1312 7th St Saint Cloud, FL 34769
Downtown Saint Cloud Neighborhood
2
Beds
2
Baths
868
Sq Ft
4,792
Sq Ft Lot
Highlights
- Deck
- Attic
- No HOA
- Wood Flooring
- Separate Formal Living Room
- Covered Patio or Porch
About This Home
As of July 2025One or more photo(s) has been virtually staged. As you enter this well-loved and meticulously maintained home, you are immediately enveloped by the timeless elegance of the original hardwood floors that stretch gracefully beneath your feet. Each step resonates with the warmth of history, whispering stories of cherished moments and joyful gatherings. The air is filled with a sense of nostalgia, inviting you to imagine the laughter and love that have echoed through these walls.
Your gaze is drawn upward to the soaring 9-foot ceilings, adorned with exquisite crown molding details that add a touch of sophistication to every room. The intricate craftsmanship of the moldings frames the space beautifully, enhancing the home’s character and creating an airy, open atmosphere that feels both grand and inviting. Sunlight filters through updated windows, casting a warm glow that dances across the polished floors, illuminating the unique features that make this home truly special.
As you explore further, you discover a custom bathroom vanity, a unique handcrafted piece that adds a touch of elegance to the space. It stands as a testament to the thoughtful upgrades that blend seamlessly with the home’s original charm. The refurbished clawfoot tub beckons, promising relaxing soaks and moments of tranquility, while antique bedroom doors with matching decor knobs whisper tales of the past.
The heart of the home reveals itself in the updated kitchen, where stylish cabinetry meets stunning Uba Tuba granite countertops. A charming farmhouse sink adds character, inviting culinary creativity and shared meals with loved ones. High-quality appliances, including a gas stove with six burners, await your culinary adventures, while ample storage ensures that everything you need is within reach.
Stepping outside, the large open-back deck unfolds, perfect for entertaining friends and family. Imagine summer barbecues and evening gatherings under the stars, with the new fenced backyard providing a private retreat for relaxation and play. French doors allow for effortless transitions between indoor and outdoor spaces, making entertaining a breeze.
The detached carriage workshop stands ready for your projects or extra storage, featuring a new overhead door for easy access. It’s a versatile space that can adapt to your needs, whether you envision a creative studio or a practical workspace.
Located just two blocks from downtown St. Cloud, this home offers not only a sanctuary of comfort but also the vibrancy of community life. With shopping, dining, and entertainment just steps away, you’ll find everything you need within reach. The nearby Cannery Park provides a fantastic space for small young people to play, while the scenic views and recreational activities at Lakefront Marina are just a short stroll away.
This home is more than just a place to live; it’s a canvas for your life’s story, a blend of charm and modern convenience, waiting for you to make it your own. Welcome to a lifestyle where history meets contemporary living, and every corner invites you to create new memories.
Last Agent to Sell the Property
KELLER WILLIAMS ADVANTAGE REALTY Brokerage Phone: 407-977-7600 License #533067 Listed on: 06/06/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,080
Year Built
- Built in 1920
Lot Details
- 4,792 Sq Ft Lot
- Lot Dimensions are 48x100
- South Facing Home
- Wood Fence
- Level Lot
- Property is zoned SR2
Parking
- 1 Car Garage
- Alley Access
- Ground Level Parking
Home Design
- Bungalow
- Shingle Roof
- HardiePlank Type
Interior Spaces
- 868 Sq Ft Home
- 1-Story Property
- Crown Molding
- Ceiling Fan
- ENERGY STAR Qualified Windows
- Blinds
- French Doors
- Separate Formal Living Room
- Formal Dining Room
- Crawl Space
- Attic
Kitchen
- Range
- Recirculated Exhaust Fan
- Microwave
- Ice Maker
- Dishwasher
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry closet
- Dryer
- Washer
Home Security
- Security System Owned
- Fire and Smoke Detector
Outdoor Features
- Deck
- Covered Patio or Porch
- Exterior Lighting
- Separate Outdoor Workshop
- Private Mailbox
Schools
- Michigan Avenue Elementary School
- St. Cloud Middle School
- St. Cloud High School
Utilities
- Central Heating and Cooling System
- Tankless Water Heater
Community Details
- No Home Owners Association
- St Cloud 2Nd Town Of Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 13 / 45
- Assessor Parcel Number 01-26-30-0001-0045-0130
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 6, 2025
Closed on
Jul 14, 2025
Sold by
White Tamarah S and White Garry E
Bought by
Miller Dolores E
Seller's Agent
Ronda the Re Christiansen
KELLER WILLIAMS ADVANTAGE REALTY
Buyer's Agent
Amanda Mohen
EAST PARK REALTY LLC
List Price
$249,900
Sold Price
$252,000
Premium/Discount to List
$2,100
0.84%
Views
47
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-77.73%
Original Mortgage
$244,440
Outstanding Balance
$244,440
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
-$30,816
Purchase Details
Closed on
May 29, 2018
Sold by
1312 7Th Street Llc
Bought by
White Tamarah and White Garry
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$36,250
Interest Rate
4.66%
Purchase Details
Closed on
Sep 13, 2016
Sold by
White Tamarah S
Bought by
White Tamarah S and White Garry E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,000
Interest Rate
3.43%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 8, 2016
Sold by
White Tamarah S
Bought by
1312 7Th Street Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,000
Interest Rate
3.43%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 16, 2004
Sold by
Swift Theresa M
Bought by
1312 7Th Street Swift Trust and White Tamarah S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$62,000
Interest Rate
5.38%
Mortgage Type
Purchase Money Mortgage
Similar Homes in Saint Cloud, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $252,000 | First Service Title | |
| Warranty Deed | $252,000 | First Service Title | |
| Deed | -- | -- | |
| Warranty Deed | $59,000 | Stewart Title Company | |
| Quit Claim Deed | -- | Attorney | |
| Warranty Deed | $50,000 | Stewart Approved Title Inc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $244,440 | New Conventional | |
| Closed | $244,440 | New Conventional | |
| Previous Owner | $36,250 | No Value Available | |
| Previous Owner | -- | No Value Available | |
| Previous Owner | $105,000 | New Conventional | |
| Previous Owner | $62,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/14/2025 07/14/25 | Sold | $252,000 | +0.8% | $290 / Sq Ft |
| 06/09/2025 06/09/25 | Pending | -- | -- | -- |
| 06/06/2025 06/06/25 | For Sale | $249,900 | -- | $288 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,861 | $141,800 | $46,800 | $95,000 |
| 2023 | $1,861 | $95,839 | $0 | $0 |
| 2022 | $1,679 | $106,100 | $30,600 | $75,500 |
| 2021 | $1,513 | $87,600 | $29,200 | $58,400 |
| 2020 | $1,392 | $80,400 | $25,900 | $54,500 |
| 2019 | $1,272 | $71,300 | $22,800 | $48,500 |
| 2018 | $1,151 | $62,100 | $18,000 | $44,100 |
| 2017 | $1,052 | $54,100 | $13,800 | $40,300 |
| 2016 | $496 | $25,200 | $12,000 | $13,200 |
| 2015 | $475 | $23,600 | $12,000 | $11,600 |
| 2014 | $441 | $21,800 | $11,100 | $10,700 |
Source: Public Records
Agents Affiliated with this Home
-
Ronda the Re Christiansen
Seller's Agent in 2025
Ronda the Re Christiansen
KELLER WILLIAMS ADVANTAGE REALTY
(407) 924-9520
2 in this area
48 Total Sales
-
Amanda Mohen
A
Buyer's Agent in 2025
Amanda Mohen
EAST PARK REALTY LLC
(407) 433-7455
1 in this area
1 Total Sale
Map
Source: Stellar MLS
MLS Number: O6302553
APN: 01-26-30-0001-0045-0130
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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