Spencer, IA Homes for Sale under $200,000

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  $199,000

  $51K PRICE DROP

  • 6,000 Sq Ft

  603 S Grand Ave, Spencer, IA 51301

  6,000 sqft! Potential opportunity so split into 3-4 units. Prime Multi-Use Space in the Heart of Spencer. Take advantage of this high-traffic location ideal for retail, office, or mixed-use development. This versatile property offers the perfect opportunity to build to suit your business needs or parcel out for rental income to generate consistent monthly revenue. Key Highlights: Premier location

  Nick Steffes Integrity Real Estate

  603 S Grand Ave, Spencer, IA 51301
• Explore Spencer

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  /22

  $110,000

  • 3 Beds
  • 2 Baths
  • 1,732 Sq Ft

  515 6th Ave W, Spencer, IA 51301

  Great opportunity in a solid neighborhood! This home offers strong potential with several key updates already in place, including newer vinyl replacement windows & a roof in good condition. Inside, you’ll find original hardwood floors in the living room & a mix of spaces—some needing full renovation, including both bathrooms, while others just require cosmetic updates like paint, flooring & light

  Tracey Radcliffe EXIT Realty Midwest

  515 6th Ave W, Spencer, IA 51301
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  /2

  $27,900

  • Land
  • 13,322 Sq Ft
  • $91,220 per Acre

  2008 W 20th St, Spencer, IA 51301

  YOU + This Land = A Great Investment! Fairway Woods 2nd Addition offers several great lots. Buy YOUR land today and build later when you're ready. Spacious lots in a GREAT location with generous side setbacks to allow breathing room. Lots across the street are offset from one another. Located north of 18th Street and across from the Spencer Golf & Country Club plus close to walking and biking

  Kim Bates Bates Realty, LLC

  2008 W 20th St, Spencer, IA 51301
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  /2

  $29,900

  • Land
  • 16,200 Sq Ft
  • $80,398 per Acre

  1804 22nd Ave W, Spencer, IA 51301

  Fairway Woods first addition! This subdivision with a great location has a few lots left. Excellent opportunity to build new custom home in an area that offers large lots which are offset from those across the street. An accessory building is allowed. Located across 18th Street from the Spencer Golf and Country Club plus close to walking and biking trails

  Kim Bates Bates Realty, LLC

  1804 22nd Ave W, Spencer, IA 51301
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  /11

  $39,900

  • Land
  • 17,518 Sq Ft
  • $99,215 per Acre

  907 & 911 6th St SW, Spencer, IA 51301

  Here is that extra large double lot you've wanted. With over .40 of an acre to put your new dream home. With a great location in south Spencer in an established neighborhood, close to all the shopping and restaurants. Make this the place you build your dreams from the ground up.

  Bryan Sebastian Hinn Real Estate

  907 & 911 6th St SW, Spencer, IA 51301
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  /15

  $89,900

  • Land
  • 3.44 Acres
  • $26,107 per Acre

  2014 358th St, Spencer, IA 51301

  River Bend Estates is a first-class development along the Ocheyedan River. This development offers country living with community amenities. Country style living is offered by your selection of a 3.5+ acre lot, covenants that allow you to build a storage building / shop / man cave, plus a quiet setting with great sunsets! Amenities you will appreciate include a hard surface road, SMU water,

  Seth Hellinga Real Estate Unlimited

  2014 358th St, Spencer, IA 51301
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  /15

  $95,000

  • 2 Beds
  • 2 Baths
  • 1,012 Sq Ft

  2106 1st Ave E Unit 30, Spencer, IA 51301

  Welcome to easy, modern living in Birchwood Estates! This 2024 model 2 bedroom, 2 bath mobile home offers a fresh, open layout. The bright, spacious kitchen features stainless steel appliances, abundant cabinetry, and a seamless flow into the main living area. Outside, you'll appreciate the brand new deck and steps, along with a convenient storage shed for extra space. This home also includes new

  Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

  2106 1st Ave E Unit 30, Spencer, IA 51301
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  /2

  $29,900

  • Land
  • 14,175 Sq Ft
  • $91,883 per Acre

  1809 22nd Ave W, Spencer, IA 51301

  Fairway Woods first addition! This subdivision with a great location has a few lots left. Excellent opportunity to build new custom home in an area that offers large lots which are offset from those across the street. An accessory building is allowed. Located across 18th Street from the Spencer Golf and Country Club plus close to walking and biking trails.

  Kim Bates Bates Realty, LLC

  1809 22nd Ave W, Spencer, IA 51301
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  /18

  $129,900

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  511 E 4th St, Spencer, IA 51301

  Charming 2-story home in Spencer. Just minutes from downtown businesses! This inviting residence features 3 bedrooms, 2 bathrooms, and an extra office/game area perfect for working from home or gaming. Enjoy the convenience of main floor laundry and relax on the cozy front porch—ideal for morning coffee or evening unwind. Recent updates include a new furnace and hot water heater, ensuring comfort

  Katie Muhlbauer Integrity Real Estate

  511 E 4th St, Spencer, IA 51301
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  /31

  $160,000

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,530 Sq Ft

  523 4th Ave W, Spencer, IA 51301

  Charming two-story home featuring 3bedrooms and 2 bathrooms. The updated kitchen is perfect for modern living, while the formal dining room and cozy living room provide plenty of space for entertaining. Relax on the wonderful front porch, ideal for sipping your morning coffee or enjoying a good book in the evening. Outside, enjoy a fenced-in yard and a three-car garage, offering ample storage and

  Kari Stave EXIT Realty Midwest- Spencer/Emmetsburg

  523 4th Ave W, Spencer, IA 51301
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  /6

  $46,000

  • 2 Beds
  • 1 Bath
  • 972 Sq Ft

  425 E 12th St, Spencer, IA 51301

  Not a challenge for the Handyman. Ideal property for TLC skills. Two bedroom, two story and too good to pass up.

  John Goede Century 21 ProLink

  425 E 12th St, Spencer, IA 51301
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  /2

  $29,900

  • Land
  • 14,157 Sq Ft
  • $92,000 per Acre

  1808 22nd Ave W, Spencer, IA 51301

  Fairway Woods first addition! This subdivision with a great location has a few lots left. Excellent opportunity to build new custom home in an area that offers large lots which are offset from those across the street. An accessory building is allowed. Located across 18th Street from the Spencer Golf and Country Club plus close to walking and biking trails.

  Kim Bates Bates Realty, LLC

  1808 22nd Ave W, Spencer, IA 51301
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  /4

  $44,000

  • 111 Beds
  • 1 Bath
  • 1,925 Sq Ft

  410 E 12th St, Spencer, IA 51301

  "I Did It My Way"......... Handyman Special. Property is in the midst of a remodel waiting for the right Handyman / Handywoman to finish the job. One bedroom, one bath, fenced yard.

  John Goede Century 21 ProLink

  410 E 12th St, Spencer, IA 51301
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  /2

  $27,900

  • Land
  • 13,991 Sq Ft
  • $86,858 per Acre

  1905 20th Ave W, Spencer, IA 51301

  YOU + This Land = A Great Investment! Fairway Woods 2nd Addition offers several great lots. Buy YOUR land today and build later when you're ready. Spacious lots in a GREAT location with generous side setbacks to allow breathing room. Lots across the street are offset from one another. Located north of 18th Street and across from the Spencer Golf & Country Club plus close to walking and biking

  Kim Bates Bates Realty, LLC

  1905 20th Ave W, Spencer, IA 51301
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  /19

  $139,900

  $10K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,513 Sq Ft

  1625 3rd Ave E, Spencer, IA 51301

  Charming 2-Bed, 2-Bath Home with Original Character and Modern Comforts Step into this beautifully maintained 2-bedroom, 2-bath home featuring original hardwood flooring, grand trim work, and tongue-and-groove ceilings that add warmth and character throughout. Enjoy abundant natural light in every room, highlighting the home’s timeless charm. Situated on a deep lot, there's plenty of outdoor

  Ryan Moran Integrity Real Estate

  1625 3rd Ave E, Spencer, IA 51301
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  /2

  $29,900

  • Land
  • 13,997 Sq Ft
  • $93,045 per Acre

  1906 22nd Ave W, Spencer, IA 51301

  Fairway Woods first addition! This subdivision with a great location has a few lots left. Excellent opportunity to build new custom home in an area that offers large lots which are offset from those across the street. An accessory building is allowed. Located across 18th Street from the Spencer Golf and Country Club plus close to walking and biking trails.

  Kim Bates Bates Realty, LLC

  1906 22nd Ave W, Spencer, IA 51301
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  /18

  $180,000

  Open Sat 1:30PM - 2:30PM $10K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,800 Sq Ft

  234 6th St SW, Spencer, IA 51301

  This spacious and functional 4 bedroom home comes with major updates already completed — including a new furnace, central AC, water heater, and electric panel, all installed in 2024! Offering the space you’ve been looking for, this home features two comfortable living areas, generously sized bedrooms, and a versatile layout perfect for everyday living. Enjoy relaxing in the 3-season room

  Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

  234 6th St SW, Spencer, IA 51301
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  /20

  $169,900

  • 3 Beds
  • 1 Bath
  • 768 Sq Ft

  921 E 10th St, Spencer, IA 51301

  Here’s the opportunity you’ve been waiting for! Enjoy affordable living in this meticulously maintained 3 bed (1 non-conforming), 1 bath ranch conveniently located near Spencer Middle School, local parks, and easy access to Grand Avenue. Since 2020, this home has been thoughtfully updated with steel siding, new windows, gutters, updated flooring in the kitchen and bathroom, and much more.

  Sean Kondrath Real Estate Unlimited

  921 E 10th St, Spencer, IA 51301
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  /16

  $165,000

  • 2 Beds
  • 2 Baths
  • 1,140 Sq Ft

  802 4th Ave W, Spencer, IA 51301

  Instant increased equity for handyman / handywoman. Enjoy the open living room in this 1140 sq ft, two bedroom, two bath home. Optional laundry on main level or basement. Easy walking distance to shopping, markets and downtown Spencer.

  John Goede Century 21 ProLink

  802 4th Ave W, Spencer, IA 51301
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  /11

  $29,900

  • Land
  • 9,599 Sq Ft
  • $135,671 per Acre

  903 6th St SW, Spencer, IA 51301

  Time to build your dreams! Located in a well established neighborhood close to everything in south Spencer from churches and Lincoln school to restaurants and shopping, this corner lot offers opportunity and room to grow. If you've been thinking about designing and building your new house and needed the land to do it, look no more, you just found the perfect place to say HOME.

  Bryan Sebastian Hinn Real Estate

  903 6th St SW, Spencer, IA 51301
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  /14

  $110,000

  • 1 Bed
  • 1 Bath
  • 783 Sq Ft

  1900 4th Ave SW Unit 218, Spencer, IA 51301

  One Bedroom Golfview Condominium located on the Spencer Municipal Golf Course. This unit features formal living room with courtyard view, eat in kitchen, large bedroom with walk in closet and bath with large step in shower, heated garage space, and an abundance of common area amenities. Conveniently located near the elevator on 2nd floor.

  Susanne Hallett Realty Professionals

  1900 4th Ave SW Unit 218, Spencer, IA 51301
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  /35

  $63,000

  $5K PRICE DROP

  • 6 Beds
  • 3 Baths
  • 2,404 Sq Ft

  807 4th Ave W, Spencer, IA 51301

  Investment opportunity awaits!! Bring your vision and your skills to this 3 unit property located in the heart of Spencer. Within walking distance to just about everything it makes for a desirable rental location. The best part of this property is after your repairs and updates the return comes back 3 tenants at a time!! Grab your work boots and let's take a walk through what this opportunity

  Bryan Sebastian Hinn Real Estate

  807 4th Ave W, Spencer, IA 51301
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  /3

  $17,500

  • Land
  • 5,849 Sq Ft
  • $130,308 per Acre

  822 2nd Ave SE, Spencer, IA 51301

  Looking to build a house? This 50' by 117' bare lot with water and sewer lines stubbed in could just be the one for you. Additionally there is a poured existing concrete driveway. Great lot! Don't miss out!

  Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

  822 2nd Ave SE, Spencer, IA 51301
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  /15

  $165,000

  • 2 Beds
  • 2 Baths
  • 1,134 Sq Ft

  1900 4th Ave SW Unit 228, Spencer, IA 51301

  Spencer Golfview Condominium offers stunning golf course views. This 2 bedroom, 2 bath corner unit offers spacious living area, large open kitchen with stainless steel appliances, 2 large bedrooms with each having a private bath and walk-in closet, in unit laundry available, covered balcony overlooking golf course, heated garage and numerous common area amenities.

  Susanne Hallett Realty Professionals

  1900 4th Ave SW Unit 228, Spencer, IA 51301
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  /42

  $129,000

  • 2 Beds
  • 1.5 Baths
  • 1,152 Sq Ft

  540 7th Ave W, Spencer, IA 51301

  This charming 11⁄2-story bungalow, built in 1900, is a solid, well-maintained home full of character and potential. Situated on a generous property that includes an extra lot, it offers added flexibility for future expansion, additional parking, or other possibilities, with the curb already in place for a driveway approach. The home features 2+ bedrooms, 11⁄2 bathrooms, a welcoming 3-season room,

  Doug Small Hinn Real Estate

  540 7th Ave W, Spencer, IA 51301
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  /29

  $154,500

  $10K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 832 Sq Ft

  424 E 10th St, Spencer, IA 51301

  This cabin style home on a corner lot is all updated! 2 bed, 1 bath, with potential for lower level bath. With partial finished basement and bar, great for entertaining or just relaxing in privacy. There is potential for 2nd bath in basement as well. 3 car garage with one heated section for projects, man cave, etc. Tractor in picture does not stay! Back yard has room for garden or playset for a

  Jimy Mac Lenz Hinn Real Estate

  424 E 10th St, Spencer, IA 51301
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  /2

  $27,900

  • Land
  • 12,940 Sq Ft
  • $93,920 per Acre

  2102 W 20th St, Spencer, IA 51301

  YOU + This Land = A Great Investment! Fairway Woods 2nd Addition offers several great lots. Buy YOUR land today and build later when you're ready. Spacious lots in a GREAT location with generous side setbacks to allow breathing room. Lots across the street are offset from one another. Located north of 18th Street and across from the Spencer Golf & Country Club plus close to walking and biking

  Kim Bates Bates Realty, LLC

  2102 W 20th St, Spencer, IA 51301
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  /15

  $124,500

  $5K PRICE DROP

  • 4 Beds
  • 1 Bath
  • 1,477 Sq Ft

  325 E 13th St, Spencer, IA 51301

  Searching for a move-in-ready home in Spencer, Iowa with a large yard and convenient main-floor living. This 4-bedroom, 1-bathroom home offers 1,477 square feet of comfortable living space on a spacious 0.28-acre corner lot. Inside, you'll find updated flooring throughout, neutral finishes, main-floor bedrooms, and main-floor laundry designed for convenience and everyday comfort. The upper level

  Katie Muhlbauer Integrity Real Estate

  325 E 13th St, Spencer, IA 51301
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  /21

  $180,000

  • 4 Beds
  • 2 Baths
  • 1,460 Sq Ft

  1111 3rd Ave W, Spencer, IA 51301

  This 4-bedroom, 2-bath home at 1111 3rd Ave W in Spencer offers plenty of room to spread out both inside and out. Situated on a large lot, you'll enjoy a nicely sized backyard complete with a mature shade tree. With four bedrooms, there's flexibility for a growing family, home office space, hobbies, or guests. Enjoy peace of mind with q radon system.Conveniently located in Spencer, this property

  Alix Miller EXIT Realty Midwest

  1111 3rd Ave W, Spencer, IA 51301
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  /2

  $29,900

  • Land
  • 15,117 Sq Ft
  • $86,158 per Acre

  2002 20th Ave W, Spencer, IA 51301

  YOU + This Land = A Great Investment! Fairway Woods 2nd Addition offers several great lots. Buy YOUR land today and build later when you're ready. Spacious lots in a GREAT location with generous side setbacks to allow breathing room. Lots across the street are offset from one another. Located north of 18th Street and across from the Spencer Golf & Country Club plus close to walking and biking

  Kim Bates Bates Realty, LLC

  2002 20th Ave W, Spencer, IA 51301
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  /14

  $178,000

  • 5 Beds
  • 1 Bath
  • 1,636 Sq Ft

  1207 10th Ave E, Spencer, IA 51301

  Welcome to this meticulously maintained 4-bedroom, 1-bath split-foyer home, perfectly positioned for active lifestyles! Enjoy ultimate convenience located directly across from Spencer Middle School, the soccer complex, and baseball fields. This move-in-ready residence features significant updates, including vinyl siding, replacement windows and a fully finished lower level that provides that

  Cynthia Besaw RE/MAX Lakes Realty

  1207 10th Ave E, Spencer, IA 51301
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  /16

  $99,900

  • Land
  • 3.75 Acres
  • $26,651 per Acre

  2015 358th St, Spencer, IA 51301

  River Bend Estates is a first-class development along the Ocheyedan River. This development offers country living with community amenities. Country style living is offered by your selection of a 3.5+ acre lot, covenants that allow you to build a storage building / shop / man cave, plus a quiet setting with great sunsets! Amenities you will appreciate include a hard surface road, SMU water,

  Seth Hellinga Real Estate Unlimited

  2015 358th St, Spencer, IA 51301
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  /2

  $29,900

  • Land
  • 16,962 Sq Ft
  • $76,781 per Acre

  2201 18th Ave W, Spencer, IA 51301

  Fairway Woods first addition! This subdivision with a great location has a few lots left. Excellent opportunity to build new custom home in an area that offers large lots which are offset from those across the street. An accessory building is allowed. Located across 18th Street from the Spencer Golf and Country Club plus close to walking and biking trails.

  Kim Bates Bates Realty, LLC

  2201 18th Ave W, Spencer, IA 51301
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  /23

  $173,900

  $5K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,026 Sq Ft

  1900 4th Ave SW Unit 104, Spencer, IA 51301

  Here is your rare opportunity to own a ground level 2 bedroom Golfview Condo that features a covered walk out patio with spectacular views of the Spencer Municipal golf course. Inside you will be greeted with numerous updates featuring beautiful granite countertops, newer kitchen appliances and an upscale wood plank flooring. The spacious master bedroom offers a golf course view with a large walk

  Bryan Sebastian Hinn Real Estate

  1900 4th Ave SW Unit 104, Spencer, IA 51301
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  /17

  $175,000

  • 5 Beds
  • 3 Baths
  • 4,308 Sq Ft

  21 W 1st St, Spencer, IA 51301

  21 W 1st Street | Spencer, IA Value-add opportunity in Spencer! This 6-plex offers strong upside for an investor ready to complete renovations and increase cash flow. The property has been partially remodeled, with 2 of the 6 units currently rented, providing immediate income. The remaining 4 units offer the ability to renovate, lease up, and significantly improve overall returns. With

  Nic Madsen Gateway Real Estate Advisors

  21 W 1st St, Spencer, IA 51301
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  /13

  $157,900

  • 2 Beds
  • 1 Bath
  • 1,352 Sq Ft

  1601 3rd Ave E, Spencer, IA 51301

  Classic 1950's ranch with original hardwood floors. Whether you're a first-time homebuyer, a DIY enthusiast, or looking to downsize without losing garage and storage space, this home is a fit! Spread out and enjoy room on this spacious corner lot with space for everything. The basement rec room is ready for your design ideas to make it shine. Vinyl siding and vinyl windows already installed for a

  Kim Bates Bates Realty, LLC

  1601 3rd Ave E, Spencer, IA 51301
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  /34

  $129,500

  $4K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,194 Sq Ft

  817 E 4th St, Spencer, IA 51301

  Charming updated bungalow in a prime location! Just 2 blocks from high school and 5 blocks from middle school, this 2-bedroom, 1-bath with attached garage provides great peace of mind for buyers. Major improvements include new water heater, interior sewer line and sewer line to the street replaced, updated electrical panel and newer vinyl windows throughout. Egress window in the unfinished

  John Goede Century 21 ProLink

  817 E 4th St, Spencer, IA 51301
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  /17

  $90,000

  $17K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 879 Sq Ft

  309 E 1st St, Spencer, IA 51301

  Perfect Starter Home for First-Time Buyers! This cozy one-level home offers classic cottage charm with modern updates, including a new furnace and hot water heater (2024). The layout features 2 bedrooms, 1 bath and a basement with potential for added living space. Structurally sound and move-in ready--just add your personal touches! Includes a detached garage, storage shed and a manageable yard.

  Lori Black EXIT Realty Midwest- Spencer/Emmetsburg

  309 E 1st St, Spencer, IA 51301
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  /11

  $29,900

  • Land
  • 11,549 Sq Ft
  • $112,766 per Acre

  1005 6th St SW, Spencer, IA 51301

  Here is the perfect "blank canvas" to build your new home. This large lot offers a great location in south Spencer close to Lincoln school, shopping, restaurants and more. Situated in an established neighborhood this rare opportunity is your place to make those thoughts of a dream home a reality.

  Bryan Sebastian Hinn Real Estate

  1005 6th St SW, Spencer, IA 51301
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  /2

  $29,900

  • Land
  • 14,293 Sq Ft
  • $91,118 per Acre

  2002 22nd Ave W, Spencer, IA 51301

  Whether you're a homeowner looking to customize your own property or an investor seeking to enhance your Real Estate Portfolio this lot holds potential for various ventures. Located in the desirable neighborhood of Fairway Woods with a peaceful atmosphere. Nearby amenities include Spencer Golf and Country Club, Trails and Parks. Start your plans today and be ready to build in the Spring!

  Kim Bates Bates Realty, LLC

  2002 22nd Ave W, Spencer, IA 51301

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