NOT LISTED FOR SALE

1315 Charles St Fredericksburg, VA 22401

Downtown Fredericksburg Neighborhood

Estimated Value: $424,744 - $475,000

3 Beds
2 Baths
1,504 Sq Ft
$296/Sq Ft Est. Value

About This Home

This home is located at 1315 Charles St, Fredericksburg, VA 22401 and is currently estimated at $445,936, approximately $296 per square foot. 1315 Charles St is a home located in Fredericksburg City with nearby schools including Lafayette Upper Elementary School, Hugh Mercer Elementary School, and Walker-Grant Middle School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 18, 2025
Sold by
Lowry Steven D
Bought by
Elite Properties Va Llc
Current Estimated Value
$445,936

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$292,500
Outstanding Balance
$292,500
Interest Rate
6.85%
Mortgage Type
Construction
Estimated Equity
$153,436

Purchase Details

Closed on
Sep 23, 2011
Sold by
Virginia Credit Union Inc
Bought by
Lowry Steven D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,050
Interest Rate
4.25%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 2, 2011
Sold by
M Richard Epps Pc Sub Tr
Bought by
Virginia Credit Union Inc

Purchase Details

Closed on
Nov 7, 2005
Sold by
Young Marguerite B
Bought by
Campbell Ian D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$222,400
Interest Rate
5.85%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

Collateral Analytics

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ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

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First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

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Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Elite Properties Va Llc $325,000 Mobility Title
Lowry Steven D $159,000 --
Virginia Credit Union Inc $110,000 --
Campbell Ian D $278,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Elite Properties Va Llc $292,500
Previous Owner Lowry Steven D $151,050
Previous Owner Campbell Ian D $222,400
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,328 $302,300 $160,000 $142,300
2024 $1,784 $200,400 $100,000 $100,400
2023 $1,723 $200,400 $100,000 $100,400
2022 $1,663 $200,400 $100,000 $100,400
2021 $1,663 $200,400 $100,000 $100,400
2020 $1,692 $199,100 $100,000 $99,100
2019 $1,593 $199,100 $100,000 $99,100
2018 $1,593 $199,100 $100,000 $99,100
2017 $1,593 $199,100 $100,000 $99,100
2012 -- $209,600 $105,000 $104,600
Source: Public Records

Map

Virginia Fredericksburg County Fredericksburg 22401 Downtown Fredericksburg

1315 Charles St, Fredericksburg, VA

This home is located at 1315 Charles St, Fredericksburg, VA 22401 and is currently estimated at $445,936, approximately $296 per square foot. 1315 Charles St is a home located in Fredericksburg City with nearby schools including Lafayette Upper Elementary School, Hugh Mercer Elementary School, and Walker-Grant Middle School.

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