Spencer, IA Homes for Sale under $400,000

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  /26

  $167,500

  $8K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,692 Sq Ft

  1908 W 11th St, Spencer, IA 51301

  Looking for easy, low-maintenance living in a small community? This non-age-restricted condo at 1908 W 11th St, Spencer, IA 51301 (Country Club View Condominiums) offers 2,256 sq ft, including the full basement. HOA is only 4 units and just $250/month, with snow removal & mowing included. Main-floor living features 2 bedrooms, a private en-suite full bath, and a hallway 3/4 bath with a shower.

  Holly Brink My Real Estate Company

  1908 W 11th St, Spencer, IA 51301
• Explore Spencer

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  /35

  $275,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,533 Sq Ft

  216 34th Ave W, Spencer, IA 51301

  Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style. As you enter you will be greeted by the inviting living area showcasing the seamless flow between the living room, dining space & kitchen. The open layout

  Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

  216 34th Ave W, Spencer, IA 51301
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  /28

  $134,000

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 816 Sq Ft

  102 7th St SE, Spencer, IA 51301

  Welcome to 102 7th Street SE in Spencer! This charming 1.5-story frame home offers 3 bedrooms and 1 full bathroom with a functional and inviting layout. Recent updates include all new flooring throughout, creating a fresh and modern feel. The kitchen features new stainless steel appliances. The main level provides comfortable living space, while the upper level offers additional bedrooms and

  Emmaily Kurth Gateway Real Estate Advisors

  102 7th St SE, Spencer, IA 51301
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  /27

  $398,000

  $12K PRICE DROP

  • 2 Beds
  • 2.5 Baths
  • 1,807 Sq Ft

  1805 W 4th St, Spencer, IA 51301

  Country Comfort, City Convenience–Enjoy the best of both worlds. Located on Spencer's west edge near the Little Sioux River, this ranch home combines the convenience of town with the beauty of mature trees and 2.36 acres m/l to enjoy. Offering 1,807 sq. ft. of main floor living, the home features an open floor plan with two bedrooms and two and a half baths. The kitchen offers abundant cabinetry,

  Kelly Bierl Hometown Realty

  1805 W 4th St, Spencer, IA 51301
• 

  

  

  /42

  $314,500

  • 4 Beds
  • 2 Baths
  • 2,407 Sq Ft

  2601 10th Ave E, Spencer, IA 51301

  Looking for room to stretch out without sacrificing town convenience? Welcome Home! Whether you're dreaming of expansive gardens, room for outdoor entertaining, extra storage and workshop space, or just peace and privacy, this property delivers! 4-bedroom, 2-bath, with a major addition completed in 2018 that includes expansive primary bedroom with walk-in closet and en-suite, main floor laundry,

  Kim Bates Bates Realty, LLC

  2601 10th Ave E, Spencer, IA 51301
• 

  

  /19

  $275,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,533 Sq Ft

  212 34th Ave W, Spencer, IA 51301

  Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style. As you enter you will be greeted by the inviting living area showcasing the seamless flow between the living room, dining space & kitchen. The open layout

  Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

  212 34th Ave W, Spencer, IA 51301
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  /7

  $199,000

  $51K PRICE DROP

  • 6,000 Sq Ft

  603 S Grand Ave, Spencer, IA 51301

  6,000 sqft! Potential opportunity so split into 3-4 units. Prime Multi-Use Space in the Heart of Spencer. Take advantage of this high-traffic location ideal for retail, office, or mixed-use development. This versatile property offers the perfect opportunity to build to suit your business needs or parcel out for rental income to generate consistent monthly revenue. Key Highlights: Premier location

  Nick Steffes Integrity Real Estate

  603 S Grand Ave, Spencer, IA 51301
• 

  

  /16

  $235,000

  • 2 Beds
  • 2 Baths
  • 1,392 Sq Ft

  1703 Patricia Ave Unit 2, Spencer, IA 51301

  Is the Low Maintenance Lifestyle Calling? Tucked away on a peaceful cul-de-sac is an open concept living 2-bedroom, 2-bathroom condo ready for a new owner. This one owner unit offers a serene setting in a low-traffic area. All appliances included with the sale. Don't miss out on this hidden GEM!

  Kim Bates Bates Realty, LLC

  1703 Patricia Ave Unit 2, Spencer, IA 51301
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  /34

  $215,000

  $5K PRICE DROP

  • 5 Beds
  • 2 Baths
  • 1,647 Sq Ft

  220 W 3rd St, Spencer, IA 51301

  This completely renovated 5 bed, 2 bath home combines timeless charm with the peace of mind that comes from extensive modern updates. Thoughtfully transformed by Orris Construction, this home offers 1,647 finished sq ft, close proximity to downtown Spencer, and quality craftsmanship throughout. From the moment you arrive, you’ll appreciate the fresh curb appeal featuring new siding, gutters,

  Sean Kondrath Real Estate Unlimited

  220 W 3rd St, Spencer, IA 51301
• 

  

  /22

  $270,000

  • 4 Beds
  • 2 Baths
  • 1,988 Sq Ft

  928 E 9th St, Spencer, IA 51301

  Location, space and meticulous care come together in this exceptional property. From four bedrooms all on one level to a spacious half-acre lot, this home was designed with everyday living in mind! Pride of ownership is evident throughout this well-cared for 4 bedroom, 2 bathroom home. The insulated two car garage provides year round usability, while the additional detached storage building

  Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

  928 E 9th St, Spencer, IA 51301
• 

  

  /29

  $299,500

  • 4 Beds
  • 2.5 Baths
  • 2,390 Sq Ft

  1312 13th Ave W, Spencer, IA 51301

  Welcome to this modern, move-in ready ranch home offering updates and classic comfort in an ideal location! Beautifully refreshed interior with light filled spaces and a functional floor plan including main floor laundry. Enjoy a spacious fenced in yard with deck, patio, firepit and shed. Don't miss this must see, move-in ready home with unmatched outdoor space!

  Kim Bates Bates Realty, LLC

  1312 13th Ave W, Spencer, IA 51301
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  /16

  $220,000

  $30K PRICE DROP

  • 4 Beds
  • 2.5 Baths
  • 1,912 Sq Ft

  609 4th Ave W, Spencer, IA 51301

  The search stops here! This updated 4 bedroom, 2.5 bath home delivers a functional layout, perfect for every day life and entertaining. Natural light pours through the home, making every room feel bright, open and inviting. Fresh new flooring and paint give it a clean, updated feel, making it truly move-in ready. Upstairs, you'll find all 4 bedrooms conveniently located on the same level,

  Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

  609 4th Ave W, Spencer, IA 51301
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  /24

  $229,900

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,622 Sq Ft

  1315 1st Ave W, Spencer, IA 51301

  Welcome home to this charming 1½-story Cape Cod offering 3 bedrooms and 2 bathrooms with plenty of space to enjoy inside and out! The open-concept living and dining area creates a warm, inviting atmosphere that’s perfect for everyday living or entertaining. The main floor features a spacious bedroom and a convenient ¾ bathroom. Upstairs, you’ll find two additional Large bedrooms and an updated

  Kari Stave EXIT Realty Midwest- Spencer/Emmetsburg

  1315 1st Ave W, Spencer, IA 51301
• 

  

  /23

  $275,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,533 Sq Ft

  208 34th Ave W, Spencer, IA 51301

  Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style. As you enter you will be greeted by the inviting living area showcasing the seamless flow between the living room, dining space & kitchen. The open layout

  Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

  208 34th Ave W, Spencer, IA 51301
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  /26

  $285,000

  $22K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 2,138 Sq Ft

  319 14th Ave W, Spencer, IA 51301

  Discover the timeless appeal of this quality-built Mid-Century Modern ranch offering over 2,138 sq. ft. of main-floor living space. Designed with comfort and functionality in mind, this spacious home features generously sized rooms perfect for everyday living and entertaining. The private primary suite includes a 3/4 bath, while two additional bedrooms and a full bath provide plenty of space for

  Lori Black EXIT Realty Midwest- Spencer/Emmetsburg

  319 14th Ave W, Spencer, IA 51301
• 

  

  /22

  $289,900

  New Construction

  • 2 Beds
  • 2 Baths
  • 1,223 Sq Ft

  1612 W 11th St, Spencer, IA 51301

  New Construction Two-bedroom, two-bath townhome located near YMCA & Country Club. Quality finishes include maple cabinets & vanities, quartz countertops, 9-ft ceilings, Pella windows, 9ft x 15ft covered porch easily converted to 4 season room for den, double attached lined, insulated, heated garage, & lawn irrigation system. Five-year tax abatement.

  Susanne Hallett Realty Professionals

  1612 W 11th St, Spencer, IA 51301
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  /12

  $150,000

  • 5 Beds
  • 2,790 Sq Ft

  2775 190th Ave, Spencer, IA 51301

  Opportunity awaits just 3 miles west of Fostoria! This 5.9-acre property offers plenty of space and potential in a convenient location just off County Road B14. The 5-bedroom home is a total fixer-upper and is ready for someone with vision to bring it back to life. The home offers 5 bedrooms and 2 bathrooms, with one bathroom currently gutted and ready for renovation. Whether you're looking for

  George Carlson Keller Williams Okoboji

  2775 190th Ave, Spencer, IA 51301
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  /29

  $225,000

  $50K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,512 Sq Ft

  1615 1st Ave W, Spencer, IA 51301

  Located in west Spencer adjacent to walking/bike trail, 3-bedroom, 2 bath home. The main floor offers spacious kitchen, formal dining, large living room, master bedroom, full bath, and main floor laundry. The upper level has 2 additional bedrooms and full bath; the basement offers great storage and potential for additional living space that the owner has already started to finish. This home also

  Susanne Hallett Realty Professionals

  1615 1st Ave W, Spencer, IA 51301
• 

  

  /28

  $249,500

  $10K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,933 Sq Ft

  1117 8th Ave W, Spencer, IA 51301

  Prime Location! This delightful property offers 4 bedrooms, 1 3/4 baths, and a perfect blend of space, comfort and convenience. Whether you are looking to grow your family or simply want a neighborhood that feels like community, this home is ready to welcome you! Located on a low-traffic street, you can enjoy peaceful mornings on the covered front patio and relaxing evenings on the deck or rear

  Kim Bates Bates Realty, LLC

  1117 8th Ave W, Spencer, IA 51301
• 

  

  /20

  $291,900

  • 3 Beds
  • 2 Baths
  • 1,518 Sq Ft

  3213 W 3rd St, Spencer, IA 51301

  Move right into this beautifully maintained, pristine 3-bedroom, 2-bath patio home where everything is ready for you—including all kitchen appliances plus the washer and dryer, and upgraded window treatments. Skip the wait and added expense of new construction while enjoying a home with thoughtful upgrades already in place. The open-concept floor plan features a spacious kitchen with a large

  Nancy Vierkant EXIT Realty Midwest

  3213 W 3rd St, Spencer, IA 51301
• 

  

  /21

  $224,900

  $10K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,136 Sq Ft

  3211 W 3rd St, Spencer, IA 51301

  Impeccable 2 Bed, 1 Bath Home | Built in 2021 | Turn-Key Ready & Priced to SELL! Step into this beautifully finished, move-in ready home built in 2021. Featuring an open-concept layout, this 2 bedroom, 1 bathroom gem offers modern comfort and style throughout. The kitchen boasts sleek stainless steel appliances, seamlessly flowing into the living and dining areas—perfect for entertaining or

  Ryan Moran Integrity Real Estate

  3211 W 3rd St, Spencer, IA 51301
• 

  

  /19

  $134,900

  $15K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,513 Sq Ft

  1625 3rd Ave E, Spencer, IA 51301

  Charming 2-Bed, 2-Bath Home with Original Character and Modern Comforts Step into this beautifully maintained 2-bedroom, 2-bath home featuring original hardwood flooring, grand trim work, and tongue-and-groove ceilings that add warmth and character throughout. Enjoy abundant natural light in every room, highlighting the home’s timeless charm. Situated on a deep lot, there's plenty of outdoor

  Ryan Moran Integrity Real Estate

  1625 3rd Ave E, Spencer, IA 51301
• 

  

  /24

  $249,900

  $15K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,747 Sq Ft

  1217 13th Ave W, Spencer, IA 51301

  Welcome home to 1217 13th Ave. W. This move-in ready 4 bedroom, 2 bathroom home offers the perfect blend of comfort, space, and convenience. Inside, you’ll find a welcoming layout with plenty of room for everyday living and entertaining. The spacious kitchen comes complete with all appliances included, making your move even easier. Step outside to enjoy the great backyard perfect for relaxing,

  Kari Stave EXIT Realty Midwest- Spencer/Emmetsburg

  1217 13th Ave W, Spencer, IA 51301
• 

  

  /16

  $165,000

  • 2 Beds
  • 2 Baths
  • 1,140 Sq Ft

  802 4th Ave W, Spencer, IA 51301

  Instant increased equity for handyman / handywoman. Enjoy the open living room in this 1140 sq ft, two bedroom, two bath home. Optional laundry on main level or basement. Easy walking distance to shopping, markets and downtown Spencer.

  John Goede Century 21 ProLink

  802 4th Ave W, Spencer, IA 51301
• 

  

  /31

  $369,900

  $29K PRICE DROP

  2 Grand Ave, Spencer, IA 51301

  Mixed Use Commercial Property offers, Office, Retail, & Warehouse. Features 4200 sq ft of office / retail, 2000 sq ft of warehouse, a 28ft x 32ft detached garage & 7200 sq ft of off street private concrete parking all located on a 1/2-acre lot offering Grand Avenue frontage.

  Mark Hallett Realty Professionals

  2 Grand Ave, Spencer, IA 51301
• 

  

  /14

  $167,500

  • 3 Beds
  • 1 Bath
  • 1,008 Sq Ft

  507 Country Club Ln, Spencer, IA 51301

  This ENTIRELY NEW 1,008 sq. ft. ranch home was remodeled down to the studs and offers easy 1-level living with 3 comfortable bedrooms and a full bath. The light-filled main living space flows into a kitchen featuring sleek cabinetry, new appliances, and adjacent dining space. Additional highlights include vinyl siding and an attached single-car garage. Situated on a 0.18 acre lot in the Country

  Peggy Bergh-Kuker Keller Williams Okoboji

  507 Country Club Ln, Spencer, IA 51301
• 

  

  /19

  $284,900

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,518 Sq Ft

  213 34th Ave W, Spencer, IA 51301

  Setting a trend with a NEW FLOOR PLAN is this quality built 3 Bedroom 2 Bath contemporary home featuring an open concept floor plan, custom built cabinets, and beautiful finishes throughout. You can end your day in the luxury master bedroom boasting a walk in closet and an ensuite complete with a custom double sink vanity. The 2 Stall Garage has a water spigot and built in floor drain for your

  Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

  213 34th Ave W, Spencer, IA 51301
• 

  

  /37

  $175,000

  $20K PRICE DROP

  • 5 Beds
  • 1 Bath
  • 1,355 Sq Ft

  228 4th St SW, Spencer, IA 51301

  First time for sale to the public! - 3rd-generation owner! 4+ bedroom with a triple car garage on 3/4 of an acre. This adorable farmhouse greets you with a well-maintained exterior featuring an open front porch and vinyl siding. The rear of the house has an enclosed porch that has the laundry on the main & can be used as a mudroom. The main floor has been remodeled with updated flooring, newer

  Dana Reinders EXIT Realty Midwest- Spencer/Emmetsburg

  228 4th St SW, Spencer, IA 51301
• 

  

  /21

  $292,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,533 Sq Ft

  110 34th Ave W, Spencer, IA 51301

  Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style. As you enter you will be greeted by the inviting living area showcasing the seamless flow between the living room, dining space & kitchen. The open layout

  Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

  110 34th Ave W, Spencer, IA 51301
• 

  

  /15

  $116,500

  $13K PRICE DROP

  • 4 Beds
  • 1 Bath
  • 1,477 Sq Ft

  325 E 13th St, Spencer, IA 51301

  Searching for a move-in-ready home in Spencer, Iowa with a large yard and convenient main-floor living. This 4-bedroom, 1-bathroom home offers 1,477 square feet of comfortable living space on a spacious 0.28-acre corner lot. Inside, you'll find updated flooring throughout, neutral finishes, main-floor bedrooms, and main-floor laundry designed for convenience and everyday comfort. The upper level

  Katie Muhlbauer Integrity Real Estate

  325 E 13th St, Spencer, IA 51301
• 

  

  /24

  $210,000

  $5K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,848 Sq Ft

  1405 11th Ave W, Spencer, IA 51301

  Welcome home to this spacious 2 bedroom, 2 bathroom Duplex conveniently located near the Spencer YMCA and the world-famous Clay County Fairgrounds! This well-maintained home offers an open-concept kitchen and dining area perfect for entertaining, along with main floor laundry for added convenience. 2 bedrooms are located on the main level, while the basement features a family room and 2

  Kari Stave EXIT Realty Midwest- Spencer/Emmetsburg

  1405 11th Ave W, Spencer, IA 51301
• 

  

  /20

  $199,900

  $15K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 2,013 Sq Ft

  905 E 4th St, Spencer, IA 51301

  Step inside this charming 1950's home with Character! A mid-century classic beautifully blends timeless craftsmanship with modern functional spaces. Comfortable layout on the main floor with a spacious living area and bonus three season room. Upstairs you will enjoy three spacious bedrooms that offer original hardwood floors. Enjoy an evening outside on the large patio and a fenced yard.

  Kim Bates Bates Realty, LLC

  905 E 4th St, Spencer, IA 51301
• 

  

  /20

  $237,500

  • 2 Beds
  • 2 Baths
  • 1,251 Sq Ft

  905 5th Ave SW, Spencer, IA 51301

  The perfect blend of modern design and effortless living in this completely updated duplex. This is not just a renovation; it is a total interior transformation with a brand new kitchen layout and all the extra's. This show-stopping kitchen with modern cabinetry, quartz countertops, large island, pot filler faucet over stove, designer coffee nook, cabinet lighting and also includes stainless

  Bob Bates Bates Realty, LLC

  905 5th Ave SW, Spencer, IA 51301
• 

  

  /17

  $159,000

  • 3 Beds
  • 2 Baths
  • 808 Sq Ft

  309 W 12th St, Spencer, IA 51301

  Perfect for first-time buyers or investors, this 3 bed, 2 bath ranch offers true worry-free living! Remodeled in 2015, the home features upgrades so you can move right in. You'll love the open kitchen, complete with new soft-close cabinetry, sleek countertops, and modern appliances. Newer Pella windows flood the home with natural light, highlighting the fresh paint throughout. Behind the scenes,

  Peggy Bergh-Kuker Keller Williams Okoboji

  309 W 12th St, Spencer, IA 51301
• 

  

  /18

  $195,000

  • 5 Beds
  • 2 Baths
  • 2,512 Sq Ft

  110 W 5th St, Spencer, IA 51301

  Your Next Chapter Starts in this classic 3-bedroom, 1 3/4-bathroom ranch home with a fantastic opportunity to add value! Nestled on a quiet lot in Fostoria, this property offers high functional layout with endless possibilities. Sit back and enjoy small-town living with a yard that's perfect for gardening, entertaining or just relaxing.

  Kim Bates Bates Realty, LLC

  110 W 5th St, Spencer, IA 51301
• 

  

  /19

  $262,000

  $8K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,374 Sq Ft

  79 Stoneybrook Cir SW, Spencer, IA 51301

  Modern Comfort Meets Easy Living! Welcome to this beautifully maintained zero-entry single-story ranch. Enjoy a spacious 2 Bed, 2 Bath home located in the desirable Stoneybrook neighborhood. Built in 2013, this 1,374 Sq. Ft. residence offers the perfect blend of modern amenities and low-maintenance living, making it an ideal choice for anyone looking to simplify without sacrificing quality. The

  Kim Bates Bates Realty, LLC

  79 Stoneybrook Cir SW, Spencer, IA 51301
• 

  

  /19

  $250,000

  • 3 Beds
  • 2 Baths
  • 1,690 Sq Ft

  610 Country Club Ln, Spencer, IA 51301

  If you're looking for some privacy, this split foyer has a little country with an open field which you can enjoy from the deck! Stolleys Park and the nature trail are steps away from your front door! The home is move in ready, its been freshly painted throughout as well as new flooring. New furnace and water heater. The lower bathroom has been nicely updated with a tile shower and glass doors.

  Kelly Pullen EXIT Realty Midwest- Spencer/Emmetsburg

  610 Country Club Ln, Spencer, IA 51301
• 

  

  /22

  $292,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,533 Sq Ft

  114 34th Ave W, Spencer, IA 51301

  Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style. As you enter you will be greeted by the inviting living area showcasing the seamless flow between the living room, dining space & kitchen. The open layout

  Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

  114 34th Ave W, Spencer, IA 51301
• 

  

  /18

  $148,000

  $4K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 988 Sq Ft

  703 8th Ave W, Spencer, IA 51301

  Looking for the perfect blend of classic character, easy maintenance, and a fantastic location? This delightful 2-bedroom, 1-bath bungalow on Spencer’s west side is ready to welcome its next owner! Whether you are looking to downsize, buying your very first home, or adding a rock-solid property to your investment portfolio, this one checks all the boxes.

  Bob Bates Bates Realty, LLC

  703 8th Ave W, Spencer, IA 51301
• 

  

  /68

  $292,000

  $33K PRICE DROP

  • 5 Beds
  • 3 Baths
  • 2,603 Sq Ft

  1107 Breezy Meadow Ln, Spencer, IA 51301

  Your next home awaits! Take advantage of this rare opportunity to own in the tucked away neighborhood of Breezy Meadows Lane in Spencer. Located right off of W 4th St, this 5-bedroom, 3-bathroom house sits on an oversized lot and is across the street from the beautiful Little Sioux River. Enjoy a tranquil life at home without leaving the amenities of in-town living.

  Kate Padilla eXp Realty LLC

  1107 Breezy Meadow Ln, Spencer, IA 51301

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