$500,000
SOLD DEC 29, 2023

13107 Choptank Rd Middle River, MD 21220

5 Beds
3.5 Baths
2,944 Sq Ft
10,000 Sq Ft Lot

Recently Sold

$170 Per Sq Ft

5% Below List Price

23 Days on Market

Highlights

  • New Construction
  • Water Oriented
  • Craftsman Architecture
  • Oliver Beach Elementary Rated 9+
  • Eat-In Gourmet Kitchen
  • Main Floor Bedroom

About This Home

As of June 2025

Move in Ready in Water Privileged Community in Oliver Beach! Builder is offering 3/2/1 Buydown with use of approved Lender! Enjoy Morning Coffee on your front deck. As you walk in you are greeted with a Large Living Room, Formal Dining Room with Chair Rail and Detailed Wainscoting perfect for large Family Gatherings over the Holidays. The Kitchen is appointed with Granite Countertops, White Cabinets, Island for Prepping overlooking your Large Eat- In Dining Area. Taking it to the Next Level you will find your Primary Suite, En Suite with Dual Vanity and Large Walk in Shower with Bench Seating. Three More Bedrooms and a Hall Bath Complete the 3rd Floor. Your Ground Level Finished Basement has a Family Room, Bedroom and a Full Bath Perfect for additional entertaining and hosting. Don't Forget about the Bright Light coming in from your Sliding Door to the Beautiful Back Yard. 1.5 Car Garage perfect for extra storage for your kayak or golf cart and Wide Driveway for extra parking. Located on a Quiet Street in Oliver Beach but Close enough to all the Conveniences of Shopping & Commuter Friendly. Minutes to the Water, Gunpowder Falls State Park, Community Boat Launch and so much more! No HOA!

Last Agent to Sell the Property

Elizabeth Warren

The Pinnacle Real Estate Co. License #RSR004960 Listed on: 11/02/2023

Co-Listed By

Donald Warren

The Pinnacle Real Estate Co. License #5002774

Last Buyer's Agent

Joan Biuk

Long & Foster Real Estate, Inc.

Long & Foster Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $794

Year Built

  • Built in 2023 | New Construction

Lot Details

  • 10,000 Sq Ft Lot

Parking

  • 1 Car Attached Garage
  • 4 Driveway Spaces
  • Front Facing Garage

Home Design

  • Craftsman Architecture
  • Coastal Architecture
  • Traditional Architecture
  • Permanent Foundation
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Chair Railings
  • Wainscoting
  • Ceiling Fan
  • Family Room Off Kitchen
  • Formal Dining Room
  • Finished Basement
  • Walk-Out Basement

Kitchen

  • Eat-In Gourmet Kitchen
  • Breakfast Area or Nook
  • Kitchen Island

Bedrooms and Bathrooms

  • Main Floor Bedroom
  • En-Suite Bathroom

Outdoor Features

  • Water Oriented
  • River Nearby

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Oliver Beach Subdivision

Listing and Financial Details

  • Tax Lot 214
  • Assessor Parcel Number 04151800014178

Home Details

Home Type

Single Family

Est. Annual Taxes

$794

Year Built

Built in 2023 | New Construction

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Craftsman, Coastal, Traditional
  • Ownership: Fee Simple
  • New Construction: Yes
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 2023
  • Automatically Close On Close Date: No
  • Remarks Public: Move in Ready in Water Privileged Community in Oliver Beach! Builder is offering 3/2/1 Buydown with use of approved Lender! Enjoy Morning Coffee on your front deck. As you walk in you are greeted with a Large Living Room, Formal Dining Room with Chair Rail and Detailed Wainscoting perfect for large Family Gatherings over the Holidays. The Kitchen is appointed with Granite Countertops, White Cabinets, Island for Prepping overlooking your Large Eat- In Dining Area. Taking it to the Next Level you will find your Primary Suite, En Suite with Dual Vanity and Large Walk in Shower with Bench Seating. Three More Bedrooms and a Hall Bath Complete the 3rd Floor. Your Ground Level Finished Basement has a Family Room, Bedroom and a Full Bath Perfect for additional entertaining and hosting. Don't Forget about the Bright Light coming in from your Sliding Door to the Beautiful Back Yard. 1.5 Car Garage perfect for extra storage for your kayak or golf cart and Wide Driveway for extra parking. Located on a Quiet Street in Oliver Beach but Close enough to all the Conveniences of Shopping & Commuter Friendly. Minutes to the Water, Gunpowder Falls State Park, Community Boat Launch and so much more! No HOA!
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Breakfast Area, Ceiling Fan(s), Chair Railings, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Wainscotting
  • Fireplace: No
  • Foundation Details: Permanent
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Walkout Level, Fully Finished
  • Total Sq Ft: 2944
  • Living Area Sq Ft: 2944
  • Price Per Sq Ft: 219.48
  • Above Grade Finished Sq Ft: 2392
  • Below Grade Finished Sq Ft: 552
  • Total Below Grade Sq Ft: 552
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 13107

Beds/Baths

  • Bedrooms: 5
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Construction Completed: Yes
  • Water Access: No
  • Water Body Name: Gunpowder River
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Paved Driveway
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Driveway, Attached Garage
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: BALTIMORE COUNTY PUBLIC SCHOOLS
  • School District Key: 121140087473
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.23
  • Lot Dimensions: 1.00 x
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10000.00
  • Year Assessed: 2023
  • Zoning: RES
  • In City Limits: No

Rental Info

  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 794.00
  • Assessor Parcel Number: 04151800014178
  • Tax Lot: 214
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022
  • Close Date: 12/29/2023

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 22, 2025
Closed on
Jun 27, 2025
Sold by
Lindemore Charles H
Bought by
Freeman Jack D and Famini Kirsten E
Seller's Agent
Darlene Jones
Long & Foster Real Estate, Inc.
Buyer's Agent
Lisa Yeager
Cummings & Co. Realtors
List Price
$545,000
Sold Price
$520,000
Premium/Discount to List
-$25,000
-4.59%
Views
279

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.24%
Original Mortgage
$494,000
Outstanding Balance
$493,170
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$27,107

Purchase Details

Listed on
Nov 2, 2023
Closed on
Dec 29, 2023
Sold by
Jenkins Builders Llc
Bought by
Lindemore Charles H
Seller's Agent
Elizabeth Warren
The Pinnacle Real Estate Co.
Buyer's Agent
Joan Biuk
Long & Foster Real Estate, Inc.
List Price
$525,000
Sold Price
$500,000
Premium/Discount to List
-$25,000
-4.76%
Views
324

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.65%
Original Mortgage
$475,000
Interest Rate
7.22%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 29, 2023
Sold by
Asbury Dennis Gerald
Bought by
Jenkins Builders Llc
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $520,000 Mid Atlantic Title
Deed $520,000 Mid Atlantic Title
Deed $500,000 Goldstar Title
Deed $500,000 Goldstar Title
Personal Reps Deed $68,000 Lawyers Express Title
Personal Reps Deed $68,000 Lawyers Express Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $494,000 New Conventional
Closed $494,000 New Conventional
Previous Owner $475,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/27/2025 06/27/25 Sold $520,000 0.0% $219 / Sq Ft
06/05/2025 06/05/25 Pending -- -- --
04/29/2025 04/29/25 Price Changed $519,900 -2.8% $219 / Sq Ft
04/02/2025 04/02/25 Price Changed $534,900 -0.9% $226 / Sq Ft
03/27/2025 03/27/25 Price Changed $539,900 -0.9% $228 / Sq Ft
01/22/2025 01/22/25 For Sale $545,000 +9.0% $230 / Sq Ft
12/29/2023 12/29/23 Sold $500,000 -4.8% $170 / Sq Ft
11/25/2023 11/25/23 Pending -- -- --
11/02/2023 11/02/23 For Sale $525,000 -- $178 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,534 $440,467 -- --
2024 $5,534 $405,233 $0 $0
2023 $1,204 $65,500 $65,500 $0
2022 $738 $65,500 $65,500 $0
2021 $787 $65,500 $65,500 $0
2020 $794 $65,500 $65,500 $0
2019 $794 $65,500 $65,500 $0
2018 $787 $65,500 $65,500 $0
2017 $787 $65,500 $0 $0
2016 $834 $65,500 $0 $0
2015 $834 $65,500 $0 $0
2014 $834 $65,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDBC2082256

Bright MLS

APN: 15-1800014178