NOT LISTED FOR SALE

1312 4th Ave W Spencer, IA 51301

Spencer Area

Estimated Value: $179,170 - $188,000

3 Beds
2 Baths
1,672 Sq Ft
$109/Sq Ft Est. Value

Sale Details

Date Sold: January 16, 2026

Last sale price $185,000 $111 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $1,183 / mo

58 Days on Market

Highlights

  • 2 Car Detached Garage
  • Forced Air Heating and Cooling System
  • Combination Dining and Living Room

About This Home

As of January 2026

Showstopper Alert Don’t Look Any Further! This stunning Cape Cod style home offers over 1,600 sq. ft. of living space and is designed to impress. The main floor features an open concept living room, sunroom, and dining room, creating a warm and inviting flow for everyday living and entertaining. The kitchen, complete with all appliances to stay, is set apart for those who prefer a defined cooking space. Also on the main level are two spacious bedrooms and a beautiful three-quarter bath featuring a walk-in tiled shower. Upstairs, the master suite is your private retreat, offering a spacious bedroom, family room, full bathroom, and plenty of storage. A full basement provides additional storage and laundry space, ensuring convenience throughout. Outside, enjoy a two-car detached garage and charming curb appeal that makes this home a true standout. Don’t wait—this home combines style, comfort, and function Make it yours!

Last Agent to Sell the Property

Kari Stave

EXIT Realty Midwest- Spencer/Emmetsburg License #S63312 Listed on: 09/26/2025

EXIT Realty Midwest- Spencer/Emmetsburg

Last Buyer's Agent

Katie Slater

NextHome at the Lakes License #B59206

NextHome at the Lakes

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,246

Year Built

  • Built in 1942

Lot Details

  • 7,100 Sq Ft Lot
  • Lot Dimensions are 50x142

Parking

  • 2 Car Detached Garage

Home Design

  • Asphalt Roof
  • Block Exterior
  • Vinyl Siding

Interior Spaces

  • 1,672 Sq Ft Home
  • 1.5-Story Property
  • Furnished or left unfurnished upon request
  • Combination Dining and Living Room
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Tuttles Addition Subdivision

Listing and Financial Details

  • Assessor Parcel Number 963607151003

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,246

Year Built

Built in 1942

Lot Details

7,100 Sq Ft Lot

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Attached: No
  • Type: Single Family Residence
  • Year Built: 1942
  • Levels: One and One Half
  • Stories: 1.5
  • Architectural Style: 1.5 STORY
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Basement Style: Full
  • Dining Room: Combine Living Room
  • Appliances: Dishwasher, Dryer, Range/Stove, Refrigerator, Washer
  • Price Per S Q F T: 110.65
  • Total Sq Ft: 2580
  • Above Grade Finished: 1672
  • Finished Sq Ft: 1672

Exterior Features

  • Construction: Concrete Block
  • Construction Materials: Vinyl Siding
  • Flood Zone: No
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Type: Detached
  • Garage Spaces: 2

Utilities

  • Cooling: Central
  • Fuel: Natural Gas
  • Heating: Forced Air
  • Sewer: Public Sewer
  • Water Source: Public/City

Condo/Co-op/Association

  • Complex Development Subdivision Name: TUTTLES ADDITION

Lot Info

  • Parcel Number: 963607151003
  • Estimated Acres: 0.16
  • Estimated Lot Dimensions: 50X142
  • Lot Sq Ft: 7100

Rental Info

  • Furnished: Negotiable

Tax Info

  • Tax Amount: 2246
  • Tax Classification: Homestead
  • Tax Year: 2024

MLS Schools

  • School District: Spencer

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 26, 2025
Closed on
Jan 15, 2026
Sold by
Bought by
Seller's Agent
Kari Stave
EXIT Realty Midwest- Spencer/Emmetsburg
Buyer's Agent
Katie Slater
NextHome at the Lakes
List Price
$200,000
Sold Price
$185,000
Premium/Discount to List
-$15,000
-7.5%
Views
115
Current Estimated Value
$182,793

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,207
Avg. Annual Appreciation
-2.24%
Original Mortgage
$186,868
Outstanding Balance
$186,689
Interest Rate
6.21%
Mortgage Type
New Conventional
Estimated Equity
-$3,896
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$185,000 None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $186,868
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
01/16/2026 01/16/26 Sold $185,000 0.0% $111 / Sq Ft
11/23/2025 11/23/25 Pending -- -- --
10/28/2025 10/28/25 Price Changed $185,000 -5.1% $111 / Sq Ft
10/05/2025 10/05/25 Price Changed $195,000 -2.5% $117 / Sq Ft
09/26/2025 09/26/25 For Sale $200,000 -- $120 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,246 $178,850 $20,000 $158,850
2024 $2,246 $164,250 $16,000 $148,250
2023 $2,270 $164,250 $16,000 $148,250
2022 $2,168 $138,200 $16,000 $122,200
2021 $2,230 $130,240 $16,000 $114,240
2020 $2,230 $126,960 $15,000 $111,960
2019 $1,646 $98,300 $0 $0
2018 $1,600 $97,290 $0 $0
2017 $1,600 $92,250 $0 $0
2016 $1,566 $92,250 $0 $0
2015 $1,616 $94,910 $0 $0
2014 $1,616 $94,910 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 251249

Iowa Great Lakes Board of REALTORS®

APN: 9636-07-151-003

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