Seller's Agent in 2025
Marena Aon
eXp Realty of California, Inc.
(619) 430-4133
3 in this area
30 Total Sales
13114 Polvera Ave San Diego, CA 92128
Rancho Bernardo Neighborhood
4
Beds
6
Baths
4,448
Sq Ft
1.08
Acres
Highlights
- Private Pool
- Updated Kitchen
- Deck
- Chaparral Elementary Rated A+
- Mountain View
- Cathedral Ceiling
About This Home
As of September 2025Welcome to 13114 Polvera Avenue—an elegant estate nestled in the prestigious Trails of Rancho Bernardo. Set on over an acre with panoramic mountain views, this home offers luxury, privacy, and flexibility for multi-generational living or rental income. Located in the award-winning Poway Unified School District, it’s a smart investment in both lifestyle and value. The chef’s kitchen features quartz countertops, a reverse osmosis system, high-end appliances, and a spacious island, all drenched in natural light. Open living spaces flow to new, termite-resistant decks with sunset views from every window. The primary suite includes a fireplace, spa-like bath, and sweeping vistas. A private-entry guest suite with full kitchen, laundry, and living room is perfect for family or tenants. The lower-level bonus room offers potential for a theater, bar, or office. Renovations include updated bathrooms (2023), new carpet (2025), and travertine floors throughout. Enjoy a fully remodeled saltwater pool and spa (2024), surrounded by lush landscaping and synthetic turf. Additional perks: solar ($230/mo), 2022 EV charger, 3-car epoxy garage, and membership to the Rancho Bernardo Swim & Tennis Club. This is luxury living with income potential—where every day feels like a retreat.
Last Agent to Sell the Property
eXp Realty of California, Inc. License #02136839 Listed on: 06/06/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1986
Lot Details
- Partially Fenced Property
- Private Yard
HOA Fees
- $68 Monthly HOA Fees
Parking
- 3 Car Attached Garage
Property Views
- Mountain
- Valley
Home Design
- Clay Roof
- Stone Exterior Construction
- Stucco
Interior Spaces
- 4 Bedrooms
- 4,448 Sq Ft Home
- 2-Story Property
- Bar
- Crown Molding
- Beamed Ceilings
- Cathedral Ceiling
- Ceiling Fan
- Recessed Lighting
- Family Room with Fireplace
- Family Room Off Kitchen
Kitchen
- Updated Kitchen
- Kitchen Island
Laundry
- Laundry Room
- Gas Dryer Hookup
Pool
- Private Pool
- Spa
Outdoor Features
- Balcony
- Deck
- Patio
- Gazebo
Additional Homes
- Accessory Dwelling Unit (ADU)
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- Association fees include common area maintenance
- The Trails Association
- The Trails Community
- San Diego Subdivision
- Electric Vehicle Charging Station
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 6, 2025
Closed on
Sep 9, 2025
Sold by
Verma Ritu
Bought by
Verma Family Trust and Verma
Seller's Agent
Marena Aon
eXp Realty of California, Inc.
Buyer's Agent
Adrian Quijano
eXp Realty of California, Inc.
List Price
$2,550,000
Sold Price
$2,300,000
Premium/Discount to List
-$250,000
-9.8%
Views
501
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$68,244
Avg. Annual Appreciation
9.57%
Original Mortgage
$750,000
Outstanding Balance
$749,120
Interest Rate
5.13%
Mortgage Type
New Conventional
Estimated Equity
$1,619,124
Purchase Details
Listed on
Jun 6, 2025
Closed on
Sep 3, 2025
Sold by
Campos Family Trust and Neto Antonio Da
Bought by
Verma Ritu
Seller's Agent
Marena Aon
eXp Realty of California, Inc.
Buyer's Agent
Adrian Quijano
eXp Realty of California, Inc.
List Price
$2,550,000
Sold Price
$2,300,000
Premium/Discount to List
-$250,000
-9.8%
Views
501
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$750,000
Outstanding Balance
$749,120
Interest Rate
5.13%
Mortgage Type
New Conventional
Estimated Equity
$1,619,124
Purchase Details
Closed on
Jun 29, 2017
Sold by
Campos Antonio and Campos Mariangela
Bought by
Neto Antonio Rocha Campos and Campos Mariangela Ottoni Da Rocha
Purchase Details
Closed on
Mar 13, 2015
Sold by
Chernicky Michael L and Chernicky Debbie L
Bought by
Campos Antonio and Campos Mariangela
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$840,000
Interest Rate
3.67%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 6, 2013
Sold by
Chernicky Michael L and Chernicky Debbie L
Bought by
Chernicky Michael L and Chernicky Debbie L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$670,000
Interest Rate
3.25%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Oct 18, 2011
Sold by
Riddle Robert G and Riddle Lan T
Bought by
Cheernicky Michael L and Chernicky Debbie L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$670,000
Interest Rate
3.95%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 18, 2007
Sold by
Riddle Robert G and Riddle Lan T
Bought by
Riddle Robert G and Riddle Lan T
Purchase Details
Closed on
Aug 21, 2003
Sold by
Bornstein Michael E and Bornstein Maureen T
Bought by
Riddle Ii Robert G and Nguyen Lan T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$862,500
Interest Rate
6.22%
Mortgage Type
Stand Alone First
Purchase Details
Closed on
Jul 16, 2002
Sold by
Cohn Melvin and Cohn Betty J
Bought by
Bornstein Michael E and Bornstein Maureen T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$811,500
Interest Rate
5.12%
Purchase Details
Closed on
Jan 5, 1990
Purchase Details
Closed on
Jul 22, 1985
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Listed On Document | |
| Quit Claim Deed | -- | Lawyers Title Company | |
| Grant Deed | $2,300,000 | Lawyers Title Company | |
| Interfamily Deed Transfer | -- | None Available | |
| Grant Deed | $1,200,000 | Fidelity National Title | |
| Interfamily Deed Transfer | -- | Ticor Title Company | |
| Grant Deed | $870,000 | Ticor Title San Diego Branch | |
| Interfamily Deed Transfer | -- | Accommodation | |
| Interfamily Deed Transfer | -- | Accommodation | |
| Grant Deed | $1,150,000 | Southland Title Of San Diego | |
| Grant Deed | $1,082,000 | California Title Company | |
| Deed | $850,000 | -- | |
| Deed | $165,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $750,000 | New Conventional | |
| Previous Owner | $840,000 | New Conventional | |
| Previous Owner | $670,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $670,000 | New Conventional | |
| Previous Owner | $862,500 | Stand Alone First | |
| Previous Owner | $811,500 | No Value Available | |
| Closed | $108,200 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/12/2025 09/12/25 | Sold | $2,300,000 | -4.2% | $517 / Sq Ft |
| 08/25/2025 08/25/25 | Pending | -- | -- | -- |
| 08/11/2025 08/11/25 | Price Changed | $2,399,990 | -5.9% | $540 / Sq Ft |
| 06/11/2025 06/11/25 | For Sale | $2,550,000 | -- | $573 / Sq Ft |
Source: San Diego MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $15,972 | $1,442,210 | $600,920 | $841,290 |
| 2024 | $15,972 | $1,413,933 | $589,138 | $824,795 |
| 2023 | $15,634 | $1,386,210 | $577,587 | $808,623 |
| 2022 | $15,374 | $1,359,030 | $566,262 | $792,768 |
| 2021 | $15,174 | $1,332,383 | $555,159 | $777,224 |
| 2020 | $23,322 | $1,318,722 | $549,467 | $769,255 |
| 2019 | $22,933 | $1,292,866 | $538,694 | $754,172 |
| 2018 | $22,517 | $1,267,517 | $528,132 | $739,385 |
| 2017 | $83 | $1,242,665 | $517,777 | $724,888 |
| 2016 | $21,838 | $1,218,300 | $507,625 | $710,675 |
| 2015 | $10,020 | $909,238 | $386,687 | $522,551 |
| 2014 | $9,782 | $891,428 | $379,113 | $512,315 |
Source: Public Records
Agents Affiliated with this Home
-
Marena Aon
-
Adrian Quijano
Seller Co-Listing Agent in 2025
Adrian Quijano
eXp Realty of California, Inc.
(562) 668-2624
4 in this area
168 Total Sales
Map
Source: San Diego MLS
MLS Number: 250029832
APN: 272-600-02
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