. Realtors
List Price
$234,900
Sold Price
$234,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.74%
Original Mortgage
$239,950
Interest Rate
3.57%
Mortgage Type
VA

Purchase Details

Closed on
Mar 18, 2011
Sold by
Lubinski John W
Bought by
Lubinski Victoria A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,500
Interest Rate
4.76%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 18, 2011
Sold by
Lubinski John W
Bought by
Lubinski Victoria A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,500
Interest Rate
4.76%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 30, 2000
Sold by
Cox Stuart W
Bought by
Lubinski John W and Lubinski Victoria A

Purchase Details

Closed on
Jul 30, 1993
Sold by
Full House Investments
Bought by
Cox Stuart W
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Fulginiti Daniel Edward $351,000 Fidelity National Title
Fulginiti Daniel Edward $351,000 Fidelity National Title
Holsey Matthew $234,900 Home Title Group Llc
Lubinski Victoria A -- --
Lubinski Victoria A -- --
Lubinski John W $144,000 --
Cox Stuart W $128,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Fulginiti Daniel Edward $344,642
Closed Fulginiti Daniel Edward $344,642
Closed Fulginiti Daniel Edward $17,232
Previous Owner Holsey Matthew $239,950
Previous Owner Lubinski Victoria A $151,500
Previous Owner Lubinski Victoria A $151,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/10/2022 08/10/22 Sold $351,000 +0.3% $229 / Sq Ft
07/10/2022 07/10/22 Pending -- -- --
07/06/2022 07/06/22 For Sale $349,999 +49.0% $228 / Sq Ft
06/13/2016 06/13/16 Sold $234,900 0.0% $191 / Sq Ft View Prior Sale
04/26/2016 04/26/16 Pending -- -- --
04/18/2016 04/18/16 For Sale $234,900 -- $191 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,593 $310,633 -- --
2024 $4,593 $301,267 $0 $0
2023 $2,194 $291,900 $88,600 $203,300
2022 $3,759 $269,600 $0 $0
2021 $3,526 $247,300 $0 $0
2020 $2,727 $225,000 $88,600 $136,400
2019 $2,655 $219,033 $0 $0
2018 $3,362 $213,067 $0 $0
2017 $3,330 $207,100 $0 $0
2016 $2,665 $207,100 $0 $0
2015 $2,665 $207,100 $0 $0
2014 $2,665 $209,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDBC2041840

Bright MLS

APN: 15-1518472051