Spencer, IA Homes for Sale

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  /26

  $167,500

  $8K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,692 Sq Ft

  1908 W 11th St, Spencer, IA 51301

  Looking for easy, low-maintenance living in a small community? This non-age-restricted condo at 1908 W 11th St, Spencer, IA 51301 (Country Club View Condominiums) offers 2,256 sq ft, including the full basement. HOA is only 4 units and just $250/month, with snow removal & mowing included. Main-floor living features 2 bedrooms, a private en-suite full bath, and a hallway 3/4 bath with a shower.

  Holly Brink My Real Estate Company

  1908 W 11th St, Spencer, IA 51301
• Explore Spencer

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  /11

  $840,000

  $112K PRICE DROP

  • Land
  • 112.2 Acres
  • $7,487 per Acre

  170th Avenue, Spencer, IA 51301

  Open lease for 2026 crop year!30' x 30' heated Morton building constructed in 2004 features: 13' high side walls 12' high x 14' wide sliding garage door Interior electrical wiring Interior Modine hanging heater with propane tank 14' x 14' exterior cement pad

  Ben Hollesen Midwest Land Management & Real Estate, Inc.

  170th Avenue, Spencer, IA 51301
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  /35

  $275,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,533 Sq Ft

  216 34th Ave W, Spencer, IA 51301

  Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style. As you enter you will be greeted by the inviting living area showcasing the seamless flow between the living room, dining space & kitchen. The open layout

  Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

  216 34th Ave W, Spencer, IA 51301
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  /28

  $134,000

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 816 Sq Ft

  102 7th St SE, Spencer, IA 51301

  Welcome to 102 7th Street SE in Spencer! This charming 1.5-story frame home offers 3 bedrooms and 1 full bathroom with a functional and inviting layout. Recent updates include all new flooring throughout, creating a fresh and modern feel. The kitchen features new stainless steel appliances. The main level provides comfortable living space, while the upper level offers additional bedrooms and

  Emmaily Kurth Gateway Real Estate Advisors

  102 7th St SE, Spencer, IA 51301
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  /27

  $398,000

  $12K PRICE DROP

  • 2 Beds
  • 2.5 Baths
  • 1,807 Sq Ft

  1805 W 4th St, Spencer, IA 51301

  Country Comfort, City Convenience–Enjoy the best of both worlds. Located on Spencer's west edge near the Little Sioux River, this ranch home combines the convenience of town with the beauty of mature trees and 2.36 acres m/l to enjoy. Offering 1,807 sq. ft. of main floor living, the home features an open floor plan with two bedrooms and two and a half baths. The kitchen offers abundant cabinetry,

  Kelly Bierl Hometown Realty

  1805 W 4th St, Spencer, IA 51301
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  /42

  $314,500

  • 4 Beds
  • 2 Baths
  • 2,407 Sq Ft

  2601 10th Ave E, Spencer, IA 51301

  Looking for room to stretch out without sacrificing town convenience? Welcome Home! Whether you're dreaming of expansive gardens, room for outdoor entertaining, extra storage and workshop space, or just peace and privacy, this property delivers! 4-bedroom, 2-bath, with a major addition completed in 2018 that includes expansive primary bedroom with walk-in closet and en-suite, main floor laundry,

  Kim Bates Bates Realty, LLC

  2601 10th Ave E, Spencer, IA 51301
• 

  

  /19

  $275,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,533 Sq Ft

  212 34th Ave W, Spencer, IA 51301

  Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style. As you enter you will be greeted by the inviting living area showcasing the seamless flow between the living room, dining space & kitchen. The open layout

  Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

  212 34th Ave W, Spencer, IA 51301
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  /7

  $199,000

  $51K PRICE DROP

  • 6,000 Sq Ft

  603 S Grand Ave, Spencer, IA 51301

  6,000 sqft! Potential opportunity so split into 3-4 units. Prime Multi-Use Space in the Heart of Spencer. Take advantage of this high-traffic location ideal for retail, office, or mixed-use development. This versatile property offers the perfect opportunity to build to suit your business needs or parcel out for rental income to generate consistent monthly revenue. Key Highlights: Premier location

  Nick Steffes Integrity Real Estate

  603 S Grand Ave, Spencer, IA 51301
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  /22

  $97,000

  $13K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,732 Sq Ft

  515 6th Ave W, Spencer, IA 51301

  Great opportunity in a solid neighborhood! This home offers strong potential with several key updates already in place, including newer vinyl replacement windows & a roof in good condition. Inside, you’ll find original hardwood floors in the living room & a mix of spaces—some needing full renovation, including both bathrooms, while others just require cosmetic updates like paint, flooring & light

  Tracey Radcliffe EXIT Realty Midwest

  515 6th Ave W, Spencer, IA 51301
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  /16

  $235,000

  • 2 Beds
  • 2 Baths
  • 1,392 Sq Ft

  1703 Patricia Ave Unit 2, Spencer, IA 51301

  Is the Low Maintenance Lifestyle Calling? Tucked away on a peaceful cul-de-sac is an open concept living 2-bedroom, 2-bathroom condo ready for a new owner. This one owner unit offers a serene setting in a low-traffic area. All appliances included with the sale. Don't miss out on this hidden GEM!

  Kim Bates Bates Realty, LLC

  1703 Patricia Ave Unit 2, Spencer, IA 51301
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  /14

  $85,000

  • 2 Beds
  • 1.5 Baths
  • 1,238 Sq Ft

  716 3rd Ave E, Spencer, IA 51301

  Opportunity Awaits! This Cape Cod offers a flexible layout with two+ bedrooms upstairs, two baths, and a main-floor office featuring built-in storage. The lower level is a blank slate with laundry, storage, and plenty of space to explore future possibilities. Outside, you'll find a detached one-car garage, while the location puts you close to parks, schools, and grocery stores. Whether you're

  Kelly Bierl Hometown Realty

  716 3rd Ave E, Spencer, IA 51301
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  /34

  $215,000

  $5K PRICE DROP

  • 5 Beds
  • 2 Baths
  • 1,647 Sq Ft

  220 W 3rd St, Spencer, IA 51301

  This completely renovated 5 bed, 2 bath home combines timeless charm with the peace of mind that comes from extensive modern updates. Thoughtfully transformed by Orris Construction, this home offers 1,647 finished sq ft, close proximity to downtown Spencer, and quality craftsmanship throughout. From the moment you arrive, you’ll appreciate the fresh curb appeal featuring new siding, gutters,

  Sean Kondrath Real Estate Unlimited

  220 W 3rd St, Spencer, IA 51301
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  /2

  $27,900

  • Land
  • 13,322 Sq Ft
  • $91,220 per Acre

  2008 W 20th St, Spencer, IA 51301

  YOU + This Land = A Great Investment! Fairway Woods 2nd Addition offers several great lots. Buy YOUR land today and build later when you're ready. Spacious lots in a GREAT location with generous side setbacks to allow breathing room. Lots across the street are offset from one another. Located north of 18th Street and across from the Spencer Golf & Country Club plus close to walking and biking

  Kim Bates Bates Realty, LLC

  2008 W 20th St, Spencer, IA 51301
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  /2

  $29,900

  • Land
  • 16,200 Sq Ft
  • $80,398 per Acre

  1804 22nd Ave W, Spencer, IA 51301

  Fairway Woods first addition! This subdivision with a great location has a few lots left. Excellent opportunity to build new custom home in an area that offers large lots which are offset from those across the street. An accessory building is allowed. Located across 18th Street from the Spencer Golf and Country Club plus close to walking and biking trails

  Kim Bates Bates Realty, LLC

  1804 22nd Ave W, Spencer, IA 51301
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  /22

  $270,000

  • 4 Beds
  • 2 Baths
  • 1,988 Sq Ft

  928 E 9th St, Spencer, IA 51301

  Location, space and meticulous care come together in this exceptional property. From four bedrooms all on one level to a spacious half-acre lot, this home was designed with everyday living in mind! Pride of ownership is evident throughout this well-cared for 4 bedroom, 2 bathroom home. The insulated two car garage provides year round usability, while the additional detached storage building

  Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

  928 E 9th St, Spencer, IA 51301
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  /29

  $299,500

  • 4 Beds
  • 2.5 Baths
  • 2,390 Sq Ft

  1312 13th Ave W, Spencer, IA 51301

  Welcome to this modern, move-in ready ranch home offering updates and classic comfort in an ideal location! Beautifully refreshed interior with light filled spaces and a functional floor plan including main floor laundry. Enjoy a spacious fenced in yard with deck, patio, firepit and shed. Don't miss this must see, move-in ready home with unmatched outdoor space!

  Kim Bates Bates Realty, LLC

  1312 13th Ave W, Spencer, IA 51301
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  /11

  $39,900

  • Land
  • 17,518 Sq Ft
  • $99,215 per Acre

  907 & 911 6th St SW, Spencer, IA 51301

  Here is that extra large double lot you've wanted. With over .40 of an acre to put your new dream home. With a great location in south Spencer in an established neighborhood, close to all the shopping and restaurants. Make this the place you build your dreams from the ground up.

  Bryan Sebastian Hinn Real Estate

  907 & 911 6th St SW, Spencer, IA 51301
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  /16

  $220,000

  $30K PRICE DROP

  • 4 Beds
  • 2.5 Baths
  • 1,912 Sq Ft

  609 4th Ave W, Spencer, IA 51301

  The search stops here! This updated 4 bedroom, 2.5 bath home delivers a functional layout, perfect for every day life and entertaining. Natural light pours through the home, making every room feel bright, open and inviting. Fresh new flooring and paint give it a clean, updated feel, making it truly move-in ready. Upstairs, you'll find all 4 bedrooms conveniently located on the same level,

  Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

  609 4th Ave W, Spencer, IA 51301
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  /15

  $89,900

  • Land
  • 3.44 Acres
  • $26,107 per Acre

  2014 358th St, Spencer, IA 51301

  River Bend Estates is a first-class development along the Ocheyedan River. This development offers country living with community amenities. Country style living is offered by your selection of a 3.5+ acre lot, covenants that allow you to build a storage building / shop / man cave, plus a quiet setting with great sunsets! Amenities you will appreciate include a hard surface road, SMU water,

  Seth Hellinga Real Estate Unlimited

  2014 358th St, Spencer, IA 51301
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  /15

  $85,000

  $10K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,012 Sq Ft

  2106 1st Ave E Unit 30, Spencer, IA 51301

  Welcome to easy, modern living in Birchwood Estates! This 2024 model 2 bedroom, 2 bath mobile home offers a fresh, open layout. The bright, spacious kitchen features stainless steel appliances, abundant cabinetry, and a seamless flow into the main living area. Outside, you'll appreciate the brand new deck and steps, along with a convenient storage shed for extra space. This home also includes new

  Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

  2106 1st Ave E Unit 30, Spencer, IA 51301
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  /24

  $229,900

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,622 Sq Ft

  1315 1st Ave W, Spencer, IA 51301

  Welcome home to this charming 1½-story Cape Cod offering 3 bedrooms and 2 bathrooms with plenty of space to enjoy inside and out! The open-concept living and dining area creates a warm, inviting atmosphere that’s perfect for everyday living or entertaining. The main floor features a spacious bedroom and a convenient ¾ bathroom. Upstairs, you’ll find two additional Large bedrooms and an updated

  Kari Stave EXIT Realty Midwest- Spencer/Emmetsburg

  1315 1st Ave W, Spencer, IA 51301
• 

  

  /23

  $275,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,533 Sq Ft

  208 34th Ave W, Spencer, IA 51301

  Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style. As you enter you will be greeted by the inviting living area showcasing the seamless flow between the living room, dining space & kitchen. The open layout

  Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

  208 34th Ave W, Spencer, IA 51301
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  /26

  $285,000

  $22K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 2,138 Sq Ft

  319 14th Ave W, Spencer, IA 51301

  Discover the timeless appeal of this quality-built Mid-Century Modern ranch offering over 2,138 sq. ft. of main-floor living space. Designed with comfort and functionality in mind, this spacious home features generously sized rooms perfect for everyday living and entertaining. The private primary suite includes a 3/4 bath, while two additional bedrooms and a full bath provide plenty of space for

  Lori Black EXIT Realty Midwest- Spencer/Emmetsburg

  319 14th Ave W, Spencer, IA 51301
• 

  

  /22

  $289,900

  New Construction

  • 2 Beds
  • 2 Baths
  • 1,223 Sq Ft

  1612 W 11th St, Spencer, IA 51301

  New Construction Two-bedroom, two-bath townhome located near YMCA & Country Club. Quality finishes include maple cabinets & vanities, quartz countertops, 9-ft ceilings, Pella windows, 9ft x 15ft covered porch easily converted to 4 season room for den, double attached lined, insulated, heated garage, & lawn irrigation system. Five-year tax abatement.

  Susanne Hallett Realty Professionals

  1612 W 11th St, Spencer, IA 51301
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  /12

  $150,000

  • 5 Beds
  • 2,790 Sq Ft

  2775 190th Ave, Spencer, IA 51301

  Opportunity awaits just 3 miles west of Fostoria! This 5.9-acre property offers plenty of space and potential in a convenient location just off County Road B14. The 5-bedroom home is a total fixer-upper and is ready for someone with vision to bring it back to life. The home offers 5 bedrooms and 2 bathrooms, with one bathroom currently gutted and ready for renovation. Whether you're looking for

  George Carlson Keller Williams Okoboji

  2775 190th Ave, Spencer, IA 51301
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  /11

  $99,500

  • 2 Beds
  • 1 Bath
  • 792 Sq Ft

  215 E 13th St, Spencer, IA 51301

  Simply Practical. With everything on one level and no steps to navigate, this Spencer home keeps everyday living easy. The living room provides plenty of space to settle in and flows into the kitchen, while the 3-season room adds a little something extra for enjoying the changing seasons. Main-floor laundry keeps things convenient, while the bathroom features a walk-in shower. The tandem 2-car

  Kelly Bierl Hometown Realty

  215 E 13th St, Spencer, IA 51301
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  /29

  $225,000

  $50K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,512 Sq Ft

  1615 1st Ave W, Spencer, IA 51301

  Located in west Spencer adjacent to walking/bike trail, 3-bedroom, 2 bath home. The main floor offers spacious kitchen, formal dining, large living room, master bedroom, full bath, and main floor laundry. The upper level has 2 additional bedrooms and full bath; the basement offers great storage and potential for additional living space that the owner has already started to finish. This home also

  Susanne Hallett Realty Professionals

  1615 1st Ave W, Spencer, IA 51301
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  /28

  $249,500

  $10K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,933 Sq Ft

  1117 8th Ave W, Spencer, IA 51301

  Prime Location! This delightful property offers 4 bedrooms, 1 3/4 baths, and a perfect blend of space, comfort and convenience. Whether you are looking to grow your family or simply want a neighborhood that feels like community, this home is ready to welcome you! Located on a low-traffic street, you can enjoy peaceful mornings on the covered front patio and relaxing evenings on the deck or rear

  Kim Bates Bates Realty, LLC

  1117 8th Ave W, Spencer, IA 51301
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  /20

  $291,900

  • 3 Beds
  • 2 Baths
  • 1,518 Sq Ft

  3213 W 3rd St, Spencer, IA 51301

  Move right into this beautifully maintained, pristine 3-bedroom, 2-bath patio home where everything is ready for you—including all kitchen appliances plus the washer and dryer, and upgraded window treatments. Skip the wait and added expense of new construction while enjoying a home with thoughtful upgrades already in place. The open-concept floor plan features a spacious kitchen with a large

  Nancy Vierkant EXIT Realty Midwest

  3213 W 3rd St, Spencer, IA 51301
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  /2

  $29,900

  • Land
  • 14,175 Sq Ft
  • $91,883 per Acre

  1809 22nd Ave W, Spencer, IA 51301

  Fairway Woods first addition! This subdivision with a great location has a few lots left. Excellent opportunity to build new custom home in an area that offers large lots which are offset from those across the street. An accessory building is allowed. Located across 18th Street from the Spencer Golf and Country Club plus close to walking and biking trails.

  Kim Bates Bates Realty, LLC

  1809 22nd Ave W, Spencer, IA 51301
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  /6

  $35,000

  $11K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 972 Sq Ft

  425 E 12th St, Spencer, IA 51301

  Not a challenge for the Handyman. Ideal property for TLC skills. Two bedroom, two story and too good to pass up.

  John Goede Century 21 ProLink

  425 E 12th St, Spencer, IA 51301
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  /2

  $29,900

  • Land
  • 14,157 Sq Ft
  • $92,000 per Acre

  1808 22nd Ave W, Spencer, IA 51301

  Fairway Woods first addition! This subdivision with a great location has a few lots left. Excellent opportunity to build new custom home in an area that offers large lots which are offset from those across the street. An accessory building is allowed. Located across 18th Street from the Spencer Golf and Country Club plus close to walking and biking trails.

  Kim Bates Bates Realty, LLC

  1808 22nd Ave W, Spencer, IA 51301
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  /4

  $30,000

  $14K PRICE DROP

  • 111 Beds
  • 1 Bath
  • 1,925 Sq Ft

  410 E 12th St, Spencer, IA 51301

  "I Did It My Way"......... Handyman Special. Property is in the midst of a remodel waiting for the right Handyman / Handywoman to finish the job. One bedroom, one bath, fenced yard.

  John Goede Century 21 ProLink

  410 E 12th St, Spencer, IA 51301
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  /2

  $27,900

  • Land
  • 13,991 Sq Ft
  • $86,858 per Acre

  1905 20th Ave W, Spencer, IA 51301

  YOU + This Land = A Great Investment! Fairway Woods 2nd Addition offers several great lots. Buy YOUR land today and build later when you're ready. Spacious lots in a GREAT location with generous side setbacks to allow breathing room. Lots across the street are offset from one another. Located north of 18th Street and across from the Spencer Golf & Country Club plus close to walking and biking

  Kim Bates Bates Realty, LLC

  1905 20th Ave W, Spencer, IA 51301
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  /21

  $224,900

  $10K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,136 Sq Ft

  3211 W 3rd St, Spencer, IA 51301

  Impeccable 2 Bed, 1 Bath Home | Built in 2021 | Turn-Key Ready & Priced to SELL! Step into this beautifully finished, move-in ready home built in 2021. Featuring an open-concept layout, this 2 bedroom, 1 bathroom gem offers modern comfort and style throughout. The kitchen boasts sleek stainless steel appliances, seamlessly flowing into the living and dining areas—perfect for entertaining or

  Ryan Moran Integrity Real Estate

  3211 W 3rd St, Spencer, IA 51301
• 

  

  /19

  $134,900

  $15K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,513 Sq Ft

  1625 3rd Ave E, Spencer, IA 51301

  Charming 2-Bed, 2-Bath Home with Original Character and Modern Comforts Step into this beautifully maintained 2-bedroom, 2-bath home featuring original hardwood flooring, grand trim work, and tongue-and-groove ceilings that add warmth and character throughout. Enjoy abundant natural light in every room, highlighting the home’s timeless charm. Situated on a deep lot, there's plenty of outdoor

  Ryan Moran Integrity Real Estate

  1625 3rd Ave E, Spencer, IA 51301
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  /24

  $249,900

  $15K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,747 Sq Ft

  1217 13th Ave W, Spencer, IA 51301

  Welcome home to 1217 13th Ave. W. This move-in ready 4 bedroom, 2 bathroom home offers the perfect blend of comfort, space, and convenience. Inside, you’ll find a welcoming layout with plenty of room for everyday living and entertaining. The spacious kitchen comes complete with all appliances included, making your move even easier. Step outside to enjoy the great backyard perfect for relaxing,

  Kari Stave EXIT Realty Midwest- Spencer/Emmetsburg

  1217 13th Ave W, Spencer, IA 51301
• 

  /2

  $29,900

  • Land
  • 13,997 Sq Ft
  • $93,045 per Acre

  1906 22nd Ave W, Spencer, IA 51301

  Fairway Woods first addition! This subdivision with a great location has a few lots left. Excellent opportunity to build new custom home in an area that offers large lots which are offset from those across the street. An accessory building is allowed. Located across 18th Street from the Spencer Golf and Country Club plus close to walking and biking trails.

  Kim Bates Bates Realty, LLC

  1906 22nd Ave W, Spencer, IA 51301
• 

  

  /13

  $99,900

  • 2 Beds
  • 1 Bath
  • 946 Sq Ft

  1120 4th Ave E, Spencer, IA 51301

  The Backyard Bonus. With a fenced yard stretching across a .28-acre corner lot, there’s space here to garden, play, let the pets roam, or create an outdoor setup that fits the way you live. Inside, this 2-bedroom, 1-bath Spencer home offers a straightforward layout with an updated kitchen, living room, bedroom, full bath, and laundry on the main floor. Head upstairs to find the second larger

  Kelly Bierl Hometown Realty

  1120 4th Ave E, Spencer, IA 51301
• 

  

  /16

  $165,000

  • 2 Beds
  • 2 Baths
  • 1,140 Sq Ft

  802 4th Ave W, Spencer, IA 51301

  Instant increased equity for handyman / handywoman. Enjoy the open living room in this 1140 sq ft, two bedroom, two bath home. Optional laundry on main level or basement. Easy walking distance to shopping, markets and downtown Spencer.

  John Goede Century 21 ProLink

  802 4th Ave W, Spencer, IA 51301

Showing Results 1 - 40, Page 1 of 2

Why Live in Spencer

Spencer, located in northwest Iowa, is a city where the Little Sioux and Ocheyedan rivers converge. Known for its deep-rooted community, Spencer hosts the largest county fair in Iowa and is a hub for farm equipment manufacturers and food processors. The city has a growing healthcare sector, bolstered by a new emergency department at Spencer Hospital. Despite a devastating flash flood in June 2024, which damaged over three-quarters of the city's structures, Spencer continues to rebuild with support from the Chamber of Commerce. Homes in Spencer range from early 1900s American Foursquares and folk-style houses to ranch-style homes and newer subdivisions on the outskirts. The downtown area, rebuilt in the Art Deco style after a 1931 fire, is listed on the National Register of Historic Places and features a mix of local businesses and national chains. Spencer boasts over 400 acres of parks and recreation, including the 12-mile Spencer Recreational Trail, East Leach Park, Stolley Park, and the Spencer Golf and Country Club. The Spencer Community School District offers college credit courses, and Iowa Lakes Community College has a campus in the city. Transportation is facilitated by U.S. Routes 71 and 18, a regional airport, and a nonprofit transit system. Spencer's attractions include the Clay County Fair, one of the largest in the nation, and various local events that foster a strong sense of community. Crime rates in Spencer are lower than the national average, contributing to its appeal as a safe place to live.

Learn more about living in Spencer

Frequently Asked Questions

What is the average home price in Spencer, IA?

Homes for sale in Spencer, IA have an average home price of $207,512.

Are home prices dropping in Spencer?

Yes, home prices in Spencer are down 9% in the last 12 months.

How many homes have sold over the last 12 months in Spencer, IA?

160 homes have sold in Spencer, IA over the last 12 months.

What is the average household income in Spencer, IA?

The average household income in Spencer, IA is $68K.

What are the most popular zip codes in Spencer, IA?

The most popular zip codes in Spencer, IA include 51301, 51357, 51351, 51358 and 51331.

How much do you need to make to afford a house in Spencer?

The median home price in Spencer is $182,500. If you put a 20% down payment of $36,500 and had a 30-year fixed mortgage with an interest rate of 6.66%, your estimated principal and interest payment would be $940 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $40K a year to afford the median home price in Spencer. Learn how much home you can afford with our Home Affordability Calculator. The average household income in Spencer is $68K.

How are the schools in Spencer, IA?

Spencer, IA has highly rated public and private schools. Some of the best schools in Spencer based on Niche Grades are Spencer High School, Spencer Middle School and Fairview Park Elementary School. Browse all the schools in Spencer, IA to learn more.

Home Prices in Spencer, IA

The median home sale price in Spencer, IA is $165,000, down 8% year-over-year. Homes in Spencer sell in 63 days on average, compared to the national average of 55 days.

Home Price Trends

Median Sale Price $165,000	Median Single Family Sale Price $177,500
Median Townhouse Sale Price $90,500	Median 2 Bedroom Sale Price $157,000
Median 1 Bedroom Sale Price $113,000	Average Price Per Sq Ft $110
Number of Homes for Sale 45	Last 12 months Home Sales 160
Months of Supply 3.40	Median List Price $182,500
Median Change From 1st List Price 3%	Median Home Sale Price YoY Change -8%