Spencer, IA Homes for Sale under $400,000

Built to Last! Discover the perfect blend of durability and thoughtful maintenance. This ranch home backs up to the YMCA green space and offers 3 bedrooms, 2 1/2 baths, main floor laundry and a two car garage with extra shop space in the back. Enjoy the Eagle Windows with built-in interior blinds, new patio in 2017 and landscape updated in 2025. This home and property offers peace of mind and

Kim Bates Bates Realty, LLC

Well cared for 3 bedroom, 2 bath home located in one of Spencer's newer neighborhoods in SW Spencer close to shopping, dining, plus the Spencer Municipal Golf Course. This zero entry home offers a multitude of upgrades. Great kitchen with custom granite counter tops from Kruse's Stone, under cabinet lighting, tiled back splash, pantry, all appliances. Spacious bedrooms with great closet space.

Susanne Hallett Realty Professionals

This spacious ranch home offers nearly 3,000 square feet of finished living space—far larger than it appears from the street! Ideally located close to the YMCA, this home combines convenience with room to spread out and enjoy. The main floor features four bedrooms, including a comfortable primary suite, plus an additional bedroom with its own attached half bath. You’ll love the large, updated

Doug Small Hinn Real Estate

Stately Traditional Brick Home with two gas fireplaces. This home offers the finished space you've been searching for and quality craftsmanship for durability. Enjoy 5 generous bedrooms, 3 1/2 bathrooms, main floor laundry and an oversized heated 2 1/2 car garage for a workshop or the extra toys. Enjoy lots of natural light with all the windows and plenty of view from the corner lot.

Kim Bates Bates Realty, LLC

Looking for the perfect blend of classic two-story charm and modern luxury? This spacious 5 bedroom, 2 1/2 bathroom home sits on an extra large, fenced corner lot. Interior highlights include a beautifully updated kitchen that serves as the heart of the home, for family gatherings. Relax in the spacious living room with a gas fireplace and tons of natural sunlight. The four season room offers

Kim Bates Bates Realty, LLC

** MASSIVE PRICE REDUCTION** Welcome to this charming Cape Cod-style home, perfectly positioned in the heart of town and set on an expansive nearly 1 acre lot offering captivating river ground views, close to the bike / walking trails and endless possibilities. With nearly 2,000 finished square feet, this delightful property features 4 bedrooms and 3 bathrooms, creating a spacious and flexible

Doug Small Hinn Real Estate

Mixed Use Commercial Property offers, Office, Retail, & Warehouse. Features 4200 sq ft of office / retail, 2000 sq ft of warehouse, a 28ft x 32ft detached garage & 7200 sq ft of off street private concrete parking all located on a 1/2-acre lot offering Grand Avenue frontage.

Mark Hallett Realty Professionals

When the best of both worlds meet you get this elegant example of a classic brick home coupled with the modern conveniences of today. Situated on a large corner lot, the exterior curb appeal is second to none and invites you to see more of what's inside. Once you walk through the door you will notice the formal dining area with it's built-ins and the original hardwood floors complimented with a

Bryan Sebastian Hinn Real Estate

COMPLETELY REMODELED THREE BEDROOM RANCH HOME WITH OVERSIZED DOUBLE ATTACHED LINED AND HEATED GARAGE. This home features a large great room with vaulted ceilings that opens and flows into the designer kitchen and formal dining area. Large private master bedroom suite with master bath. Second and third bedrooms and 2nd full bath are on the opposite end of the home so everyone can have their own

Mark Hallett Realty Professionals

Your next home awaits! Take advantage of this rare opportunity to own in the tucked away neighborhood of Breezy Meadows Lane in Spencer. Located right off of W 4th St, this 5-bedroom, 3-bathroom house sits on an oversized lot and is across the street from the beautiful Little Sioux River. Enjoy a tranquil life at home without leaving the amenities of in-town living.

Kate Padilla eXp Realty LLC