Spencer, IA Homes for Sale under $200,000

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  /26

  $167,500

  $8K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,692 Sq Ft

  1908 W 11th St, Spencer, IA 51301

  Looking for easy, low-maintenance living in a small community? This non-age-restricted condo at 1908 W 11th St, Spencer, IA 51301 (Country Club View Condominiums) offers 2,256 sq ft, including the full basement. HOA is only 4 units and just $250/month, with snow removal & mowing included. Main-floor living features 2 bedrooms, a private en-suite full bath, and a hallway 3/4 bath with a shower.

  Holly Brink My Real Estate Company

  1908 W 11th St, Spencer, IA 51301
• Explore Spencer

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  /28

  $134,000

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 816 Sq Ft

  102 7th St SE, Spencer, IA 51301

  Welcome to 102 7th Street SE in Spencer! This charming 1.5-story frame home offers 3 bedrooms and 1 full bathroom with a functional and inviting layout. Recent updates include all new flooring throughout, creating a fresh and modern feel. The kitchen features new stainless steel appliances. The main level provides comfortable living space, while the upper level offers additional bedrooms and

  Emmaily Kurth Gateway Real Estate Advisors

  102 7th St SE, Spencer, IA 51301
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  /7

  $199,000

  $51K PRICE DROP

  • 6,000 Sq Ft

  603 S Grand Ave, Spencer, IA 51301

  6,000 sqft! Potential opportunity so split into 3-4 units. Prime Multi-Use Space in the Heart of Spencer. Take advantage of this high-traffic location ideal for retail, office, or mixed-use development. This versatile property offers the perfect opportunity to build to suit your business needs or parcel out for rental income to generate consistent monthly revenue. Key Highlights: Premier location

  Nick Steffes Integrity Real Estate

  603 S Grand Ave, Spencer, IA 51301
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  /22

  $97,000

  $13K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,732 Sq Ft

  515 6th Ave W, Spencer, IA 51301

  Great opportunity in a solid neighborhood! This home offers strong potential with several key updates already in place, including newer vinyl replacement windows & a roof in good condition. Inside, you’ll find original hardwood floors in the living room & a mix of spaces—some needing full renovation, including both bathrooms, while others just require cosmetic updates like paint, flooring & light

  Tracey Radcliffe EXIT Realty Midwest

  515 6th Ave W, Spencer, IA 51301
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  /2

  $27,900

  • Land
  • 13,322 Sq Ft
  • $91,220 per Acre

  2008 W 20th St, Spencer, IA 51301

  YOU + This Land = A Great Investment! Fairway Woods 2nd Addition offers several great lots. Buy YOUR land today and build later when you're ready. Spacious lots in a GREAT location with generous side setbacks to allow breathing room. Lots across the street are offset from one another. Located north of 18th Street and across from the Spencer Golf & Country Club plus close to walking and biking

  Kim Bates Bates Realty, LLC

  2008 W 20th St, Spencer, IA 51301
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  /2

  $29,900

  • Land
  • 16,200 Sq Ft
  • $80,398 per Acre

  1804 22nd Ave W, Spencer, IA 51301

  Fairway Woods first addition! This subdivision with a great location has a few lots left. Excellent opportunity to build new custom home in an area that offers large lots which are offset from those across the street. An accessory building is allowed. Located across 18th Street from the Spencer Golf and Country Club plus close to walking and biking trails

  Kim Bates Bates Realty, LLC

  1804 22nd Ave W, Spencer, IA 51301
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  /17

  $189,900

  • 3 Beds
  • 1.5 Baths
  • 1,960 Sq Ft

  1606 Grand Ave, Spencer, IA 51301

  Classic architecture, timeless character, and a storied Grand Avenue setting come together in this beautiful two-story Colonial in Spencer. You'll appreciate the warmth and craftsmanship found throughout, with charming built-ins, a cozy fireplace and inviting living spaces that reflect the home's history. With 3 bedrooms and 1 1/2 bathrooms, the home provides comfortable everyday living with

  Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

  1606 Grand Ave, Spencer, IA 51301
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  /11

  $39,900

  • Land
  • 17,518 Sq Ft
  • $99,215 per Acre

  907 & 911 6th St SW, Spencer, IA 51301

  Here is that extra large double lot you've wanted. With over .40 of an acre to put your new dream home. With a great location in south Spencer in an established neighborhood, close to all the shopping and restaurants. Make this the place you build your dreams from the ground up.

  Bryan Sebastian Hinn Real Estate

  907 & 911 6th St SW, Spencer, IA 51301
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  /15

  $89,900

  • Land
  • 3.44 Acres
  • $26,107 per Acre

  2014 358th St, Spencer, IA 51301

  River Bend Estates is a first-class development along the Ocheyedan River. This development offers country living with community amenities. Country style living is offered by your selection of a 3.5+ acre lot, covenants that allow you to build a storage building / shop / man cave, plus a quiet setting with great sunsets! Amenities you will appreciate include a hard surface road, SMU water,

  Seth Hellinga Real Estate Unlimited

  2014 358th St, Spencer, IA 51301
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  /15

  $85,000

  $10K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,012 Sq Ft

  2106 1st Ave E Unit 30, Spencer, IA 51301

  Welcome to easy, modern living in Birchwood Estates! This 2024 model 2 bedroom, 2 bath mobile home offers a fresh, open layout. The bright, spacious kitchen features stainless steel appliances, abundant cabinetry, and a seamless flow into the main living area. Outside, you'll appreciate the brand new deck and steps, along with a convenient storage shed for extra space. This home also includes new

  Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

  2106 1st Ave E Unit 30, Spencer, IA 51301
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  /20

  $164,900

  • 2 Beds
  • 2 Baths
  • 1,040 Sq Ft

  304 9th St SW, Spencer, IA 51301

  Welcome to this well-maintained ranch-style home offering comfortable, easy living with updates inside and out. Situated on a generous lot, this property delivers the perfect blend of cozy indoor spaces and outdoor versatility. A bright, versatile 3 Season sunroom perfect for morning coffee, evening relaxation, or entertaining guests while enjoying backyard views free from the elements. A

  Kim Bates Bates Realty, LLC

  304 9th St SW, Spencer, IA 51301
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  /11

  $99,500

  • 2 Beds
  • 1 Bath
  • 792 Sq Ft

  215 E 13th St, Spencer, IA 51301

  Simply Practical. With everything on one level and no steps to navigate, this Spencer home keeps everyday living easy. The living room provides plenty of space to settle in and flows into the kitchen, while the 3-season room adds a little something extra for enjoying the changing seasons. Main-floor laundry keeps things convenient, while the bathroom features a walk-in shower. The tandem 2-car

  Kelly Bierl Hometown Realty

  215 E 13th St, Spencer, IA 51301
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  /2

  $29,900

  • Land
  • 14,175 Sq Ft
  • $91,883 per Acre

  1809 22nd Ave W, Spencer, IA 51301

  Fairway Woods first addition! This subdivision with a great location has a few lots left. Excellent opportunity to build new custom home in an area that offers large lots which are offset from those across the street. An accessory building is allowed. Located across 18th Street from the Spencer Golf and Country Club plus close to walking and biking trails.

  Kim Bates Bates Realty, LLC

  1809 22nd Ave W, Spencer, IA 51301
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  /6

  $35,000

  $11K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 972 Sq Ft

  425 E 12th St, Spencer, IA 51301

  Not a challenge for the Handyman. Ideal property for TLC skills. Two bedroom, two story and too good to pass up.

  John Goede Century 21 ProLink

  425 E 12th St, Spencer, IA 51301
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  /2

  $29,900

  • Land
  • 14,157 Sq Ft
  • $92,000 per Acre

  1808 22nd Ave W, Spencer, IA 51301

  Fairway Woods first addition! This subdivision with a great location has a few lots left. Excellent opportunity to build new custom home in an area that offers large lots which are offset from those across the street. An accessory building is allowed. Located across 18th Street from the Spencer Golf and Country Club plus close to walking and biking trails.

  Kim Bates Bates Realty, LLC

  1808 22nd Ave W, Spencer, IA 51301
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  /4

  $30,000

  $14K PRICE DROP

  • 111 Beds
  • 1 Bath
  • 1,925 Sq Ft

  410 E 12th St, Spencer, IA 51301

  "I Did It My Way"......... Handyman Special. Property is in the midst of a remodel waiting for the right Handyman / Handywoman to finish the job. One bedroom, one bath, fenced yard.

  John Goede Century 21 ProLink

  410 E 12th St, Spencer, IA 51301
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  /2

  $27,900

  • Land
  • 13,991 Sq Ft
  • $86,858 per Acre

  1905 20th Ave W, Spencer, IA 51301

  YOU + This Land = A Great Investment! Fairway Woods 2nd Addition offers several great lots. Buy YOUR land today and build later when you're ready. Spacious lots in a GREAT location with generous side setbacks to allow breathing room. Lots across the street are offset from one another. Located north of 18th Street and across from the Spencer Golf & Country Club plus close to walking and biking

  Kim Bates Bates Realty, LLC

  1905 20th Ave W, Spencer, IA 51301
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  /19

  $134,900

  $15K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,513 Sq Ft

  1625 3rd Ave E, Spencer, IA 51301

  Charming 2-Bed, 2-Bath Home with Original Character and Modern Comforts Step into this beautifully maintained 2-bedroom, 2-bath home featuring original hardwood flooring, grand trim work, and tongue-and-groove ceilings that add warmth and character throughout. Enjoy abundant natural light in every room, highlighting the home’s timeless charm. Situated on a deep lot, there's plenty of outdoor

  Ryan Moran Integrity Real Estate

  1625 3rd Ave E, Spencer, IA 51301
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  /2

  $29,900

  • Land
  • 13,997 Sq Ft
  • $93,045 per Acre

  1906 22nd Ave W, Spencer, IA 51301

  Fairway Woods first addition! This subdivision with a great location has a few lots left. Excellent opportunity to build new custom home in an area that offers large lots which are offset from those across the street. An accessory building is allowed. Located across 18th Street from the Spencer Golf and Country Club plus close to walking and biking trails.

  Kim Bates Bates Realty, LLC

  1906 22nd Ave W, Spencer, IA 51301
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  /13

  $99,900

  • 2 Beds
  • 1 Bath
  • 946 Sq Ft

  1120 4th Ave E, Spencer, IA 51301

  The Backyard Bonus. With a fenced yard stretching across a .28-acre corner lot, there’s space here to garden, play, let the pets roam, or create an outdoor setup that fits the way you live. Inside, this 2-bedroom, 1-bath Spencer home offers a straightforward layout with an updated kitchen, living room, bedroom, full bath, and laundry on the main floor. Head upstairs to find the second larger

  Kelly Bierl Hometown Realty

  1120 4th Ave E, Spencer, IA 51301
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  /16

  $165,000

  • 2 Beds
  • 2 Baths
  • 1,140 Sq Ft

  802 4th Ave W, Spencer, IA 51301

  Instant increased equity for handyman / handywoman. Enjoy the open living room in this 1140 sq ft, two bedroom, two bath home. Optional laundry on main level or basement. Easy walking distance to shopping, markets and downtown Spencer.

  John Goede Century 21 ProLink

  802 4th Ave W, Spencer, IA 51301
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  /11

  $29,900

  • Land
  • 9,599 Sq Ft
  • $135,671 per Acre

  903 6th St SW, Spencer, IA 51301

  Time to build your dreams! Located in a well established neighborhood close to everything in south Spencer from churches and Lincoln school to restaurants and shopping, this corner lot offers opportunity and room to grow. If you've been thinking about designing and building your new house and needed the land to do it, look no more, you just found the perfect place to say HOME.

  Bryan Sebastian Hinn Real Estate

  903 6th St SW, Spencer, IA 51301
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  /38

  $63,000

  $5K PRICE DROP

  • 6 Beds
  • 3 Baths
  • 2,404 Sq Ft

  807 4th Ave W, Spencer, IA 51301

  Investment opportunity awaits!! Bring your vision and your skills to this 3 unit property located in the heart of Spencer. Within walking distance to just about everything it makes for a desirable rental location. The best part of this property is after your repairs and updates the return comes back 3 tenants at a time!! Grab your work boots and let's take a walk through what this opportunity

  Bryan Sebastian Hinn Real Estate

  807 4th Ave W, Spencer, IA 51301
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  /12

  $169,900

  • 2 Beds
  • 1.5 Baths
  • 880 Sq Ft

  909 E 15th St, Spencer, IA 51301

  Tucked away on a quiet cul-de-sac, this charming 2-bedroom, 1-bath home offers a great combination of comfort, natural light, and outdoor space! ? Bright, natural light throughout ?? Expansive, deep lot with plenty of room to enjoy ?? Quiet cul-de-sac location ?? Conveniently located near schools ?? Close to parks, recreation, and more Whether you're a first-time buyer, downsizing, or looking for

  Ryan Moran Integrity Real Estate

  909 E 15th St, Spencer, IA 51301
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  /37

  $175,000

  $20K PRICE DROP

  • 5 Beds
  • 1 Bath
  • 1,355 Sq Ft

  228 4th St SW, Spencer, IA 51301

  First time for sale to the public! - 3rd-generation owner! 4+ bedroom with a triple car garage on 3/4 of an acre. This adorable farmhouse greets you with a well-maintained exterior featuring an open front porch and vinyl siding. The rear of the house has an enclosed porch that has the laundry on the main & can be used as a mudroom. The main floor has been remodeled with updated flooring, newer

  Dana Reinders EXIT Realty Midwest- Spencer/Emmetsburg

  228 4th St SW, Spencer, IA 51301
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  /2

  $27,900

  • Land
  • 12,940 Sq Ft
  • $93,920 per Acre

  2102 W 20th St, Spencer, IA 51301

  YOU + This Land = A Great Investment! Fairway Woods 2nd Addition offers several great lots. Buy YOUR land today and build later when you're ready. Spacious lots in a GREAT location with generous side setbacks to allow breathing room. Lots across the street are offset from one another. Located north of 18th Street and across from the Spencer Golf & Country Club plus close to walking and biking

  Kim Bates Bates Realty, LLC

  2102 W 20th St, Spencer, IA 51301
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  /15

  $118,500

  $11K PRICE DROP

  • 4 Beds
  • 1 Bath
  • 1,477 Sq Ft

  325 E 13th St, Spencer, IA 51301

  Searching for a move-in-ready home in Spencer, Iowa with a large yard and convenient main-floor living. This 4-bedroom, 1-bathroom home offers 1,477 square feet of comfortable living space on a spacious 0.28-acre corner lot. Inside, you'll find updated flooring throughout, neutral finishes, main-floor bedrooms, and main-floor laundry designed for convenience and everyday comfort. The upper level

  Katie Muhlbauer Integrity Real Estate

  325 E 13th St, Spencer, IA 51301
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  /2

  $29,900

  • Land
  • 15,117 Sq Ft
  • $86,158 per Acre

  2002 20th Ave W, Spencer, IA 51301

  YOU + This Land = A Great Investment! Fairway Woods 2nd Addition offers several great lots. Buy YOUR land today and build later when you're ready. Spacious lots in a GREAT location with generous side setbacks to allow breathing room. Lots across the street are offset from one another. Located north of 18th Street and across from the Spencer Golf & Country Club plus close to walking and biking

  Kim Bates Bates Realty, LLC

  2002 20th Ave W, Spencer, IA 51301
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  /44

  $125,000

  • 4 Beds
  • 2 Baths
  • 1,950 Sq Ft

  517 W 4th St, Spencer, IA 51301

  Spacious 4-bedroom, 2-story home with tons of living space on a large lot in a desirable Spencer neighborhood. Filled with character and potential, this home features generous room sizes, abundant living space, and plenty of opportunity to make it your own. Step outside to enjoy the huge fenced backyard—perfect for pets, play, gardening, or entertaining—complete with a large storage shed for all

  Ross Vander Laan EXIT Realty Midwest

  517 W 4th St, Spencer, IA 51301
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  /17

  $159,000

  • 3 Beds
  • 2 Baths
  • 808 Sq Ft

  309 W 12th St, Spencer, IA 51301

  Perfect for first-time buyers or investors, this 3 bed, 2 bath ranch offers true worry-free living! Remodeled in 2015, the home features upgrades so you can move right in. You'll love the open kitchen, complete with new soft-close cabinetry, sleek countertops, and modern appliances. Newer Pella windows flood the home with natural light, highlighting the fresh paint throughout. Behind the scenes,

  Peggy Bergh-Kuker Keller Williams Okoboji

  309 W 12th St, Spencer, IA 51301
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  /16

  $99,900

  • Land
  • 3.75 Acres
  • $26,651 per Acre

  2015 358th St, Spencer, IA 51301

  River Bend Estates is a first-class development along the Ocheyedan River. This development offers country living with community amenities. Country style living is offered by your selection of a 3.5+ acre lot, covenants that allow you to build a storage building / shop / man cave, plus a quiet setting with great sunsets! Amenities you will appreciate include a hard surface road, SMU water,

  Seth Hellinga Real Estate Unlimited

  2015 358th St, Spencer, IA 51301
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  /18

  $195,000

  • 5 Beds
  • 2 Baths
  • 2,512 Sq Ft

  110 W 5th St, Spencer, IA 51301

  Your Next Chapter Starts in this classic 3-bedroom, 1 3/4-bathroom ranch home with a fantastic opportunity to add value! Nestled on a quiet lot in Fostoria, this property offers high functional layout with endless possibilities. Sit back and enjoy small-town living with a yard that's perfect for gardening, entertaining or just relaxing.

  Kim Bates Bates Realty, LLC

  110 W 5th St, Spencer, IA 51301
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  /18

  $152,000

  • 2 Beds
  • 1 Bath
  • 988 Sq Ft

  703 8th Ave W, Spencer, IA 51301

  Looking for the perfect blend of classic character, easy maintenance, and a fantastic location? This delightful 2-bedroom, 1-bath bungalow on Spencer’s west side is ready to welcome its next owner! Whether you are looking to downsize, buying your very first home, or adding a rock-solid property to your investment portfolio, this one checks all the boxes.

  Bob Bates Bates Realty, LLC

  703 8th Ave W, Spencer, IA 51301
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  /2

  $29,900

  • Land
  • 16,962 Sq Ft
  • $76,781 per Acre

  2201 18th Ave W, Spencer, IA 51301

  Fairway Woods first addition! This subdivision with a great location has a few lots left. Excellent opportunity to build new custom home in an area that offers large lots which are offset from those across the street. An accessory building is allowed. Located across 18th Street from the Spencer Golf and Country Club plus close to walking and biking trails.

  Kim Bates Bates Realty, LLC

  2201 18th Ave W, Spencer, IA 51301
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  /49

  $173,900

  $5K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,026 Sq Ft

  1900 4th Ave SW Unit 104, Spencer, IA 51301

  Enjoy easy, maintenance free living in this beautifully updated ground level 2 bedroom Golfview Condominium overlooking the Spencer Municipal Golf Course. From the covered walk out patio, you'll have front row views of the fairways while enjoying the convenience of ground floor living with no stairs required. Inside, you'll find a bright, welcoming interior featuring granite countertops, newer

  Bryan Sebastian Hinn Real Estate

  1900 4th Ave SW Unit 104, Spencer, IA 51301
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  /17

  $175,000

  • 5 Beds
  • 3 Baths
  • 4,308 Sq Ft

  21 W 1st St, Spencer, IA 51301

  21 W 1st Street | Spencer, IA Value-add opportunity in Spencer! This 6-plex offers strong upside for an investor ready to complete renovations and increase cash flow. The property has been partially remodeled, with 2 of the 6 units currently rented, providing immediate income. The remaining 4 units offer the ability to renovate, lease up, and significantly improve overall returns. With

  Nic Madsen Gateway Real Estate Advisors

  21 W 1st St, Spencer, IA 51301
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  /11

  $29,900

  • Land
  • 11,549 Sq Ft
  • $112,766 per Acre

  1005 6th St SW, Spencer, IA 51301

  Here is the perfect "blank canvas" to build your new home. This large lot offers a great location in south Spencer close to Lincoln school, shopping, restaurants and more. Situated in an established neighborhood this rare opportunity is your place to make those thoughts of a dream home a reality.

  Bryan Sebastian Hinn Real Estate

  1005 6th St SW, Spencer, IA 51301
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  /2

  $29,900

  • Land
  • 14,293 Sq Ft
  • $91,118 per Acre

  2002 22nd Ave W, Spencer, IA 51301

  Whether you're a homeowner looking to customize your own property or an investor seeking to enhance your Real Estate Portfolio this lot holds potential for various ventures. Located in the desirable neighborhood of Fairway Woods with a peaceful atmosphere. Nearby amenities include Spencer Golf and Country Club, Trails and Parks. Start your plans today and be ready to build in the Spring!

  Kim Bates Bates Realty, LLC

  2002 22nd Ave W, Spencer, IA 51301
• 

  

  /15

  $89,900

  • Land
  • 3.44 Acres
  • $26,107 per Acre

  2020 358th St, Spencer, IA 51301

  River Bend Estates is a first-class development along the Ocheyedan River. This development offers country living with community amenities. Country style living is offered by your selection of a 3.5+ acre lot, covenants that allow you to build a storage building / shop / man cave, plus a quiet setting with great sunsets! Amenities you will appreciate include a hard surface road, SMU water,

  Seth Hellinga Real Estate Unlimited

  2020 358th St, Spencer, IA 51301
• 

  

  /15

  $89,900

  • Land
  • 3.44 Acres
  • $26,107 per Acre

  2008 358th St, Spencer, IA 51301

  River Bend Estates is a first-class development along the Ocheyedan River. This development offers country living with community amenities. Country style living is offered by your selection of a 3.5+ acre lot, covenants that allow you to build a storage building / shop / man cave, plus a quiet setting with great sunsets! Amenities you will appreciate include a hard surface road, SMU water,

  Seth Hellinga Real Estate Unlimited

  2008 358th St, Spencer, IA 51301

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