NOT LISTED FOR SALE

13122 Thoroughbred Loop Largo, FL 33773

Ulmerton Neighborhood

Estimated Value: $288,000 - $339,000

2 Beds
1.5 Baths
1,271 Sq Ft
$239/Sq Ft Est. Value

Last Sold January 23, 2025

Last sale price $308,000 $242 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $1,895/month

34 Days on Market

Highlights

  • 20 Feet of Pond Waterfront
  • Open Floorplan
  • Florida Architecture
  • Pond View
  • Vaulted Ceiling
  • Wood Flooring

About This Home

As of January 2025

One or more photo(s) has been virtually staged. *** Under Contract but Backups wanted! *** Beautiful 2004, totally updated WATERFRONT townhome in Cumberland Trace Townhomes in Largo. AC is brand new in 2024! A 10-year AC warrranty transfers! AC duct cleaning in 2024. NO FLOOD INSURANCE REQUIRED! No issues during Hurricane Helene or Milton! In addition to the two large bedrooms upstairs, this unit features a loft that could be used as a nursery, office, or guest bedroom. HOA is only $175 per month; yes, it covers your roof! Luxury waterproof vinyl flooring downstairs with ceramic tile in the kitchen and bathrooms. The floorplan is open and efficient, with no wasted space. Large peninsula counter in the kitchen with seating for at least three. Pendant lighting and track lighting. Under-the-counter rechargeable lighting. Custom backsplash (2016). There are gorgeous granite counters in the kitchen and both bathrooms. The kitchen has a newer (2021) stainless steel refrigerator, range, microwave, and wine refrigerator. The water heater was new in 2018. Custom blinds throughout (2019). The screened back patio has gemstone coating on the floor, was installed in 2015, and gives you an unobstructed view of the pond. Pavered patio for your grill. The primary bedroom is BIG with a custom-painted accent wall, vaulted ceilings, plant shelves, and a huge pass-thru walk-in closet, with custom shelving leading to the spacious master bath. The garden tub is BIG! Double bowl sinks, granite countertops, custom frameless glass walk-in shower (2019), and plenty of lighting, including a large window. Indoor laundry closet on 2nd floor, near bedrooms, with recently installed (2024) 110v outlet to accommodate stackable units. The dryer vent was professionally cleaned (2023). The main water shutoff was replaced in 2024. 1-car attached garage with built-in shelving and 7000-watt generator with hook up. The generator was only used once, for 6 days, during the recent hurricane season. The front storm door is all glass with a built-in screen (2018). Gorgeous community swimming pool with a covered pavilion. You'll love the duck and turtle-filled pond in your backyard. Pond view from kitchen, dining, living, master bath, and primary bedroom. Only a handful of units in the subdivision are waterfront. Cumberland Trace is ideally situated near great schools, shopping, dining, and entertainment. These many upgrades are rare, and a clean and move-in-ready unit is even rarer. Check out the pictures!

Last Agent to Sell the Property

Chris O'Connor

CHARLES RUTENBERG REALTY INC Brokerage Phone: 866-580-6402 License #704433 Listed on: 12/06/2024

CHARLES RUTENBERG REALTY INC

Last Buyer's Agent

Joanie Parker

FUTURE HOME REALTY INC License #3113539

FUTURE HOME REALTY INC

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $1,439

Year Built

  • Built in 2004

Lot Details

  • 1,146 Sq Ft Lot
  • 20 Feet of Pond Waterfront
  • East Facing Home
  • Mature Landscaping

HOA Fees

  • $175 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Florida Architecture
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,271 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Blinds
  • Sliding Doors
  • Combination Dining and Living Room
  • Loft
  • Pond Views
  • Security System Owned

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Walk-In Pantry
  • Range
  • Microwave
  • Wine Refrigerator
  • Granite Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet

Laundry

  • Laundry on upper level
  • Washer and Electric Dryer Hookup

Schools

  • Walsingham Elementary School
  • Osceola Middle School
  • Pinellas Park High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Power Generator
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Additional Features

  • Reclaimed Water Irrigation System
  • Covered Patio or Porch

Listing and Financial Details

Community Details

Overview

  • Association fees include pool, escrow reserves fund, maintenance structure, ground maintenance, trash
  • Ameri Tech / Gina Mistretta Association, Phone Number (727) 726-8000
  • Visit Association Website
  • Cumberland Trace Subdivision
  • The community has rules related to deed restrictions

Recreation

  • Community Pool

Pet Policy

  • Pets Allowed
  • Pets up to 20 lbs
  • 3 Pets Allowed

Additional Features

  • Community Mailbox
  • Fire and Smoke Detector

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$1,439

Year Built

Built in 2004

Lot Details

0

HOA Fees

$175 per month

Parking

1

Listing Details

  • HOA Fee Includes: Pool, Escrow Reserves Fund, Maintenance Structure, Maintenance Grounds, Trash
  • Property Type: Residential
  • Property Sub Type: Townhouse
  • Architectural Style: Florida
  • Construction Materials: Vinyl Siding, Frame
  • Fireplace: No
  • Living Area: 1271
  • Lot Size Acres: 0.03
  • New Construction: No
  • Year Built: 2004
  • Building Area Total: 1271
  • Lot Size Sq Ft: 1146
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 118.08
  • Escrow City: Clearwater
  • Escrow State: FL
  • Escrow Street Name: US Hwy 19 N Suite 100
  • Minimum Lease: 1-2 Years
  • Number Of Pets: 3
  • RATIO Current Price By Calculate: 242.33
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 866-580-6402
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Hardwood
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Disposal, Microwave, Range, Refrigerator, Wine Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: Two
  • Other Equipment: Irrigation Equipment, Generator
  • Stories: 2
  • Window Features: Blinds
  • Additional Rooms: Loft
  • Living Area Meters: 118.08

Exterior Features

  • Direction Faces: East
  • Exterior Features: Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Screened
  • Road Surface Type: Asphalt
  • Water View: Pond
  • Water View YN: 1
  • Waterfront Feet Total: 20
  • Water Frontage Feet Pond: 20

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Laundry Closet, Upper Level, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Community Mailbox, Deed Restrictions, Irrigation-Reclaimed Water, Pool, Street Lights
  • Association Amenities: Pool
  • Association Fee: 175
  • Association Fee Frequency: Monthly
  • Association Name: Ameri-Tech / Gina Mistretta
  • Phone: 727-726-8000 x 5
  • Association: Yes
  • Security: Security System Owned, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: No aggressive breed. 1 dog < 20 pounds and 2 cats. Contact Gina Mistretta at Ameri-Tech at 727-726-8000 x 505 to verify pet restrictions.
  • Association Fee Requirement: Required
  • Max Pet Weight: 20
  • Association Email: gmistretta@ameritechmail.com
  • Association URL: https://www.ameritechcompanies.com/

Fee Information

  • Total Annual Fees: 2100.00
  • Total Monthly Fees: 175.00
  • Monthly HOA Amount: 175.00

Schools

  • Elementary School: Walsingham Elementary-PN
  • High School: Pinellas Park High-PN
  • Middle Or Junior School: Osceola Middle-PN

Lot Info

  • Parcel Number: 12-30-15-20070-017-0020
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Contact Gina Mistretta at Ameri-Tech at 727-726-8000 x 505 to verify lease restrictions.

Tax Info

  • Tax Annual Amount: 1439.48
  • Tax Block: 17
  • Tax Book Number: 127-49
  • Tax Lot: 2

Multi Family

  • Waterfront Features: Pond
  • Approval Process: Buyers don't need to be approved, but tenants do. Contact Gina Mistretta at 727-726-8000 x 505 to verify the lease approval process.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 6, 2024
Closed on
Jan 21, 2025
Sold by
Bishop Tracey K and Vest Graydon Dale
Bought by
Ruhl Craig Stephen
Seller's Agent
Chris O'Connor
CHARLES RUTENBERG REALTY INC
Buyer's Agent
Joanie Parker
FUTURE HOME REALTY INC
List Price
$319,900
Sold Price
$308,000
Premium/Discount to List
-$11,900
-3.72%
Views
30
Current Estimated Value
$303,912

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,088
Avg. Annual Appreciation
-1.44%

Purchase Details

Closed on
May 29, 2015
Sold by
U S Bank Trust Na
Bought by
Bishop Tracey K

Purchase Details

Closed on
Feb 11, 2015
Sold by
Mccabe Matthew
Bought by
U S Bank Trust Na

Purchase Details

Closed on
Aug 1, 2006
Sold by
Pomplun Christopher G
Bought by
Mccabe Matthew and Norris Jennifer L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$167,200
Interest Rate
8.37%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 16, 2004
Sold by
Rottlund Homes Of Florida Inc
Bought by
Pomplun Christopher G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,950
Interest Rate
4.87%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ruhl Craig Stephen $308,000 Fidelity National Title
Bishop Tracey K $119,568 Mmrem Title Llc
U S Bank Trust Na $54,200 None Available
Mccabe Matthew $190,000 Stewart Title Pinellas Inc
Pomplun Christopher G $145,000 First Rottlund Title Of Flor
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Mccabe Matthew $167,200
Previous Owner Pomplun Christopher G $115,950
Closed Pomplun Christopher G $21,750
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/23/2025 01/23/25 Sold $308,000 -2.2% $242 / Sq Ft
01/09/2025 01/09/25 Pending -- -- --
01/04/2025 01/04/25 Price Changed $314,900 -1.6% $248 / Sq Ft
12/06/2024 12/06/24 For Sale $319,900 -- $252 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,480 $125,349 -- --
2024 $1,439 $121,816 -- --
2023 $1,439 $118,268 $0 $0
2022 $1,382 $114,823 $0 $0
2021 $1,384 $111,479 $0 $0
2020 $1,375 $109,940 $0 $0
2019 $1,338 $107,468 $0 $0
2018 $1,316 $105,464 $0 $0
2017 $1,294 $103,295 $0 $0
2016 $1,254 $101,170 $0 $0
2015 $1,660 $85,941 $0 $0
2014 -- $66,254 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8322405

Stellar MLS

APN: 12-30-15-20070-017-0020