Spencer, IA Homes for Sale

• 

  

  /2

  $48,000

  $17K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,044 Sq Ft

  2123 10th Ave E, Spencer, IA 51301

  Attention Flippers! Take this opportunity to update this 3 bed, 1 bath home on the outskirts of town. Priced to sell. Sold AS-IS. Owner has used as a rental, so buyers should satisfy themselves as to the condition of the home with inspections. Seller financing available.

  

  Aaron Jones

  RE/MAX Lakes Realty

  (712) 467-4050

  2123 10th Ave E, Spencer, IA 51301
• Explore Spencer

• 

  

  

  /11

  $840,000

  $112K PRICE DROP

  • Land
  • 112.2 Acres
  • $7,487 per Acre

  170th Avenue, Spencer, IA 51301

  Open lease for 2026 crop year!30' x 30' heated Morton building constructed in 2004 features: 13' high side walls 12' high x 14' wide sliding garage door Interior electrical wiring Interior Modine hanging heater with propane tank 14' x 14' exterior cement pad

  Ben Hollesen Midwest Land Management & Real Estate, Inc.

  170th Avenue, Spencer, IA 51301
• 

  

  

  /31

  $369,900

  • 3 Beds
  • 2.5 Baths
  • 2,644 Sq Ft

  1308 W 11th St, Spencer, IA 51301

  Built to Last! Discover the perfect blend of durability and thoughtful maintenance. This ranch home backs up to the YMCA green space and offers 3 bedrooms, 2 1/2 baths, main floor laundry and a two car garage with extra shop space in the back. Enjoy the Eagle Windows with built-in interior blinds, new patio in 2017 and landscape updated in 2025. This home and property offers peace of mind and

  Kim Bates Bates Realty, LLC

  1308 W 11th St, Spencer, IA 51301
• 

  

  

  /35

  $275,000

  New Construction Open Sun 4PM - 5PM

  • 3 Beds
  • 2 Baths
  • 1,533 Sq Ft

  216 34th Ave W, Spencer, IA 51301

  Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style. As you enter you will be greeted by the inviting living area showcasing the seamless flow between the living room, dining space & kitchen. The open layout

  Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

  216 34th Ave W, Spencer, IA 51301
• 

  

  

  /19

  $275,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,533 Sq Ft

  212 34th Ave W, Spencer, IA 51301

  Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style. As you enter you will be greeted by the inviting living area showcasing the seamless flow between the living room, dining space & kitchen. The open layout

  Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

  212 34th Ave W, Spencer, IA 51301
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  /7

  $199,000

  $51K PRICE DROP

  • 6,000 Sq Ft

  603 S Grand Ave, Spencer, IA 51301

  6,000 sqft! Potential opportunity so split into 3-4 units. Prime Multi-Use Space in the Heart of Spencer. Take advantage of this high-traffic location ideal for retail, office, or mixed-use development. This versatile property offers the perfect opportunity to build to suit your business needs or parcel out for rental income to generate consistent monthly revenue. Key Highlights: Premier location

  Nick Steffes Integrity Real Estate

  603 S Grand Ave, Spencer, IA 51301
• 

  

  /20

  $300,000

  Open Sun 1PM - 2PM

  • 3 Beds
  • 2 Baths
  • 1,493 Sq Ft

  1310 8th Ave SW, Spencer, IA 51301

  Well cared for 3 bedroom, 2 bath home located in one of Spencer's newer neighborhoods in SW Spencer close to shopping, dining, plus the Spencer Municipal Golf Course. This zero entry home offers a multitude of upgrades. Great kitchen with custom granite counter tops from Kruse's Stone, under cabinet lighting, tiled back splash, pantry, all appliances. Spacious bedrooms with great closet space.

  Susanne Hallett Realty Professionals

  1310 8th Ave SW, Spencer, IA 51301
• 

  

  /22

  $110,000

  • 3 Beds
  • 2 Baths
  • 1,732 Sq Ft

  515 6th Ave W, Spencer, IA 51301

  Great opportunity in a solid neighborhood! This home offers strong potential with several key updates already in place, including newer vinyl replacement windows & a roof in good condition. Inside, you’ll find original hardwood floors in the living room & a mix of spaces—some needing full renovation, including both bathrooms, while others just require cosmetic updates like paint, flooring & light

  Tracey Radcliffe EXIT Realty Midwest

  515 6th Ave W, Spencer, IA 51301
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  /3

  $319,900

  • Land
  • 2.17 Acres
  • $147,420 per Acre

  2415 Highway Blvd, Spencer, IA 51301

  2.17 Acres – Prime Build-to-Suit Opportunity | Just North of Spencer Unlock the potential of this 2.17-acre high-visibility lot, strategically located just north of Spencer on a well-traveled corridor. With prime traffic exposure, this property is ideal for: Commercial development Retail or service business Office space or flex use Light industrial or warehouse This build-to-suit opportunity

  Nick Steffes Integrity Real Estate

  2415 Highway Blvd, Spencer, IA 51301
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  /26

  $220,000

  • 5 Beds
  • 2 Baths
  • 1,647 Sq Ft

  220 W 3rd St, Spencer, IA 51301

  This completely renovated 5 bed, 2 bath home combines timeless charm with the peace of mind that comes from extensive modern updates. Thoughtfully transformed by Orris Construction, this home offers 1,647 finished sq ft, close proximity to downtown Spencer, and quality craftsmanship throughout. From the moment you arrive, you’ll appreciate the fresh curb appeal featuring new siding, gutters,

  Sean Kondrath Real Estate Unlimited

  220 W 3rd St, Spencer, IA 51301
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  /2

  $27,900

  • Land
  • 13,322 Sq Ft
  • $91,220 per Acre

  2008 W 20th St, Spencer, IA 51301

  YOU + This Land = A Great Investment! Fairway Woods 2nd Addition offers several great lots. Buy YOUR land today and build later when you're ready. Spacious lots in a GREAT location with generous side setbacks to allow breathing room. Lots across the street are offset from one another. Located north of 18th Street and across from the Spencer Golf & Country Club plus close to walking and biking

  Kim Bates Bates Realty, LLC

  2008 W 20th St, Spencer, IA 51301
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  /2

  $29,900

  • Land
  • 16,200 Sq Ft
  • $80,398 per Acre

  1804 22nd Ave W, Spencer, IA 51301

  Fairway Woods first addition! This subdivision with a great location has a few lots left. Excellent opportunity to build new custom home in an area that offers large lots which are offset from those across the street. An accessory building is allowed. Located across 18th Street from the Spencer Golf and Country Club plus close to walking and biking trails

  Kim Bates Bates Realty, LLC

  1804 22nd Ave W, Spencer, IA 51301
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  /2

  $40,000

  $5K PRICE DROP

  • Land
  • 5,719 Sq Ft
  • $304,615 per Acre

  212 E 18th St, Spencer, IA 51301

  Nice residential building lot with all utilities in place. This ready-to-build site is flat, usable, and flexible for a new home design. Perfect for a custom build, investor project, or future home, with utilities already onsite.

  Janie Eick RE/MAX Lakes Realty

  212 E 18th St, Spencer, IA 51301
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  /16

  $244,900

  $5K PRICE DROP

  • 4 Beds
  • 2.5 Baths
  • 1,912 Sq Ft

  609 4th Ave W, Spencer, IA 51301

  If you've been waiting for the one that checks every box, here it is! This 4 bedroom, 2.5 bath home delivers a functional layout, perfect for every day life and entertaining. Natural light pours through the home, making every room feel bright, open and inviting. Fresh new flooring and paint give it a clean, updated feel, making it truly move-in ready. All four bedrooms are on the same level,

  Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

  609 4th Ave W, Spencer, IA 51301
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  /15

  $89,900

  • Land
  • 3.44 Acres
  • $26,107 per Acre

  2014 358th St, Spencer, IA 51301

  River Bend Estates is a first-class development along the Ocheyedan River. This development offers country living with community amenities. Country style living is offered by your selection of a 3.5+ acre lot, covenants that allow you to build a storage building / shop / man cave, plus a quiet setting with great sunsets! Amenities you will appreciate include a hard surface road, SMU water,

  Seth Hellinga Real Estate Unlimited

  2014 358th St, Spencer, IA 51301
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  /15

  $95,000

  • 2 Beds
  • 2 Baths
  • 1,012 Sq Ft

  2106 1st Ave E Unit 30, Spencer, IA 51301

  Welcome to easy, modern living in Birchwood Estates! This 2024 model 2 bedroom, 2 bath mobile home offers a fresh, open layout. The bright, spacious kitchen features stainless steel appliances, abundant cabinetry, and a seamless flow into the main living area. Outside, you'll appreciate the brand new deck and steps, along with a convenient storage shed for extra space. This home also includes new

  Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

  2106 1st Ave E Unit 30, Spencer, IA 51301
• 

  

  /23

  $275,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,533 Sq Ft

  208 34th Ave W, Spencer, IA 51301

  Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style. As you enter you will be greeted by the inviting living area showcasing the seamless flow between the living room, dining space & kitchen. The open layout

  Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

  208 34th Ave W, Spencer, IA 51301
• 

  

  /43

  $389,900

  • 5 Beds
  • 3.5 Baths
  • 2,943 Sq Ft

  1012 W 11th St, Spencer, IA 51301

  This spacious ranch home offers nearly 3,000 square feet of finished living space—far larger than it appears from the street! Ideally located close to the YMCA, this home combines convenience with room to spread out and enjoy. The main floor features four bedrooms, including a comfortable primary suite, plus an additional bedroom with its own attached half bath. You’ll love the large, updated

  Doug Small Hinn Real Estate

  1012 W 11th St, Spencer, IA 51301
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  /29

  $255,000

  $20K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,512 Sq Ft

  1615 1st Ave W, Spencer, IA 51301

  Located in west Spencer adjacent to walking/bike trail, 3-bedroom, 2 bath home. The main floor offers spacious kitchen, formal dining, large living room, master bedroom, full bath, and main floor laundry. The upper level has 2 additional bedrooms and full bath; the basement offers great storage and potential for additional living space that the owner has already started to finish. This home also

  Susanne Hallett Realty Professionals

  1615 1st Ave W, Spencer, IA 51301
• 

  /2

  $29,900

  • Land
  • 14,175 Sq Ft
  • $91,883 per Acre

  1809 22nd Ave W, Spencer, IA 51301

  Fairway Woods first addition! This subdivision with a great location has a few lots left. Excellent opportunity to build new custom home in an area that offers large lots which are offset from those across the street. An accessory building is allowed. Located across 18th Street from the Spencer Golf and Country Club plus close to walking and biking trails.

  Kim Bates Bates Realty, LLC

  1809 22nd Ave W, Spencer, IA 51301
• 

  

  /25

  $349,900

  • 3 Beds
  • 2 Baths
  • 1,794 Sq Ft

  1811 20th Ave W, Spencer, IA 51301

  Beautifully maintained 3-bedroom, 2-bath home with quality finishes, incredible outdoor spaces, and a detached bonus building that's hard to find. From the moment you pull up, you'll appreciate the stunning landscaping, lush lawn, and underground sprinkler system that keep the property looking its best. Inside, you'll find granite countertops, high-end KitchenAid appliances, a spacious primary

  Michelle Lohman EXIT Realty Midwest- Spencer/Emmetsburg

  1811 20th Ave W, Spencer, IA 51301
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  /17

  $129,900

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  511 E 4th St, Spencer, IA 51301

  Charming 2-story home in Spencer. Just minutes from downtown businesses! This inviting residence features 3 bedrooms, 2 bathrooms, and an extra office/game area perfect for working from home or gaming. Enjoy the convenience of main floor laundry and relax on the cozy front porch—ideal for morning coffee or evening unwind. Recent updates include a new furnace and hot water heater, ensuring comfort

  Katie Muhlbauer Integrity Real Estate

  511 E 4th St, Spencer, IA 51301
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  /33

  $369,500

  $10K PRICE DROP

  • 5 Beds
  • 2.5 Baths
  • 3,004 Sq Ft

  1725 1st Ave E, Spencer, IA 51301

  Looking for the perfect blend of classic two-story charm and modern luxury? This spacious 5 bedroom, 2 1/2 bathroom home sits on an extra large, fenced corner lot. Interior highlights include a beautifully updated kitchen that serves as the heart of the home, for family gatherings. Relax in the spacious living room with a gas fireplace and tons of natural sunlight. The four season room offers

  Kim Bates Bates Realty, LLC

  1725 1st Ave E, Spencer, IA 51301
• 

  

  /31

  $160,000

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,530 Sq Ft

  523 4th Ave W, Spencer, IA 51301

  Charming two-story home featuring 3bedrooms and 2 bathrooms. The updated kitchen is perfect for modern living, while the formal dining room and cozy living room provide plenty of space for entertaining. Relax on the wonderful front porch, ideal for sipping your morning coffee or enjoying a good book in the evening. Outside, enjoy a fenced-in yard and a three-car garage, offering ample storage and

  Kari Stave EXIT Realty Midwest- Spencer/Emmetsburg

  523 4th Ave W, Spencer, IA 51301
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  /6

  $46,000

  • 2 Beds
  • 1 Bath
  • 972 Sq Ft

  425 E 12th St, Spencer, IA 51301

  Not a challenge for the Handyman. Ideal property for TLC skills. Two bedroom, two story and too good to pass up.

  John Goede Century 21 ProLink

  425 E 12th St, Spencer, IA 51301
• 

  /2

  $29,900

  • Land
  • 14,157 Sq Ft
  • $92,000 per Acre

  1808 22nd Ave W, Spencer, IA 51301

  Fairway Woods first addition! This subdivision with a great location has a few lots left. Excellent opportunity to build new custom home in an area that offers large lots which are offset from those across the street. An accessory building is allowed. Located across 18th Street from the Spencer Golf and Country Club plus close to walking and biking trails.

  Kim Bates Bates Realty, LLC

  1808 22nd Ave W, Spencer, IA 51301
• 

  

  /4

  $44,000

  • 111 Beds
  • 1 Bath
  • 1,925 Sq Ft

  410 E 12th St, Spencer, IA 51301

  "I Did It My Way"......... Handyman Special. Property is in the midst of a remodel waiting for the right Handyman / Handywoman to finish the job. One bedroom, one bath, fenced yard.

  John Goede Century 21 ProLink

  410 E 12th St, Spencer, IA 51301
• 

  /2

  $27,900

  • Land
  • 13,991 Sq Ft
  • $86,858 per Acre

  1905 20th Ave W, Spencer, IA 51301

  YOU + This Land = A Great Investment! Fairway Woods 2nd Addition offers several great lots. Buy YOUR land today and build later when you're ready. Spacious lots in a GREAT location with generous side setbacks to allow breathing room. Lots across the street are offset from one another. Located north of 18th Street and across from the Spencer Golf & Country Club plus close to walking and biking

  Kim Bates Bates Realty, LLC

  1905 20th Ave W, Spencer, IA 51301
• 

  

  /19

  $139,900

  $10K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,513 Sq Ft

  1625 3rd Ave E, Spencer, IA 51301

  Charming 2-Bed, 2-Bath Home with Original Character and Modern Comforts Step into this beautifully maintained 2-bedroom, 2-bath home featuring original hardwood flooring, grand trim work, and tongue-and-groove ceilings that add warmth and character throughout. Enjoy abundant natural light in every room, highlighting the home’s timeless charm. Situated on a deep lot, there's plenty of outdoor

  Ryan Moran Integrity Real Estate

  1625 3rd Ave E, Spencer, IA 51301
• 

  

  /19

  $259,900

  $5K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,747 Sq Ft

  1217 13th Ave W, Spencer, IA 51301

  Welcome home to 1217 13th Ave. W. This move-in ready 4 bedroom, 2 bathroom home offers the perfect blend of comfort, space, and convenience. Inside, you’ll find a welcoming layout with plenty of room for everyday living and entertaining. The spacious kitchen comes complete with all appliances included, making your move even easier. Step outside to enjoy the great backyard perfect for relaxing,

  Kari Stave EXIT Realty Midwest- Spencer/Emmetsburg

  1217 13th Ave W, Spencer, IA 51301
• 

  

  /34

  $133,500

  $4K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,719 Sq Ft

  817 E 4th St, Spencer, IA 51301

  Charming Updated Bungalow in a Prime Location This cute bungalow offers a great combination of charm, updates, and location—just 2 blocks from the high school and 5 blocks from the middle school. Recent improvements provide peace of mind, including some fresh interior paint (2026), a new garage door opener (2026), a new water heater (2025), and some new interior sewer line (2026). Additional

  Brenda Janssen Century 21 ProLink - Le Mars

  817 E 4th St, Spencer, IA 51301
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  /2

  $29,900

  • Land
  • 13,997 Sq Ft
  • $93,045 per Acre

  1906 22nd Ave W, Spencer, IA 51301

  Fairway Woods first addition! This subdivision with a great location has a few lots left. Excellent opportunity to build new custom home in an area that offers large lots which are offset from those across the street. An accessory building is allowed. Located across 18th Street from the Spencer Golf and Country Club plus close to walking and biking trails.

  Kim Bates Bates Realty, LLC

  1906 22nd Ave W, Spencer, IA 51301
• 

  

  /18

  $180,000

  $10K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,800 Sq Ft

  234 6th St SW, Spencer, IA 51301

  This spacious and functional 4 bedroom home comes with major updates already completed — including a new furnace, central AC, water heater, and electric panel, all installed in 2024! Offering the space you’ve been looking for, this home features two comfortable living areas, generously sized bedrooms, and a versatile layout perfect for everyday living. Enjoy relaxing in the 3-season room

  Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

  234 6th St SW, Spencer, IA 51301
• 

  

  /16

  $165,000

  • 2 Beds
  • 2 Baths
  • 1,140 Sq Ft

  802 4th Ave W, Spencer, IA 51301

  Instant increased equity for handyman / handywoman. Enjoy the open living room in this 1140 sq ft, two bedroom, two bath home. Optional laundry on main level or basement. Easy walking distance to shopping, markets and downtown Spencer.

  John Goede Century 21 ProLink

  802 4th Ave W, Spencer, IA 51301
• 

  

  /31

  $399,000

  2 Grand Ave, Spencer, IA 51301

  Mixed Use Commercial Property offers, Office, Retail, & Warehouse. Features 4200 sq ft of office / retail, 2000 sq ft of warehouse, a 28ft x 32ft detached garage & 7200 sq ft of off street private concrete parking all located on a 1/2-acre lot offering Grand Avenue frontage.

  Mark Hallett Realty Professionals

  2 Grand Ave, Spencer, IA 51301
• 

  

  /14

  $110,000

  • 1 Bed
  • 1 Bath
  • 783 Sq Ft

  1900 4th Ave SW Unit 218, Spencer, IA 51301

  One Bedroom Golfview Condominium located on the Spencer Municipal Golf Course. This unit features formal living room with courtyard view, eat in kitchen, large bedroom with walk in closet and bath with large step in shower, heated garage space, and an abundance of common area amenities. Conveniently located near the elevator on 2nd floor.

  Susanne Hallett Realty Professionals

  1900 4th Ave SW Unit 218, Spencer, IA 51301
• 

  

  /35

  $68,000

  • 6 Beds
  • 3 Baths
  • 2,404 Sq Ft

  807 4th Ave W, Spencer, IA 51301

  Investment opportunity awaits!! Bring your vision and your skills to this 3 unit property located in the heart of Spencer. Within walking distance to just about everything it makes for a desirable rental location. The best part of this property is after your repairs and updates the return comes back 3 tenants at a time!! Grab your work boots and let's take a walk through what this opportunity

  Bryan Sebastian Hinn Real Estate

  807 4th Ave W, Spencer, IA 51301
• 

  

  /3

  $17,500

  • Land
  • 5,849 Sq Ft
  • $130,308 per Acre

  822 2nd Ave SE, Spencer, IA 51301

  Looking to build a house? This 50' by 117' bare lot with water and sewer lines stubbed in could just be the one for you. Additionally there is a poured existing concrete driveway. Great lot! Don't miss out!

  Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

  822 2nd Ave SE, Spencer, IA 51301
• 

  

  /19

  $284,900

  New Construction Open Sun 4PM - 5PM

  • 3 Beds
  • 2 Baths
  • 1,518 Sq Ft

  213 34th Ave W, Spencer, IA 51301

  Setting a trend with a NEW FLOOR PLAN is this quality built 3 Bedroom 2 Bath contemporary home featuring an open concept floor plan, custom built cabinets, and beautiful finishes throughout. You can end your day in the luxury master bedroom boasting a walk in closet and an ensuite complete with a custom double sink vanity. The 2 Stall Garage has a water spigot and built in floor drain for your

  Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

  213 34th Ave W, Spencer, IA 51301
• 

  

  /21

  $284,900

  New Construction Open Sun 4PM - 5PM

  • 3 Beds
  • 2 Baths
  • 1,653 Sq Ft

  207 34th Ave W, Spencer, IA 51301

  The Declan Floor Plan with 1,653 Finished SqFt is the largest floorplan option in the Westfield Development. The spacious open floor plan allows for many workable furniture arrangement layouts. Rest easy in the Master Bedroom, with Master Bath Ensuite, and Walk-in Closet. Oversized 2 Stall Garage has built in floor drain and water spigot for your convenience. Westfield Clubhouse includes an

  Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

  207 34th Ave W, Spencer, IA 51301

Showing Results 1 - 40, Page 1 of 2

Why Live in Spencer

Spencer, located in northwest Iowa, is a city where the Little Sioux and Ocheyedan rivers converge. Known for its deep-rooted community, Spencer hosts the largest county fair in Iowa and is a hub for farm equipment manufacturers and food processors. The city has a growing healthcare sector, bolstered by a new emergency department at Spencer Hospital. Despite a devastating flash flood in June 2024, which damaged over three-quarters of the city's structures, Spencer continues to rebuild with support from the Chamber of Commerce. Homes in Spencer range from early 1900s American Foursquares and folk-style houses to ranch-style homes and newer subdivisions on the outskirts. The downtown area, rebuilt in the Art Deco style after a 1931 fire, is listed on the National Register of Historic Places and features a mix of local businesses and national chains. Spencer boasts over 400 acres of parks and recreation, including the 12-mile Spencer Recreational Trail, East Leach Park, Stolley Park, and the Spencer Golf and Country Club. The Spencer Community School District offers college credit courses, and Iowa Lakes Community College has a campus in the city. Transportation is facilitated by U.S. Routes 71 and 18, a regional airport, and a nonprofit transit system. Spencer's attractions include the Clay County Fair, one of the largest in the nation, and various local events that foster a strong sense of community. Crime rates in Spencer are lower than the national average, contributing to its appeal as a safe place to live.

Learn more about living in Spencer

Frequently Asked Questions

What is the average home price in Spencer, IA?

Homes for sale in Spencer, IA have an average home price of $217,184.

Are home prices dropping in Spencer?

Yes, home prices in Spencer are down 1% in the last 12 months.

How many homes have sold over the last 12 months in Spencer, IA?

149 homes have sold in Spencer, IA over the last 12 months.

What is the average household income in Spencer, IA?

The average household income in Spencer, IA is $68K.

What are the most popular zip codes in Spencer, IA?

The most popular zip codes in Spencer, IA include 51301, 51351, 51358, 51331 and 51366.

How much do you need to make to afford a house in Spencer?

The median home price in Spencer is $195,000. If you put a 20% down payment of $39,000 and had a 30-year fixed mortgage with an interest rate of 6.31%, your estimated principal and interest payment would be $970 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $42K a year to afford the median home price in Spencer. Learn how much home you can afford with our Home Affordability Calculator. The average household income in Spencer is $68K.

How are the schools in Spencer, IA?

Spencer, IA has highly rated public and private schools. Some of the best schools in Spencer based on Niche Grades are Spencer Middle School, Spencer High School and Fairview Park Elementary School. Browse all the schools in Spencer, IA to learn more.

Home Prices in Spencer, IA

The median home sale price in Spencer, IA is $175,000, down 1% year-over-year. Homes in Spencer sell in 73 days on average, compared to the national average of 58 days.

Home Price Trends

Median Sale Price $175,000	Median Single Family Sale Price $178,500
Median Townhouse Sale Price $90,500	Median 2 Bedroom Sale Price $228,000
Average Price Per Sq Ft $110	Number of Homes for Sale 37
Last 12 months Home Sales 149	Months of Supply 3.00
Median List Price $195,000	Median Change From 1st List Price 3%
Median Home Sale Price YoY Change -1%